Chapter 479: Finalized

Hearing the answer coming out of Barry's mouth, it was clear that Oliver was very disappointed.

"Mr. Barry," Oliver's smile quickly turned cold, "are you kidding me? Not to mention that no one can accurately predict the direction of the property market, even if the property market will plummet, but I want to buy the land, and the property market will fall by half, and the land will fall by half? Give me a loan amount of 0.8 times? Do you think I can't find another bank to give me a loan?"

Now that the money has arrived, she will no longer be accustomed to using a good face, and no bank in the world will refuse a deposit of more than three billion US dollars, she has a choice!

"However, no other bank will have such a favorable interest rate as ours," the old god Barry was unmoved, "Moreover, this is a large amount of money, I don't say, I believe you also know this number, in Xiangjiang, except for HSBC, there is no third bank that can have such a large amount of funds, and HSBC is not optimistic about the rise in housing prices now, and the possibility of approving a loan is extremely low, so we are your only choice! ”

"So, Mr. Barry," Oliver said with a cold face as he forcibly suppressed the irritability in his heart, "when the account owner arrives, I assure you that what he issued is not a power of attorney, but a transfer application, and that the bank is not worthy of being his partner, and that I can go to Citi without UBS!

A hint of doubt flashed in Barry's eyes, and then he came to his senses and quickly lowered his head, not wanting the young woman opposite to see it.

Citi certainly has this ability, and like UBS, Citi only has one branch in Xiangjiang, but it is not difficult to transfer money from the head office. In fact, this woman had entrusted almost all of her funds to Citibank before, but just over a month ago, she suddenly transferred all her funds to UBS, making it clear that she wanted to draw a line with Citibank, and now she mentions Citi, did they reconcile, or is this just a strategy?

No matter what he guessed in his heart, he couldn't afford to gamble, because the money involved in this business was not the previous 200 million US dollars, but more than 3 billion, although this money was deposited in the head office, but if something went wrong here, he could fully imagine that his banker status would come to an end, and no bank would hire him from now on.

Suppressing doubts and apprehensions in his heart, Barry raised his head with a bitter face, "Miss Jones, double, this is the maximum amount I can approve, if it is higher, it needs the consent of the head office." ”

"Well, then, you can call now," Oliver looked directly at him, "and you'd better give me a clear answer before my client arrives, otherwise, my client won't have that much time to bargain with you!"

Is this a bargain? At this moment, Barry, who is in his fifties, suddenly wants to cry, he has already given 20 percent, which is a huge sum of nearly 700 million dollars, and if something goes wrong, the head office will kill him!

Looking at the strong young woman in front of him, Barry, who didn't want to lose this super customer, could only choose to back down, stood up with a wry smile, picked up the phone on the desk and dialed out.

A few minutes later, the phone rang through, Barry briefed him on the situation, and then, he didn't speak, just kept mmmmmmm

Hanging up the phone, Barry went back to the sofa and sat down, looked at Oliver and said, "Miss Jones, the head office has given me several options for you to choose from, double the amount, the annualized interest rate is seven percent, and for every ten percent higher the limit, the interest rate will be increased by five thousandths, and the maximum amount will be doubled!"

When Oliver heard this, he was immediately happy, and then silently calculated, the highest loan interest rate of the current financial company on the market can reach 20 percent, but that is a very small number, normally between 15 and 16 percent, the higher the interest rate, the lower the interest rate, like this kind of first-hand loan interest rate is generally at eight to ten points, and now UBS gives an initial interest rate of 7 percent, which can be regarded as very sincere, and the highest cap interest rate is only 13 percent, and at the same time, twice the loan amount, plus the principal is one hundred million US dollars, even if the existence of the top ten consortiums in the United States rarely uses such a large number to do projects, which has greatly exceeded their expectations, enough!

"Miss Jones," Barry continued, "I need to make it clear to you that this is only an authorization of interest, and if you do want to take out a loan, we will welcome it, but we must supervise the movement of the funds, and because the amount of money is so large, I would like you to report your plan of action to us so that we can allocate the funds for you." ”

"The last point, impossible," Oliver grimaced, and refused his unreasonable request without hesitation, "The movement of funds can be transferred by you, but don't think about anything else! Whether the amount of funds is enough or not is your business, I don't care whether you monopolize this business or share the risk with other banks, I just need you to remit money to the designated account at the specified time!"

