At about four o'clock in the afternoon, a smiling Arthur and his lawyers, James and Robert Lang, walked out of the gate of the London headquarters of the Halifax Bank in the triangular tower at the intersection of two streets.

It has to be said that the Bank of Scotland in Halifax, the largest mortgage and savings provider in the United Kingdom, is indeed more ambitious than Santander, and immediately listed the young earl as a VIP customer of the Bank of Halifax after learning that both of Arthur's novels were sold at a good price and the contract was confirmed.

We promise to re-evaluate the loan business with the qualifications of a high-quality customer, which means that we will give Arthur a higher loan amount and a lower interest rate.

"Boss, the main thing is that they see your ability to repay. On the bus back to the hotel, financial advisor Robert Lang said with a smile.

Arthur smiled and nodded, in fact, the whole world is the same, banking is the most snobbish industry.

Banks are understandably afraid to take risks. However, from the perspective of the history of the development of banks, banks generally assume the role of icing on the cake, and only when the enterprise really develops, bank funds will choose to intervene, and rarely do anything to send charcoal in the snow.

Of course, it cannot be said that banks always do the kind of thing of sending umbrellas on sunny days and collecting umbrellas on rainy days, mainly because due to the lack of monitoring means, it is difficult for banks to monitor the real operation of borrowers, so they are very cautious about the renewal of loans for general customers.

Anyone who has done bank credit knows that banks divide customers into several categories, VIP customers, high-quality customers, and general customers, and the specific classification method of each bank will be different, and related industries also have priority support and restrictions.

At any time, banks are more inclined to support high-end customers in the approval system, preferring good collateral, good industries and good customers, believing that these customers have a lower risk level and less overdue risk, so that the approval is easier.

However, it is generally difficult for ordinary customers to obtain credit funds if they cannot provide collateral that can be easily liquidated and maintain value.

For high-quality customers, it is an important resource that every bank is competing for.

The main thing is the ability to repay, as long as there is the ability to repay, the bank, including other financial institutions, will dare to lend, if a person does not even have the ability to repay, who will borrow money?

The loan information submitted by Arthur before, whether it is farm rent or EU agricultural subsidies, and the profitability of the publishing house, although they all show their ability to repay, but after analysis, there are also certain risks, so the bank does not dare to give Arthur too much money.

However, now two novels that are sold at high prices without publication have given the bank greater confidence, as I said before, in Europe and the United States, publishing a book is equivalent to printing money, and selling the copyright of a novel before it is published undoubtedly indicates that the young Earl writer has two money printing presses in his hands.

"Robert, you can now give Santander information about the preferential treatment we got at Halifax Bank, I want to get this matter done as soon as possible, I can't drag it on... ”

Arthur squinted his eyes slightly, his eyes flashed with an incomprehensible light, and instructed Robert Lang, don't banks like to compete for high-quality customers, don't put some pressure on them, don't know how long it will be delayed, miss the opportunity, and the person who cries is him Arthur Boleyn.

"Okay, boss, I know what to do. Robert Lang immediately understood the young boss's intentions, and it was no wonder that when he talked to the credit manager of Santander in the morning, he did not mention the Bank of Halifax, but he had previously said the low interest rate offered by the Bank of Santander in front of the credit manager of the Bank of Halifax.

Now that he had informed Santander in turn that both sides knew that there were competitors and maximized their interests, it was a simple and effective way for Robert Lang to get a new understanding of himself as a young new boss.

People and things are like this, only with competition, there will be motivation.

Arthur, who returned to the hotel in a good mood, unexpectedly saw his compatriot cheap sister Eddie Boleyn leaning on the sofa, holding a coffee cup, and staring at him with strange eyes.

"Ahem, what kind of eyes are you, is there something wrong with me?"

Being stared at by Eddie Bolin was a little weak, could it be that the other party noticed something? No, he didn't show his feet... All sorts of suspicions immediately flashed in his mind, Arthur raised his eyebrows, coughed a little awkwardly, and looked down at his body, looking like I was wrong.

At this time, Emilia, who heard Arthur's voice, came out of the bedroom, and just as she was about to say something, she saw Eddie Bolin put down the coffee cup in her hand, got up from the sofa, and reached out to stop Emilia from speaking, "Don't speak." He walked up to Arthur, tilted his head, and with a strange expression on his face, he circled around Arthur and began to examine.

"There's something wrong with you, aren't you?"

Arthur, who had been scrutinized around for a while, finally lost his patience, rolled his eyes angrily, reached out and pushed Eddie Bolin aside, walked to the sofa and sat down, and turned back to Emilia to ask, "Why did you call her?"

Emilia shrugged her shoulders helplessly, and just as she was about to say something, she heard Eddie Bolin say: "If it weren't for Emilia, I wouldn't have known that you had become a writer, God, it's like a big joke... ”

Hearing Eddie Boleyn's words and that exaggerated expression, Emilia rolled her eyes and reached out to cover half of her face, she knew that the brother and sister were about to start again, as expected.

"Well, joke or not, both of my novels sold for a high price, tsk, really let you down. Arthur heard his cheap sister's taunt, and he didn't understand what was going on, and those worries in his heart disappeared, and instead began to fight back against the other party's cynicism.

"Hah! At your level, you still write novels, you won't force Tom to publish them at your own expense, right?"

Arthur looked at his cheap sister's dead tsundere face, turned to look at Emilia and asked, "It was a mistake for you to bring her back." Doesn't this idiot never read a newspaper?"

Emilia spread her hands speechlessly, and said: "I said it, but she didn't believe it, she said, you can't even spell some words completely, write novels, and sell copyrights, it's just a dream, saying that you are lying to me about all this... ”

"Ahem... Arthur was almost scared to death by these complaints, he was almost angry and angry, after a cough, he looked at a pair, you see what I said is right, he is a liar, a cheap sister who was easily debunked by me, shook his head and smiled: "Eddie, don't toss around all day, if you have time, read the newspaper, read some news on the Internet or something, it will help you increase your IQ!"