The price of satellites is very expensive, but now even if an order is placed, only a part of the deposit is required, and the rest of the bulk will not need to be paid until at least two years or even longer, which is not too much financial pressure for the time being.

What's more, in the modern society, doing business, can use other people's money, there is no need to use your own, the reasonable use of bank funds, is the necessary factor for the success of development, otherwise, no matter how powerful the person, relying on himself, it is impossible to develop.

......

June 20th, morning

Standard Chartered Bank Headquarters Building, Chairman's Office:

"Saides, good morning. Xu Zhi greeted politely and smiled.

Eddes smiled, "Xu Sheng, please take a seat." ”

After the two sat down, Cydes said politely: "Xu Sheng, I don't know what I like to drink?"

"Coffee was good. Xu Zhi said to the secretary next to Saidus.

After the secretary left, Cydes said with a smile: "Xu Sheng, recently, the Bank of East Asia has been very beautiful. ”

"It's just the acquisition of a small bank, and it's not a big deal. Xu Zhi shrugged and said indifferently.

Said said with a smile: "Xu Sheng, this Hang Lung Bank can also rank in the top 20 in the entire Xiangjiang River, and in terms of scale, I can't imagine that in your eyes, it is only a small bank." ”

"It is only in the top 20 in Xiangjiang, and no matter how economically developed this Xiangjiang is, it only has a population of 5 million. Xu Zhi shook his head and said.

Sydes nodded: "This is also true, many rich people in Xiangjiang have been obsessed with how to dig gold in this city, and only Xu Sheng has your eyes on the world." ”

"It's too easy for Xiangjiang to make money, and it is estimated that they won't be able to play it even if they go out. Xu Zhi said with a smile that many of the wealthy people in Xiangjiang have become accustomed to the unique business model of Xiangjiang, especially the real estate industry, which has attracted the attention of all capital.

So, in Xiangjiang, a smaller capital plays real estate, a larger capital plays finance and industry monopoly, although the current real estate crisis in Xiangjiang has caused a lot of losses to the real estate industry, but what has been lost has already been lost, and it is difficult for Xiangjiang to return to the era when the industry was full of flowers.

The assistant came over to put the coffee away, and Cedes smiled: "Xu Sheng, this is the coffee I asked for from the vice president of Illy in Italy, how about you taste it?"

"It smells pretty good. A strong smell of coffee made Xu Zhi also interested.

After taking a small sip and enjoying the silky smoothness, Xu Zhi praised and said, "It tastes very good." ”

"Haha, Xu Sheng, if you like it, I'll ask my assistant to send some to your company in the afternoon. Said with a smile.

"Thank you very much. Xu Zhi said with a smile.

After Cydes drank half of his coffee, he asked, "Xu Sheng, I don't know why you came to our bank in person today?" ”

Xu Zhi put down the coffee and said formally: "Saidus, if I mortgage Midea to Standard Chartered Bank, how much do you think Standard Chartered can lend me?"

"The whole Midea Electronics?" A hint of discoloration flashed in Said's eyes: "Listening to Xu Sheng's tone, it seems that there has been a big move recently!"

Xu Zhi just smiled and didn't explain anything.

Eddes made a quick calculation in his heart and said: "If it is the entire Midea Electronics, the scale of this mortgage has exceeded my authority, and it must be agreed by the British headquarters, but I estimate that the loan amount will not be less than 10 billion Hong Kong dollars." ”

Although Xu Zhi acquired the Bank of East Asia, it is only a local bank after all, and it is not a problem to deal with Xu Zhi's internal funds in Hong Kong, but when it comes to overseas transactions, the Bank of East Asia obviously does not have such resources and channels.

Therefore, a large part of Midea's electronic foreign trade is responsible for Standard Chartered Bank, although it does not know all of it, but from the known transaction data, Sides already knows how terrible Midea's annual profits are.

The loan of HK$10 billion is not the peak value of Midea's corporate value, but the maximum loan amount of Standard Chartered Bank under normal circumstances.

It's not that the bank has no money, but it doesn't dare, although in recent years, Standard Chartered Bank has suffered continuous losses in internationalization for several years, but at this moment, Standard Chartered Bank is still a large bank with total assets under management of up to $40 billion in five states around the world.

However, the assets under management are not equal to the assets of the bank, in fact, the market value of Standard Chartered is only more than 200 million US dollars, therefore, there will be certain restrictions on external loans, otherwise, the amount of loans exceeds the market value itself, once something goes wrong, it will be a devastating blow to the entire bank.

This type of insurance is not only applicable to Standard Chartered Bank, but many banks around the world have such restrictions, some of which are required by law, and some of which are due to the bank's own risk control mechanism.

In practice, especially some banks of considerable size, when it comes to large loans, they prefer to form joint banks with other banks in order to reduce risk.

"10 billion Hong Kong dollars, which is almost 2 billion US dollars. Xu Zhi silently calculated, at this moment, the exchange rate of the US dollar against the Hong Kong dollar is 1:5.2.

Edus also heard this and asked, "Xu Sheng, what are you going to do with this money?"

"My staff is in contact with the Disney Company in the United States to acquire Disney in an all-cash manner, so we need funding from international banks. Xu Zhizhi did not hide it, and dragged out his acquisition completely, because to go to any bank for a loan, involving such a huge amount of money, the bank must do a good job of risk control, and it is impossible not to inform the bank of this information.

"Disney!" Eddes was also speechless, in the whole West, who doesn't know the name of Disney, and even their generation, is to watch Disney cartoons, and as long as the economic conditions can be, families have basically taken their children to Disneyland.

This is one of the symbols of Western culture, and it is unthinkable that it will be acquired by an Asian.

However, Sides is a successful businessman, and in just a few seconds, he immediately blocked all the messy thoughts, because there is a once-in-a-decade deal in front of him, and once completed, Standard Chartered's profits can reach hundreds of millions of dollars.

Cydes continued: "Xu Sheng, this Disney is a symbol of American culture, how sure are you that you will be able to make a successful acquisition?"

Large-scale bank loans are not so easy to disburse, because under normal circumstances, in addition to the funds required for their own operations, others will be lent out as soon as possible, otherwise the loss of interest will be very large.

When a large amount of money needs to be loaned, the bank must start preparing very early, and if the client's merger fails, then the bank will also lose interest losses and possible profits for a long time.

In some cases, in order to obtain a loan, the customer will sign a special agreement, and if it fails, the bank will be compensated, but after all, this is not the purpose of the bank, the bank prefers that this kind of business can be successfully completed, so understanding the probability of successful customer mergers and acquisitions is also one of the information that the bank must know.

Xu Zhi said with a smile: "Although I am not 100% sure, there are still seven or eight successes, and in the United States, I also have some strong business partners involved in this merger and acquisition." ”