The complexity of getting a large-limit credit card is beyond Wang Yan's imagination, and Chen Xi ran around many times before he could get the materials completely done.

It's even more troublesome to really swipe the card, large purchases must be confirmed by phone, and there are single limit and single day limit.

Luckily, they can all be discussed.

The final result of the negotiation was that the daily limit was 20 million, and the single limit was 20 million - which means that there was no limit.

As for the increase in the amount of a normal credit card, don't even think about it in the short term.

The corresponding restriction is that as long as the card is swiped with more than one million consumption, Wang Yan's deposits in Minsheng will be frozen in the corresponding amount.

If you look at it this way, does this credit card mean that it doesn't mean anything?

Not really.

There is an interest-free period of up to 50 days for credit card consumption, and the cash that Wang Yan has saved is generating interest all the time.

In 2015, the central bank set a demand deposit interest rate of 0.35%, and commercial banks can increase it by up to 30%, and the highest demand rate is almost 0.455%.

At the same time, the minimum term of a fixed deposit is 3 months.

However, what is more interesting is that commercial banks such as Minsheng Everbright actually have a one-month term fixed deposit when faced with large-value certificates of deposit.

How to circumvent the supervision Wang Dashao doesn't know, anyway, the one-month term can give an interest rate of 1.75%.

The gap between the rich and the common is evident in this small detail.

For the same month, 50,000 is 0.35%, and the maximum is not more than 0.455%, while 1 million is 1.55%.

20 million is 1.75%, a full 5 times the difference.

And Wang Dashao not only has a large deposit certificate of 20 million, but also the object of Chu Hong's best friendship.

So, the treatment is better.

Chu Hong specially opened a back door for Wang Yan, so that Wang Dashao could use that "margin" to buy the capital-guaranteed wealth management products of people's livelihood 7-14 days main investment money market funds and treasury bonds.

Of course, the annualized rate of return is far from those wealth management products that are often 6% or 7%, only about 3.8%-4.5%.

But it's safe enough.

On the whole, in 50 days, 20 million will have 95,000 to 123,000 interest income.

Yes, Chu Hong did not ask Wang Yan to save 30 million, 20 million is enough.

Casting a long line to catch a big fish is really selling your strength.

Regardless of whether there is a credit card or not, Wang Dashao has to swipe it officially.

If you use a credit card, you will get an additional interest income of 780,000 yuan per year.

It may not sound like much, as if it was just two days' breath pay, but the significance of it is not at all in the earnings.

Taking the initiative to integrate into the real financial system is a major hurdle that Wang Yan must go through.

Establishing a good relationship with the bank is an important step for Shenhao Wang to step forward.

In addition, if you have a limit of 20 million for people's livelihood, and then apply for a credit card of another bank, basically every bank will be willing to give a maximum limit.

The difficulty of applying for a card with a card will be very low, and it is likely that you will not need to make a deposit.

Of course, the quota may not be as high as the people's livelihood, but it can be made up with quantity.

If more than a dozen cards can be added together to have a quota of 80 million, it will be completely bullish.

Using 30 million cash to turn over 100 million dollars, properly managing and carding the billing cycle, it is simply blood-earning.

Under normal circumstances, the big guy who can do 100 million can't look down on the small profits, and the children who can do it can't do it, so no one can play like that.

Wang Yan is a special case, in fact, he can't see that little income, but he needs cover on the surface, which is really suitable for playing like this.

Opened vests in dozens of banks......

Please call me a vest maniac!

Use loans to make trouble, use turnover to mess up the accounts, disperse the breathing salary, and finally return through Wang Ting Entertainment......

Perfect!

When I went out, dozens of banks came out piecemeal, and when I came back, it was divided into two pieces.

One to Wang Yunxi, and one to Shenting Capital Corporation.

Tax payment is completed at the two levels of Wang Ting Entertainment and Jinyan Investment, if nothing else, Wang Yan will soon become a real big dog with annual profits and taxes of more than 100 million.

There are entities, there are tax records, and no one can help Wang Yan anymore.

Many years later, if someone wants to pick up Wang Dashao's starting path, there will only be one question - where did the funds come from for the auction of Haiguang office buildings?

As long as Wang Yan protects his parents well enough, the outside world can only come to one conclusion - the black gold in the elders' mines.

Shenhao's initial stage is the most vulnerable, and once the momentum is achieved, all irrationality will be explained.

Brain replenishment is the fate of human beings.

With Wang Yan's step-by-step operation, today, the risk of exposure in terms of funds has almost been eliminated.

Thinking of this, Dashao is more and more grateful for the [Attribute Modifier].

If you don't have the intelligence of 79 points, the stupid wave to this day, I am afraid that the catastrophe is not far away.

It would be a disaster for ordinary people to have endless money to spend without giving the other person the wisdom to control the money.

......

With all the details done, the time has come to 5 o'clock.

Next, Chu Hong wants to entertain Wang Yan and do a second public relations.

