was thinking about making friends, but Wang Dashao did not take the initiative to lead the rhythm.

The smile is friendly and friendly, but the attitude is reserved.

As the saying goes, a wife is not as good as a concubine, a concubine is not as good as stealing, and stealing is better than stealing

Human nature is cheap.

"Chu Xing is a senior, and you are so fond of me, I am terrified. ”

After a cautious turn, Wang Dashao finally only responded with such a sentence.

It's not salty or light, it's a bit, it's not close in attitude, and it's big and young, but it's not lacking in etiquette.

Chu Hong's attitude is still so enthusiastic, and even more enthusiastic.

Although Wang Dashao seriously lacks social experience, his grasp of human nature is too accurate, and a needle directly pierces Chu Hong's g-spot.

For the elites in the financial system, the first two faces of different people are only the most basic professional qualities.

If you have money, then you are closer than your father, serving tea, sending water, rubbing your shoulders, beating your legs, and saddle before and after the horse.

You don't have any money, and you won't look at it.

The industry that deals with money on a daily basis is so realistic.

Therefore, the more Wang puts on a big and small show, the more positive Chu Hong will be.

It's hard to do well

The more difficult the customer, the more loyal they will be after they get it, and they will not change their doors easily.

Most of them are arrogant, which is like a grassroots tyrant who must be more expensive, and if you have milk, you are a mother

People's livelihood is not as good as the four major banks, and the strength and ability are far from each other, and what they play is service.

Chu Hong's positioning of his own bank is very clear, so he is more willing to be cheeky, and if he is the vice president of the same level of the Universe Bank, he will not lick it so much.

You're cold

Our universe is colder

"Wang Shao, it's better to meet by chance, today is really rare, I can tell you, you go back and take some time to go to me, and I will make up for the meeting gift for you"

Chu Hong's licking skills are really good, even if Wang doesn't lack anything, he is very curious because of this.

"You're so polite, what a gift, so mysterious"

"Actually, it's not worth mentioning to you, but I'm sure you'll be useful sometimes. ”

Chu Hong sold another sentence before giving an explanation.

"Our people's livelihood is launching a new FITE card this year, which is the highest level of our bank, and the benchmark is the ICBC Centurion black card, and the more famous one abroad is called Yuntong Centurion.

Of course, our strength and Yuntong can not be compared, the new card is not so strong in the world, but it is relatively new in China, and the rights and interests are very good. ”

"Oh"

Mr. Wang was suddenly not interested, but he only cooperated to show a loss of curiosity.

Just kidding, is my brother someone who needs to use **?

Your so-called rights and interests are not enough for my brother to take a breath, make trouble

Chu Hong really couldn't imagine how perverted the young man in front of him was, and he was still enthusiastic about popularizing science.

"24-hour exclusive customer service and the like are the most basic benefits.

In addition, there are 48 times a year, two dental cleanings and physical examinations, 48 airport pick-ups, 8 golf, 88 five-star hotel gyms and swimming pools, Kyrgyzstan, Hainan Airlines, Singapore Airlines senior membership, Ritz-Carlton, Shangri-La, Four Seasons premium membership, and all five-star hotels pay two for three stays

In the words of those card experts, our people's livelihood FITE card is a blood artifact, and the rights and interests are worth it.

And best of all, our cards are beautiful, titanium plated, thick and stylish, and can even emboss your signature.

Think about it, when you have a dinner, everyone takes out their cards to pay, and others take out plastic cards.

There are a lot of horns, only the last sentence is a little interesting.

For Wang Da Shao, handsome is the most important, and the rest can be put back.

But as an economics student, Wang still asks more questions in the spirit of learning.

"The rights and interests you are talking about are good, which means that the original consumption of those rights and interests is enough to cover the annual fee, right, then, isn't your bank a loss?"

When Wang Ken continued to chat, Chu Hong was happy, so he took the trouble to explain.

"We won't lose, but you'll definitely make it.

The annual fee for a private customized unlimited card is between 36,000 and 100,000, giving you the highest level of rights, and the total consumption involved, if you buy it all by yourself, it is estimated to cost about 200,000.

Of course, you definitely don't care about the 100,000 price difference, let's just talk about using cards.

If you have a consumption of 2 million yuan, swipe our card, the longest is 50 days of interest-free period, you should spend the 2 million cash immediately, use it to buy a certain of our financial products with a daily interest rate of 1/10,000, you can choose.

In 50 days, you will earn more than 150,000 yuan in interest, repay the loan when due, do not incur any fees, and have a large amount of points, which is almost worth 6,000 when converted.

