Chapter 457: Citibank
At 8 o'clock in the evening, Almaty was sparsely populated, and Fan Yang led people to Fleverisa Street, found the Bobosha Ballroom where Natasha worked, and then rushed to Leningrad Street after selecting two chicks.
At first, they didn't dare to be too public, but after staying for a while, they found that the order was quite good.
Most of the nightclubs are soldiers in military uniforms, and there are no tattooed bigwigs all over the place as expected.
He is also getting bolder, drinking and talking about business.
Jia Jingyuan said: "Now our articles of association have been decided, but this overseas investment is also a very troublesome thing, are there any commercial companies here?"
Li Qilin looked at Fan Yang.
Fan Yang shook his head and said, "I'm afraid it's difficult for a business company, I'll ask if I can find a lawyer tomorrow." ”
Li Qilin shook his head: "Lawyer, this side has just started reform and opening up, and the law is not sound enough, right?"
Fan Yang said: "What about finding a lawyer from the British?"
"We are investing in the mainland, can we find the British?"
The three of them deliberated intensively.
If you transfer money from the Urumqi branch, you need to go to the investment promotion department here to issue a certificate, and then return to Urumqi, and you have to go to the relevant departments of the Department of Foreign Economic Cooperation to issue corresponding procedures, obtain investment permits, and face various approvals, and transfer money through formal channels, it will take at least two or three months.
If someone makes things difficult for them, it's normal to drag it on for a year and a half.
The quickest way is to transfer money from an offshore company in Hong Kong to Citibank, which can bypass the complicated review process.
When he went to Hong Kong to sell gold, Fan Yang also set up an offshore company, and he still had 600,000 Hong Kong dollars in HSBC.
But it's an empty shell over there, and there is no one in charge of finance, and if you want to withdraw money, you can't go to Hong Kong by yourself.
After some discussion, it was finally decided that Li Qilin's offshore company in Hong Kong would transfer the money.
But they can't transfer money directly, they expect the amount to be $500,000, but more than $50,000 will be judged as foreign money laundering and will be added to the Federal Reserve's blacklist.
The only way to do this is to follow the rules and contact the investment promotion department in Almaty first to obtain permission for overseas investment, and strive to make the process faster.
Fan Yang was still worried: "It was more than 2 million in the early stage, will there be any problems if you use so much money at once?"
"The financial situation of my company is very healthy, and I can save a lot of trouble by registering with Hong Kong capital. ”
When it comes to overseas investment, in terms of convenience, the mainland is really incomparable.
In Hong Kong, it is possible to deposit money in any bank in the world or withdraw it from other countries.
Asia's financial centers are not built to be built.
"Okay, I'll contact Lianyungang tomorrow and ask them to bring my 500,000 cash to your company. ”
Li Qilin raised his glass: "Then I wish us a successful start and a firm foothold in Almaty with the help of the steel trade, of course, the car thing cannot be put down, and we must go hand in hand." ”
I felt that the wine was almost drunk, so I hugged the beauty of each other.
It's a pity that Xiao Lu doesn't want to go along with them for anything, and he doesn't want anyone who is forced to give him.
When he went back to lie in bed at night, Fan Yang couldn't help but sigh.
Fortunately, these two people have partnered, otherwise how could this project be operated by themselves?
Lucky enough.
Early the next morning, the three of them went to the Golden Man Square together.
This street has already revealed the rudimentary form of finance, and at first glance it actually has a sense of déjà vu, quite similar to Hong Kong in the fifties and sixties.
Banks are next to each other, and the density is quite high.
The layout is also very interesting,
First of all, the first is the People's Bank of Kazakhstan, which is the central bank of Kazakhstan, which is at the top of the list.
By the way, what is a central bank and what is a commercial bank.
To put it simply, every country has a central bank, and this bank has one of the biggest functions, printing and issuing money, and is the highest institution of the country, which is essentially different from commercial banks.
It is the financial center of the country, responsible for adjusting interest rates, controlling the financial and economic policies of the entire country, and is the highest level of existence.
