The governments of Dingzhou and Haizhou, seeing that the Bank of Jiangzhou had robbed the Zhonghua Group, ran to the province to file a complaint unconvinced.

If Jiangzhou Bank really develops, then the two major city commercial banks in Dinghai and Haizhou will face the situation of being marginalized, you must know that once the IPO is successful, it will be a pheasant flying on the branches and becoming a golden phoenix.

Although the China Securities Regulatory Commission has opened a green channel for high-quality city commercial banks to be listed, those who are familiar with the unspoken rules know that once a province gets an index, then the next business in that province will be postponed.

If you miss this wave of limelight, you will have to wait another five or six years, and according to China's current development rate, the daylily will be cold by then.

Can't watch Jiangzhou eat alone, Dingzhou and Haizhou City united to demand equal benefits, and put forward a new plan to let themselves enter the game.

Under the tide of market economy, any individual unit can become the main body of competition, and the three major prefecture-level cities in Zhejiang and Haihai have made a lot of noise over financial issues.

"Do you mean that the three will merge to form Zhehai Bank, and at the same time introduce Zhonghua Group as a strategic investor, so as to form a local financial force in Zhehai Province?"

Zhou Nansheng, a high-ranking official, met with the mayors of Dingzhou and Haizhou who had arrived in a hurry in his office, and after listening to the report, he frowned and pondered to understand the other party's intentions.

"Yes, we think that the three together can be more in line with the requirements of realistic development, and we should not only look at the province, but also look at the whole country. To compete with the city commercial banks like the capital and Hujiang City, you have to clench your fingers and punch your fists out. ”

The mayor of Dingzhou took over the topic and explained the benefits of the three in one to the province.

"The merger of the three largest city commercial banks can avoid internal friction in the province and focus on developing outside the province. Moreover, after the merger, the company's financial statements will be more eye-catching and easy to pass the review of the China Securities Regulatory Commission. As long as the province takes the lead, I believe that this plan should be approved by the majority of people. ”

Giving up some of your interests to join this IPO journey is a worthwhile investment in the long run, and the mayor of Haizhou also expressed the advantages of merging to form Zhehai Bank.

Obviously, such a proposal made the senior official Zhou Nan vivid, and he considered that things need to be seen from the perspective of the whole province, and the planning of Zhehai Bank is in line with the interests of the whole province.

Therefore, the cooperation between Zhonghua Group and Jiangzhou Bank was temporarily suspended, and the province hoped to come up with a new Zhehai Bank plan for all parties to consider.

From Han Hao's point of view, he prefers to only cooperate with Jiangzhou Bank, because in this way, the bank can be controlled in his own hands in the future. Jiangzhou Bank does not want to share dividends with Dingzhou and Haizhou, and it is more in its own interests to become the only partner.

But with the advice of the higher-ups, Jiangzhou must obey the instructions of the higher authorities and suspend the cooperation plan that is about to be reached.

Han Hao admitted that the initiation of Zhehai Bank was a great move, but he was not very satisfied with his own interests. Because once the three banks merge, even if the Chunghwa Group holds 20% of the authorized shares, the state-owned shares of the remaining three governments will exceed their own shares, and the intention to control the entire bank may be frustrated.

The matter negotiated with the Jiangzhou municipal government may not be passed in front of the Dingzhou and Haizhou municipal governments, and this is the concern in his heart.

Chung Hwa Group needs its own banking platform, which will develop into a fully licensed financial group in the future. However, Zhehai Province hopes to establish Zhehai Bank to effectively integrate the banking resources of the province to create a national bank upstart.

The two sides have deviated in the common goal, if Han Hao is only willing to be a strategic financial investor, then it is a good thing to nod and agree to the merger of the three, and the return on investment after the IPO will definitely not be bad. But he doesn't want to limit himself to financial investment, but hopes to fight in the financial field by himself, so he has to talk to the governments of the three cities and even the provincial governments.

Zhonghua Group has the initiative, and if it can't reach a deal, it will choose a new city commercial bank to cooperate, and the only pity is that it will lose its IPO qualification. If the three banks merge, they can enjoy the treatment of IPO, but they will lose such a high-quality strategic investor as Zhonghua Group. Without Han Hao at the helm, the new Zhehai Bank may only be trapped in Zhehai Province and unable to realize its attempt to enter the whole country.

Unknowingly, the Chung Hwa Group already has the strength to compete with local governments in some aspects, which is perhaps the greatest reward for its influence.

"Cooperation is beneficial to both, and division is harmful to both!"

Regarding such a predicament, Yin Qingxun, the financial officer of China Group, made such a judgment.

The situation of Jiangzhou Bank is a little special, they are already weak, so that the China Group does not have much opposition. However, this is not necessarily the case for Dinghai and Haizhou banks, which are in good financial condition, and as one of the local money bags, the two banks are firmly controlled by the local government. If control is ceded to the Zhonghua Group, it will be difficult for many local economic work to be carried out in the future. Therefore, although they agreed to Zhonghua Group's shareholding, they did not agree to hand over control to Han Hao, but hoped that they would have a say in it.

If the three banks really divide their shares according to asset investment, each of them will have at least 15% of the equity, and once the union exceeds 50%, it will not be a problem to drive Han Hao away in the future. This is what Han Hao is most worried about, if the cake is bigger, the local government will drive him away, it will be one of the most tragic things.

The ups and downs of the business sea for many years, Han Hao has also witnessed the rupture of many political and business relations, the principle he adheres to is the villain first and then the gentleman, everyone makes things clear before working, so as not to get into trouble when they are not clear.

