Although Ma Rui has not moved since they met yesterday, Xu Jia has some doubts.

But the top priority is to give priority to completing the system tasks, so he did not pay attention to the affairs of Zhonghui Company, but rode a battery car to the gate of Minghui Community.

It's just that after he arrived at the gate of the community, he didn't see anyone except the old janitor who was playing with the dog.

Xu Jia looked around for a long time before a man and a woman came across the road, looking like a husband and wife, the man was wearing a coarse cloth overalls, which were covered with all kinds of oil stains, and the woman was also with a big waist and a round waist, looking very burly.

{Name: Su Xiaoqiang, age: 39 years old, occupation: owner of an auto repair shop, income: about 400,000 / year, hobbies: machinery, topic of interest: second-hand cars}

{Name: Sun Fang, Age: 42 years old, Occupation: Self-employed second-hand goods, Income: about 200,000 yuan/year, Hobbies: knitting sweaters, Topic of interest: Garbage recycling industry}

{Purpose of purchase: children go to school, existing funds: 1,602,800, urgency: 80%, concerns: school district 40%, cost performance 60%}

The two slowly came to Xu Jia, and Su Xiaoqiang squeezed out a smile in embarrassment: "You are Manager Xu, right?"

"Hello!" Xu Jia nodded: "You called me, right?"

"Yes, when we went home yesterday, we picked up a note at the door of our house, which said that you have a house for sale in Minghui Home..."Su Xiaoqiang was a little unconvinced: "Is it true?"

{Everyone says that the agency is a liar, especially those small advertisements, one accidentally even cheats you out of your property, I have to be more careful.} ｝

Looking at his thoughts, Xu Jia understood why the couple had such a blunt attitude towards him...

Hey, the reputation is out there!

So Xu Jia nodded: "Of course it's true." You see, this is my badge, I am Wanshu Company, the largest intermediary company in Lake City, after a while, you can also go to my store to sit. ”

As he spoke, he took off the badge around his neck and handed it over.

After the couple tilted their heads and looked at it, they were obviously relaxed...

Xu Jia continued: "Because it is a house that sells Minghui Homes, I thought about whether there would be tenants in the community who wanted to buy it, so I posted a small advertisement, rest assured, we are a regular large company, and all the processes are guaranteed!"

Hearing this, Su Xiaoqiang smiled embarrassedly: "Manager Xu, we don't doubt you, it's the way of the world now~hehe~"

"Understood. Xu Jia smiled kindly, raised his hand and said, "Then I'll take you to see the house, right?"

"Okay, okay~" The couple hurriedly followed.

During the walking conversation, Xu Jia learned that Su Xiaoqiang himself was an apprentice auto repairer, who had been working in the original auto repair shop for more than ten years, and after surviving enough money, he opened his own auto repair shop in a place with cheap rent in the suburbs.

Originally, he was doing a passing business through a nearby expressway, barely making some hard-earned money, and he didn't dare to think about buying a house at all.

But who knew Lake City would grow so quickly?

In just a few years, the suburbs that were completely complete before have turned into the current suburbs, and they are not far from the homes of Jincheng.

In addition, there are more and more communities delivered around, and his auto repair shop business is getting better and better, and it has developed completely in a few years, earning a lot of money, not only going back to his hometown to build a house, but now he has to buy a house in Lake City!

His wife, Sun Fang, is also an honest woman from the countryside who came to the city to work.

When I first entered the city, I found a job as a shopkeeper in the second-hand market, and after many years of savings, I later met Su Xiaoqiang, so I opened my own shop in the second-hand market, specializing in the tableware and stove business of restaurants and hotels, and the income was also quite good.

Both husband and wife are very pragmatic people, they don't have any money, and the first thing they earn is to build a house in their hometown.

If it weren't for the fact that the child was about to enter elementary school, and at the same time, Minghui Home had a house for sale, they would not have the idea of buying a house...

They think it's good to rent a Minghui home, and they can live no matter what, but for the sake of the cheap house, they want to buy a suite for their children.