The difficult Wang Dashao never let go of the transfer of basic households, but it was not the kind of merciless refusal, which made Chu Hong's heart boil.

Don't say it, pan him!

The banquet venue was arranged by Chu Hong in the bankers' club of the Bank of China Building, next door to the people's livelihood.

Chu Hong proudly introduced: "This is one of the top private clubs in the magic capital, which is as famous as the Yongfu Club and the Securities Association, which is equivalent to the Chang'an Club in the imperial capital, and the leaders of the magic capital often meet guests here. ”

The appearance of the Bank of China Building is extremely beautiful, but the Bankers Club, which is located on the 52nd floor, has one word in Wang Dashao's eyes-

Arrogant on account of one's seniority.

Chinese decoration is no problem, but it is not a problem to decorate beautifully.

The 50th floor is a 5-star suite, the 51st floor is a western restaurant, and the 52nd floor is a club reception and entertainment area, which is basically the kind of rustic style that is neither Chinese nor foreign.

Wang Dashao felt inexplicably familiar, as if he was watching a TVB bloody drama, and asked casually: "Hong Kong Island designer?"

Chu Hong was stunned for a moment and gave a thumbs up.

"Wang Shao is amazing! You really don't look like you're new to the magic capital...... That's right, the Bankers' Club itself is a product of Hong Kong Island.

When it was established in 01, the Hong Kong Island designers were invited to decorate in the style of the Hong Kong Island Bankers Club, and now the club is still networking with each other and sharing resources. ”

Wang Yan pursed his lips and lost interest in the environment.

2015 Lao Chu!

Are you still superstitious about Hong Kong Island?

Look at this dilapidated decoration, where is it worthy of the title of "Top Club in the Magic Capital"?

The KEE club that Li Yixu invited last time, although it was also not very suitable for Wang Yan's appetite and was a bit old-fashioned, it was eighty miles stronger than today's broken land.

The so-called private club is more and more disappointing to Wang Dashao.

But today's focus is not on the environment.

When the guests appeared, Wang Dashao was slightly Y...... Surprised.

Chen Xi was a girl who had thought she was very amazing before, and when she went to the restaurant, two more of the same level appeared.

[Bai Jie, 33 years old, appearance 90, body 95, special 74]

[Wang Yufei, 26 years old, appearance 97, figure 92, special 85]

Wang Dashao didn't react to Bai Jie's name, decent Wang, he didn't understand so many strange things.

The young woman is about 163 tall, plump, white to reflective, and smiles before anyone speaks, which is very charming.

Wang Yufei is tall and slender, nearly 170, with a melon seed face, and her eyes are very distinctive - watery peach blossom eyes, the corners of her eyes are slightly upturned, and any look comes over, as if she is expressing some shy and timid invitation.

Coupled with Chen Xi, the three golden flowers gathered together, it was dizzying.

There are only two men here, Chu Hong and Wang Yan.

Wang Dashao immediately realized that the situation was not simple.

Do you mind pushing the boss......

Chu Hong smiled and introduced: "Bai Jie is the director of our office, and Fei Fei is the first beauty in the credit department. ”

The reason is genuine.

A housekeeper, a secretary, a loan officer, according to common sense, will indeed deal with each other a lot.

But can't you send a boy out to work?

It's not like I'm hungry!

Wang Yan has a bit of a stinky and shameless tendency, but he has nothing to resist.

Such a meal......

It's weird and interesting.

Don't think about anything else, just take it as a long insight!

When seated, Bai Jie sat on Wang Yan's left hand, Wang Yufei took the initiative to sit on Wang Yan's right side, and then Chu Hong and Chen Xi.

- Another very interesting and intriguing arrangement.

Then among the three girls, Chen Xi was still in a uniform, and she didn't have time to change.

Wang Yufei and Bai Jie are both wearing private clothes, with exquisite makeup, and they look specially dressed.

It's only 6 o'clock now, and it's not even an hour before I get off work.

What a heart......

Wang Yan probably had some plans in his heart and guessed some of Chu Hong's plans, but the direction of the banquet was still a bit unexpected.

I eat Western food, and I spend most of my time drinking and chatting.

Start getting acquainted with each other, talk about wine, talk about food, everything is normal.

Slowly, the topic shifted to Wang Yan, and the situation began to become delicate.

Chu Hong started with a pat on the back.

"You probably don't know yet, right? Wang Shao's company was a hot topic of discussion on the whole network before, and it has been on the hot search for several days. ”

That's a bit of an exaggeration.

In fact, the hot search is the live broadcast industry, eating broadcasts, mysterious local tyrants and sky-high prices of Häagen-Dazs, and the people who eat melons really don't pay much attention to Wang Ting Entertainment.

But Chu Hong's purpose is to throw out the introduction so that others can use the topic to play.

"Really?"

Wang Yufei immediately glanced at the little eyes of admiration, and the corners of her eyes rose, and she was charming.