"Uh," Barry blinked, eager to punch the obnoxious woman, but the reality only made the corners of his mouth turn up, and he nodded helplessly, "If there are no other problems, you only need the account holder to be present, and after issuing a certificate of authorization, you can spend every penny in the account at will." ”

In fact, the head office only said the part about the loan amount, and the rest was added by himself, and Oliver would be better if he could agree, and it didn't matter if he was rejected.

"Of course," Oliver chuckled, holding his head proudly high and clasping his hands over his chest, "Mr. Barry, UBS has made a wise choice, and you will be glad for that decision in the future." ”

"I hope so!" Barry nodded, what else could he do but flatter at this point?!

After waiting for more than an hour, Jenny was late with Chen Dahe.

"Why is it so slow?" Oliver stood up to greet him, switched to the position of a little woman with ease, and said with a wrinkled nose, "It won't take more than an hour to get here from Clear Water Bay!"

"Qingshuiwan can't do it, but Tseung Kwan O wants it!" Chen Dahe pursed his lips, casually glanced at Barry, who was sitting on the sofa, and looked at him curiously, "Do you have a guest?"

"Why did you go to Tseung Kwan O? Did you go to see the Phoenix Film and Television City there?" Oliver asked casually, last year he followed Chen Dahe's suggestion and built a film and television shooting base in Tseung Kwan O, which was not completed until two months ago.

However, she didn't plan to listen to Chen Dahe's explanation, Oliver, who turned her back to Barry, pouted, and whispered, "This person is looking for you, he is Barry, the general manager of UBS Xiangjiang Company, I just asked him, your remittance has arrived, I only need you to write a certificate of authorization and I can use it, and I will give some face later, and be quick!"

Chen Dahe resisted the urge to roll his eyes, "Do you have such an attitude to ask for money? Also, is this money counted as you borrowed or my own? How do you divide the spoils after making money?"

"Why are you talking so much," Oliver rolled his eyes that Chen Dahe didn't roll over, "If you want to take it, you will pay it, at most we will make half of the money." ”

"No, I'm seven and you're three. Chen Dahe dropped a sentence, then walked inside, stretched out his right hand at Barry, and smiled in fluent English, "Hello Mr. Barry, it's a pleasure to meet you." ”

"Hello," Barry immediately stood up and shook his hand with a smile on his face, "it's a pleasure to meet you, but as a necessary procedure, you and I will need to go back to the bank and verify some account information." ”

"Yes," Chen Dahe nodded with a smile, "Then we'll go over now?"

"Of course," Barry said with his hands outstretched, then turned to look at Oliver, "if it's convenient for Miss Jones, we can do all the formalities together." ”

"Yes," Oliver nodded lightly, and then said in Chinese in a low voice, "You pay for me, five or five is the fairest!"

"You think you're Popeye!" Chen Dahe's face remained unchanged, and he took the first step out, "Sixty-four at most." ”

Popeye had been broadcast in the United States the year before last, and Oliver had also watched a few episodes because of the same name as the heroine, and knew that Chen Dahe was deliberately laughing at her, so he stepped forward and walked two steps quickly, avoiding Barry's sight, and said viciously, "Originally, I had to agree to open four or six, but if you want to mention Popeye, it's five or five, otherwise I'll call Bobby to make you look good!"

"Ouch, I'm so scared," Chen Dahe shook his head and glanced at her, "Five five is five five, but if you lose it, you will pay off my debts for the rest of my life." ”

"Hmph, think beautifully," Oliver won a game, looking a little arrogant, "I just said, you pay and I contribute, if you lose, it must be your money and my strength, everyone is the same!"

"Sure enough, it's Popeye's girlfriend!" Chen Dahe muttered, "A handful of strength is worth billions, so cruel!"

Oliver was annoyed, "Die!"

In Barry's strange eyes, the two smiled, talked all the way, and soon arrived at UBS.