After Long Xixiang told Yang Meng about the situation, Yang Meng couldn't cry or laugh. It turned out that my mother had joined the most terrifying organization in the legend, and when she mentioned this organization, it was the tears of the listeners and the horror of the hearers.

What organization is so scary?

Of course, it is the famous 'Aunt Speculation Group'.

Now when people mention houses, they all think of 20 years ago, when the house in the third ring road of the northern capital was 2,010 square meters, and a house of 100 square meters was won for 200,000 yuan, and today such a house costs 20 million. It is estimated that those who can't afford to buy a house in a big city now and then think: if only they could buy a house 20 years ago, now a house is a multimillionaire.

And in fact, the profits of those who speculated back then are unimaginable now.

At that time, generally speaking, buying a house was a down payment and two achievements to move in, and even many houses were zero down payment, and there were no policies such as purchase restrictions and loan restrictions at that time, so the earliest batch of people who speculated on houses made an astronomical amount of money.

Take a down payment of 20% as an example, you can buy a house for 40,000 yuan, and then rent it out and take the rent to pay the monthly payment, and sell it when the house price doubles. I have 400,000 yuan in my hand, I replaced the bank loan of 160,000 yuan, and I still have more than 200,000 yuan in my hand, at that time, the down payment of 400,000 yuan for the house was 80,000 yuan, and I bought three houses to continue to rent and repay the loan, and when I doubled it again during the holidays, I used this method to operate, and when the house price reached 16,000? Like the current house price of 100,000 square meters。。。。。。 Back then, a suite would be worth more than 50 million if it was operated in this way!

At that time, there were many speculators who bought forty or fifty or even hundreds of houses at every turn, and this is why the purchase restriction policy appeared.

No matter which first-tier city has a new property market, it will use this method to operate the speculation; the first-tier cities have finished speculating on the second-tier and the second-tier cities have finished speculating on the third-tier, anyway, they will speculate where they feel that there is potential.

And now the method of people who speculate on real estate is more direct, generally within half a year to obtain three years of income, and then find a receiver to take over, pat their butts and leave, looking for a potential area. In the end, those who need a house can't afford to buy a house, and there are houses everywhere in the country that don't need a house.

Does the government know about this? Does it know? It doesn't matter what it does? It's really hard to manage.

If housing prices continue to rise, it's okay to say, but if housing prices fall, you see? Countless people who take out loans to speculate on houses will sell their houses to repay bank loans, and even if they don't sell, the bank will help them sell. The act of buying in groups can make house prices skyrocket, but what about group selling?

And who is unlucky when housing prices plummet? Naturally, it is the banks!

What should I do if the loan from the developer cannot be repaid? What should I do if the interest rate is affected? If the property speculator causes the property market to fluctuate violently, it will have a great impact on the bank.

Now in Hanguo, real estate-related loans, including loans secured by Yi real estate, account for more than one-third of the total loans, and even some banks have more than 50% of real estate-related loans.

I took out a loan of 5 million with a house, and as a result, the real estate plummeted and the house became only worth 2 million, who bears the loss here?

As a result, the state has formulated a series of policies for property speculators, such as restricting purchases and loans, and blocking bank loans. Do you want to flip a house? Yes, buy a house with full payment! This makes the bank much less risky.

But this has given birth to a new type of speculation.

Now these 'speculation groups' are generally a certain asset tycoon with hundreds of real estate investors, a city has potential, many bigwigs are with their own circles at the same time speculation, that is called an amazing momentum! Now to see some new communities, especially during the Chinese New Year, those beautiful new buildings are like ghost buildings every household with the lights off, then don't even ask, are the houses bought by the real estate speculation group waiting for appreciation. Their purpose is to make themselves a catalyst, shortening the original three-year real estate appreciation space of a city to half a year or a year, and generally speaking, the increase has reached 50%, and they will directly cash out and leave, looking for the next potential city.

Now those real bull X real estate speculation groups are no longer satisfied with the current flat real estate market in China, and have begun to target the overseas market. After all, the domestic real estate industry has not been very hot in recent years, and it can't make any money, and the purchasing power of second- and third-tier cities has dropped a lot. Therefore, those Chinese aunt speculation groups have played the card game "Monopoly" they played when they were children to the world, aiming at a broader overseas market.

In overseas countries, as long as there are Han people living in the place, housing prices will rise rapidly, which makes foreigners miserable.

In 2017, HCG, the largest non-bank mortgage provider in Maple Leaf Country, ran out of money at that time, causing the stock price to plummet by 61%, and then triggered 36% of the funds to flee from the company, which was on the verge of bankruptcy at that time. There was also a 'feat' of 33% in home prices soaring in one month in Toronto.

