Taikoo Shing Community Garden:

Xu Yaxin rode a newly bought bicycle in the community leisurely, after a month of hard work, she finally succeeded in copying 300,000 words, and Xu Zhi also bought her a bicycle for 50 yuan.

The bicycle is actually not bad, Xu Zhi often rides around the community when he has nothing to do.

After riding a lap, Xu Zhi asked, "How is the business of my parents' shop?"

Xu Yaxin said: "It's okay, I heard that many people came to sign up, and they have become a few pairs." ”

Xu Zhi shook his head and said, "The more you succeed, the worse the general business." ”

Xu Yaxin was a little puzzled: "Why?"

Xu Zhi smiled: "Let's go to my parents!"

After saying that, I immediately rode my bicycle and was dusty.

Xu Yaxin said anxiously: "Hey, how can you be like this!"

......

......

The newly opened marriage agency is actually in a circle of shops on the outskirts of the community, and when Xu Yaxin arrived, Xu Zhi was already sitting there eating watermelon.

Xu Zhi smiled and said, "Xiaoxin, come and eat watermelon, it's not cheap to grow in greenhouses." ”

Xu Yaxin was angry and said, "How can you leave me over there alone?"

Xu Zhi said with a smile: "What can't be in the community in broad daylight, who made you have to buy this kind of bicycle without a back seat." ”

Wang Hua was watching TV, and when he saw the two of them talking to each other again, he immediately ran and said, "Stop arguing, hurry up and eat watermelon." ”

said to Xu Zhi again: "You guy is a waste, you want to eat grapefruit in summer and watermelon in winter, don't you think you have a lot of money!"

Xu Zhidao: "What's the matter, you just saw me buy out-of-season fruits a few times, and I usually don't care." ”

Xu Yaxin secretly smiled: "You are rich, I have been poor recently." ”

Xu Zhi asked, "What's the matter, didn't you give you some pocket money last time?"

Xu Yaxin shook her head and said: "How can there be, some time ago, the school organized an activity to help Vietnamese refugees, and many people are donating, in fact, I don't want to donate, but everyone gives, if I don't donate, it will be too unsociable?"

Xu Zhi asked, "Are your classmates so rich?"

Xu Yaxin said: "How is it possible, few people are willing to donate, but I heard that it was requested by the school, and they took us to a refugee camp." ”

Xu Zhi asked, "How many refugees are there in the camp you go to?"

Xu Yaxin thought for a while and said: "I don't know very well, the area is not small, I heard that there are almost 1,000 people, the teacher told us that many refugees are still waiting for some Western countries to receive them, but the efficiency is very low, and the government does not give much support, so the refugees live a very hard life, just want to fool us into donating money." ”

Xu Yaxin's current school is also an aristocratic school, although the parents of these students are not super-rich, but they are quite wealthy, and the school is playing with this idea.

Xu Zhi sneered: "Expect Western countries to accept it? It's only this group of Hong Kong and British fools who believe this kind of thing!"

"Why?"

"A government that truly thinks about its own country will not allow refugees to enter, and a government should be accountable to its own citizens, not to humanity as a whole!"

"There is some truth in this" For a while, Xu Yaxin didn't know what to say.

Xu Zhi asked again, "What did you do over there?"

Xu Yaxin said: "It's that the school sent some food and clothes, and some people donated some money, but now it's going to be cold, and there is a serious shortage of clothes and quilts in the refugee camp, and there is also a need to let us experience the taste of poverty." ”

Xu Zhi smiled: "That's right, give them all the broken quilts we used to have." ”

Xu Yaxin said: "It's already been delivered, and you don't know that that group of people actually dislike our help in various ways, and make a group of us angry! If it weren't for the school's mandatory requirements, we wouldn't be too lazy to go." ”

Xu Zhi sighed and said: "Sooner or later, the refugee matter will bring a lot of trouble to Xiangjiang, but our group of ordinary people are humble and have nothing to do!"

From 1975 to 1985, a total of about 235,000 Vietnamese refugees entered Hong Kong, causing great pressure on the entire Xiangjiang finances and public security, and it is said that in the mid-80s, more than 20% of the cases were related to these people.

In fact, some countries in later generations also have this situation, such as France, which has begun to blacken, and in Paris, no scenery can suppress the non-stop flow of black people.

Poland's foreign minister even openly joked that France would become the sick man of Europe.

Of course, there are some countries that are also smarter, such as Italy, which is obviously closer to Africa, but the blacks are not as good as France, just because they are smart, if they catch the blacks, they will be put on the train, sent to the Italian-French border, and then give a few hundred euros, and introduce the benefits of France to these people, and then you can move forward yourself......

In fact, the situation of Vietnamese refugees is the same, Britain ordered Hong Kong to accept refugees thousands of miles away, saying that it was just a transit point, but in fact, countries including the United States can delay it for a day.

