Hong Kong Island, Cityplaza Sales Centre.

As soon as Xu Zhi walked in, he was pulled by several middle-aged people who were both men and women:

"Boss, do you want to buy a house?"

"Brother, I have the best quality real estate here, 400 square feet of two bedrooms and one living room, 600 square feet of three bedrooms and one living room, are you interested?"

"Little brother, I have lottery qualifications here, do you want it, 10,000 Hong Kong dollars is enough!"

............

Xu Zhi ignored them, squeezed in directly, and walked to the sales office inside.

Taikoo Shing opened a number of properties a week ago, including the Emerald Building, which can directly look at the harbour, causing a large wave of property speculation groups and intermediaries to intervene, and the good properties were almost sold out.

After walking around, Xu Zhi inquired for a long time, only to know that the good floors and apartment types had already been sold out, and even if there were some follow-up off-plan houses, they would have to wait for more than half a year.

There was no choice but to run to the door and shake it, waiting for the previous group of intermediaries to come to the door again.

This is the case when buying things, especially houses and cars, whoever takes the initiative to speak first loses priority.

After looking at it casually for a while, a slightly chubby middle-aged man ran over and said, "Brother, I see that you are also going to buy a house, I have any house type here, I don't know what kind of brother wants to start." ”

Xu Zhidao: "What is the price of 700 feet?"

The fat man said: "Look at the location, generally 250,000 Hong Kong dollars, if it is a good location, or the sun can be sunny, it is estimated to be more than 300,000 points." How many people are in my brother's family?"

Xu Zhi said casually: "Seven or eight!"

The fat man smiled: "700 square feet is okay to squeeze seven or eight people, but it is more crowded, I think my brother should be okay at hand, I have a 1260-square-foot mansion in my hand, facing Victoria Harbour, it is the house in the entire Taikoo Shing, I don't know if my brother is interested?"

Xu Zhi asked, "How do you know that I have it on hand?"

The fat man smiled: "We have been doing this business for so many years, as long as the person who comes in stays for a minute, I know whether he really wants to buy it or just come to see, brother, you are the person who really buys the house, so I told you about this mansion, otherwise, if it is someone else, I don't bother to say." ”

"I see. Xu Zhi understood, no wonder he didn't have a sales representative to introduce when he just went to look at the computer casually, but once he really wanted to buy it, and he just entered the door, and there was a service, and the routine was so deep.

The fat man said: "My surname is Qin, and I don't know the boss's surname." ”

Xu Zhidao: "The surname is Xu." ”

Fat man: "Boss Xu, are you interested in going to the site to see the house, it is definitely worth the money." ”

Xu Zhi nodded and said, "Okay, then let's go and have a look!"

The two left the sales office and went directly to the community, the house is an existing house, naturally it cannot be a recently sold property, it may have been raided a long time ago, and then ready to cash out.

Xiangjiang is a very magical city, the building floor area ratio here is terrible, if the plot ratio of any community in the mainland exceeds 5, it can be called a community without humanity.

But in Xiangjiang is a normal image, some communities often have a plot ratio as high as 8-12, and Taikoo Shing is much better, 2.3 million square feet of land, built 50 residential buildings, a 3 million square feet shopping mall Cityplaza, as well as a primary school and a small hospital, the location is in a prime location, there are 40 acres (more than 20,000 square meters) of land in the middle of the whole community is opened up for garden greening and children's paradise, there is a special parking lot underground, people and vehicles are separated, it is the future Hong Kong Island first-class residence.

The residential buildings in Taikoo Shing are all 28-32 floors, and Xu Zhi and the others came to the northernmost Poyang Building in the community, and the house they wanted to see was on the 22nd floor, which belonged to the golden section of the floor.

In Xiangjiang, the 700-square-foot (less than 70 square meters) house can be divided into three rooms, each room is small, and the 1260-square-foot mansion Xu Zhi saw has 2 bathrooms, 5 rooms, of which 2 master bedrooms are larger, 2 are relatively small (the maid lives:), and one can only be used as a small study, if you really put a bed, there will be no other position, the house is really good, and it is decorated, as long as you buy some furniture, you can move in directly.

"What does Boss Xu think?" asked Fat Qin with a smile. Although Xu Zhi didn't care, he had read countless people, and he knew at a glance that he was pretending.