Xu Jia nodded with a smile: "Mr. Su is right, since you have all taken root in Lake City, under the premise of ability, of course, you should let your children enjoy the educational conditions of Lake City." ”

"Thanks to the savings in the past two years, otherwise we wouldn't dare to think about it, the house in Lake City is too expensive!" Sun Fang sighed: "In fact, after having the idea of buying a house, we also went to those real estate to see, 89 square meters, the room is not much bigger than our current toilet, and it is too embarrassing to live." ”

Su Xiaoqiang also said: "Yes, if we hadn't seen that Minghui Home had a house for sale, we would have planned to send our children back to their hometown to study! ”

Hearing this, Xu Jia blinked, and couldn't understand the thinking logic of the couple.

The current mainstream concept is to do everything that parents can for their children...

But their concept, in fact, does not take the school district housing too seriously, on the contrary, more value for money?

This can be seen from the fact that they pay only 40% of the attention to school district housing.

Not everyone feels that a good educational environment is an indispensable starting line for children...

Listening to their expressions, it seems that the happiness and sense of accomplishment from building a five-story small western-style building in their hometown may be greater?

Xu Jia pursed his lips and wisely chose to listen rather than forcibly indoctrinate other ideas.

After all, once a concept is formed, it is not something he can do to change it.

……

The three of them went all the way to Building 13 and took the elevator to the 19th floor.

Before coming, Xu Jia had already talked to Qian Motao on the phone, and at this time he was also in the house, leading several masters to dismantle the original partition.

After meeting, he just nodded to Xu Jia, said hello briefly, and then took matters into his own hands and continued to get busy.

The mess in the house may be a bit of an obstacle for other customers, but Su Xiaoqiang and his wife didn't care, and walked around the house with some excitement.

"Dad, come and see~" Sun Fang stood on the north balcony and said with a smile: "You can see our house directly from here!"

Su Xiaoqiang walked over: "It's really, you see~ Your mother is coaxing the child to take a nap~"

"This type of house seems to be the same as the house we live in now?" Sun Fang asked, looking back, uncertain.

Xu Jia handed over the floor plan in a timely manner: "Do you live in a 138-square-meter apartment now? If so, the whole community is the same." ”

Su Xiaoqiang glanced at it: "It's really the same." That's good~"

"Dad, why don't we...?" Sun Fang was a little moved.

Familiar community, familiar house type, and their original residence is only one step away, buying this house, in addition to spending money, they do not need to change any other things in their lives.

"Let's take a look at it again~" Su Xiaoqiang shook his head slightly, and then asked Xu Jia: "Manager Xu, the price of this house... Can it be cheaper?"

{4.14 million is still a little expensive... Hey~}

Hearing him ask, Qian Motao subconsciously looked up at them with a sad face.

Mo Shuzhen not only owes 2.9 million principal, but also 580,000 interest, which adds up to 3.48 million... If the price of the house is cheaper, then there is no point in selling it, it is better to go straight to the foreclosure to save worry and effort!

Xu Jia also glanced at him, and instantly read his thoughts, not to mention that the two had also communicated about the price before, so he responded to Su Xiaoqiang: "Mr. Su, I'm afraid this is difficult! It is also a key school district house, and the price of this house is already more than one million cheaper than the same school district house!"

After speaking, he thought about it again, if Minghui Homes didn't succeed, he could find another customer, but there was no reason for the customers in front of him to waste, so he began to guide: "If you think the total price is high, you can consider the 89 units of Jincheng Homes..."

As a result, before he finished speaking, Su Xiaoqiang shook his head like a rattle: "Don't! That kind of house is too small! Look at it, a master bedroom is about the same size as the bathroom here..."

"Uh~" Xu Jia was stunned for a moment, and recalled the house type of Jincheng Home, it was really like this!

Su Xiaoqiang's words are not rough, since some development procedures have been clearly stipulated, developers have no way to steal area as before to increase the housing rate, resulting in the problem of small rooms in some new houses.

"That~" Xu Jia thought: "Why don't you two come to the store with me and sit down, and I will first calculate the detailed taxes and fees of this house for you?" ”

Su Xiaoqiang wanted to refuse, but was pulled by Sun Fang, and she nodded at Xu Jia: "Okay." ”

Then the three of them walked out of the community, and after arriving at the door, Xu Jia was still struggling how to go, only to see Su Xiaoqiang take out a car key and press it, and a yellow, orange and orange Toyota FJ Cruiser parked on the side of the road whistled and sounded...

"Nima~" Xu Jia was dumbfounded!

Who would have thought that Su Xiaoqiang drove this kind of car?

This big off-road, even if it is a second-hand car, it is hundreds of thousands...