Then take China as an example, under the central bank, there are four major commercial banks, Bank of China, China Construction Bank, Industrial and Commercial Bank of China, and Agricultural Bank of China.
These are the banks that provide loans, deposits and other business purposes.
In China's system, they are all state-owned enterprises and controlled by the state.
There are no private banks in China.
But there are foreign ones.
A more special point is the United States, the United States is a federal country, he has 50 states, each state has different laws, has its own full sovereignty, for example, the police department of the United States, first of all, the state police of each state, can only govern the affairs of their own state, when a prisoner from this state, run to another state.
State police would lose their ability to arrest and enforce the law. ,
Another department, the FBI, the Federal Bureau of Investigation, or Intercontinental Police, has emerged, which can make cross-state arrests and control criminal offenses across the country.
After that, there was also a CIA, the CIA.
Under the special conditions of the federal system of the United States and the full freedom of capitalism, there will inevitably be many contradictions in the establishment of a central bank, and under these special conditions and for some historical reasons, the Federal Reserve does not belong to the government of the United States, but is jointly established by the bankers' interest groups in various states.
It means that the president of the United States wants to adjust the interest rate and issue more currency, and his order is invalid.
Its central bank is a very independent institution, in the hands of a consortium.
Then the second shop turned out to be a McDonald's???
Behind McDonald's are two private banks in the United States, Citigroup and Goldman Sachs.
Then there is HSBC in the UK and Société Générale.
And then there is a large list of them, Moscow International Commercial Bank, St. Petersburg Bridge Bank, Moscow Methenap Investment Bank.
These banks are open doors, with financial representatives in suits and leather shoes standing at the door, smiling and handing out leaflets to passers-by, all of which have the most basic common purpose of making a profit, to absorb savings, lend money, and make a profit.
To put it simply, there is no essential difference from the previous silver trumpet, Qian Zhuang.
In order to make a profit, you can also do whatever it takes, all kinds of consumer traps, and all kinds of financial products that cheat your father.
Ordinary people are easily dazzled by various means of absorbing deposits, but Fan Yang and they didn't have this concern, and walked directly to the door of Citibank, and the blue store sign said CITIBANK.
Standing at the door was a young man in a black suit, tall, with a touch of brown in his skin, holding a stack of flyers in his hand, walking down the stairs in two steps, and greeting in pure American English: "Hello, New York will never sleep, Citibank welcomes you, we have the most intimate service, and also provide our customers with air tickets and hotel reservation services, you only need a Jazz Gold card, credit cards and consumer savings to understand?"
A flyer was handed over.
Fan Yang took it with a smile: "Mi Guoren?"
"Indiana's Jack Speyer is at your service, do you need to open an account or store?"
"Open an account. ”
"You're very welcome. Jack Speyer opened the brown glass door, and the gun-wielding security guards on either side took two steps back to let in the three.
The floor and walls are all light, all of which are made of marble materials, high-end decoration, and all kinds of potted plants, unlike domestic commercial banks, there are no cold stainless steel iron chairs, and there is no closed counter like the glass barrier of the enemy.
It's open-plan here.
There was a little warm air blowing inside.
Except for no one.
Next to it is a sitting area with a soft-seated sofa, next to a coffee machine and cold refreshments.
Jack Speyer led the three of them to the reception area and sat down, and immediately a girl with a blue bow tie brought coffee, and the service attitude was extremely thoughtful.
When he heard that they were going to send $50,000 from Hong Kong, and $450,000 later, for a total of $500,000, Jack Speyer's dignity as a U.S. man was gone.
The $500,000 savings and a Jazz Gold card can allow him to get a lot of commissions.
Half squatting on the ground to fill in the information for a few people, and submit it to the counter to do it intimately.
Compared with the process of two or three hours in China, this speed is simply too fast.
In just ten minutes, the account was completed, and a jazz gold card was handed over.
In China, passbooks are still used as the main credit certificates, but banks such as Citigroup have long used debit cards.
"We also offer a secret safe deposit box service, do you need to know about it?"
"Not for now, thanks. ”
:。 :