Chapter 159: Alliance of Interests
Chapter 159 Alliance of Interests
"One year, there was a project where you did a risk assessment. I'll give you three days, and you have to give me a result within three days. ”
Although in the memory of Hu Yang, investing in Shengyi Electronics is definitely a good choice. But he still followed the process and asked Xu Younian to conduct the risk assessment of the project.
Xu Younian listened carefully to Hu Yang's introduction, and then took two of his subordinates and drove straight to Guan City in a crown car.
To understand the situation, the first thing to do is to go on a field trip. Hu Yang called Chen Jialin, and someone in Dongguan City would arrange the inspection.
"Assistant Xia, come with me to the bank. ”
Subsequently, Hu Yang called Xia Bing and went to a nearby bank together. This bank is at the level of a city branch, and the opening bank of Huijia Holdings is here.
Coming to the bank's credit department, Xia Bing stepped forward and knocked on an office.
"Who are you looking for?"
There are two desks in the office, but only one person is there.
This is a man under thirty years old, not tall, slightly chubby, and more characteristic is his obvious "Mediterranean hairstyle".
Seeing this person, Populus's eyes lit up. Sure enough, as he expected, Luo Guofu was still struggling in the credit department of the branch this year.
The name of the person in front of him is Luo Guofu, in that time and space, Hu Yang had dealt with him many times, and the relationship was not very iron, but he could be regarded as an ordinary friend.
Luo Guofu's person definitely belongs to the category of people who are full of luck. It took him only 12 years to start as a small clerk in the credit department, to become the vice president and president of the branch, and then to the vice president and president of the provincial branch.
Now Luo Guofu is still in the dormant period, just a clerk in the credit department.
"Hello, it's Mr. Luo Guofu, I'm Populus Hu from Huijia Holdings. I'm here today to ask you about loans. ”
Walking forward from behind Xia Bing, Hu Yang smiled cutely, greeted Luo Guofu very politely, and then handed over his business card.
"You know me" Luo Guofu looked up carefully, but he still had no impression of the young man in front of him. "Come, please come in, let's sit down and talk. ”
In any case, people can call their names, even if they are not acquaintances, they are probably introduced by acquaintances. Therefore, Luo Guofu's attitude has improved a lot.
"I've been here once, maybe you forgot. By the way, the settlement account of our Huijia Holdings was opened with you. ”
Hu Yang couldn't explain why he knew Luo Guofu, so he vaguely said it.
Luo Guofu didn't bother about this, and said, "It's still a customer of our bank, well, Huijia Holdings, Mr. Hu." This year, the capital is a little looser, but the control over loans is still relatively strict. Without collateral, it is generally difficult to disburse. I don't know, do you have any collateral?"
In the late eighties and early nineties, it was easy to get a loan. For example, Hu Yang's first loan in Xijiang was given by Section Chief Cai, a guarantee company. However, since the clean-up and rectification and macroeconomic control, loans have become more and more standardized, and the good thing that you can lend money with the guarantee of a leather bag company is not even thinking about it now.
"We at Huijia Holdings are mainly engaged in investment, and at present, the only thing that can be used as collateral is the equity of foreign investment. I have shares in listed companies and shares in non-listed companies. Specifically, our company holds an equity interest in 1788 SET Electric Co., Ltd. and a partial equity interest in Xijiang Hezhong Co., Ltd. ”
Hu Yang smiled slightly, and his words were extremely confident.
Luo Guofu nodded, with a smile on his face. "Both, tea or coffee"
"Don't be busy, let's sit down for a while and leave. ”
Hu Yang hurriedly waved his hand, so that Luo Guofu did not have to be too polite.
"Then drink tea. Luo Guofu got up to get the cup, put the tea leaves, and then flushed the boiling water. "Equity pledged loans are absolutely fine. If you pledge the equity of Sitter Electrician, I promise to lend you within a week. ”
Equity pledge loans of listed companies are one of the most popular loan methods of general banks, with relatively low risk.
No wonder Luo Guofu became very polite in a blink of an eye, now it is not Hu Yang begging him, but he is looking forward to Hu Yang to take a loan. After all, quality customers are privileged. Banks also have to make money, no
The next step is to discuss the specifics of the loan. The use of equity pledge of listed companies must not be calculated according to the current stock price, generally speaking, at least a discount, which is still on the basis of a weighted average of a certain cycle.
Therefore, Hu Yang pledged all the shares of Xite Electric Co., Ltd., and he could only lend 80 million yuan.
"80 million is 80 million, but I hope to release the loan as soon as possible. ”
As soon as Populus Hu gritted his teeth, he made a decision.
Luo Guofu said that there is no problem, and he can let people go through the procedures now.
Hu Yang called the company's financial staff to come to the bank, and asked Xia Bing to stay and handle the matter together, and he returned to the company himself.
At present, the company still has almost 50 million yuan in cash on its books, and if it borrows another 80 million yuan, it will be 1.3 billion. It is definitely enough to participate in the private placement of Shengyi Electronics, but I don't know how much share I can win.
In the afternoon, Lu Yali called and said that she and Tang Ziyu had decided to go to Singapore temporarily. The two of them will fly directly from the deep sea, and when they get there, they will stay for about a week, and then fly from Singapore to the imperial capital, and then return to Xijiang.
