Chapter 155: Ponzi Scheme
"Thank you Lord Hou for your concern! She is busy at school today, it seems to be a celebration with the university. Pen @ fun @ pavilion wWw. ļ½ļ½ļ½Uļ½Eć "She has a strong sense of responsibility, and she is not happy when I let her mess around." Although Gao Jin was complaining, his expression was unconcealed pity.
"Oh. Miss You is really good. Wan Guohou's face showed a slightly strange smile, "Mr. Gao really has vision. ā
"Of course. Yu Jingbo was obviously a little drunk, "Although Mr. Gao often socializes, he never shows mercy everywhere. Ordinary women, he can't look down on them. ā
"Ahem. Gao Jin said a little embarrassed, "Xiao Yu, you take it easy, you drink too fast." ā
"Hahaha. Yu Jingbo laughed, "I'm happy." ā
Wan Guohou smiled reservedly and did not speak.
"By the way, Master Hou, didn't you just say that you wanted to talk about dividends?" asked Yue Shuluo without losing the right time.
"If you don't say it, I almost forgot. Wan Guohou scratched her nose lightly, and then looked at Yu Jingbo, "We can draw up an agreement to give me dividends according to the percentage of the good family's annual revenue." ā
The smile on Yu Jingbo's face slowly faded, "Do you want this percentage to be ......?"
"How much can 300 million account for your total operating costs?" Wan Guohou said lazily. Without waiting for the other party to answer, he continued, "I don't want to embarrass you. Well, as you said, it will definitely double my investment. So, let's make an agreement, if you double the investment of 300 million, then I only need one-tenth of the profit of the good family in a year, if it is just not a loss, then I want half of the profit of the good family. If you lose money......"
His pale green eyes shone with a wonderful glow, "Then I'll have to take the collateral." ā
Yu Jingbo frowned deeply, and the rest of the people fell silent. Time seemed to stand still, and only the musicians on stage continued to perform. The music was gloomy and sad, like snowflakes dancing in the sky in the cold dark night.
"Well, just do as you say. Yu Jingbo finally made up his mind, "So, how long does this agreed period last?"
Wan Guohou touched his beard, "You said that the second phase of Shanjia will be put into use in March next year, so the agreed deadline will be March of the next year." ā
"Okay, that's a deal. Yu Jingbo looked at Gao Jin, who did not object, but there was obvious concern in his eyes.
Wan Guohou pretended not to see the interaction between the two, he fed Yue Shuluo a bite to eat, and then enjoyed the kabuki performance on stage.
"Master Hou, if I eat fat, you can't dislike me. Yue Shuluo said coquettishly.
"How so?" Wan Guohou smiled slightly. He glanced at Yu Jingbo, "Dean Yu, I have a question. ā
"Speak, please. ā
"Are we business partners now?"
"Of course!" Yu Jingbo said hurriedly. He looked at Wan Guohou's expression and suddenly reacted. He tapped his forehead lightly, "Look at my memory! He wiped his mouth and began to tell the story of "painting a big pie".
When Yu Jingbo first took over the nursing home, there were less than 50 beds in the nursing home, and there were not many elderly people living in it. Yu Jingbo found a friend, borrowed some money, and expanded the number of beds to 100. Then, he advertised and publicized everywhere, using "low price and excellent service" as a selling point to attract the elderly.
Beginning in 2004, Yu Jingbo worked in a down-to-earth manner for several years, until the nursing home slowly expanded to 400 beds. At this time, it was 2010, and Yu Jingbo was no longer satisfied with the slow money-making model of "trickling water and flowing for a long time", and began to think about a new way to make money.
It was in 2010 that Yu Jingbo created a so-called innovative pension model - raising funds from the elderly who are about to move into a good family.
Yu Jingbo's "innovation plan" is that each elderly person will contribute 100,000 yuan to participate in the co-construction of a good family, and after completion, each person will only need to pay 20% of the bed fee per month.
Specifically, Shanjia plans to build 800 new beds, which will eventually raise 80 million yuan. The charging standard set by Yu Jingbo is 10,000 yuan per bed per month, which is equivalent to only 2,000 yuan per person per month.
According to the agreement signed between Yu Jingbo and the elderly, this kind of preferential treatment will last for 10 years. After 10 years, the elderly can pay 100,000 yuan in a lump sum again, and then continue to enjoy the "discount" of only 2,000 yuan per month. But if the elderly no longer participate in the "innovation program", then they will not enjoy any benefits.
