Hearing the knock on the door and the scolding, Wu Feng'e's face turned white, and the whole person trembled slightly...

Xu Jia couldn't imagine what this group of people had done to her?

"Bang Bang Bang~"

The rough knocking and scolding continued, and the more the scolding became, the more unpleasant it became, and those words were the most vulgar descriptions for women.

Wu Feng'e had already curled up directly on the floor, covering her ears with her hands, trying to cover her ears and steal the bell to deny it, just wanting to take all this as an illusion...

If this continues, Xu Jia feels that she is likely to be mentally ill.

So he squatted down and reached out and pressed Wu Feng'e's shoulder: "Do you need me to help you call the police?"

"It's useless~" Wu Feng'e responded timidly: "They have my loan contract in their hands, as well as my real estate certificate and ID card..."

She couldn't continue, just shook her head vigorously, but Xu Jia understood.

This group of people is different from Brother Hua Xin, who lent money to Fan Shiren. Brother Huaxin is a petty fight at best, but this gang can get a loan contract, and they also collect the real estate certificate and ID card...

This kind of behavior of controlling assets and implicitly restricting personal freedom can only show that they are very professional!

Even if the police come, they can only be asked to leave now, and no coercive measures can be taken.

Speaking of breaking the sky, people can stand on the legal commanding heights with a sentence of "it is natural to repay debts"!

But... Xu Jia gradually understood the intention of the system to release this task.

The so-called "five-sided exquisite", landlord-client intermediary, this accounts for three sides, and the other two sides should be creditors and police.

If you want to close this order, you probably need to bring all these five people together and finally negotiate a solution.

"There are only three days..."Xu Jia sighed lightly and asked Wu Feng'e: "Landlord, are you willing to sell the house to pay back the money, and then solve this matter?"

Wu Feng'e looked at him stunned, and reluctantly spoke: "Of course I do! In addition to owing them 4.5 million principal, I also owe them more than 1 million in interest for more than half a year, a total of almost 6 million!

In the past year or so, in order to repay their interest, I have sold my car, jewelry, and all the things of value, and only this house remains. ”

"Private lending pits dead people!" Xu Jia was very emotional.

Because Wanshu Company has a "financial department" to do this kind of business, it has relevant training, and Xu Jia has absorbed the experience of so many difficult cases, and he also has a considerable degree of understanding of this "business".

This is actually a form of mortgage loan, where the property is used as collateral to borrow cash. After that, the repayment method is to repay only the interest every month, and repay the principal in a lump sum after the loan period, or repay the principal + interest every month, which can be flexibly changed.

The only difference is, how much is the interest?

Wanshu Company is a regular business, the monthly interest rate is generally from 6% to 9%, and the maximum will not exceed 1 cent, and the procedures are completely reasonable and legal, so once the borrower does not pay the money, the creditor can directly auction the collateral to recover the loan.

But usury, also known as "private lending."

Although there is nothing wrong with the formalities, I am afraid that the monthly interest will exceed 3 points!

Such a high interest rate has exceeded the maximum limit prescribed by law, so it is illegal...

As a result, the creditor can only force the debtor to repay the loan through threats and intimidation, such as those red lacquer words on the wall, such as the current scolding!

It's just that because they're breaking the law, so... There is no need to be afraid of them. They are just bullying ordinary people who don't understand the law, so they have nothing to fear.

Actually, it's all something that is strong on the inside.

Thinking of this, Xu Jia held Wu Feng'e with both hands, looked at her eyes, and said solemnly: "Landlord, if you want, how about I help you solve this matter?"

Wu Feng'e looked at his firm eyes, but she was still a little weak-hearted: "It's useless." Even if I repay the principal, the interest will not be repaid..."

"You listen to me first~" Xu Jia asked: "Do you have any evidence of repaying them before?"

"Yes. Every repayment is transferred to their account, which should be traceable by the bank. ”

"How much did you pay back before?"

"At least a million hundreds of thousands..."