"Wang Shao, tell me about it!"

Pretending to be tender is a talent, obviously a seductive model, Wang Yufei can pretend to be a girl, and her expression is called an innocent one.

The innocent seduction is not called sassy, it is called natural charm, and the difference is big.

In fact, Wang Yufei is also difficult.

In the face of a cold young master, if you don't take the initiative, you won't have a chance at all.

But it's too proactive, and it seems cheap.

What to do?

Turning unfavorable factors into advantages is called a master.

However, Wang Dashao was still addicted to the cold state and couldn't extricate himself, and his response was very simple.

"It's not that exaggerated, friends just bought a few hot searches. ”

Wang Yufei returned with a feather, and Bai Jie immediately followed with a wine glass.

"Bacon once said: A man may be very young in terms of age, but very old in terms of hours, if he had not wasted his time.

Wang Shao, your modesty and low-key make me can't help but think of this sentence.

You should have never wasted your time, so that you can do such a big thing at the same time, and at the same time, you are so old-fashioned and not arrogant at all.

Come, I toast you with a glass of wine, for no other reason, just to show my respect.

Cheers to me, feel free to do so!"

it!

Can you still persuade you to drink like that?

You cow beep!

Wang Yan was almost stunned.

It's not that I'm so happy or comfortable, it's just shocking.

I have been reading books seriously for several months, but Wang Yan is still far from the realm where famous quotes come casually.

The key is not that they are embarrassed, and they are really applied very appropriately.

Who can hold it up to such a sycophant persuasion?

There was no way, Wang Yan raised his glass to accompany: "Sister Bai is too famous, thank you." ”

Half a cup of dry red, Bai Jie really raised his head and killed it, and Wang Dashao had to accompany him to toast.

No matter how you pretend to be cold, at most you don't talk much, you can't let the lady drink alone, just take a sip yourself, right?

I can't afford to lose that man!

Then as soon as a glass of wine was drunk, Wang Yufei immediately filled Wang Yan again, and puffed her mouth aggrievedly.

"Wang Shao, Sister Bai toasts you, you can't bother to reply to my question...... Eat some food, drink slowly, and tell me about your company!"

Wang Yufei is another routine.

Pouring wine but not persuading him to drink, complaining but not climbing the pole, he stared at the topic of Wang Ting's entertainment, and Wang Yan had to let go of his mouth.

Wang Dashao was a little confused, and didn't understand what she meant.

Why do you have to let me talk about the company?

couldn't figure it out, Wang Dashao simply calculated it and gave a little positive feedback.

"Wang Ting Entertainment is just a start-up company based on the live broadcast industry, and there are actually no big achievements for the time being, if you do credit, you should be able to contact those big companies often, and we are ......still far behind."

When Wang Yan spoke, Wang Yufei didn't say a word, and stared at Da Shao with adoring eyes.

waited until Wang Yan finished speaking, and then asked questions.

"Wang Shao, you have such a large station, how many employees do you have?"

"For the time being, there are 100+ employees, serving 150+ anchors, and the live broadcast needs space, and there are not many workstations on the two floors. ”

"Wow! It's too extravagant to open a live broadcast company in Lujiazui, isn't it? My office area is less than 4 square meters ......."

Wang Yan finally saw a little sign of it.

Wang Yufei's role is probably to induce Wang Yan to talk about his own affairs, and then ignore the three-seven-twenty-one, and express worship in various ways.

Fan girl character design?!

Just pondering, Chu Hong smiled and pointed at Wang Yufei: "I don't like the small station, you go and mess with Wang Shao! Day by day, the work is not good, and there are a lot of things......

Don't say that Brother Chu didn't give you a chance, you served Wang Shao well, when will Wang Shao tell me: Feifei, this girl is good. I'll give you a separate office!"

Wang Yufei's eyes lit up: "Really?!"

Chu Hong shook his head angrily: "I'm a vice president, will I lie to you a little girl?"

Wang Yufei immediately looked at Wang Yan pitifully, and called out tiredly: "Wang Shao......"

Bai Jie snickered: "What's the use of just being coquettish?

Wang Yufei immediately picked up the wine glass: "Wang Shao, I toast you with a glass of wine! I'll do it, you can do it at will! Xiaoxi is stupid and stupid and won't come to trouble, she can't be even, just tell me, where you point in the future, I will fight!"

Again?!

Wang Yan can see clearly, Chu Hong leads the way, Bai Jie is responsible for finding opportunities to pour wine, Wang Yufei is responsible for playing a fan girl, and the servants came with a full set of procedures.

So, what does Chen Xi do?

looks really well-behaved and dignified, and she is a good person at the table.

After being poured another glass of wine, Wang Yan glanced sideways at Chen Xi.

The big beauty is still smiling shallowly, her posture is neat, and her smile is kind and distant.

Hey?!

Wrong!

This girl is too incomprehensible.

Wang Dashao suddenly felt that things didn't seem to be so simple.