Once a son of heaven and a courtier, no one dares to say that the successor leader will definitely admit the old account, and then the new leader will not admit the account after the new leader is airborne, and he will still suffer the loss.

Therefore, Han Hao hopes that the three local governments will only play the role of financial investors, and the new Zhehai Bank will become a model for joint-stock bank management. Each local government has less than 7% of the shares, and if the Chung Hwa Group wants to achieve a controlling stake of more than 20%, even if the three governments are united, it will not be a match for the Chung Wah Group.

In order to let Zhonghua Group join Zhehai Bank, the above clause is a condition set by Han Hao.

Sure enough, as soon as such conditions came out, the Dingzhou and Haizhou municipal governments expressed their opposition, they did not want to make dowries for others to achieve the dominance of Zhonghua Group in Zhehai Bank. And the 7% stake is really unexpected, so it is better to go it alone. It really didn't work, they proposed that the merger of the three city commercial banks would still be the same, but they would look for another strategic investor and leave the China Group to do it themselves.

Although the personal relationship is good, when it comes to specific interests, everyone fights on the basis of reason, and each does not give in.

With the market behavior and the will of the government, the demands of the China Group, the three prefecture-level cities and the provincial government are different, and the entanglement of interests cannot be discussed.

In the midst of the stalemate, Han Hao made a high-profile visit to Lizhou City, which is the third lowest economy in Zhejiang Province, and specifically inspected the reform of Lizhou Credit Cooperatives.

Lizhou Credit Cooperatives are about to be approved to upgrade to Lizhou City Commercial Bank, and Han Hao's purpose of this trip is very clear, that is, Zhehai Bank cannot be negotiated, so he will take Lizhou City Commercial Bank as a new target and no longer participate in the preparation for the establishment of Zhehai Bank.

Anyway, relying on the strength of Zhonghua Group, it is very likely that Lizhou City Commercial Bank will become a new bank upstart. At that time, Zhehai Bank will meet the fierce challenge of Lizhou City Commercial Bank in the province, and it is difficult to say who will die.

Seeing that the registration and selection date for the IPO is about to close, Zhejiang Province will miss such an outlet if it does not choose a good plan. Senior official Zhou invited Han Hao over, hoping that the two would talk about their views on Zhehai Bank in person.

The province definitely hopes that the two sides can reach a plan and form a strong joint team to attack.

However, Han Hao has not relented, insisting that the local government must take a back seat, not interfere in the operation of the new bank, and control Zhehai Bank by himself in the future, otherwise he will focus on Lizhou City Commercial Bank.

"Huaxia Automobile has welcomed new shareholders in recent days, and the 'National Social Security Fund 101 Portfolio' disclosed their 4.26% stake. At this time last year, there was no list of social security funds on the list of shareholders, but today they have become the company's fourth largest shareholder through stock market absorption.

I think they set a good example by focusing on financial investment, which is something that the local SASAC should learn from. ”

Han Hao did not have too much restraint in the face of high-ranking official Zhou Nansheng, and directly used the social security fund as an example.

After nearly a year of operation, the social security fund, which is known as the main force of the "national team" by shareholders, has completed the layout of Huaxia Automobile stocks in the stock market, with a floating profit of billions.

To a certain extent, this shows that the development prospects of Zhonghua Group are optimistic about the country, otherwise the social security fund will not actively enter the layout.

"Local governments have their own difficulties, and some things have to be looked at in light of the current reality. I can understand the difficulty of looking at the problem from your point of view, and I also understand the considerations of Dingzhou and Haizhou City, in fact, it is not easy for everyone.

Life is about constantly compromising in the game, and finally reaching a helpless and reluctantly acceptable result. ”

and Han Hao have been friends for many years, Zhou Nansheng did not play an official tone, and said with a slight sigh.

"How to determine the plan, I have applied to the provincial party committee meeting for discussion, and then see what the result is?"

Zhehai Bank's plan was directly discussed at the highest decision-making level in the province, because in the context of the reluctance of the Zhonghua Group and the local government to bow their heads, the province needed to make a final decision. Such a large-scale financial reform plan will at least affect the industrial layout of Zhejiang in the next ten years.

"After so many years of separating government from enterprise, it has not been fully implemented. The reason why reform has always stalled is that vested interests have obstructed it.

The preparation of Zhehai Bank is a major event for the benefit of the people and the province in the long run. In my opinion, we should use this as a breakthrough point to truly explore new ways of reform, and remove and change all things that are out of date.

Han Hao, a young man, has ideas and abilities, and I think if he takes the lead, it will be a blessing for Zhehai Bank. Such a good entrepreneur took the initiative to ask for help, but some people shouted no, only thinking about their own one-third of an acre, such thinking does not meet the requirements of our cadres in the new era.

In the short term, the local governments of Dingzhou and Haizhou have suffered losses, but in the long run, it is a business that will make sure that Zhehai Bank will use market-oriented means to develop and go out of the province and move towards the whole country in the future. ”

In the end, Secretary Zhao, the number one in the province, agreed that Han Hao would take the lead in preparing for Zhehai Bank, and asked the local government to take a back seat and let professional talents handle professional matters.

Han Hao got his wish and obtained the banking platform, and with the fulcrum to enter big finance, the birth of Zhehai Bank immediately made the national banking industry feel threatened.

Just because there is a magical man standing behind it, he almost misses in business, and the name Han Hao is the embodiment of success.

After the results of the meeting came out, Han Hao didn't have time to celebrate, and immediately flew to the capital, because there were more important things waiting for him there. ()

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