Chapter 413: Blatantly digging into the wall

Chapter 413 Blatantly digging into the corners

The director shook his head with a wry smile and said, "Mr. Hu, according to the credit of Huijia International Investment, since you have agreed to guarantee Dongfang Technology, there is no problem with a mere $1.2 billion loan. It's just that I can't do this business here, unless Dongfang Technology is a company listed on the Stock Exchange. ”

After hearing this, Hu Yang almost spurted out a mouthful of old blood.

In the process of development, he has not encountered difficulties before. But it is the first time that such a torturous financing as Dongfang Technology has been encountered.

Hu Yang thanked the family, and was a little depressed and ready to leave the bank.

walked to the lobby on the first floor, but unexpectedly met Li Kaize, who came to do business.

"Mr. Hu, why are you depressed? Tell me something, and if you can help, you must help. ”

Li Kaize greeted Populus Hu with a smile, and then asked with a seemingly concerned question.

Hu Yang shook his head with a smile and said, "What's so frustrating, I slept with a stiff neck yesterday, and I was walking and moving." ”

"Hehe, it seems that my eyes are not very useful. I'm sorry, Mr. Hu. ”

Li Kaize looked at Populus Hu with a little playfulness, Populus Hu has been busy in Xiangjiang for a period of time to finance Oriental Technology, and he knows very well.

Speaking of which, there is no grudge between the two. It's just that Li Ershao is also a member of the Li family after all, and this ass is sitting crooked unconsciously.

This time, Li Kaize didn't make a move to embarrass Populus Hu, but the matter was personally arranged by his eldest brother, and he also wanted to see Populus Hu deflated.

I didn't expect to meet each other at the bank by such a coincidence today.

"Mr. Li, let's talk about it later, I still have some things, let's go first. ”

Hu Yang could hear the irony of Li Kaize's words, but he was too lazy to have a verbal argument with the other party.

"Okay, Mr. Hu, you go slowly. We'll see you later. ”

Li Kaize and Hu Yang parted ways in the hall, and Hu Yang didn't let out a deep breath until he walked out of the door.

"Boss, are you alright?"

Lin Yan saw that Hu Yang's face was not very good-looking, so she stepped forward and asked.

"It's okay, let's go back to the deep sea. ”

Hu Yang didn't want to continue to waste time in Xiangjiang, so after a few people got into the car, they went straight to the pass.

On the way, Hu Yang made a phone call to Xia Bing, telling the other party that he had returned to the mainland, and that Dongfang Technology's financing in Xiangjiang would be stopped immediately.

In fact, more than a billion dollars of funds can be taken out by Hu Yang himself. But he is not suitable to lend money directly to Dongfang Technology, after all, the name is not right.

But things have come to this point, and Hu Yang really began to think about borrowing funds from Dongfang Technology.

"Brother Hu, if you want to ask my opinion, I am against directly lending funds to Orient International. Not to mention anything else, this kind of related-party transaction is sometimes thankless, and it will be questioned by the outside world, so why bother?"

In the evening, Hu Yang suddenly wanted to drink, so he called Chen Jialin out.

didn't call others, just the two of them asked for a few side dishes, a bottle of Moutai, and chatted while eating.

Dongfang Technology finally won the business of Hyundai's TFT-LCD, and Mr. Liu is ready to upgrade the technology on this basis and build the first 5th generation production line in China. You say, if this is stuck with funds, wouldn't Samsung and LG be cheaper for nothing?"

When Dongfang Technology successfully acquired Hyundai's TFT-LCD business, the company's technical level basically stood on the same level as international giants such as Samsung.

If the construction of a new factory is delayed because of financial matters, it will definitely be distanced by others.

Of course, Populus euphratica will not be reconciled.

"Brother Hu, you are also a fan of the authorities. You have the money in your hands, and you have the workaround. Don't you have a friend in the bank? Governor Luo of the provincial bank, why don't you go and look for him?"

Hu Yang heard Chen Jialin mention Luo Guofu at this time, and he remembered that Luo Guofu had been promoted to the president of the provincial bank.

"Hehe, I've been trying to find a way on both sides of the capital and Xiangjiang, and I really forgot about President Luo. Chen Shao, you're right, I should listen to President Luo's opinion. ”

Hu Yang and Chen Jialin drank the wine in the glass, and he couldn't wait to call Luo Guofu.

The phone rang a few times, and the other party answered: "Mr. Hu, I just said that my left eye jumped for a day today, and it turned out that you, the God of Wealth, remembered me." I've been waiting for you to come to Yangcheng, so I'll invite you for a drink. ”

Luo Guofu and Hu Yang have always had a good relationship, whether they meet or talk on the phone, they are relatively casual.

"Okay, I'll go in the next two days, and I'll say okay, and I won't get drunk and return when the time comes. President Luo, there is something I would like to consult you about......"

Hu Yang was also polite, and simply and clearly talked to Luo Guofu about the current financing dilemma of Oriental Technology.

"Haha, I thought it was something. This is easy to do, you sign an entrustment loan agreement with our bank, and I will help you lend your money to Dongfang Technology, won't this matter be solved? Of course, the bank can't do this for nothing, you have to give us at least a little handling fee, right?"