If Xiangjiang is really just used as a transit station, it doesn't matter if you spend some money to support it for a while, but after a long time, who can afford it, the subsidy for the refugees' living resources will be reduced, which will also lead to the occurrence of vicious incidents.

However, this group of Western countries also speaks of human rights, and some refugee relief organizations do not think about bringing refugees back to their own countries at all, and only focus on how difficult the life of refugees on this side of the Xiangjiang is, and take the word "cheap" to the extreme.

On the one hand, the British did not want to accept refugees, but the British side issued another order, and the United Nations put pressure on the other, and in the end, the governor directly ignored everyone and issued an order to refuse the entry of refugees.

However, there are already quite a few refugees, and there are still many smuggling immigrants, and the economic pressure on the Hong Kong government is too great; after all, no matter how unhappy it is, it can't let tens of thousands of people starve to death in its own territory, right? If this is really done, it is difficult to say what will become of this group of people when they become chaotic.

As a result, the Hong Kong government has been encouraging civil servants and educational institutions to donate, often inviting some wealthy people to participate in charity galas, and even allowing these refugees to find employment on their own, as long as there is no chaos.

After a while, the topic stopped continuing, and Xu Zhi almost dozed off as he watched the awkward chatter-like conversations and childish fights on the TV screen.

"Mom, how is business now?" Xu Zhi decided to stir up a topic.

Wang Hua said: "Fortunately, I have introduced a lot of people recently, and many of them have a good impression of each other, and I know a lot." ”

Xu Zhi smiled and said: "I'm asking about business, not marriage, have you earned rent money now?" ”

Wang Hua shook his head and said: "No, originally we met for free here, and we will give money again in the future, but it has been a few months, and two pairs of young people came over and gave 50 yuan, not to mention the rent, even the money for my meals was made up by myself." ”

Xu Zhi smiled: "Let me say, your method won't work, your introduction is intangible and qualitative, even if it is done, people will not come to give money." You still listen to me, divide everyone into several levels, and then stagger the introduction, giving people a dissatisfied but hopeful situation, before you can collect the referral fee. ”

Xu Yaxin knocked the melon seeds on the side and said, "Dazhi, you are bad to the bones." ”

Xu Zhi sighed and said: "The business of matchmaking is like this, if you really want to help these single men and women, it is better to change this project to a charity route, maybe you can get a certain amount of donations." ”

Wang Hua nodded and said: "At the beginning, we took it for granted, and we couldn't imagine that this industry wanted to sincerely serve customers, but there was no way at all." ”

Xu Zhi smiled: "It's okay, it's good that the two of you are happy, as long as you like it, treat this as a career, but it's not to make money, but to help these young people." ”

Wang Hua nodded and said, "That's the only way." ”

Xu Zhi smiled, took out a few documents from the small schoolbag he carried, and said, "This is a gift I prepared for my parents and little sister, each of you take a look." ”

As soon as Xu Yaxin heard the gift, she immediately stretched out her head, and when she saw that it was a few documents, she suddenly lost interest.

Wang Hua didn't understand what was inside, and asked, "What is this?" ”

"This is a lifetime investment plan launched by HSBC this year. Xu Zhi explained with a smile: "At the beginning of this year, HSBC proposed this plan, and the people who bought this investment plan started this year, took out 1,000 Hong Kong dollars every month, and continued to buy HSBC shares for 30 consecutive years, and all the dividends were also used to buy stocks, and they could not be withdrawn until 2006, which is a lifelong investment plan." ”

When Xu Yaxin heard this, she immediately shouted: "It will take 30 years to be able to take it out!

Wang Hua on the side also said: "30 years is too long! Maybe your father and I will be buried by then." ”

Xu Zhi couldn't help but say helplessly: "This is a financial asset, in fact, it is not much different from cash, HSBC's income is still okay, much more stable than the stock market." ”

Wang Hua said: "Then why do you want to buy it for us, you can just keep it for yourself?"

Xu Zhi said with a smile: "Don't worry, the three of you only have ten copies, and I bought a hundred copies." ”

Xu Yaxin looked at the contract and said, "A total of 130 copies, that Dazhi, don't you have to pay 130,000 Hong Kong dollars a month?"

Xu Zhi nodded and smiled: "Yes, but don't worry, this is definitely a cost-effective business." ”

By 2006, the final income of each contract was HK$16.96 million, and the return on investment was as high as 4,900%, which has surpassed the real estate of Heung Kong.

More importantly, if you speculate on a large number of houses, you will need a lot of money at the beginning, and you will be burdened with extremely heavy debts, and if you encounter a real estate crisis, it will also involve the problem of insufficient mortgage value. After all, even if he is reborn, Xu Zhi has no experience in developing real estate, and other people's kind of buying low and selling high are all the experience of rolling in shopping malls for a lifetime, and it is not that he can press other people's IQ to the ground after being reborn.

The cost of buying an investment plan from HSBC is much lower, HK$130,000 a month, and this investment is only an accidental discovery, and a successful businessman will never put all his eggs in a basket, even if this basket is the strongest.