Chapter 1276: Overlord Clause
Seeing that Liu Xiaopang discovered his ambush, Chi Enjie was a little surprised in his heart, because the deployment of this place was personally deployed by senior experts, and it was absolutely impossible for ordinary people to find out, but Liu Xiaopang was able to find out, which shows that this person is really not simple.
But now that the other party found out, he didn't deny it, but said with a smug smile: "Liu Dong, you are a little too careful, although we did ambush a lot of people around, but we have our special purpose in doing this." You know, we are legally restricted in this matter, in order to let the majority of gamblers have fun on our side, have fun, and not be disturbed by any external factors, so we will deploy heavy guards, but you can rest assured, our guards are only for people with bad intentions, and there will be absolutely no harm to all gamblers. No matter how much money you win, you can take it with you!"
Liu Xiaopang smiled and said, "Oh, in this way, you have some truth in what you said, I hope what you said is true." β
The two sides talked and laughed as they walked into the hall of the villa.
The construction area of the whole villa is two or three times larger than the ordinary villa area, and in the center of the hall on the first floor is a large piece of slot machines, Apple machines and other various gambling machines, in the hall, but although there are many machines at the moment, there are not many people who play, about seven or eight, seeing Liu Xiaopang walking in under the leadership of Chi Enjie, many people don't even look at it, and continue to bow their heads to play their own games.
Liu Xiaopang was led directly by Chi Enjie to a very luxurious single room on the second floor, where there are three large-screen LCD computers, and a large-screen LCD TV in front of him, which can switch the content on the computer screen to the large-screen TV at any time.
After entering the house, Chi Enjie looked at Liu Xiaopang with a smile and said: "Liu Dong, I heard Ding Xuefeng and them say that you plan to borrow money from us this time to play a few games? I don't know how much you plan to borrow? But I can state in advance that if you want to borrow from me, I am not interested in less than 50 million, and I must have a mortgage." β
Liu Xiaopang said with a smile: "Mortgage? That's no problem, is the loan amount? I'll borrow 100 million yuan to play first, if your service is better, I can consider more bags." β
Chi Enjie smiled: " Although you can rest assured of our service, however, the conditions of our loan may be a little harsh, the ratio between our loan and the collateral is one to eight, that is to say, if you want to borrow 100 million, you must mortgage the property or company shares worth 800 million, of course, as the rules of the loan shark industry, generally you can only get the actual amount of about 80 million for a loan of 100 million, but, considering that Liu Dong is our new customer, we are also the first time to cooperate, then we will directly issue according to 100% of the actual amount, but the ratio of 1 to 8 can not be loosened on our sideγ I don't know what you think, Dong Liu?"
Liu Xiaopang was really surprised this time! The loan sharks outside are at most 1 to 2 when they are mortgaged, which is very good, but here, it is as high as 1 to 8, this is definitely an overlord clause!
Liu Xiaopang deliberately showed a very embarrassed and dissatisfied look, his brows were tightly locked, and he hesitated.
However, on this condition, Chi Enjie also showed a very resolute posture, there is absolutely no room for compromise, and there is a big look like you love to agree or not.
Liu Xiaopang hesitated for a while, and then said slowly: "Okay, one to eight is one to eight, so how to calculate the loan interest rate?"
Chi Enjie smiled and said: "This is very simple, if you take out a loan of 100 million, you will have to repay 180 million after a month, and 260 million in two months." If it is more than 2 months, then it is necessary to use the company's shares to pay off the debt. β
Liu Xiaopang couldn't help but smile when he heard this: "Okay, this is simple, I believe that with my luck and luck, I shouldn't lose." β
Chi Enjie smiled noncommittally, a touch of disdain flashed in the depths of his eyes, in his opinion, this Liu Dong in front of him, like many gamblers, is always full of confidence in his gambling skills and luck before he really loses all his money, only when they lose their money, they will really realize that there is only one real winner in ten bets and nine cheats, and that is the banker!
But thinking so in his heart, Chi Enjie said with a smile: "Okay, since this is the case, then let's sign the contract, Liu Dong, before you came, we have already investigated your shares in Huaan Group, and from the current market value of Huaan Group in combination with our 1:8 ratio, I think you should use one percent of Huaan Group's equity as collateral!"
