The cause of telecommunication fraud: Zhang Baotong, 2016.10.2

Xu Yuyu from Shandong was defrauded of 9,900 yuan by criminals posing as staff of the education and finance departments, and died of heart failure after calling the police. Pen, fun, pavilion www. biquge。 infoIn this regard, some people think that Xu Yuyu is too simple and has no sense of prevention. If Xu Yuyu is not deeply involved in the world and was defrauded, then, not long ago, an old professor at Tsinghua University was defrauded of 17.6 million yuan by impersonating the public procuratorate and law. How do we explain this? Some things are not as simple as we think. Because I've been in this situation before, and I'm still lamenting how powerful fraudsters are.

One afternoon, about seven or eight years ago, I was playing in the table tennis room when a strange phone call came and said that he was the chairman of a middle school union and wanted to borrow 5,000 yuan from me. I saw that the phone number he called was not his, so I asked him how to change the phone number. He said that he was using someone else's phone, and then said that he was in his hometown in southern Shaanxi, and because his brother had a fight with someone else, he had seriously injured someone else, and he needed to see a doctor, otherwise his brother would be arrested by the police. Of course, this is a big deal, and it's not good to help. But I still wondered why he had to borrow money from me when he had so many teachers and acquaintances in his school? Moreover, he and I had only been living together during a trip to Yunnan organized by the Education Bureau, and although we met several times later, the relationship was not enough to lend him such a large amount of money. But he kept pleading with me, and I couldn't refuse. And he said that as soon as he came back from Hanzhong, he would pay me back the money immediately. So, I asked him how he could send him the money. He immediately sent me a bank account number and asked me to send him the money as soon as possible, because he was really in a hurry.

I wonder if he doesn't want his colleagues at the school to know that it's not easy to borrow money from his colleagues, but I also think that he and his wife are both teachers at the school, and their salaries are guaranteed every month, so how can they even borrow a mere 5,000 yuan from others. So, I called him again and asked him about it. Because sending 5,000 yuan to others is not a joke. He replied that he didn't want his wife to know about it because he and she had been on a bad relationship lately. Hearing this, I said okay, I have to go home and get my bank card, and I guess I can send the money in half an hour. He thanked him repeatedly.

I left the table tennis room and hurried home to get my bank card. However, when I got home, I was already going out with my bank card, and I felt that I had to do one last review, and if it was indeed Chairman Fan who needed money in an emergency, I didn't say anything. So, I called another teacher at their school who had played with me and asked if Chairman Fan had returned to his hometown. But the teacher said no, he had just left their office. So, I immediately called Chairman Fan's own phone number and asked him if he was at school. He said yes. I told him about someone pretending to be him calling me to borrow money. I also asked if he had told his relatives about my phone number and our relationship. He said no. I said I'm going to call the police station. He thought about it and said, forget it, don't report it. Soon, I called again and asked if I had sent the money. I said that you are not Chairman Fan, you are a fraudster, and I will call the police immediately. I hung up the phone right away. I called again, and it was already down.

Until now, I can't figure out how those people knew my phone number and my relationship with Chairman Fan. Moreover, the man's accent and tone of voice were very similar to Chairman Fan's, so I always suspected that Chairman Fan might have inadvertently revealed some information about us to some of his relatives. Otherwise, how would the scammers know about these things between us, disguised so realistically.

Looking at the process of Xu Yuyu being deceived, you can know how professional the scammers are. They called Xu Yuyu and claimed that they had a 2,600 yuan stipend to be given to her. Because she had indeed received a notice from the education department the day before, she relaxed her vigilance, and after following the instructions of the fraudster, the money in her account was transferred away. We can't criticize a child's innocence, because society has not taught a child who is not deeply involved in the world how to resist the complexity of human nature, and we can't criticize her vulnerability, because the weight of 9,900 yuan tuition for a poor family is not something that everyone can feel.

