In recent years, the cabinet has advocated financial innovation to increase the economy, but when it is implemented at the grassroots level, chaos is rampant.

The combination of classical usury and the Internet has created a profitable industry, but where does the profit come from?

Over the years, especially young people, I don't know how many people have borrowed money in a moment of confusion, and as a result, under an inexplicable algorithm, the small amount of money borrowed has risen to the point where they need to go bankrupt.

There are many young people who can't think about it for a while, and feel that they have been driven to a dead end, so they end their young lives, which is regrettable.

And the most terrible thing is the loans for women, many loans are aimed at women's bodies at the beginning, and if they can't be repaid, they will arrange "meat repayment".

Under the cover of the advanced Internet, this is just a resurrection of the means of prostitution in the past.

There are frequent chaos in this industry, and I don't know how many people have gone bankrupt and their families have died.

And Ni Hongyu, who has always been honest and dutiful, actually borrowed money, which caused the underworld, it seems that she borrowed unofficial money, and nine times out of ten it is super usury.

Ni Ruorong was angry and regretful.

"I ...... Three months ago, I got sick. I didn't have the money to see a doctor, so a classmate recommended me to take out a loan, and then I took out a loan of 5,000 yuan, got 4,000 yuan, and repaid 5,500 yuan a month later. The interest rate is high. Ni Hongyu cried and said, "I was very sick at the time, my mind was dizzy, and my judgment was weakened, so I took out a loan. Later, when I got better, I scraped together 5,500 to repay the money.

However, on the day of repayment, the app of the orange loan company was maintained and could not be repaid at all. I was as anxious as an ant on a hot pot, but I had no choice but to watch myself overdue.

The next day, Orange Loan called me and told me I was overdue. Not only do I face high overdue fees, but also some messy handling fees, and the interest is constantly rolling over, and I am not allowed to repay the principal!

How can I afford this, I don't know how many times the money I owe a day, and now I ...... I can't afford it anymore, I can't afford to give them my life...... Whining...... ”

Ni Hongyu said, squatting on the ground, whimpering, the whole person was heartbroken, and it was distressing to watch.

Yang Xiaotian and Zhou Wenyuan glanced at each other, and said in their hearts that this girl was a naked routine loan, and deliberately did not allow the repayment on the repayment date, causing the lender to be overdue and triggering his overlord clause. Then the interest will be rolled, borrowing a few thousand, I am afraid that I will have to repay tens of thousands.

And what's even darker is that only the interest is allowed to be repaid, and the principal is not allowed to be repaid, what does this mean? This is to bear this loan for the rest of your life, and only if you don't die, you will always work for the orange loan. What a black heart!

It is said that Huang Shiren's heart was black in the past, and this orange loan is ten times blacker than Huang Shiren's heart!

"Why didn't you tell me?" Ni Ruorong patted Ni Hongyu's shoulder and said.

Ni Hongyu cried: "Uncle, you don't know anything except drinking and getting drunk, how can I tell you? And what's the use of saying it, just worrying you in vain!"

Ni Ruorong remembered his original shape, he didn't know anything except complaining drunk, and it was normal for his niece not to tell him!

Ni Hongyu is actually very capable, working as a tutor and part-time, and her income is not high, but if she didn't have to support him Ni Ruorong, she wouldn't have no money for medical treatment. In the final analysis, it was still my uncle who dragged down Ni Hongyu!

Thinking of this, Ni Ruorong's heart was filled with infinite pain and self-blame!

"This ...... It's all my fault!" Ni Ruorong also cried, "It's me who is not good, let my niece look down on me, I'm a beast, I'm a bastard, I'm not a human!"

The more Ni Ruorong spoke, the more angry he became, and slapped himself a few times, with a lot of force, and his eyes were full of stars.

"Uncle, you don't want this!" Ni Hongyu stopped crying, and hurriedly stopped Ni Ruorong, "It's not your fault, you were also hurt, I was stupid and fell into someone else's trap." I'll just handle this matter myself, you don't have to worry about it, I'll ...... I can't get you involved!"

Ni Hongyu said that, calmly stepped forward, looked at Feng Duoyu, and said, "How much do I owe now?"

Feng Duoyu turned on his mobile phone, glanced at it, and said, "You have been overdue for a long time, and now you owe a total of 1123740 yuan!"

"More than one million thousand?" Ni Hongyu said.

"Yes!" Feng Duoyu said.

"You're too dark, aren't you?" Ni Hongyu said, "I actually got 4,000, but I have to pay back 1.1 million, you are knocking bones and sucking the marrow! It seems that you want to ruin other people's families!"

Feng Duoyu said aggrievedly: "Miss Ni Hongyu, don't tarnish people's innocence out of thin air, all the behaviors of orange loans are within the scope of the law." We just have a relatively high overdue fee and liquidated damages, forming interest, which has accumulated so much after a series of complex calculations. If you don't stay that long, this money won't accumulate that much!"

"I owe this money, and it has nothing to do with my uncle. Ni Hongyu resolutely said, "I'll pay it back!"

Feng Duoyu looked at Ni Hongyu and said with a smile: "I see that with your financial resources, I'm afraid you can't afford to pay it back!"

"I'm going to sell my two kidneys, and I'll be able to pay them back!" Ni Hongyu gritted her teeth and said, "If it's not enough, there are corneas, hearts, and skin, a person can be worth a million after all!"

"What? Feng Duoyu was taken aback first, and was frightened by the girl's ruthlessness and determination, "We are law-abiding citizens, and we are not a criminal organization that traffics organs, why are you doing this." Our company is very considerate and has a repayment plan for borrowers!"

"Repayment plan?"

"Yes, Ni Hongyu, from a man's point of view, you are very beautiful, I give you a fair score, and your appearance can also be scored 9!" Feng Duoyu said, "For a woman, beauty is a resource, and for the world, beauty is a scarce resource. ”

Ni Hongyu already knew what Feng Duoyu meant, and sneered, "Then what do you want to say?"

Feng Duoyu said: "You are beautiful, and you are a student of Yenching University, and as far as I know, you are still a virgin." This is very good. We can arrange for you to work at Fengyue Nightclub, and you can pay off the money in a month with your appearance. After repaying the money, we can also forgive your principal.

When the time comes, if you want to continue to do it, you can continue to do it, and ensure that you can live a rich and prosperous life without worrying about food and clothing, which is 10,000 times stronger than your hard work in 996.

And if you don't want to do it, it's as simple as quitting. Our company is still very humanitarian, don't talk about selling organs or something. ”