"That's fine, and you don't have to pay back the interest. ”

Hearing this, Wu Feng'e suddenly froze: "Really, you didn't lie to me?"

"Really, not only do you not have to repay the interest, maybe you don't have to pay back all of the 4.5 million. Xu Jia nodded: "Believe me, I am a professional in this area." ”

"That ......" Wu Feng'e was a little at a loss.

Xu Jia said seriously: "I'll go down and open the door and explain the matter to them clearly." Don't be afraid!

Looking at the young man's firm and confident eyes, Wu Feng'e's panicked mood gradually calmed down, hesitated for a long time, and nodded slowly.

Then, Xu Jia came downstairs with Wu Feng'e in his arms, and the scolding continued, and it was almost 10 o'clock at night, but no one called the police.

Come to think of it, the other residents of this building probably don't want to have more rights and wrongs... can only endure in silence.

After all, when facing some things, silence is the choice of most people.

Xu Jia asked Wu Feng'e to sit down on the sofa, and then came to the door and opened the door.

"Bang~" The door hit the wall, and several fierce men in vests rushed in instantly.

Xu Jia retreated to Wu Feng'e's side, blocked in front of her, straightened his waist, and looked directly at the other party.

Seeing this, the middle-aged man led by one of them sneered: "Yo, Xiaofeng, you can do it, Old Man Wang has only been gone for more than a year, and you even hooked up with the little white face? No wonder you dare to open the door today." ”

As he spoke, he looked at Xu Jia again and shook his head: "It's just that the vision is a little worse, this little white face is really good-looking!

Xu Jia blinked, a little confused!

Can this Nima guess Lao Tzu's 18 centimeters?

Phew! That's not the point!

Xu Jia opened his mouth and said: "I am the agent of Wanshu Company, and I help the landlord sell the house. She's going to sell the house and pay you back. ”

"Agent?" The middle-aged man raised his eyebrows: "Okay! If you are willing to repay the money, it is easy to say, and the interest will be 5.45 million! I will take the money and leave, and from now on, I will clear it and write it off!"

Xu Jiaying said: "The real estate certificate, ID card, you have to return it first, otherwise the house can't be sold." ”

"Boy, are you stupid for me?" The middle-aged man looked fierce, and the horse boy behind him also took a few steps forward: "Give her all the things? What if she runs away?"

He went on to say: "It's okay to sell a house, you have to be there for me the whole time. Also, your agency and the person who bought the house must sign an agreement with me to guarantee that you will cooperate with us to get the money!

When Xu Jia heard this, he had some doubts.

If the company were to make such a guarantee, I am afraid that there is no possibility. The principle of the intermediary company is that the ten thousand houses are in the bush, and the leaves do not touch.

There are also customers, to deal with this kind of black nature of people, it is estimated that few people will be willing. What house can't you buy if you have money, you have to make a fuss?

However, these two issues are not absolute, and can be communicated later. Everything has to wait for the customer to place an order before it makes sense.

Thinking of this, Xu Jiaying said: "I can think of a way to do this, but at the very least, you have to show me the real estate certificate and ID card first and take a photo." ”

The middle-aged man frowned and looked at him, thought for a moment, and with a wave of his hand, Ma Tsai behind him put two things on the coffee table.

After Xu Jia took the photo, he asked him to take it back, and then asked, "How can I contact you if I have news?"

The middle-aged man nodded and handed over a business card: Lei Bing, general manager of Shunshunfa Financial Consulting Company.

Xu Jia took it and responded: "Okay, then let's do this today." ”

But Lei Bing shook his head and sneered: "Don't worry, there's still something to do!"

As he spoke, he took another contract from Ma Zai and put it in front of the two: "Sign this first..."

Xu Jia frowned and picked it up, only to see that it was another supplementary clause, which said that Wu Feng'e's loan term, after "friendly negotiation" between the two parties, Shun Shunfa Company in line with the principle of "full understanding" and "trying to help customers", changed from the original "one-year settlement" to "monthly settlement"!

All of a sudden, things got complicated again......