Luo Guofu then reminded Hu Yang that this kind of loan is also risky.

In fact, the bank does not bear any risk, and the risk is on the entrusting party, that is, Populus euphratica.

"Okay, I see. President Luo, I'll go to Yangcheng tomorrow to find you, when is it more convenient for you?"

Hu Yang paid out of his own pocket to solve the financing problem for Dongfang Technology, half of the reason is to support the development of the enterprise, and the other half is probably to gamble.

For entrusted loans, the interest rate can rise somewhat, but the yield on funds is at most similar to that of corporate bonds. If $1.2 billion is invested in physical or financial products, the rate of return will theoretically be much greater.

Of course, there are risks in everything, and the greater the benefits, the greater the risks.

"I'll have time tomorrow morning from 10 to 12 o'clock, and if you want to come, just come to my office and find me. See you tomorrow!"

Luo Guofu made an appointment with Hu Yang on the phone to meet.

After hanging up the phone, Hu Yang and Chen Jialin sat for more than an hour, and then the two went back to their respective homes.

Following.

Hu Yang took Lin Yan, Mi Qi, Li Jie and others early in the morning and drove to Yangcheng.

When he was about to arrive at the bank, Hu Yang made a call to Luo Guofu. As soon as he walked into the bank, he didn't expect Luo Guofu and a vice president to be waiting in the hall.

"President Luo, we don't need to be so polite to each other, right? Hello, President Hua. ”

Vice President Hua of the Provincial Bank, Hu Yang has also met twice, which is not unfamiliar. It's just that Luo Guofu made such a big battle today, and Hu Yang couldn't understand it.

"What is your identity now, Mr. Hu? We almost came up with the idea of welcoming thirty miles. Without further ado, let's not stand here in the way, let's go to the conference room together. ”

Luo Guofu smiled slightly, made a joke, and then took Hu Yang and his party to the conference room in the bank.

Luo Guofu, Vice President Hua, Hu Yang and Lin Yan sat down in the conference room, and everyone else was waiting in the lounge.

Vice President Hua saw Luo Guofu winking at him, so he smiled and said, "Mr. Hu, Assistant Lin, let me give you a brief introduction to the procedures for entrusting loans......

The procedure of entrusting a loan is actually very simple, sign a tripartite agreement, Hu Yang puts the funds into the bank, and the bank then lends to Dongfang Technology, and this is done.

"Ahem, Mr. Hu, I heard you say that Dongfang Technology is in a hurry to raise funds to build the 5th generation TFT-LCD production line. If you want me to say, Dongfang Technology directly built the production line in the deep sea. Let me tell you, if Dongfang Technology is willing to build the production line in the deep sea, as long as you are willing to guarantee the other party, I can give them a loan, and there is no need to engage in any entrusted loan at all. ”

Luo Guofu felt that the heat was almost over, and then his true purpose was revealed.

To be honest, Hu Yang also has some opinions about the practices of the banks in the capital. Dongfang Technology is a leading local enterprise, shouldn't the bank support it more?

In fact, Populus euphratica has wronged others. The banks in Beijing have no impression of Hu Yang's Huijia International Investment and Huijia Holdings, let alone know the roots.

Therefore, the guarantor of Populus euphratica still has doubts.

But in Guangdong Province, whether it is Yangcheng or Shenhai, there is no bank in the Huijia system that does not know. Based on the creditworthiness of Populus euphratica, a loan guaranteed by two or three billion US dollars can be determined in minutes.

"President Luo, your bank is also concerned about attracting investment?

As soon as Hu Yang's mind turned, he knew that this was definitely not what Luo Guofu meant. Presumably, this is him speaking for others.

"Hehe, I won't hide it from you. The person who asked me to pass on the word was your boss of the deep sea, Qi Xiangmin. He has always wanted to build the deep sea into a highland of scientific and technological innovation, and the industry has signed a strategic cooperation agreement with the deep sea. ”

Luo Guofu smiled, if he could pull the new factory of Dongfang Technology to the deep sea, he and Qi Xiangmin would have their own benefits.

"I see. President Luo, I can't do the things of Oriental Technology. However, this fifth-generation production line, people have already applied for the project, and now you want to cut off the beard, I'm afraid it's a little late. ”

Hu Yang's heart actually moved, for him, it doesn't matter where the production line of Dongfang Technology is built.

But then he dispelled this idea, after all, Dongfang Technology has the background of state-owned assets in Beijing, and some things are difficult to change even for Liu Jin.

"Otherwise, the production line of Dongfang Technology will be forgotten, and the next time a new factory is built, can it be promised to be placed in the deep sea?"

Luo Guofu was slightly disappointed, but he quickly made a new suggestion.

Hu Yang thought for a while and said: "This should be no problem, in fact, like the display device industry, the technology is updated very quickly, at most a year to a year and a half, and Dongfang Technology has to launch a new production line." President Luo, if you are sure that you can take out a loan, I will call Mr. Liu of Dongfang Technology, and let's sit together and have a good talk. ”

"Okay, that's it! I agree to lend a $1.2 billion loan from Dongfang Technology. Governor Hua, what is your opinion?"

Luo Guofu set the tone, and then asked Vice President Hua with a smile.

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