Hu Yang didn't say anything, only asked the two of them to pay attention to safety and come to Yangcheng to play again when they were free.
Next, the project department and risk assessment department of Huijia Holdings were running at high speed at the same time.
Xu Younian only took two days to give an evaluation opinion on the additional issuance project of Shengyi Electronics. According to the evaluation report, the investment in Shengyi Electronics has controllable risks and the project is at an excellent level.
After reading the evaluation report, Hu Yang made a phone call to Chen Jialin and asked him to come to the company to talk.
"Mr. Hu, your speed is very fast. How about it, is there a result, but the matter of additional issuance is not waiting for anyone. I brought this to you, and you can go to Xiangjiang after going back and going through the formalities. ”
Chen Jialin knew that Hu Yang would give an answer today, and he had prepared a business invitation letter before he came, and as soon as he sat down, he took it out and put it on the coffee table.
Hu Yang glanced at the invitation and was a little surprised. It is said that Chen Jialin should not wait for his own affirmative answer before doing this, don't say it, this boy is quite atmospheric.
"I agree to participate in the additional issuance of Shengyi Electronics, I have no objection to the conditions of the additional issuance, the only requirement, I want to eat seventy percent of the new shares. ”
Hu Yang was not verbose, and directly gave Chen Jialin a reply.
"Seventy out of five, I'll calculate, that is, subscribe for a share of 96 million yuan, right, Mr. Hu, wait a minute, I'll go out and make a call. ”
When Chen Jialin heard Hu Yang's request, he was not only not embarrassed, but happy. He feels that his vision is really good, and Huijia Holdings is really a powerful enterprise.
Ten minutes later, Chen Jialin walked back and said solemnly, "Mr. Hu, welcome Huijia Holdings to become the new shareholder of Shengyi Electronics." Your request has been agreed to by the company. ”
said that the company agreed, but in fact, Chen Jialin's father agreed. As the largest shareholder of Shengyi Electronics, I agreed, and there will be no problem in this matter.
At noon, Hu Yang and Chen Jialin went out for lunch together. In the afternoon, Shengyi Electronics sent someone over and signed an investment agreement with Huijia Industrial.
The core of the agreement is that Huijia Industrial invested 96 million yuan and held 30 shares of Shengyi Electronics. Walkers Holdings does not participate in the day-to-day management of the company, but will occupy a board seat and assign financial personnel to supervise the finances.
The agreement also stipulates a payment period and gives Populus euphratica 15 days to prepare. This is more humane, and at least it gives him plenty of time to raise funds.
"Mr. Hu, happy cooperation"
"Mr. Chen, happy cooperation"
The person from Shengyi Electronics returned to Dongguan City after signing the agreement. Chen Jialin was very excited, he finally completed the task assigned by his father.
"Mr. Chen, I still have to thank you, without your introduction, how can I be qualified to participate in the additional issuance of Shengyi Electronics, you can rest assured, I am not interested in the management and management rights of Shengyi Electronics, under normal circumstances, as long as you do not harm the interests of the enterprise, I will be consistent with Xiangjiang Weida on the board of directors. ”
Hu Yang doesn't care who is the actual controller of the company, he has no position or ambition to fight for these. Chen Jialin and his father's careful thinking, Hu Yang saw it very clearly, and now he might as well make it clear in person, which can be regarded as repaying the favor.
"Haha, Mr. Hu is really a cheerful person, I like to make friends like this. How, go to Xiangjiang at the end of the month to have fun"
Originally, inviting Hu Yang to Xiangjiang had the intention of wooing him, but now that people have made their positions clear, they should deepen their feelings.
This time Hu Yang did not refuse, he really wanted to go and see.
The company's loan was quickly put down, and after 80 million yuan arrived, Hu Yang asked the finance to call Shengyi Electronics for 96 million yuan.
Before the end of the month, the private placement of Shengyi Electronics was successfully completed, and the company successfully introduced two new shareholders, in addition to Huijia Holdings, another shareholder held the equity of Shengyi Electronics 10.
During this period, Hu Yang returned to Xijiang and completed the procedures for going to Xiangjiang.
In 95 years, Xiangjiang has not yet returned, and it will be more troublesome from the past in China than in the future. However, Populus has a business invitation letter issued by Xiangjiang Weida, and it is not difficult to go through the procedures for multiple round-trips.
For this private placement of Shengyi Electronics, both Chen Jialin and Chen Jialin's father Chen Hao are very satisfied.
After the restructuring of Shengyi Electronics Co., Ltd. was completed, Chen Jialin was very enthusiastic to invite Hu Yang to Xiangjiang, saying that it was to celebrate the successful cooperation this time.
Hu Yang settled the company's affairs, took Hangul to the deep sea, and then crossed the customs from the deep sea to Xiangjiang.
As soon as the two walked out of the gate, Hu Yang saw Chen Jialin wearing a pair of big sunglasses.
"Mr. Hu, welcome to Xiangjiang, I have booked a hotel for you, send you over to settle down first, and I will invite you to eat French food at noon. ”
Chen Jialin deliberately narrowed the relationship with Populus euphratica, and arranged all aspects very thoughtfully, which made Populus a little embarrassed.