In order to make the plan more appealing, Yu Jingbo started advertising on the Internet, vigorously promoting this "innovative pension model", and repeatedly stressed that Chinese should no longer be influenced by the traditional "raising children and preventing old age" thinking.
Yu Jingbo also contacted several influential media outlets in the magic capital and released some data on nursing homes in Western countries compiled by some experts. The data shows that the happiness index of the elderly in high-end nursing homes is much higher than that of the elderly in ordinary nursing homes, and the average life expectancy is much longer.
Coincidentally, during that time, a video of an elderly man dying at home for many days and his body was highly decomposed, which made some elderly people feel scared and panicked.
Yu Jingbo's abacus was extremely fine. The agreement he signed with the elderly residents was made in duplicate: one was kept in his office, and the other was deposited by the elderly in the safe deposit box for the elderly.
Yu claims that the passwords to the safes are known only to the person who set them, but in reality, the safes are controlled by a computer in his office, and he can open any safe at any time and retrieve anyone's saved protocols whenever he wants.
In addition, Shanjia has set up a lot of services, and most of the elderly only account for about one-third of their total monthly expenses in the "bed fee" of Shanjia. Expenses such as food, care, and entertainment can accumulate up to thousands of yuan per month, and these expenses cannot be deducted with a one-time payment of 100,000 yuan.
Yu Jingbo talked for a long time in one breath, and his mouth was dry, he picked up the small wine jug on the table, poured himself a glass of wine, and drank it in one go.
"Master Hou, do you think that the story of 'painting a big pie' is not exciting enough?"
Wan Guohou shook his head, "I'm so shocked. He stared at Yu Jingbo, "I must say, Dean Yu, you are a genius who makes money." I've only heard of this borrowing chickens and eggs before, and I can't imagine anyone who can do it. ā
Yu Jingbo smiled proudly, "I'm honored to be praised by Master Hou!"
"But ......" Yue Shuluo has been listening carefully, and at this moment she wants to speak and stops, as if there is something she doesn't understand.
"Manager Yue, what do you want to ask?" Yu Jingbo said, thinking secretly in his heart, "Yue Shuluo is the woman of Wan Guohou, she will never make trouble for Wan Guohou's investment, right?"
"Your 'innovation plan' is very good, but even if all 800 elderly people participated, only 80 million yuan was raised. If the first phase of Shanjia is fully occupied, with 800 beds, the annual bed fee will only be 19.2 million yuan. Moon Shuluo blinked her watery eyes, "Moreover, the next fundraising will not be until 10 years later." Then, in the past 10 years, the cumulative income of Shanjia's bed fees is 192 million, plus the previous 80 million ......"
"What do you want to ask?" Yu Jingbo was a little impatient.
"However, I heard that you invested 300 million in the second phase of the good family. This means that there are far more than 800 elderly people participating in the first phase of the 'Innovation Program', right?"
Yu Jingbo smiled, "Master Hou, if you meet a woman like Mr. Yue in the future, you must introduce it to me." ā
Wan Guohou bowed for a moment, smiled and said nothing.
"Since Master Hou is our own person, I won't sell it. Shanjia is very picky about the elderly who live there. On the surface, it is the customers who choose us, but in fact, we are also choosing the customers. With that, he picked up a thin-sliced Akashi snapper and put it in his mouth. When the fish slid down his throat, he smiled and said, "Normally, if he is too young and in good health, we will basically persuade him to enjoy the family fun." ā
"Young?" Tsuki's eyes widened, apparently puzzled by this statement.
"For people under 75 years old, we don't usually accept them. Yu Jingbo replied, "To be honest, being old means that he will not live in Shanjia for too long, so my bed will have a better 'recycling rate'." ā
The sentence was so explicit that Wan Guohou couldn't help but touch his tie - he really wanted to untie it. "Ponzi scheme. He thought to himself, "This man's lower limit is lower than I thought." ā
"I see. Yue Shuluo nodded, "It seems that in the past five years, you have seen many old people move in and leave. ā
"Birth, old age, sickness and death, the world is impermanent. Yu Jingbo pushed his glasses and said in a crepe manner.
At this moment, as if in response to his words, countless pieces of pink shredded paper fell from the ceiling, fluttering and sprinkling, just like the cherry blossoms that faded in an instant.
