When he really pushed open the door of the ward, the doubts in Han Hao's heart disappeared beyond the Nine Heavens, and he saw the crib on the side, but his first reaction was to walk in front of his wife Chen Lingxi first.

"Thank you, I'm late—"

Looking at his wife lying on the hospital bed with a somewhat pale face, Han Hao held her hand tightly and said affectionately.

"Even if you still have some conscience, you two fathers and sons look the same, desperately tossing me!"

Thinking of the unprecedented labor pains before childbirth, Chen Lingxi never wanted to go through it again. Thanks to her young and good health, her water broke, and she was sent to the hospital and entered the operating room, and soon after she gave birth to a baby. Because he was born prematurely, the baby was underweight, and although all indicators were normal, he was sent to the incubator in the intensive care unit to be taken care of.

Knowing that her husband Han Hao was rushing to the capital from Jiangzhou, Chen Lingxi, who had finished giving birth, was lying on the bed, thinking about the baby who was sent away after being born only in a hurry, and thinking about whether Han Hao cared about the baby or himself first when he arrived.

The biological parents were by their side, but their first reaction was to visit the baby first, and then to greet their weak postpartum self, which made Chen Lingxi feel a little uncomfortable. always felt that the protagonist who was originally a star-studded moon was suddenly reduced to a supporting role after the birth of his son, and he was snubbed after suffering so much in the delivery room, which really made Chen Lingxi feel uncomfortable.

Fortunately, Han Hao gave himself the greatest warmth, and as soon as he came in, he went straight to the hospital bed, making Chen Lingxi feel that he had married the right man.

Unconsciously, tears flowed from the corners of her eyes, including the joy of being a first-time mother, and the fact that she had suffered so many grievances.

"It's okay, everything has me!"

Han Hao gently patted Chen Lingxi's back and comforted him, he knew that new mothers after giving birth were prone to emotional instability due to hormonal changes.

Seeing the empty crib, Han Hao realized that his son was carried by the nurse to the 24-hour intensive care unit for observation, and could only be picked up after the doctor confirmed that his condition was stable. According to the weight of 4 catties and 9 taels, my son inevitably has to stay in the incubator for two or three days.

"How about our son, like me, or like you?"

Sitting on the edge of the bed, Han Hao asked after personally feeding Chen Lingxi a mouthful of crucian carp soup.

"You're a shrunken version of you, especially those eyes are a copy of you at first glance!"

Han Hao's arrival made Chen Lingxi feel reassured, and her previous melancholy mood was swept away, and she began to talk and laugh with her husband.

originally wanted to go to see his baby son, but seeing the state of his wife Chen Lingxi, Han Hao planned to pass the time later.

After a while, there was a noise outside, and it turned out to be the director of the hospital who had come with a group of people.

The status of the richest man in Han is here, and as the host dean, he always has to greet one or two in person. You must know that Han Hao's son was born in his own hospital, and it is good for the two parties to communicate and have a good relationship.

At Han Hao's level, he spent almost more than one-third of his time on socializing, and he quickly chatted with the dean and the attending doctor, thanking each other for their strong care.

From the dean's mouth, he learned good news. It is that the hospital has specially arranged a special person to take care of his newborn baby, and will set up a small workstation in the ward later, so that his son can stay with him and do not have to sleep with other newborn babies in the collective Chase shop.

This really made Han Hao overjoyed, and the special care of the hospital was really meticulous, and he immediately expressed his willingness to donate 2 million yuan as an obstetric fund for those in need.

After the market-oriented reform, the hospital needs to be self-supporting, and the government only gives a part of the allocation, and the hospital needs to find its own way to find the rest. Every year, the hospital encounters vulnerable patients who need to be exempted or even helped, and this part of the cost is also a large expense.

A rich person like Han Hao can supplement a lot of financial expenses of the hospital and reduce a certain burden with his fingers, which is a win-win situation to some extent.

As the president of a well-known tertiary hospital in the capital, he is a master of turning his fortune to the powerful and rich. Let these people pay for it quickly, and they can also be grateful to the hospital, so that the wrist is not beyond the reach of ordinary people.