Xu Zhi looked at the fat man's obscene expression and said, "What is the price of this house." ”

As soon as Qin Fatzi heard the inquiry, he said with a smile: "Our company provides all the services, boss, you only need to pay the money, sign a power of attorney, and we are responsible for all the follow-up procedures, this house is a total of 520,000 yuan." ”

1260 square feet 520,000, deducting the handling fee or something to calculate almost 400 a foot, which is a lot more expensive than other floors, but both the location and area are much better than others.

Seeing that Xu Zhi was moved, Qin Fatzi added a fire and said: "If Boss Xu is worried about the problem of funds, this is not a problem, our company provides a series of loan services." All you need to do is make a down payment of 20%. ”

Xu Zhi shook his head and said, "No, if I want a loan, it will go through the bank." ”

Qin Fatzi said with a smile: "Boss Xu misunderstood, we are a real estate agent, not a financial company, and your loan is also from the bank, we just have cooperation with the bank, which can facilitate some procedures." ”

Xu Zhi nodded and asked, "How much is the interest on the loan?"

Qin Fatzi said: "12% a year." ”

"It's so expensive, I remember that the preferential interest rate is 10%!" Xu Zhi frowned, it is the end of the 70s, just a few years after the oil crisis, the world is tight on credit, and the interest rate is very high, if you wait until 1981, the mortgage rate can be as high as 21%.

Qin Fatzi said with a smile: "Boss Xu also knows that this is a preferential interest rate, and the billboard in Taikoo Shing also says that it starts at 200 Hong Kong dollars a foot, but who can buy this 'up' price?"

Xu Zhi smiled and said, "You guys have so many routines. ”

Qin Fatzi nodded with a smile and asked, "Then Xu Sheng is interested." ”

Xu Zhidao: "I can buy it, but I have to pay in full, you say the lowest price, if you can, you can trade immediately." ”

Qin Fatzi's eyes lit up, he didn't immediately quote the lowest price, and said: "Since Boss Xu is not short of money, why don't you put it in place at one time, I still have a villa in my hand, in Repulse Bay, as long as 2 million Hong Kong dollars, many big stars and rich people live there." ”

Xu Zhi smiled: "If I say that I want to buy your villa, do you still recommend me to buy a building!"

Qin Fatzi said embarrassedly: "Xu Sheng, you are also an investor, you should understand that Hong Kong Island is so big, and there are almost all the places that can be developed, and villas are real strange goods to live in!"

Xu Zhidao: "I really don't need a villa for the time being, just this house, I like to see Victoria Harbour very much, tell me a real price, right?"

Qin Fatzi also understood what Xu Zhi meant, so he said: "In this way, let's remove the fraction, 500,000, how about Xu Sheng?"

Xu Zhi smiled: "450,000." ”

Qin Fatzi smiled bitterly: "Xu Sheng, you are too good at bargaining, if this house is 450,000, I will borrow money myself and buy it." ”

Xu Zhidao: "Then you say, I have the full amount, you can receive it directly, and the cooperation is good, I will buy a house and find you again in the future, which is good for everyone." ”

Qin Fatzi thought for a while and said, "480,005, this is the lowest price, no matter how cheap it is, it really won't work." ”

"Only by believing in you can you have ghosts. Xu Zhi complained in his heart, this house should have been purchased when Taikoo Shing opened in 75 years, that is, the housing prices in Xiangjiang have just begun to recover, it is said that the Swire Group in order to be afraid of the cold field, but also arranged for its own employees to go to the discount to buy, and the launch is also a better house type and location, during that time the price of the house was about 200 Hong Kong dollars.

Of course, the price of the house can not be seen in the past, now the average price of Taikoo Shing is almost 300, the current set of units, the area and location are in line with Xu Zhi's requirements, the entire Taikoo Forest, the house for sale is not estimated to have this kind of condition, but the price of the other party is still a little high.

But Xu Zhi still decided to buy it, and now the housing prices in Xiangjiang have been rising, and many real estate projects have people queuing up for 48 hours at the opening, which is completely a seller's market.

"In this way, 480,000, I want this set. Xu Zhi agreed: "When can I get the real estate certificate?"

When Qin Fatzi heard that he had completed such a big transaction, he smiled and said: "Boss Xu, you are paying in full, you don't need a bunch of operations from the bank, we will take care of everything, and the real estate certificate will come down within 7 days."

Xu Zhidao: "Okay, go to your company's store to sign the agreement!"