Take your company's fixed expenditure in terms of official brushing as an example, assuming that you will pay 10 million yuan every month, if you use all the lines to pay, you will save more than 70,000 yuan per month

It's about one million a year, which is equivalent to a new car, or raising an extra female college student without paying a penny.

By extension, the salary and tips that your company has to settle for the streamer every month may become an astronomical amount in the future.

If you have the ability to let the platform settle for you half a month early, and at the same time settle half a month late for the anchor, inside and outside a month, how much spread income can be born

Money begets money, isn't that how it works?"

the groove

Cow beep

Wang doesn't care about the money itself, but this idea is really inspiring.

It's like opening a new door.

The monetary knowledge he had learned in the past slowly flowed in his mind, converging into a river and accumulating into a lake, which made Wang feel suddenly enlightened.

How did those large supermarket chains with low profits or even negative profits survive, and even survived very well

Rely on cash flow

As long as you have cash, it's not too easy to make a fuss

And Wangting Entertainment is a heavy cash flow company by nature.

Assuming that the spread spreads out in the future, the company will cultivate two or three hundred upper-level anchors, corresponding to about 50 platforms.

An upper-level anchor on a small platform has a monthly turnover of about 3 or 500,000, and a large platform can reach 2 million, on average, even if it is 1 million monthly turnover per person.

That's how much it is

Two or three hundred million

The market volume is not so large, and it is impossible to hold up so many big anchors

Yes, the current market is indeed not that big, not to mention the future market growth rate, just talk about the present

Wang can be a private official

The previous situation was that Wang Da Shao brushed 5 million, and he could come back about 85.

What about later

As the power of Wangting Entertainment becomes stronger and stronger, it is enough to overwhelm the platform and get the best share ratio.

Panda TV, which is currently being negotiated, has given extremely generous conditions that are close to the top level.

After that, private recharge 100 million, 200 million, or even 100 million per month, open various accounts on 50 platforms, and there is no problem with the return rate of 95

Even, brush 1 million, come back 1 million, and let the platform only make a lot of fun, it's not a problem

On this basis, the turnover of Wangting Entertainment will also be very terrible, as long as it can achieve a monthly profit of 1, it is a huge income

The more Wang thought about it, the more excited he became.

Ma Dan, other people wash mare's milk at a loss, how can you get to my brother, and you can make a lot of money in turn

It is true that Dashao is not short of money, but isn't it fragrant to throw the clean money earned into charity and spend it on out-of-school children, seriously ill patients, and orphaned elderly people

It smells so good

Of course, there are still two prerequisites for making a profit.

First, the tax exemption policy.

Second, large interest-free loans.

When it comes to taxation, Wang doesn't plan to be opportunistic.

According to the normal payment, pay as much as you should pay, even if you use your own private money to subsidize the state.

The panting floating wealth can make some contributions to the country and society, and Wang will spend it more peacefully.

As for large interest-free loans

I'm afraid an unlimited card is not enough

But it doesn't matter, there are so many domestic banks, one for each one, I can't kill you

What should I do if the live broadcast platform does not cooperate

It doesn't matter, let's start an overseas fund, open dozens of leather bag companies, and acquire dozens of small platforms, which are not affiliated to each other and go their own way.

I don't want you to make money, make ends meet, just pay employees' salaries and pay business taxes on water and electricity bills.

Survival of the fittest between platforms, as well as employees.

A good platform for the final winner, the development and development, the listing and listing.

In the end, the good employees who won were promoted step by step to be the core team of the group

Two or three years later, when your historical mission was completed, I also had an elite army in my hands and completed the substantive domination of the entire live broadcast industry

The live broadcast industry is indeed not big, but there are many things that can be done

At the moment when Wang made up his mind, an unprecedented shadow that shrouded the entire live broadcast industry, like an iron curtain covering the sky, faintly began to condense.

The Great Demon King

Inpothetine Sting

The so-called pattern does not lie in the size of the industry, but in the perspective of looking at the problem.

Standing on a high place and overlooking it, I use the favorable side of the industry to the extreme, instead of being deeply trapped in it and struggling for it, is the pattern.

Inspired by Chu Hong, Wang completed the overall layout of the live broadcast industry in an instant, with a clear strategic plan, and moved forward bravely without fighting for gains and losses at one time.

The slight changes in mentality are reflected in the temperament and attitude, which makes Wang's performance more calm and leisurely, and there is a kind of atmosphere of holding the overall situation.

He Miaomiao is simply a god-like woman, such a small change, but she noticed it at the first time.

Looked at Wang sensitively, and then looked at it suspiciously, and shouted crazy in his heart What is going on suddenly seems to be my father

What are you going to do, dog?

