Eight stores covering an area of tens of thousands of square meters, as well as three single-courtyard warehouses with a usable area of more than 20,000 square meters, put aside the inland section of the third ring road in the future, how much money does the supermarket make, not to mention, how much does it have to be for the appreciation of the land? !

Chen Dahe silently calculated in his heart, Zhang Tiejun continued, "According to what you said, most of the goods are deposited first, and when the supermarket opens, they will be sold and then settled, only some of the in-demand materials have paid a deposit of three to fifty percent first, and the rest will be settled later, let me tell you, my millions are ...... spent."

"Wait," Chen Dahe hurriedly interrupted him, and asked with a surprised face, "The payment is all under pressure, and we will pay it when it opens?"

The normal settlement cycle of the supermarket is generally one to three months, and then it will be adjusted according to the size of the supermarket, if it is a small community store opened by an individual, I am afraid that there is not even a one-month account period, the supplier can allow seven days or half a month to pay even if it is good, it must be a regular customer or close relationship, many of them are also required to settle on the spot, what account period to press the goods, there is no such thing.

On the contrary, if it is the kind of national and even international large-scale chain supermarket, the account period will generally be pressed to three months or even longer, the store is a big bully, it is easy to understand, the big brand is good to say, the smaller the brand supplier's right to speak, but no matter how long the account period will not exceed half a year, from the date of receipt of the goods at the latest half a year must be settled, now Lao Zhang told him that he can press for nearly a year, what is the concept? !

"Why can't you do it?" Zhang Tiejun looked at him inexplicably, "Don't say that there is the face of my old Zhang family, even if there is not, this normal transaction is nothing to press the payment for a period of time, now many factories are crediting materials first, and then settle the payment after the production of the product is sold, and the time cycle has to drag on for almost so long, it is no different from me,"

Then he shook his head and said with a smile, "Besides, this is not a special situation, the supermarket has not opened yet, and when it opens, it will be settled according to a half-year cycle in the future, and they all said that there is no problem." ”

Chen Dahe touched his head, his brows furrowed terribly, first give the materials on credit, and then settle the payment after the production is finished, isn't this a very serious triangular debt in later generations, why did there appear at this time?

"Actually, it's nothing," Zhang Tiejun smiled, "Although the payment is not so fast, as long as there is an order, the bank will provide wholesale loans, which will not affect the normal operation of the production unit, which is also what I learned after you told me last time." ”

It turns out that there is a bank backing, no wonder they dare to play like this, most of the current units are state-owned enterprises, at least they are collective enterprises, for the bank is the same as their own family, it is nothing to put some loans, and there is not an order to support it, and it is not that they can't afford to pay it back, so they can still earn some interest, at this time, the bank is not like the later generations to take out loans, but for fear that no one will ask them for loans.

Chen Dahe squinted his eyes thoughtfully, with the participation of banks, then any game can be played, such as the housing market in the future, no matter how much policies are issued to suppress housing prices, it is not as effective as letting banks limit loans, but if one day, the bank suddenly tightens the bank, I am afraid that this mess will kill people.

Well, Mr. Sun is engaged in economic research, and when I see him next time, I have to give him a reminder and let him pay attention to this aspect of the situation, and it is best to write a report and submit it, although it cannot be completely eliminated, at least it can also make the boss a little prepared, which is much better than being anxious like the future generations.

There is nothing to support the industry with normal liquidity, such as supermarkets or other retail industries, with sales support, it has sufficient solvency, and it is really not possible to pull things back, but if the normal production process is also caught in this debt dispute, once the downstream enterprises are unable to pay, it will affect all units in the upstream of the entire supply chain, after all, it is impossible for people to pull back the products that have been produced back to the furnace, and the food made into biscuits will not become flour no matter how much they make it!

"Lao Chen," Zhang Tiejun craned his head and stared at him without blinking, "What do you think? What, is there a problem?"

"No," Chen Dahe shook his head, "It has nothing to do with you, I thought about something else." ”

"Oh," Zhang Tiejun glanced at him suspiciously, and since Chen Dahe didn't say anything more, he didn't ask.

"Alas, Lao Chen," Zhang Tiejun clapped his hands and pointed in the direction of the outside excitedly, "Come with me and show you something good." ”

As he spoke, he walked outside.

Chen Dahe stood up, picked up the towel on the table, wiped his hands, followed behind and said with a smile, "What is so mysterious, you have to go outside to see it." ”

"You'll know when you come out. Zhang Tiejun walked out of the small garden without looking back, and his steps were three points faster.

Chen Dahe followed, walked through the courtyard of Sanjin, and soon walked outside the gate.

As soon as I got out of the gate, I saw a boxy and angular car parked against the wall at the door, and Zhang Tiejun was standing next to him triumphantly, holding his hands and smiling.

Chen Dahe put his hands behind his back, and made a large circle from beginning to end, looking at this car that was so familiar that he couldn't be more familiar, and when it was the most beautiful, he looked at the car that had no friends, and then looked at Zhang Tiejun, "This, our country produces it itself?"

"How do you know?" Zhang Tiejun glared, "You've seen it?"

Then he frowned and muttered to himself, "Impossible, this car was only assembled in a hundred, and the first assembly was only completed two or three months ago, he was not in China at the time, it is impossible to know." ”

"Don't think about it," Chen Dahe patted him on the shoulder and said with a smile, "I guess casually, if it wasn't produced by our country, you would be able to drive over and show off with me? No matter how good this car is, it can't compare to my Land Rover." ”

said ridiculous words, but he was very surprised in his heart, it turned out that the classic sedan that has been in the domestic car market for 20 years is actually available this year, and he thought it would be another three or four years before it appeared.

"How long is your head!" Zhang Tiejun pouted helplessly, "You can guess whatever you want,"

But in the face of this car, he quickly became excited again, walked over and patted the roof cover proudly, "This, there are only a hundred cars in the country, all the parts are imported from Germany, and then the assembly is completed in the Shanghai Automobile Factory, and before the factory is let the major ministries and commissions divide it up, this car is still the old man of my family, I only got it a few days ago, I am risking death to drive him out today, how about it, magnificent!"

"All the parts are imported, and there are only a hundred vehicles in the country?" magnificent, of course magnificent!" Chen Dahe pinched his chin and looked at him and grinned, "However, you still have to think about how to deal with your old man after you go back!"