"This car is not cheap!" Xu Jia sighed.

Su Xiaoqiang explained: "This is an accident car, the guest put it in my place to repair it before, but the car has not been repaired, he can't wait to buy a brand new Prado, and then he transferred this car to me cheaply, after I repaired it, it was just used as a trailer." ”

Looking at the huge trailer hook behind Cruiser's buttocks, Xu Jia nodded secretly, and said in his heart If the trailer fights with this car, the trailer will be dragged away by it, right?

The couple drove the car and followed Xu Jia to the Jincheng Home store, and were led all the way into the conference room.

After sitting down, Xu Jia took out the list of taxes and fees, began to press the calculator, and after a few minutes, put the list in front of Su Xiaoqiang......

"Mr. Su, if you want to buy this house, this is all the cost. I calculated the down payment for you according to 30%. ”

Su Xiaoqiang picked up the list of taxes and fees, and after looking at it, he frowned: "Manager Xu, this ...... What about so many taxes?"

"Yes. Xu Jia nodded: "The deed tax is 1.5%, the individual income tax is 1%, plus the intermediary fee and the down payment, a total of 1.4383 million." ”

Sun Fang was also dumbfounded: "This~ This is too much, right? The tax alone will cost 200,000 yuan? The house still needs to be renovated, no matter how you save, it will cost two or three hundred thousand yuan... That's 17.8 million!"

"Manager Xu, I'm sorry, we can't afford it!" Su Xiaoqiang refused directly, and said very honestly: "To tell you, we only have 1.6 million yuan on hand, spend more than 1.4 million yuan to buy a house, plus decoration, we have to continue to rent a house during this time..."

"Not enough money!"

In the end, he said these three words with some regret, and his face was a little gloomy.

"Child's mother~There's no way~" Su Xiaoqiang turned to his wife and apologized: "It's because I don't have the ability, I thought that the money should be enough, but I didn't expect... Hey, we still don't have the ability to settle down in Lake City! If you hadn't followed me, you wouldn't have to suffer like this..."

Sun Fang smiled and said to her husband: "What are you talking about? When you built a house for my parents a few years ago, didn't you pay for it without saying a word? If it weren't for the purpose of building a house in our hometown, we would have bought a house a long time ago... Our whole village says I'm married to a reliable man!"

"Hehe~" Su Xiaoqiang scratched his head, a little embarrassed by his wife's sudden praise.

Xu Jia looked at the couple, and was stuffed with a meal of dog food for some reason, and he was so aggrieved that he panicked!

"Ahem~" He couldn't help but clear his throat and reminded the two of them that he was also a big living person!

Su Xiaoqiang came back to his senses and shook his head at Xu Jia: "Manager Xu, I'm really troublesome to you today, but we don't have enough money, so we can't help it..."

"Actually~" Xu Jia suddenly interjected: "There is a way!"

"Huh?" the couple were stunned, both a little puzzled!

If you buy a house, not enough money is a hard injury, what else can you do?

Xu Jia smiled, in fact, as early as when he saw the existing funds of the two, he knew that he would face this situation, and he had already begun to think about how to deal with it.

"Just take out a loan," he explains. Make the contract price a little higher and take a loan from the bank. ”

The couple was confused......

They don't even know much about the taxes and fees for buying a house, let alone doing such a sassy operation as a high contract price!

Xu Jia continued: "That's the case, the current house price is 4.14 million, plus about 200,000 taxes and fees, and about 300,000 yuan for decoration that you estimated, all of which can be put into the house price." ”

"For example, the contract reflects the transaction price of 4.6 million, and then stipulates that all taxes and agency fees are paid by the landlord. ”

"In this way, you only need to pay a down payment of 1.38 million to buy this house. Then wait for the bank to release the loan, and then ask the landlord to return the excess part of your tax payment, which is about 260,000. ”

"In this way, 260,000 plus the remaining 220,000 you have in hand, the cash you can hold in your hand, and 480,000 ~ If you decorate, save a little, it should be enough, and you can even have some cash left. ”

Su Xiaoqiang and Sun Fang blinked, but they didn't understand much about Xu Jia's description...

They only understood one meaning - they had enough money to buy a house!

The two glanced at each other, but Su Xiaoqiang reacted and asked, "That... The money is all given to the landlord, can he pay it back to me?