The son was born smoothly, and he can throw tens of millions of dollars to the employees, and give 2 million to the hospitals directly involved, Han Hao will not care at all. This money is also a great good deed for those in need.

When he really saw his son who was sent to the ward lying in the incubator, Han Hao's first thought was that he looked more like his mother Chen Lingxi, and he only had his own mark after looking around carefully. It is no wonder that people often say that sons generally look more with their mothers when they are young, and only when they grow up do they have the essence of a father.

The whole family was waiting for Han Hao to choose a name for his own son!

"Let's call it 'September' first, because this little rabbit can't wait to come to this world a month in advance. If it's a big name, I'll talk about it after my parents come. ”

Han Hao had an idea and came up with the nickname "September" and used it on his son.

Chen Lingxi heard that there was no objection, and this nickname officially took effect.

At ten o'clock in the evening, Han Hao's parents and sister Han Yu arrived at the capital airport by special plane, and they rushed to the hospital to visit the newborn baby regardless of the darkness of the night.

When they saw the sleeping baby, their mother Wang Guifen and sister Han Yu both said that he was very similar to Han Hao when he was a child, and it was simply a mold printed.

A large family gathered around the ward and enjoyed themselves, which was a rare happy time for Han Hao over the years.

Although the hospital gave Han Hao the best suite room, it couldn't accommodate so many people, except for the mother-in-law Yan Xiaochen and Han Hao who stayed with the bed, the rest of them were all arranged to stay in a nearby star-rated hotel.

In the second half of the night, Han Hao really realized how difficult it was to be a father. Son "September" always wakes up from time to time and cries, Chen Lingxi's milk is not yet smooth, he and his mother-in-law have to make milk feeding, but also have to change diapers, instantly from the boss in charge of a 100 billion enterprise to a clumsy father.

Early the next morning, Han Hao, who had red and swollen eyes, appeared in front of everyone, didn't care about the people around him, and slept soundly on the bed for two hours.

Fortunately, my sister Han Yu has a hand with the child and plays the role of the confinement lady. After the battle late at night last night, Han Hao and his wife, together with his mother-in-law Yan Xiaochen, were tossed a lot, and agreed to ask two experienced confinement sisters-in-law to help early in the morning.

But her mother Wang Guifen felt that it was best for her own people to take care of her grandson, and Han Yu took the initiative to ask Ying to share the role of the confinement lady, so she will act as the main force to take care of the baby in the past few days.

In order to alleviate the impact of her husband Pang Aiguo's absence, Han Yu sent her two children to a boarding school, so that she could take care of her newborn nephew in the capital.

The birth of "September" disrupted the rhythm of the Han family, everything prepared in Jiangzhou was not needed, young babies could not take the plane, and it was not easy to take the train before the full moon, so the whole family had to stay in the capital for a while, and then return to Jiangzhou when the time was ripe.

Knowing that Han Hao was in the capital, many friends came to the hospital to congratulate him.

His mentor Hu Yiming specially brought his wife to the hospital to congratulate him and gave him a mutton fat jade pendant as a gift.

"A gentleman is like a jade, and a national warrior is unparalleled!"

When Hu Yiming presented the jade, he expressed his expectations, hoping that the next generation of the Han family would have a new and ambitious future.

According to the current size of the Zhonghua Group, the largest private enterprise group in China, every move will attract the attention of all parties.

In just a few years, the total assets of the Zhonghua Group have increased several times, and of course, the debt ratio has continued to rise, and the total amount of corporate bonds has exceeded 100 billion yuan, which is equivalent to the amount of some impoverished provinces in the western region. The debt of a company is equivalent to the size of a province's economy, and this does raise concerns among some in the government.

The prophet of the plumbing duck in the spring river, Hu Yiming, who was in the center, quickly sensed the direction of the wind.

Therefore, there was another separate conversation between Hu Yiming and Han Hao in the hospital.

"Have you ever worried that you won't be able to pay it back in the future?"

The overall debt of Zhonghua Group exceeds 100 billion, Hu Yiming's question is very direct, and the relationship between the two is enough for both parties to face it frankly.