In their eyes, Han people buy a house and buy a second set, and after buying the second set, they want to buy the third, fourth, fourth and fifth sets, and they want to make money by speculating in real estate. The housing prices in Toronto have been raised by the Han real estate speculation group!

Of course, it is indeed a bit unkind to say this, although the rise in housing prices has the power of the Han real estate speculation group, but they cannot all be blamed. After all, bank lending problems are the culprit behind the skyrocketing housing prices in their country.

The credit policy of Maple Leaf Country is quite loose, which led to a large amount of money pouring into the real estate market, which led to the increasing expansion of the property market bubble and finally came to the brink of collapse.

The houses in Handong City have also been surpassed by the speculation group, and now the housing prices are still high, otherwise how would the Long's Group make a home?

But now that the house speculation group has withdrawn from the battlefield, what does it mean for my mother to buy a house at this time?

He jumped up in anger there, called Don Field directly, signaling that he was going to Las Vegas------ mom lost money here and had to find a place to earn it back, right?

However, after Long Xixiang stopped him and explained the ins and outs of the matter to him in detail, Yang Meng was speechless.

My emotional mother and father are more conscious than me!

What is the most painful thing for people who come to work in the city? It is of course the high rent, and almost a third of the monthly income is used to rent a house. When Yang Meng and them were working, they complained the most when they went back for the Chinese New Year every year because the rent was too expensive and the food was not good. Not counting the price or anything, these two things alone are enough for people, and it is so difficult for ordinary workers to save money!

My mother remembered this, and she was idle anyway, and their so-called 'entrepreneurship' was actually to help these workers. They asked Long Mingyang to buy it

One building, this building has a total of seven floors, the first floor is the outlet, the outlet is six floors, and the two units have three households on each floor.

This is a more than 10-year-old building, it is not expensive to buy, but it has a good location, close to the subway, and the bus is convenient. The Long Group sent a construction team to convert the building into a nine-room apartment building, which was rented to the migrant workers at a price of 600 yuan a month. In addition to dumpling shops, there are also two-dollar shops and small supermarkets to provide convenience to residents.

In fact, my father and my mother almost got into a fight over what the hell was going on in this building.

My mother originally meant to open a nursing home, but there is no elevator in this old building, how inconvenient is it for the elderly to go upstairs? Even if the elevator is installed, there is no place for the elderly to move. Anyway, to put it bluntly, it's just a group of old men and old ladies who are idle and have nothing to do, just to find some work for themselves.

Yang Meng doesn't care what they do, he has more important things to do.

"Yang, you're cruel in doing this!" said Michael Jones, with a pained look on his face.

He was tied to a chair and watched Yang Meng finish eating.

Giovanni, who was locked in the steam room, nodded after listening to Michael Jones's words: "That's right, I think the same thing as you now." Yang, how long will I be hungry?"

Yang Meng shrugged his shoulders and said: "Persistence is victory." You've been suffering the most painful two days, and you can't hold on anymore? Xixiang, hand me that bottle of wine!"

"Drink less and eat more greens. "Long Xixiang Road.

Yang Meng tilted his head and looked: "Why didn't Xiaorui come to eat?"

"It's not because of you!" Zete said, "The video of you smashing your car with a motorcycle is spreading so much on the Internet, and Xiaorui is there to help you delete the video." ”

Yang Meng said: "Keep it, what to delete?"

Long Xixiang said: "Recently, someone has been deliberately hyping up this matter!"

Yang Meng laughed: "Wang Rui, right? besides this stupid boy, who else is using this method to deal with me now?"

Zete shook his head: "Actually, it's not him. According to Xiaorui's discovery, there is someone else behind the scenes. ”

"Who?" Yang Meng said angrily, "Can you still make people stop and stop?"

Zete gave the answer: "Xiaorui said that because it is on the Internet, it is a bit troublesome to investigate the mastermind behind the scenes, but now there are signs of it, it is someone from Las Vegas." ”

"What?" Yang Meng lowered her face after hearing this: "Is this forcing me to go to Las Vegas?"

Zete shook his head: "It's not those people in the casino, according to the current situation, it's more like the Han people did it!"

Yang Meng frowned: "The Han people in Las Vegas, who want to make my reputation? Could it be Liu Qi? That's impossible, he wants money now, no money, no one, he can't even type on the computer!"

At this time, Xiaorui walked over with a laptop: "Mengmeng, I found it, it was instructed by a man named Tan Qingtao!"

Yang Meng frowned: "Why is it him again?"

Xiaorui turned the screen to Yang Meng, and in the middle of the screen was a silhouette drawing of a man in a black suit without a head.

Yang Meng was shocked when he saw it: "Are you an 'anonymous'?"