From my personal experience of almost being scammed and other cases I have seen, I feel that the main way to scammer is to win the trust of the victim. Otherwise, the scammer will not be able to scam the victim out of their own pockets. In order to gain the trust of the deceived person, it is necessary to obtain a large amount of relevant information about the deceived person, and then set a strict trap based on this information. Once he has gained the trust of the deceived person, he will naturally let his guard down and fall into the trap.

Although only a small number of people are deceived, the fraudsters use telecommunications facilities to carry out large-scale fraudulent operations, as long as 12 percent of the thousands of fraudulent calls can be deceived. That's not a small number, either. In fact, according to a suspected telecom fraudster, the success rate of telecom fraud is only 1 in 1,000. But even one in a thousand is staggering to say. For example, on November 23, 2012, in the telecommunications fraud case against Chinese mainland citizens organized by Taiwanese personnel against Peng Farong and nine other defendants, these suspects impersonated Chinese public prosecutors and law enforcement personnel in Indonesia and defrauded more than 40 mainland victims of more than 2.5 million yuan in six months, the largest of which was more than 510,000 yuan. Chen Fujin, a Class A wanted criminal of the Ministry of Public Security who was arrested in October this year, stole 8,804,260 yuan from Ms. Luo's bank card in Jinjiang in 10 minutes. This is also the highest amount of telecommunications network fraud in Jinjiang over the years.

Moreover, the most incomprehensible thing is that in some towns and villages, in order to engage in telecommunications fraud, many former contractors and small bosses have quit their jobs and have come back to do this kind of "business". They don't regard this as a crime or crime, but as a kind of ability. Whoever cheats a lot of money will be called "capable" by people. Just like in Majie Town, the "National Hometown of Fake Certificates" in Shuangfeng County, Hunan Province, if you don't know how to do "business", you will be looked down upon. For example, in a county in Henan, which is known as a national guarantee fraud county, every village is engaged in guarantee fraud, and if you don't participate in it, then you are different. This kind of incident in which an entire village, an entire township, and even an entire county collectively engages in criminal activities is indeed shocking and worrying.

We all know that there are many nasty contents that harass us every day in the calls and messages on our mobile phones. In my mobile phone, if nothing else, the phone calls from Beijing, Shanghai, Shenzhen, Guangzhou, Dongguan, Tai'an, Quanzhou and Shijiazhuang asking about your stock management are very annoying. There are also all kinds of information coming out, some asking you if you want to issue an invoice, whether you want to open a shop, and even those who want to sell themselves to you and offer your virgin body to you. I wondered: how can these messy people know my phone number, and they keep calling me Brother Zhang. Apparently, someone within the telecom operator sold our phone number to the merchant. This morning, it was reported on the Internet: Zhou, an employee of a branch of China Telecom, took advantage of his work in a telecommunications company to violate national laws and regulations by selling more than 20 pieces of citizen information to others at a price of 500 yuan each, making a profit of 10,000 yuan. Xiao, an employee of China Unicom, took advantage of the convenience of working at Unicom to illegally obtain and sell 129,400 pieces of citizens' personal information. The prosecution prosecuted Xiao for infringing on citizens' personal information. Recently, the Fengtai Court heard the case in open court.

The state has been requiring telecommunications operators to implement a real-name telephone system to effectively protect the personal information of telephone users. However, in order to make money, they do not implement the requirements of the state at all. Now our phone number is known to almost everyone, and the real-name system of the phone is also an empty word. In particular, among those who go to the cities to work, how many of them use their own ID cards to get mobile phone cards? Moreover, in many small shops that handle mobile phone card business, they do not need their own ID cards at all. The Ministry of Public Security publicly explained that the 170 and 171 segments were originally intended for virtual operators, but because the regulatory measures were not in place, they could be purchased without real-name registration, so these two numbers have become a hotbed for fraudulent calls and text messages.

The reason why telecommunications operators do not follow the requirements of the state is that the state does not strictly manage this area and does not have a strong system enough. If the state imposes severe penalties on operators who fail to strictly enforce these measures, it will have a clear effect. It is said that there is no law on telecommunications operations in China. This is also the embarrassment and helplessness of China's telecommunications industry in many aspects.

