559 XXX.2 billion
"Good!"
Shen Lang and Chen Jianchun discussed some details of the loan on the phone before hanging up the phone.
Chen Jianchun did laugh out loud after hanging up the phone.
"This Lu Mao is really a bad brain, for a little small profit to get the Langhui Group! Lao Tzu has long been jealous that your bank has been holding so much turnover of the Langhui Group, as long as this loan is won, our bank will also establish a friendship with the Langhui Group, and these businesses will not all belong to our bank in the future!"
......
The next day, as soon as Shen Lang arrived at the company, he called Wu Xiaohui and Luo Yan and told them that Chen Jianchun took the initiative to call and was willing to take out a loan.
"There is such a good thing? Others want to borrow money and have no place to borrow, this Chen Jianchun actually took the initiative to come to the door? There will be no traps, right?" Wu Xiaohui said suspiciously.
Luo Yan asked for a head.
"I also know a little bit about the bank. Both China Merchants Bank and Sioux City Commercial Bank are different from the five major banks, and their competition is still very large.
I've seen a lot of people from the bank come to my father's and Uncle Huang's company, hoping to put the supermarket flow and the company's cash on their bank books!
This time, Chen Jianchun took the initiative to provide us with a loan, probably to establish a relationship with our company. ”
After listening to Luo Yan's analysis, Shen Lang and Wu Xiaohui were harmonious and cheerful, it turned out that this was the case.
It's not that the two of them are not as smart as Luo Yan, but because the three of them were born in different environments.
Shen Lang and Wu Xiaohui's family backgrounds are not as good as Luo Yan's, and they have never been in contact with the banking system, and they know that banks are also begging big enterprises to put money in their own accounts.
"I see, since Chen Jianchun also has something to ask for, then I am relieved. Shen Lang suggested: "Then let's let the Finance Department formally submit an application to China Merchants Bank." If the loan is down, we will hand over our company's future flow and payroll bank to China Merchants Bank!"
"Okay, I think so. Since the guys in the commercial bank have died themselves, we can't blame us. Wu Xiaohui agreed.
"Okay, then I'll let Ji Chunhua do it now!" Luo Yan naturally had no opinion.
......
The loan application was submitted, and the China Merchants Bank approved it.
Of course, since Langhui Group applied for a loan of 10 billion, this amount is beyond Chen Jianchun's own authority. This is a large number even among the big five banks.
In the end, only 3.2 billion were quickly approved.
Although half of it has not arrived, this number is also within the acceptable range of Shen Lang.
Don't look at those real estate companies, when they borrow from banks, they lend tens of billions of dollars, but other developers take the land to mortgage.
As for their Langhui Group, they said that the fixed assets are still the headquarters that are still under construction.
As for anything else, there is actually nothing to pledge.
It can be said that Chen Jianchun has made a lot of efforts in it after the approval of 3.2 billion no physical mortgages.
Of course, in order to express his freehand for Chen Jianchun, Shen Lang said that he directly asked the finance department to replace the salary cards of all employees of Langhui Group with China Merchants Bank in the future, and also changed the company's corporate account to China Merchants Bank.
On the first day, Langhui Group went to the corporate account of China Merchants Bank and came to the door with more than 20 billion yuan, which made Chen Jianchun very happy!
The deposit task of his branch in the next year is said to have been overfulfilled, and looking at the door-to-door deposit of Langhui's corporate account, more than 20 billion!
You're still afraid that they won't pay back 3.2 billion!
This is a real mortgage, much more real than the mortgage of a suburban site on those real estates!
Chen Jianchun checked another account of Langhui, and there were more than 7 million yuan in one day, and he couldn't help but ask his assistant in a depressed manner: "What kind of business is on this account of Langhui Group?" I took a look, and there are not many items in each account, about dozens to hundreds of yuan, but there are a lot of them, and there are more than 7 million accounts in a day. This can't be the account they use to launder money!"
Let Chen Jianchun not suspect that only those financial companies that launder money will have so many accounts to remit money to one account.
The assistant looked at the account and said with a smile: "President, don't worry. The account is clean. You see, every one of their payments comes from iFLYTEK Pay. I have learned from Langhui's people before that this account is mainly for the daily income of their company's 'Pocket Westward Journey' game. ”
"What!"
Chen Jianchun's eyes widened in disbelief.
"A game turns more than 7 million a day? Isn't that more than robbing a bank...... Phew, unlucky, better than drug trafficking!"
"Governor, this pocket westward journey is now the most popular mobile game, with hundreds of millions of players, and a player recharges more than 100 million yuan a day. Seven million a day is no longer normal. The assistant explained.
Chen Jianchun looked at his assistant in his twenties suspiciously.
"Bring your phone. ”
"Huh?"
"Bring it, unlock it. ”
Chen Jianchun flipped it with his assistant's mobile phone, and sure enough, he saw an icon of "Pocket Journey to the West" on the interface, and said with a smile: "No wonder you kid knows so much, tell me honestly, how much money have you recharged to their company." ”
The assistant weakly stretched out a finger and explained, "Governor, don't blame me for this. My friends around me are all playing, and I don't have a common topic when I'm done. ”
"Forget it. Your private life is our bank
I can't care about it, you kid don't let me play secretly when I go to work. It doesn't matter if you charge 100 yuan to play, it's not enough to go out for a drink. ”
The assistant weakly took back his mobile phone, and thought to himself: "I recharge 10,000 yuan! 100 yuan is considered a child's play, I am a dignified assistant to the bank president, as for only 100 yuan!"
Of course, he didn't dare to say this, show off his wealth and show off his wealth in the game, and show off his wealth in front of his boss.
Unless he says he wants to be sent to the countryside tomorrow to see the fish ponds!
"But don't be stupid in the future, don't be stupid and buy equipment. Chen Jianchun scolded with a smile and said: "In the future, you will be directly responsible for the full-time docking of Langhui Group's business, and such customers must give them high-standard treatment." You communicate with Langhui's people a lot, and let them directly brush some equipment. ”
The assistant clapped his hands, yes!
In the future, I will directly hand over to Langhui Group, and I will use it to recharge.
"Ding...... Ding......"
At this time, Chen Jianchun's phone rang, and he quickly connected the number when he saw it.
"Boss, what do you command?"
On the other end of the phone is his top boss, the vice president of the head office, and he can be polite.
(End of chapter)