"Then I don't know, how much money does Mr. Xu need?" Murakami Yohei was not too surprised, in fact, as soon as he received Xu Zhi's invitation, he guessed that it should be cooperation in loans, otherwise, if it was cooperation in other aspects, Xu Zhi would not need to ask him, the chairman of the bank.

"$4 billion. Xu Zhi took a sip of tea and said lightly, as if it was only $40 a copy.

Yohei Murakami couldn't help but change color and asked, "Mr. Xu, you're not joking, are you?"

"Of course not! That's what I'm here for. Xu Zhi said quite seriously.

"Japan...... Mr. Xu, you want to acquire a large Japanese company?" Murakami Yohei immediately made up his mind, after all, Xu Zhi has a large number of banking partners in Xiangjiang and the United States, and now he suddenly wants to cooperate with such a large Japanese bank, the only explanation is to carry out a super-large-scale merger and acquisition in Japan, and in order to cope with the pressure in Japan, he can only choose Japanese financial institutions for financing cooperation.

Thinking of this, Yohei Murakami couldn't help but feel warmed up: Japan has developed rapidly over the years, and a large number of transactions involving mergers and acquisitions of Japanese companies in the international market are all acquired by Japanese companies, and it is not uncommon for Japanese companies to acquire Japanese companies in turn, but they are generally small in scale, and this time, involving $4 billion, it must be a certain top-level Japanese company! To be able to participate in such a transaction, the profits are huge, one can imagine.

Xu Zhi shook his head with a smile and said, "I will acquire some assets in Japan, but not a certain company, but a large number of real estate!"

"Real estate?" Murakami Yohei was a little discouraged, although the acquisition of real estate is not less than that of large companies, but the operation is much simpler, and the simpler it is, the less bargaining chips can be negotiated on his side, and the less profits will naturally be.

However, he quickly returned to normal, saying, "Mr. Xu, are you going to borrow $4 billion and buy all the real estate in Japan?"

"To be precise, it is to buy real estate in Tokyo and Osaka. Xu Zhi said with a smile that after the Plaza Agreement, housing prices in almost all Japanese cities have risen sharply, with Tokyo and Osaka being the most.

"I didn't expect Mr. Xu to be so optimistic about my country's real estate market. Yohei Murakami sighed.

"As the world's second largest economic power, Japan's current development is naturally very optimistic, and according to the current development rate of Japan and the United States, I think Japan will replace the United States and become the world's largest economy. Xu Zhi said with his eyes open, but if you only look at the overall economic value, Japan at the peak of the real estate bubble was really stronger than the United States.

"Haha...... borrowed Mr. Xu's auspicious words. Murakami laughed heartily, now, Japan has become the world's largest trade surplus country and the world's largest creditor country, the dumping of products in Europe and the United States, is the peak moment after World War II, many people believe that Japan's goals during World War II are now almost achieved.

"Mr. Xu, $4 billion, such a large loan, need sufficient collateral, I need some financial information of Midea!" Murakami Yohei continued, although from some data in the global market, Midea's profits are certainly not small, but this loan business that can affect the fate of the Sumitomo consortium will inevitably require a detailed review process.

"This is not a problem, as long as your bank signs a memorandum of cooperation and a confidentiality agreement, we will provide some internal information. Xu Zhi officially said: "However, our cooperation may be more than 40 US dollars!"

"What does Mr. Xu mean is to borrow more money?" Murakami Yohei was also a little speechless, learning that Xu Zhi was going to invest $4 billion in Japan to enter the real estate market, although he was happy to make the deal, but secretly he had to say: this kind of investment is simply crazy.

Japan's real estate market, which has been on the rise since the mid-70s, has a good rate of return on investment, but with their most profitable company as collateral, the average person really can't do it.

After all, the bigger the business, the more risk-conscious it is in pursuit of profits.

But now it seems that 4 billion US dollars is not enough to satisfy the other party, you know, even their Sumitomo Bank may not dare to undertake this project alone.

"$4 billion is true, but it's just a mortgage from Midea Group, and what I mean is that the $4 billion is just a down payment when I buy a property, and I still need Sumitomo Bank's assistance for the rest of the balance. Xu Zhi explained with a smile.

"If that's the case, Mr. Xu, I'm afraid this figure will be as high as 10 billion US dollars!" Yohei Murakami was almost stunned, you know, today's Japan, foreign exchange reserves are only more than 300 billion US dollars, and among the top companies in Japan, few of them can reach 10 billion US dollars in market value, and with the scale of Sumitomo Bank, if you want to mobilize such a large amount of money, you also need to draw from your peers.

Taking a deep breath, Murakami asked cautiously: "Mr. Xu, before coming here, I didn't expect that the scale of our cooperation this time would be so large, I need to go back and discuss it again, but I want to ask one more question:

Mr. Xu, with such a big investment, the returns may be great, but the risks are just as great, are you really sure?"

The first purpose of cooperation between banks and enterprises is risk control, if there is a problem with the borrower, even if the bank can legally auction the collateral, the process is extremely cumbersome, and when the value of the collateral is insufficient, bad debts will be formed. For a loan of this size, if a bad debt does occur, the scale of Sumitomo Bank may not be able to bear the consequences.

"Do you think I'm joking?" Xu Zhi asked with a smile.

Yohei Murakami pondered for a moment and said, "Mr. Xu, this loan is too large, I wonder if you will accept our bank to cooperate with other banks to form a bank group and jointly lend to you?"

Xu Zhi thought for a while and nodded: "Yes, but I also have a request, whether it is the mortgage of the United States in front or the balance of the property in the back, I will only accept US dollars!"

"As long as the dollar, Mr. Xu thinks the yen exchange rate will rise?" Murakami Yohei quickly reacted.

"Yes!" Xu Zhi nodded and admitted, in fact, this kind of thing is impossible to hide from experienced financial people, as long as he says that he lends dollars to invest in Japanese real estate, a person of Murakami Yohei knows the message expressed by this investment: optimistic about the future of Japan's real estate market and the exchange rate between the yen and the dollar.

After all, if you are only bullish on a certain industry within a certain country, then it is most prudent to use that country's currency for financial activities in order to avoid exchange rate risks.

If you want to invest in the real estate industry in Japan, you can borrow from any international bank with Midea as collateral, but when the down payment model is adopted, it is difficult for foreign banks in Japan to intervene, and it is necessary to consider the domestic consortium in Japan, and this consortium has no electronics industry, so in the end, the Sumitomo consortium was selected by Xu Zhi.

"It's very difficult to raise tens of billions of dollars in Japanese banks, and we also need to raise funds from overseas branches, which would be much higher in terms of interest rates!" Murakami reminded.

"Interest can be negotiated. Xu Zhi smiled, compared to the upcoming increase in exchange rates and land prices, what is this interest!

Yohei Murakami nodded, stood up and said, "Okay, in that case, I will immediately convene a board of directors to discuss this matter after I go back, and if our bank agrees to this cooperation, I will definitely notify Mr. Xu as soon as possible!"

Xu Zhi also stood up, shook hands and said: "Then I will wait for the good news from your bank, but my investment also has a time plan, if your bank delays too late, I can only find other banks." ”

"Mr. Xu, rest assured, we will definitely make a decision in the fastest time. Although he faced some threats, he was tempted by the profits of this partnership.