In recent years, due to the decline of the country's economic situation, it has become more and more difficult to do all kinds of business, so some migrant workers have begun to operate some illegal businesses. As a result, telecommunications fraud has become increasingly active and even a disaster. Take Anxi, Fujian Province, as an example. Anxi was originally famous for oolong tea, but because the oolong tea market was not good, some young people began to engage in telecom fraud. Telecom fraud is a typical low-risk and high-benefit model with low cost, quick benefit, difficulty in obtaining evidence, and light sentencing. A villager pulls a few partners, gets a few mobile phones, buys a fraud book, and then buys a batch of bank card numbers, mobile phone numbers, ID cards and other telecommunication materials, and the banknotes can roll in from the ATM, which is really effortless. You don't have to invest, you don't have to pay fees, you don't have to run errands, you can make a lot of money. Even if something goes wrong in the "business", it's a big deal to "go in" and release it a few months later. Moreover, the division of labor of the fraud gang is clear, the front-line personnel are responsible for making phone calls and casting nets everywhere, the second-line personnel are responsible for inducing parents to send money, and the third-line personnel are responsible for withdrawing money from other places.

The reason why so many people in Anxi regard telecommunications fraud as a "craft" and "business" is because Taiwan has a strong blood relationship with Anxi, and there are 2 million people in Taiwan whose ancestral home is in Anxi. The county's Kuidou town had a mobile phone base station that was once "the busiest base station in Asia." As a result, telecommunication fraud has long been the mainstay of the local economy. Of the six suspects in the Xu Yuyu telecommunications fraud case, five are from Quanzhou City, Fujian Province, and three of them are from Anxi County.

At present, the Ministry of Public Security has listed Binyang in Guangxi, Fengning in Hebei, Xinluo District in Longyan, Fujian, Yugan County in Jiangxi, Shuangfeng County in Hunan, and Danzhou City in Hainan Province. In the three years from 2013 to 2015, the public security department investigated and dealt with 12,906 cases of telecommunications fraud. Among the 10 A-class wanted criminals officially released by the Ministry of Public Security, five are from Binyang County, Guangxi. In the past 10 years, China's telecom fraud cases have grown rapidly at a rate of 20% to 30% every year, and in 2015, there were 590,000 cases of telecom fraud filed by public security organs across the country, causing economic losses of 22.2 billion yuan.

After the Xu Yuyu incident came out, some people raised six thought-provoking questions in a row: Why is telecommunications fraud so high? Why have college students become the hardest hit areas for being deceived? Why are they accurately defrauded by scammers? Why is the rate of solving cases so low? Why is there a lack of supervision? Why are there no severe punishments and heavy punishments? In addition to the various forms of fraud, the cunning means of committing crimes, the special targets of fraud, and the application of science and technology, In addition to the factors of the secrecy of criminals' methods of committing crimes and the greed of the deceived masses, the lack of a legal system and supervision by the government, and the weakness of punishing and cracking down on criminals cannot but be said to be an important factor. In particular, these problems are even more evident in the villages where there are telecommunications fraud villages, drug trafficking villages, counterfeiting villages and guarantee fraud villages. Moreover, the local peasants' awareness of the legal system and their concept of the legal system are also very weak. As Ms. Wu, the mother of Du Tianyu, an 18-year-old teenager from Yibin, Sichuan, who stole Xu Yuyu's information from a computer, said: "My son has a talent for computers, but no one teaches him to study law." The most important reason why there are so many cases of telecommunications fraud and other fraud cases is that many of our peasant masses do not know much about the law, or do not take the law very seriously. If the local government can vigorously publicize them in a timely manner and severely punish the criminals. Telecom fraud is not so arrogant.

However, the state has begun to crack down on telecommunications fraud in an all-round way. A large number of suspects have been arrested and suspects from outside the country have been repatriated. The state compels telecommunications operators to implement a real-name system for mobile phones, and enacts relevant laws on the operation and management of telecommunications. This makes us look forward to the fact that in this country full of telecommunications and information, we can truly feel that our personal information is safe and not harassed. (To be continued.) )