“5%。 After hearing this, Bao Fuda immediately breathed a sigh of relief, this ratio is not high, after all, the loan is billions of Hong Kong dollars, and the value of 5% of Hongkong Land's shares is less than 500 million Hong Kong dollars, which does not affect Hongkong Land, which has completed mutual control, not to mention that he has full confidence in the Miramar Hotel project.

Xu Zhi said with a smile: "Jianing Group also needs to provide stocks of the same value, or unpledged fixed assets, but I have another requirement here!"

Chen Songqing asked, "What requirements?"

Xu Zhi said: "I hope that Hongkong Land and Jianing can guarantee each other's debts in this loan. ”

"Mutual guarantee?" Chen Songqing's face changed after hearing this, but he didn't say anything more.

After hearing this, Bao Fuda frowned and said, "We have provided enough collateral, is Xu Sheng still not at ease?"

Xu Zhi said with a smile: "Stock mortgage naturally has a certain risk, the stock price of Hongkong Land has risen a lot in the past two years, and I don't want my company to repeat the mistakes of Dairy Farm." ”

In 74, in order to acquire the dairy company with a large land reserve, Hongkong Land deliberately raised its own company's stock price, and then after acquiring the dairy company in exchange for shares, Hongkong Land's stock price returned to normal, trapping countless ordinary shareholders.

Bao Fuda's face was very ugly, and he said in a deep voice: "I can't decide this now." ”

Chen Songqing also said: "I also need to reconsider. ”

Xu Zhi smiled: "No problem, but there are quite a few real estate companies that have contacted our bank during this time, and you also know that the funds that can be used by the Bank of East Asia are not too much, so I hope the two of you can make a decision as soon as possible." ”

Chen Songqing asked, "Xu Sheng, if one of us doesn't agree to guarantee each other, I don't know if this loan can still be approved?"

"Then we can only look forward to the next cooperation. Xu Zhi said with a smile, asking Hongkong Land and Jianing to guarantee each other, just so that when Jianing goes bankrupt in the future, this debt can be pressed on Zhidi, otherwise this money must not be borrowed, otherwise it will be his own bank that will die.

If Hongkong Land agrees to the guarantee now, after Jianing goes bankrupt, there will suddenly be more than one billion debts that originally belonged to Jianing, and Hongkong Land will have to take off a layer of skin even if it has completed mutual control.

"Okay, then in a few days, we'll give Xu Sheng an answer. Chen Songqing and Bao Fuda looked at each other and said.

"I hope we can cooperate as soon as possible!" Xu Zhi nodded and said, in fact, he was not very worried that the two would not agree, many real estate companies in Xiangjiang will form a consortium when they get land, and some of them also need to guarantee each other when they take out loans, which is one of the important conditions for banks to lend with peace of mind.

It's just that this situation often occurs in some small enterprises, and there are fewer large companies such as Hongkong Land and Jianing. However, Xu Zhi also gave enough sincerity, 13% commercial interest rate, in 81 years, it is absolutely impossible to find a lower one.

Hongkong Land has begun to change its investment strategy after Yizhi Mutual Control, investing heavily in the real estate industry in Hong Kong, obviously very confident in the future of Hong Kong, in the eyes of Bao Fuda, the Miramar Hotel project is bound to make a lot of money, as long as the project can make money, all mortgages are not in any danger. Besides, even if you lose money, as long as you take the money out to pay off the debt, any mortgage can be recovered.

As for Jianing, not to mention, it is a complete shocking scam, as long as you have money, you can mortgage anything, and signing a guarantee agreement is the same as playing.

After the dinner, Bao Fuda and Chen Songqing did not leave in a hurry, but went to a gym on the 16th floor of the hotel with Xu Zhi.

After running on the treadmill for a few minutes, Chen Songqing turned off the machine sweatingly, walked down, picked up the mineral water prepared by the waiter next to him, and drank it all.

"People are old, they can't run, they can't compare to Xu Sheng!" Chen Songqing said with a smile.

Xu Zhi said with a smile: "Chen Sheng is only forty years old, which is the golden age of men, he should be too busy at ordinary times, and he has little time to exercise, as long as he trains every day, his physical fitness can be improved." ”

"Haha, I'm only interested in making money now, and I'll talk about the rest later. Chen Songqing smiled, looked around again, and sighed: "I really envy Xu Sheng, I bought Hutchison Whampoa Company, and I got so many properties, and the location of this Hilton Hotel has made countless people blush." ”

"The scale of Jianing Group is not small now, and I think it is a matter of time before it surpasses Hutchison. Xu Zhi said with a smile.

Although Hutchison is one of the four major foreign firms, it is currently only specializing in a few core areas of its own, but Jianing is completely different, acquiring various companies everywhere, the financial edition of the Hong Kong Economic Journal once publicly ridiculed Jianing Group like a married woman who has not visited the supermarket for ten years, with a huge shopping cart to buy whatever she encounters, completely ignoring whether she can digest it, just looking at the scale, it is not a problem for Jianing to surpass Hutchison or even Jardine.

Chen Songqing said: "Xu Sheng, just now at the banquet, I suddenly thought of another business, I wonder if Jianing and Hongkong Land can acquire the property of the Hilton Hotel?"

"You want to buy the Hilton Hotel?" Xu Zhi was also stunned, and now he suddenly understood why these two people took the initiative to find a loan for themselves, and they also made an appointment here, daring to take out a loan was just an excuse, and the real purpose was for the Hilton Hotel.

Chen Songqing nodded and said: "Yes, Xu Sheng, although the scale of the Miramar Hotel is larger than that of the Hilton, it is too much worse in terms of geographical location, even Miramar can sell for more than 2 billion Hong Kong dollars, and the Hilton Hotel must far exceed this number, isn't Xu Sheng impressed at all?"

"It's my asset, what's so good about it. Xu Zhi shook his head and said.

"I can't say that, as far as I know, Hilton Hotel Group has signed a 50-year operating contract with Hutchison, which means that according to normal circumstances, Hutchison will have to wait another 30 years if he wants to really buy this hotel, such a long time, I don't think even at Xu Sheng's age can wait!" Chen Songqing said with a smile: " Why don't we join forces, first terminate the contract with the Hilton Hotel Group, and then demolish the hotel, according to the location and size of the area, you can build a taller building than the Hopewell Center, and build the tallest building in Hong Kong. ”

Bao Fuda had also come over at this time, listening to the plan beside him, and there was no change in his expression, obviously he had already known about it.

"Good idea, with the current housing prices, this project can indeed make money. Xu Zhi smiled and asked rhetorically, "But why does Chen Sheng think that I will give up such a good project?"