"There is indeed this kind of eventuality, so this thing is risky. Xu Jia nodded: "What I can tell you is that I know the landlord, and I personally think it is reliable, but whether you want to do it or not, you have to make your own decisions!"

When the couple heard this, they began to struggle again.

On the one hand, it's definitely good news that a house can be bought. No matter what concept they are in, being able to settle down in Lake City is a turning point in their lives.

But on the other hand, there is a real risk of loss!

If the landlord doesn't pay back, they will lose at least 200,000 yuan!

The two thought about it, and Su Xiaoqiang sighed: "Manager Xu, then let's go back and think about it, right?"

Sun Fang suddenly asked in a flash of inspiration: "What is the name of the landlord? We all live in the same community, maybe we know each other?"

When Xu Jia heard this, he thought about it and found that they didn't have the idea of jumping orders, so he said: "Actually, I also rented this landlord's house, her name is Mo Shuzhen." ”

"Ah~" Sun Fang snorted and laughed: "It turned out to be Aunt Mo's house?

Su Xiaoqiang asked in surprise: "Do you know the landlord?"

"Of course I know, I dance square dance with my mother every day, it's a good person! That year, when you went back to your hometown to build a house, my mother broke her leg, and I didn't receive a phone call, or did they help send the medical expenses to the hospital!"

"Oh~" Su Xiaoqiang suddenly realized: "It's her!Hi~ Manager Xu, you said it earlier!But why did she sell the house?"

Xu Jia pursed his lips, sighed lightly, and told the couple what happened to Mo Shuzhen.

After listening, without waiting for her man to speak, Sun Fang made a decision: "We bought this house! This is fate, she helped us at the beginning, and this time we are just going to buy a house, so we can help her!"

After speaking, she turned to Su Xiaoqiang: "Dad, what do you say?"

"It's good if you say it!" Su Xiaoqiang supported his wife's decision and nodded to Xu Jia: "Manager Xu, why don't you invite Aunt Mo over, and this matter will be settled?"

Xu Jia smiled brightly: "No problem! I'll call!"

Ten minutes later, Qian Motao, who received the call, came with his mother.

When Sun Fang saw Mo Shuzhen, she got up and shouted affectionately: "Aunt Mo~ It's too coincidental! We thought about buying a house, but we didn't expect it to be your family." ”

Mo Shuzhen was stunned for a moment, then looked carefully, and then recognized Sun Fang, and said with a wry smile: "I can't help it, hey~ I'm old, I'm useless, and I have to sell the house." ”

Qian Motao asked Xu Jia: "Xiao Xu, have you negotiated?"

Xu Jia nodded, and explained his sassy operation routine to the mother and son again.

After listening, Mo Shuzhen frowned and looked at the couple: "You don't have much money on hand, right? I heard your mother say that you built a house for both parents, but you are filial, but you don't take care of yourself..."

"It's not for the sake of the child going to school~ I have to buy it if I grit my teeth. Sun Fang smiled.

Mo Shuzhen thought for a while and said to her son: "I am in charge of this house, sell it for 4 million! It is not easy for everyone, our conditions are still better than them, they come to Hucheng from the countryside to work hard, it is too difficult!"

Qian Motao smiled bitterly, looked at his mother's tough eyes, and had to agree: "Okay~ Mom, you just call the shots." ”

So, after all the details were negotiated, in a relaxed and happy environment, the sale and purchase agreement was quickly signed, and both parties were quite happy.

After sending a few people away, Xu Jia looked at the sales agreement and felt a little emotion in his heart.

It stands to reason that making a high contract price is actually a violation of the law. But this approach can allow the price family to solve the problems they are facing, and he has no mental obstacles, and even feels that he is a β of the Nyima cow!

But some people have a sad face at this moment!

Ma Rui walked into Li Chenghao's office for the Nth time, and said solemnly: "Mr. Li, those people and reporters who came to defend their rights refused to leave, and they had to see the person in charge of the company..."

Hearing this, Li Chenghao's face sank like water, and he asked, "Don't you understand?"

"They weren't satisfied. Ma Rui said: "Moreover, it seems that many other guarantors have been contacted, saying that if we don't give a clear answer, they won't leave!"

"Fuck~ these Diao people!" Li Chenghao picked up the crystal ashtray on the table and smashed it on the ground angrily, shattering it to pieces...