Wang ignored He Miaomiao, her mind was not guessed, there was that time, it was better to do something serious.

asked Chu Hong with interest, "Chu Xing, it sounds very interesting, but the amount of more than one million dollars, I really can't toss once." ”

These words are so crazy that they are boundless, but Chu Hong admits it.

Subconsciously glanced at Miss He, and the dignified President Chu swallowed his saliva.

Don't get me wrong, it's not because of her fairy-like face, but because you recognize Miss He's watch and earrings.

Simply estimate the price in your heart, obediently, 15 million can't be beaten

The shape of Vacheron Constantin's master S12G9479 is too easy to recognize, with a woven pattern and nearly 200 top diamonds, which has made countless celebrities and ladies fall in love as soon as it was born this year.

The price is 950,000 euros.

The net worth of the female companion is so amazing, what kind of strength is Wang

Definitely scarier than rumored

Gritting his teeth in his heart, Chu Hong smiled and said, "The 3 million quota, I will approve it for you directly, I don't need to trouble you with anything, if it is high, Lao Chu, I don't have that authority, I can only trouble you to cooperate."

"Good intentions, I have a straight personality, and I don't mean anything to tell you the truth. ”

Wang shook his head quietly, not showing regret, let alone showing any interest.

After that, just change the subject.

"I was about to photograph the two-story office building in the magic capital recently, and I just happened to ask you if I had any questions. ”

Chu Hong was a little anxious, but he had rich experience and knew that he couldn't eat hot tofu in a hurry, so he was still very stable.

"Even if you say it, it is my honor to be able to put forward some views and suggestions in the professional aspect."

"Thank you, I'm short of advice. ”

Wang nodded, and said slowly, "It is a lot of judicial auction by the two-story court, with an appraisal price of 4.8 billion and an auction price of 3.2 billion

I would like to ask you how your bank gives a price to similar asset valuations

If I want to use those two floors to inject royal entertainment, how can I get the value?

In the future, if Wang Ting Entertainment wants to use asset loans to expand its operations, how much cash it can probably lend

I would like to know what Minsheng thinks about such projects. ”

Chu Hong was stunned, and a layer of blazing light quickly ignited in his eyes.

Wang Ting Entertainment wants a loan

The bait that Wang Dashao threw worked.

The intermediary business of domestic commercial banks is not well developed, and loans are the lifeblood of banks; to put it simply, the ultimate goal of domestic banks in absorbing deposits is to lend out all of them.

Of course, lend to trustworthy people and businesses.

So the reality is always particularly ridiculous

The more qualified the large enterprises are and are not short of money, the more the banks want to ask them for loans.

And small and micro enterprises that are really short of money to operate can't get too many loans.

Wang Ting Entertainment is a small and micro enterprise, but it is a special company with good qualifications.

There are no debts, the monthly turnover is exploding, the cash flow is tens of millions, and even the net worth of 500 million will soon be owned

The office buildings in the core area of Pudong are used for mortgages, and there is almost no risk.

It may not rise much, but it is impossible to fall down, and it is very stable.

Chu Hong was excited, and immediately began to think about how to take Wang down

Do what you like

Ai Jialiang didn't say anything about Wang

pondered for a long time, and his expression was very serious, as if he was thinking about Wang's question, which was called a heart.

In fact, such a simple question can be answered without a brain, on the fingers of a finger.

The performance was almost done, and Chu Hong finally spoke cautiously.

"Under normal circumstances, we will use the data of the designated third-party appraisal company, combined with the opinions of the internal credit department, to make a comprehensive credit line confirmation.

For the time being, I don't know who issued the appraisal report of your office building, but in my experience, the valuation of 4.8 billion is not a big problem, and Haiguang Building is definitely worth that price.

After the end of next year, it will be the peak season for office rental and sales, and when you do another assessment, it may even be more than 5.2 billion.

If you need it, Lao Chu, I'll help you intervene, 600 million is not impossible

We give credit at a maximum of 7% off, and can give your company a mortgage amount of more than 3.5 to 400 million.

On the other hand, your company's overall market capitalization and profit margin will affect the interest rate on the loan.

Your company has not yet been listed, the conventional market value statistics method is nothing more than by the price-earnings ratio or by the price-to-book ratio, your company's current price-earnings ratio is very good-looking, but since it is immediately injected into heavy assets, it is better to calculate it according to the price-to-book ratio.

Generally, it is twice the valuation of net assets, in other words, your company can be called a large enterprise with a market value of 1 billion

The current benchmark interest rate for loans is less than 5 years6, and 56 for less than 1 year, and the interest rate must be at least 20 to be considered sincere, depending on your conditions

In my opinion, there should be a lot of peers to fight for it. ”

Well

The benchmark bank interest rate can still be lowered

Wang Dashao was shocked.

