Chapter 39: Either Never Take That Step, or Now!

"Tsk, such generous loan terms... I don't think the bank will lend the money so easily, and the qualification review must be very strict. ”

Arthur was also surprised to hear such a low loan interest rate, but he didn't believe that a bank that couldn't afford to make a profit could be so stupid.

Hearing the question of Arthur's affirmative tone, Robert Lang looked at this 'loser earl' with some surprise, but he didn't expect Arthur to react so quickly, nodded and said: "Lord You guessed it right, the Bank of England's lending institution, PRA, will implement a new affordability threshold and reject some investors who do not meet the standards." Under the new rules, lenders are required to conduct a "stress test" on the applicant with an interest rate of 5.5% and a profitability of at least 125% of the monthly loan payment. In fact, some banks or lenders already require 145% of the rent to be repaid. ”

Sure enough, it's not that simple, Arthur nodded slightly, however, this information was already a surprise for him, originally he thought that the interest rate on the mortgage would be very high, more than ten percent, but now it seems that taking the loan to invest is definitely the right thing, especially under the premise of being sure that you can get a good return on investment.

"In this case, it is troublesome to shop around, find a bank that can give the maximum loan amount and low loan interest rate, and negotiate with the lender. ”

Robert Lang and Attorney James looked at each other, and both saw a hint of helplessness in each other's eyes, but after all, they were only employed by Arthur, and it was their job to provide services to their employers, and they could give advice, but they would never go against the employer's decision.

Paul, the butler standing on the side, saw the inquiring glances of the two of them, but chose to be silent, he was just a housekeeper, let alone do something that existed, there was only one owner of Boleyn Manor, that is, the young Earl Arthur Boleyn.

In the following time, Arthur discussed some details and precautions with Robert Lang and James, involving tens of millions of pounds of mortgages, which were not projects that could be completed quickly, whether it was the choice of a bank to shop around, or the evaluation of the bank, and the final negotiation, it would take a lot of work to do.

Although Arthur has a very tight time request, he still has to come one by one in order, no way, who wants to borrow the largest amount of money and the least amount of money!

。。。。。。

"Paul, do you know what the Earl is going to do with so much money? You know, it's tens of millions of pounds, just in case... ”

After the discussion, when Robert Lang and James said goodbye, on the way to send the two away in place of Arthur, Robert frowned and asked the butler Paul that the three of them had known each other for more than ten years, and they were naturally very familiar with each other.

"I don't know, but I believe the Count has his own reasons, and after coming back this time, he has changed a lot and matured, and I am sure that he will not mess around. The butler Paul also smiled a little unconfidently.

"I hope ... Lawyer James sighed with some emotion, looked at the housekeeper Paul and said: "This matter still depends on you, if you can, persuade him a lot, don't let him come nonsense, for Francis。。。。。。 ”

Before he finished speaking, James just shook his head and didn't continue, and after shaking hands with the housekeeper Paul, he got into the car, Robert Lang looked at James's back and said to Paul: "I will try my best to help find a suitable bank, but tens of millions of funds, I am really worried that he will not be able to control it." ”

"Don't worry, the Count won't take the future and glory of the Boleyn family to the forefront, I trust him. Paul, the butler, said with a calm smile on his face.

Robert Lang looked at Paul's smile and was stunned, nodded slightly, shook hands and turned to leave.

Watching the two cars drive away, the smile on the butler Paul's face retracted, became serious and solemn, looked back in the direction of the castle study, and just saw Arthur standing in the floor-to-ceiling window looking down, Paul bowed slightly, turned around and walked back to the castle.

"Knock-"

"Please come in. ”

"Count, they left. After the butler Paul walked into the study, he looked at Arthur's tall back standing in front of the floor-to-ceiling window and said.

"Hmm. Arthur hummed softly, then turned slowly, looked at Paul with a smile, and asked, "Paul, are you curious and worried, what am I going to do?"

β€œγ€‚γ€‚γ€‚γ€‚γ€‚γ€‚ Paul's expression was slightly condensed, and after a moment of silence, he looked at Arthur and nodded slightly, saying, "Yes, Earl, tens of millions of pounds, and it is still a mortgage on the manor, I am indeed a little worried." ”

"I'm going to invest this money!" Arthur didn't hide it, but directly stated his purpose, looked at the stunned butler, and continued: "I know that there is a risk in this, people are animals who like to maintain the status quo, afraid of change, afraid of the unknown that change brings. But if your current state can't help you achieve your ideal life, then you need to change yourself and bravely step into the unknown world.

Once you think that staying in the world you are not going to improve, and you are coming out of the world, you are taking action for the sake of growth, and you will definitely get what you want. ”

Hearing Arthur's words, the butler Paul looked at Arthur's gaze even more astonished, and said in disbelief: "Earl, you have really changed a lot. ”

"Hehe, huh?" Arthur did not panic because of Paul's words, but smiled and asked rhetorically, then walked to the boss's chair, reached out and grabbed the back of the boss's chair, turned it around, sat down, and whispered as if it was quite touching: "I died last night, and when I left, my heart was like water." I was born again this morning, and I came with a warm sun in my heart. Coming back to life, only overnight, I was judged to be like two people! ”

The heart was confided like a poem, so that the butler Paul was relieved, looking at the young earl who was smiling happily, and a smile appeared on his worried face, no matter what, the earl has become better, it is a thing to be happy about, as for why it has changed, I am afraid that it is because after encountering the lesson of blood, he has become afraid and matured.

"Earl, whether it is an investment or a business, I hope you will consider it carefully and listen to Robert Lang's advice. ”

"Hehe, I will, don't worry, Paul, don't worry about me, I've been thinking about how to spend money to make money for a long time, and I didn't plan to live that kind of money-saving life from the beginning.

You must know that once you have a brains to save money, you won't have the energy to raise a brains that make money, so you will be very poor and stable. Being young is my capital, and now I don't want to toss when to toss, Baiwei is life!"

Arthur leaned back in the boss's chair with some calmness, smiled and said something that made the butler Paul speechless and felt reasonable.

"Either I'll never take that step, or it's now, and I choose now, because I want to make money, make lots and lots of money, live the life I want, do what I want, and be free!"