"It's part of the stage organs. Gao Jin explained to Yu Jingbo, who was stunned.
"Sakura blowing snow. Wan Guohou muttered, "The show is over." ā
On the stage, the righteous men who had revenge chose to commit suicide by caesarean section after reporting to the official and surrendering themselves. It was a snowy winter night, and everything around us was withering at a rapid rate. The old courtyard became ethereal, and the air was filled with a hopeless decadence. Beautiful gold leaf peeled off the weapons of the righteous warriors, like fluttering butterflies and the light of life that was gradually fading.
"It's wonderful. Yu Jingbo's cheers interrupted Wan Guohou's thoughts. He turned his head to see that Yu Jingbo was smiling and clapping.
"I believe that Ko will lead a new trend in Japanese dining in the Magic City ā watching Kabuki and enjoying new cuisine. Yu Jingbo finally came up with these two limerick poems, and he was extremely proud.
"Lend you good words. Gao Jin grinned.
After the meal, the people talked for a while. Wan Guohou looked at his watch, and Gao Jin said knowingly: "Master Hou, it's not early, do you want to go upstairs to play?"
"Not today, I still have some things. Wan Guohou declined Gao Jin's invitation, and then he said to Yu Jingbo, "The specific content of the agreement will be drafted by the monthly general manager, and in two days, I will bring a lawyer to visit." ā
"Then I'm sorry for you. Waiting for your good news. Yu Jingbo said respectfully.
"You two, please use it slowly, you don't need to send it to me. Wan Guohou said, got up and was about to go out.
"How can that be done?" Yu Jingbo hurriedly stood up, "Mr. Gao, come quickly." ā
In desperation, Wan Guohou had no choice but to "send" himself and Yue Shuluo into the car by the two of them. Seeing the two waving on the porch, Wan Guohou ordered, "T3, let's go." ā
When the car drove out of Wushang Road, Wan Guohou let out a sigh of relief, "This Hongmen banquet can be regarded as over." ā
"Master Hou, what's wrong?" Yue Shuluo asked with concern, "I don't think those two people dare to do anything to you?"
"I'm not talking about them, I'm talking about the Kabuki. Wan Guohou said coldly, "I don't know if Gao Jin deliberately found me to disgust me, or if they found Gao Jin." ā
"Master Hou, I don't understand ......"
"Those Kabuki should not be ordinary actors, they all have murderous air in their eyes. Wan Guohou rubbed his temples a little tiredly, "If I'm not mistaken, these kabuki are probably professional killers. ā
"What?" Yue Shuluo was taken aback, "Why did Gao Jin kill you?"
"I don't know. Wan Guohou shook his head, "I'm inclined to believe that Gao Jin doesn't know the true identity of that group of people, and he may really just want to add a little gimmick to his business." He gently stroked the dark lines on his pants, "Tonight's performance is very professional, these people must be from the Neon Country." ā
"So......" Yue Shuluo hesitated, "Could those people be 'unkind'?"
"I don't know. Wan Guohou said lightly, "You don't have to worry about this matter, you first arrange the affairs of the foundation." ā
"Yes. ā
"Also, take the time to learn kung fu from E1, you have to master basic fighting and shooting. ā
Yue Shuluo was stunned, "Master Hou, do you think I'm in danger?"
"Precisely, because you're following me, it can be dangerous. Wan Guohou looked at the dim street lights flashing outside the car window, "There have been a lot of things recently, I can't protect you all the time, you have to learn to protect yourself." ā
"Master Hou, don't worry. T3 said, "It doesn't matter if Manager Moon doesn't know how to do kung fu, we'll protect her." ā
After hearing this, Wan Guohou just frowned, as if he was thinking about an unsolvable problem.
"T3, do you know where E1 went?" asked Yueshuluo, "When we went out to eat, I thought he was going out too." ā
"I don't know. T3 replied, "E1 is usually better with Z2, and they often go out clubbing together, so maybe he's out looking for Z2." ā
"That's right. Yue Shuluo showed a reassuring expression. She turned her head to look at Wan Guohou, who was staring out the window without saying a word.
The night was getting darker, and the chill of late autumn seeped into the thin torsos of the trees along the roadside with the evening breeze. The dead leaves flew in despair, and when they hit the ground, they rolled up dust and floated into the air, as if to take away the last glimmer of hope in this world.