"According to the current speed of development, these money can be repaid in the future, as long as there is no unexpected situation in the middle of the bank deliberately withdrawing loans. Although it may seem like a large amount, many of the loans are long-term in nature, and we belong to the rolling cycle of small pie stalls and big pies. According to the bank's assessment of our company, there is also a steady stream of loan lines coming in, which will be enough to cover the risks we take now in the future. ”

Han Hao is still very familiar with the company's capital situation, and he believes that the capital chain of Zhonghua Group is still relatively healthy, at least it has an industrial backing.

"Do you know why Zhonghua Group was able to obtain so many financial loans, and why state-owned giants such as FAW and SAIC could not develop as quickly as you did?"

Hu Yiming asked a second question, which also seemed a little sharp.

After thinking for a while, Han Hao replied with some hesitation.

"Chung Hwa Group's business is doing well, and we are a high-quality loan object in the eyes of the bank, and we have a good reputation. As for FAW and SAIC, compared with us, they are lagging behind in business expansion and have relatively conservative business strategies. ”

From Hu Yiming's meaningful expression, it can be seen that this answer does not satisfy him, so he asked again from the side.

"Judging from your more than 10 years of business experience, is it much easier to get a loan in recent years than before? Is the satisfaction of borrowing 100 million yuan from a bank now as good as getting a loan of 10 million yuan in the second half of the 90s?"

The teacher's words did speak to Han Hao's heart, he always thought that it was because the Zhonghua Group was constantly getting bigger and stronger, and he was able to continuously obtain loan support. Now, there must be a more complex reason behind it.

"The root of all this is a change in the country's monetary policy. Since the Asian financial crisis in '97, the state proposed to use treasury bond investment to stimulate the economy, taking it with domestic demand and foreign trade as one of the troikas, and our country has embarked on the road of debt expansion and currency over-issuance.

Needless to say, the issuance of treasury bonds has caused a fiscal deficit, especially when we exchange more foreign exchange for foreign trade, in order to cope with the liquidity, the central bank has printed a large number of renminbi and put it into the market, resulting in too much renminbi in circulation, money is worthless, and all the money is urgently needed to find a reasonable way to increase value.

That's why banks are chasing you to lend money, and why you can easily raise money in the financial markets.

This stage is a significant manifestation before and after joining the TO, where our country's currency issuance is backed by foreign exchange reserves, and China's economic integration into globalization has led to passive monetary inflation. ”

Looking at the problem at a higher level, Hu Yiming's explanation made Han Hao understand that he was actually catching up with the good times. In the past, FAW and SAIC wanted to launch projects but the country had no money, but now the Zhonghua Group is expanding aggressively, just encountering the over-issuance of domestic currency, and the bank has a large amount of money in its hands, and investing in the Zhonghua Group project can guarantee returns.

"In a good environment, high debt can bring high growth, but once the environment deteriorates, it is easy to detonate the accumulated financial risks, and the company may collapse.

I heard that you are going to lead the preparation for the establishment of a new Zhehai Bank, and I will not comment on the good or bad of it. But in terms of financial leverage, I hope you tend to be conservative, the myth of Delong is still ahead, and it is easy to reap the consequences of relying too much on financial means. ”

Hu Yiming's words are not untargeted, the crazy mergers and acquisitions of Zhonghua Group in the past two years have made him see the hidden dangers. For the sake of the long-term plan, he personally came forward to persuade Han Hao to walk at a smaller pace, so as not to suddenly change the external environment.

Looking at the global economy, it is the norm to experience major turmoil every decade, and the lessons of the previous Asian financial crisis are vividly visible, as evidenced by the collapse of the big chaebol groups in South Korea and Japan due to overexpansion.

Originally, he became fat last year, and Han Hao decided that this year was the year of adjustment and digestion. Now, after listening to the admonition of his mentor Hu Yiming, he is even more determined to reduce his debt and integrate the company.

According to the plan, 4 billion yuan of capital will be invested in Zhehai Bank, Han Hao is ready to sell the shares of Minsheng Bank in hand and cash out, and use the strategy of vacating cages for birds to invest the cash-out funds in the preparation of Zhehai Bank.

Unexpectedly, the transfer of shares of Minsheng Bank in his hand attracted the competition of many powerful players, and many of them were characters he didn't want to offend head-on.