No matter how much you read books and master more theoretical knowledge, if you haven't really experienced anything, you still won't understand the real society.

Of course, the grassroots people can't enjoy that kind of treatment, but for large enterprises, related households, and potential stocks, the floating interest rate is nothing

Chu Hong didn't find any expression on Wang's face, for fear that Dashao would not be satisfied, and he was trying to hold back the bad in his heart.

Wang Shao is young and full of firepower, and he takes beautiful girls with him wherever he goes, and he may have a miraculous effect when he turns around and releases the flowers

That's definitely not possible, we're not the kind of Wang.

The decent Wang smiled calmly and waved his hand, "Chu Xing has a good reputation, our Wang Ting Entertainment is just a small company, and buying two floors is my personal hope to give employees a sense of belonging and stabilize the morale of the military."

When I inject 1 billion yuan, I will be embarrassed to pretend that I am a large enterprise."

It's called modesty, but it's actually showing off your wealth.

In terms of pretending to beep, Wang is definitely a master rank.

Chu Hong's heart was so hot that he bit the hook and bit it to death, and he couldn't wait to jump up with the fishing line.

It's still that sentence, human nature is cheap.

The more Wang was careless about the loan, the more Chu Hong wanted to lend him money.

In fact, it's not that a dignified vice president is particularly good at fooling, but if someone else acts for Chu Hong, it can only get two sneers and a ridiculous and stupid beep

Wang is different.

Chu Hong's view of Da Shao is that his strength is unfathomable.

If normal people judge the whole thing, they will feel that Wang Dashao is not bad for money.

is really short of money, so just don't buy those two floors, and invest the 3.2 billion directly into Wangting Entertainment, how much can you do

Buy a house with cash first, and then take out a loan, is it possible?

Neurotic bar

Only people who are extremely not short of money will spend a lot of money to build a headquarters in the initial stage of the development of an entertainment company.

It's not a necessary production equipment, renting a building doesn't affect the business at all, it's not a big tyrant who tosses that thing

Any person of normal intelligence would make the same judgment.

Who would have thought that Wang actually had nothing, and he was short of money, so he counted on the office buildings picked up on the two floors to cook

So Chu Hong was not wronged.

At present, the governor of the big bank has begun to consider the extent to which the conditions should be relaxed so that Wang can be "coaxed" to open a basic account and make loans at home.

Hey, it's hard to ask for someone

I can't bear my daughter-in-law, I can't trap hooligans, so I have to give benefits

"Wang Shao, talk about other things slowly, you have to accept the meeting gift

If you dislike that card limit is too small, then do so, and wait for your two-story office building to arrive, you come to me to make an asset certificate, the procedure is very simple, to ensure that you do not delay your time

Then I will help you apply for a super large personal credit, and give you the card to be 20 million or more, which is almost enough for pocket spending."

Chu Hong's face was sincere, but he was secretly smiling in his heart.

If you really extend credit to our family, you will not be able to take out a loan or not

Play tricks with me, young master, you are still tender

Quack, quack, quack

With such hospitality, what can Wang Neng do

I had to reluctantly give face

"Okay, Chu Xing, you put on so many high hats for me and didn't promise anything, it seems that I am particularly unkind

Then thanks to you, make a ** play

Hey, I'll tell you in advance, just this once, not for example

I don't like to owe favors the most in my life."

Wang Dashao smiled bitterly, shook his head and sighed, like the second generation of a young man's ambition, who was put up in face and couldn't get down.

Chu Hong was very proud and laughed.

"Wang Shao, don't be kidding, how can you owe favors, it's clear that my Lao Chu has brought in another top customer and made a great contribution to the new card business

Favors, count me as Lao Chu owes you

Don't say much politely, but you must give me a chance to thank you when I look back."

The actor Wang was full of drama, and nodded with a smile, "Okay, inexplicably, there are many expensive **, I'm in a bad mood, next time I have a chance, kill you ruthlessly, don't be bitter, let's talk about making friends"

"If you are a gentleman, it is difficult to chase the horse"

Chu Hong was overjoyed, feeling that the relationship with Wang Dashao had finally made substantial progress, and he was extremely happy.

He Miaomiao glanced at the overjoyed Chu Hong with pity, and rolled her eyes silently.

Fool

Although I don't know where the pit is, if the dog doesn't pit you, this princess will be surnamed Wang with the dog in the future

My dad is also true, always telling me about social sinister and unpredictable people.

Somewhere sinister

One by one, they are like mentally retarded, and the dog is the most sinister

Hey

The dog is so insidious and cunning, he has never cheated me

Suddenly, the eldest lady finally realized that something was not right.

。

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