Hearing Chi Enjie say one percent of the equity, Liu Xiaopang's face suddenly became exciting, and a sneer of disdain appeared on the corner of his mouth: "One percent? Boss Chi, you're not mistaken, right?" Do you know that the total market value of our Huaan Group is now at least more than 100 billion, and one percent of the equity is worth more than one billion, and this is only the price of the original shares, which is the valuation before the company is not listed, if the company is listed, the one percent of the equity will be worth at least more than a billion yuan, you are just lending me 100 million now, but you want to get one percent of the equity mortgage, don't you think this is indeed a bit of a bully clause? And do you know, how many people have two or three billion yuan in their hands and want to join our Huaan Group to get one percent of the equity, but you now want me to take out one percent of the equity as collateral, don't you think it's too much?"
Chi Enjie smiled: "Too much? Of course it's not too much, Liu Dong, it's you who are a little filtered, think about it, with your worth, do you need to finally get to the point where you have to use equity as collateral? No, right? Maybe you just left us, and you can repay the loan with a phone call." So, for both of us, this loan collateral is just a clause for us to reassure each other. After all, even if you use equity as collateral, we now have no way to really take your equity as collateral, just a clause on the contract between us and us, and the follow-up procedures have to be slowly supplemented, which is equivalent to us first unconditionally lending you 100 million to use, really counting, we are the biggest risk takers. β
Chi Enjie has a lotus tongue and says that it is black and white, but Liu Xiaopang has to admit that what Chi Enjie said still has some truth. After all, if the equity of Huaan Group wants to be transferred, the procedures are not generally cumbersome, and I only agree to use the equity as collateral now.
deliberately pretending to be very excited, Liu Xiaopang pondered for a moment before he said slowly: "Okay, then so be it, I will use one percent of the equity as collateral and take out a loan of 100 million." β
Chi Enjie immediately took out a standard contract with a smile on his face, and then wrote the mortgage conditions and amount on the loan mortgage with a pen, and then handed it to Liu Xiaopang and said: "Liu Dong, this is our standard contract, you can take a look, if there is no other objection, you can sign it." β
Liu Xiaopang opened it casually and found that many of the clauses were almost overlord clauses, but fortunately, although the clauses were more domineering, they were still within the acceptable range, and Liu Xiaopang directly signed his name on them.
After signing the contract, Chi Enjie planned to operate on the computer on the spot and recharge 100 million electronic chips on Liu Xiaopang's online gambling account, but Liu Xiaopang shook his head directly and said: "Boss Chi, since it is a loan, you should directly put the loan amount into my bank account, as for when I am willing to exchange it for electronic chips and how much, it should be my own business, do you say yes?"
Chi Enjie didn't expect Liu Xiaopang to make such a request, but fortunately, Liu Xiaopang was on his own territory, so he didn't have to worry about what tricks Liu Xiaopang would play, so he agreed with a smile and directly transferred 100 million yuan to Liu Xiaopang's account.
Liu Xiaopang directly took out 50 million on the spot and exchanged it for pip chips, and said with a smile while exchanging: "Boss Chi, although I am generous, I understand that luck cannot be immutable, so I have to complete this money in two stages, so as to ensure that there is always luck on my side, which is the experience I have summed up in many years of business." β
Between speaking, Liu Xiaopang showed a smug look, as if he felt that he was very awesome.
Seeing Liu Xiaopang's performance, Chi Enjie secretly cursed a fool in his heart, but nodded with a smile on his face, gave a thumbs up, and then kept cursing the fool in his heart and left.
After Chi Enjie left, Liu Xiaopang said to Ding Xuefeng next to him while placing a bet: "I said Lao Ding, do you think this boss Chi will praise me for being smart on the surface, but in fact, he secretly scolds me for being stupid in his heart." β
Ding Xuefeng hurriedly shook his head and said: "This is definitely impossible, you are our customer, the customer is our God, our boss Chi will definitely not do this." β
Liu Xiaopang smiled and said, "Actually, I said that on purpose just now, I actually like to throw all the funds into it at once, just now I just want to see what kind of expression Boss Chi will have." Okay, let's not say anything, I'll play for a while. β
After speaking, Liu Xiaopang immediately focused all his attention on betting, but he secretly said in his heart: "Hehe, who is the real fool will find out in a while." β