Chapter 665: Bank Storm

When Li Guangyu was discussing with Zhou Huayu in Kangxin Hospital to build a new hospital on Xiangjiang Island next year, Gan Qin brought him another not very good news, Yongan Bank had a thunderstorm, and the vice chairman of the bank disappeared directly and disappeared.

At this time, Li Guangyu hoped that the situation in Xiangjiang could be maintained like this, and he just waited for the delivery of the contracts on the stock market.

Now that Yongan Bank is thundering and the banking storm is coming, the economic situation in Xiangjiang will be more turbulent, and all parties will urgently need to stabilize the current situation, and he himself will face greater pressure.

Li Guangyu turned his head to Zhou Huayu and said: "Your hospital here must prepare enough manpower for the future Xiangjiang Island campus, and in the future it will be the main hospital, and you will also return to Xiangjiang Island to work, here you have to prepare a successor, I will leave first." ”

Zhou Huayu also knows the impact of the news reported by Gan Qin on the Li consortium, and this time a bigger storm in Xiangjiang is coming, and I don't know how many banks will fall this time.

Zhou Huayu personally experienced the wave of bank failures in 74 years, during which many Chinese-funded banks had to transfer some of the bank's shares because of their strength in order to maintain the bank.

Like Wing Hang Bank, it was in the midst of this crisis that it was forced to transfer its shares to American companies and even lose its controlling stake in the bank.

These are lucky, at least they survived, and many Chinese-funded banks fell directly in that crisis and disappeared from the eyes of the citizens of Xiangjiang.

This time the crisis is even more fierce than the last one, and once the public starts to run on the stock this time, many small and medium-sized banks will not have the support of several large banks, and it will be difficult to get out this time.

Most of the money they borrow now is tied up in real estate, and it is very difficult to recover the cash. In the face of the run on the public, there is simply not enough money to face this problem.

Now Xiangjiang estimates that only his own boss can sit and watch the situation, and the Li consortium has abundant funds to face any difficulties.

Zhou Huayu said: "Li Sheng, I will arrange it here, and I believe that the management of the hospital can lead the development of the hospital here." ”

After Li Guangyu instructed Gan Qin to deal with Chen Shunkang's affairs here, he rushed back to the Li Mansion accompanied by Du Yonghong.

After Li Guangyu returned to the office, Yao Jingwei brought a pot of tea in, poured a cup for Li Guangyu, and said at the same time: "Li Sheng, the information about Yongan Bank has been placed on the table. ”

Li Guangyu said: "Okay, I know, you go and get busy, I will tell you something." ”

After Yao Jingwei listened to Li Guangyu's instructions, after responding to Li Guangyu, she turned around and walked out of Li Guangyu's office.

After entering the assistant's office for more than half a year, she knew very well that she and the others were different from Ganqin, and they would do chores for Ganqin at most, handle some documents, and whatever Li Guangyu ordered, Ganqin would handle it.

Moreover, Gan Qin always takes a vacation when Li Guangyu does not come to work in the company, and under normal circumstances, they work in the assistant office next to them, and they rarely even have the opportunity to enter Li Guangyu's office.

Yao Jingwei only hopes that she can be valued by Li Guangyu and can be transferred to the following group as soon as possible, in the assistant office, at least while Gan Qin is still there, their promotion has come to an end.

Li Guangyu took a detailed look at the information of the Guo family, the Guo family currently has Yongan Group, mainly real estate and banks, and there were department store retailers before, but unfortunately they were cleared by Li Guangyu's Hengyu Supermarket and Watsons when they competed with Wellcome for the market.

The Guo family is currently based on real estate, and in order to expand the real estate rapidly, they have borrowed a large amount of money from the bank, and Guo Zhikuang, as the chairman of Yongan Bank, has no restrictions on real estate loans.

To make matters worse, Kwok is still facing an investigation by the Heung Kong Economic Crime Investigation Bureau, the main problem of which is that he is suspected of illegal loans.

During the time when Li Guangyu rushed back, there were long queues at various business outlets of Yongan Bank, all of whom were customers who had deposited money in Yongan Bank and were ready to withdraw their deposits in the bank, and they all thought that Yongan Bank was no longer safe.

When Li Guangyu was still looking at the information of Yongan Bank and the Guo family, Yao Jingwei came to report: "Li Sheng, Ms. Luo Qianwen and Mr. Feng Jingyao all reported that Tianyu Bank and Yongheng Bank received a notice from the Xiangjiang Monetary Authority, requiring the major banks to clean up the bad debts of the banks, and at the same time to prepare sufficient funds to deal with the imminent outbreak of financial risks, and at the same time let the heads of the major banks come to the Governor's Palace at 9 o'clock tomorrow morning to hold a meeting. ”

Li Guangyu knew that this was because Youde and the Xiangjiang government were in a hurry, and they knew very well that Yongan Bank was just the beginning, and if they did not actively deal with it, the financial order of Xiangjiang would be severely challenged.

The property market crash and the advent of the financial turmoil have brought them too much pressure, coupled with the current political situation in Xiangjiang, and the superposition of multiple pressures will lead to more instability among the people of Xiangjiang.

Just as Li Guangyu was about to reply, there was another knock on the office door.

Li Guangyu said, "Please come in." ”

I saw the assistant Cao Yaxian walk in, and he said to Li Guangyu: "Li Sheng, Mr. McBurnidshaun, Director of the Hong Kong Monetary Authority, has just called you personally, inviting you to attend the Hong Kong Financial Conference tomorrow morning to discuss the grim situation that Hong Kong is currently facing. ”

Li Guangyu said: "You go and reply to the Financial Authority, I will attend this meeting on time tomorrow." ”

At the same time, Li Guangyu said to Yao Jingwei: "You reply to Ms. Luo Qianwen and Mr. Feng Jingyao, and ask them to pay attention to the situation of the bank's reserve funds in the near future, and report to me immediately if there is a risk, especially Wing Hang Bank, so that they can pay attention to it." ”

"Okay Li Sheng, I'll go and inform them. After Yao Jingwei replied, she left Li Guangyu's office with Cao Yaxian.

Li Guangyu of Tianyu Bank is not worried, the funds of his various groups are in Tianyu Bank, even if all customers come to withdraw deposits, Li Guangyu can support it.

On the contrary, on the side of Wing Hang Bank, once it suffers a run, Li Guangyu needs to give immediate support, otherwise it will be difficult for Wing Hang Bank to survive this crisis alone.

This time, people from all walks of life in Hong Kong can no longer sit still, and even HSBC and Standard Chartered Bank are holding high-level meetings at this time to discuss the current situation.

With the news of the thunderstorm of Yongan Bank, the Xiangjiang stock market was hit hard again, and the Hang Seng Index, which had just narrowly held 670 points, fell directly to 650 points.

At this time, no stockholders still have hope for the stock market, and although some small and medium-sized banks do not have such a big run on Yongan Bank, many customers still withdraw their deposits in the bank, and citizens have begun to lose confidence in small and medium-sized banks.

They feel that these banks are not safe now, that the money they have in them is not guaranteed, and that they can only feel at ease if the money is in their hands.

After these people take it out, most of them will be deposited in the banks of the Li consortium and its interest groups, or Standard Chartered, HSBC and Hang Seng Bank, and the few will be directly put at home without depositing in the bank.