171. Buy gold
The key is that in accordance with the provisions of the labor law, in a regular company, all employees' wages are accounted for by finance, after deducting personal income tax, and then directly from the company's corporate account to the employee's salary card by the bank agent.
Whether it is to take cash or use Xie Xiaoke's own card to pay wages to employees, personal income tax will be deducted, and Xie Xiaoke himself is not easy to interfere.
Xie Xiaoke didn't think about tax evasion, he just wanted to pay his salary in a different way.
One way is to take out all the after-tax wages in cash, and then deposit the money into Xie Xiaoke's own industrial and commercial bank card, and then use Xie Xiaoke's own card to pay wages to the employees in the company, but the obstacle of this method is that the private bank card cannot transfer so much money, and it is absolutely impossible to transfer 1 million a day, and it is even more impossible to go to the counter, because the existence of the system will inevitably cause suspicion.
After thinking about it, I found that this road was not going to work.
Then think about what other ways to do it.
Xie Xiaoke suddenly thought of the Yue Bao on Alipay, isn't it possible to quickly transfer in and out, then you can brush a lot of money at once, but I don't know if transferring money to Yu Yu Bao is considered consumption.
It stands to reason that Yu Bao is made by Tianhong Fund, and it can be regarded as a kind of fund.
On the one hand, users will get a certain amount of interest every day when they transfer the money in Alipay to Yu'e Bao, just like other funds or financial products, it should not be Xie Xiaoke's private account;
Now it's useless to close your eyes and guess, practice is the only criterion for testing the truth, first transfer 10 yuan from the Alipay balance to the Yuebao, and see if the Alipay balance has decreased.
If there is no reduction, it means that Yu Bao is not Xie Xiaoke's private account, and vice versa.
Xie Xiaoke quickly opened his Alipay and looked at the balance inside: 60000.00 yuan.
So he didn't say a word, took a note first, and then opened the interface of Yu Bao.
The screen displayed is "No income yet, total amount 0"
Xie Xiaoke has never used Yue Bao, and today is the first time, he directly transferred 10 yuan to Yu Yu Bao.
Yue Bao immediately displays the total amount of 10 yuan.
Return to the Balance page
"Balance Account (RMB): RMB 59,990.00"
That's 10 bucks less than just now!
Sure enough, Yue Bao is very cheating, and it is linked to Xie Xiaoke's own account, and transferring money into it is not considered consumption.
, Yu Yu Bao can't do it, what about other funds?
Xie Xiaoke clicked on the total assets again, and found that there were other funds in it, so he clicked on them one by one and looked at the detailed descriptions inside.
In the end, I found that buying gold is the best, buy with Yue Bao, no limit for a single transaction, no limit for every day, no limit for every month, and pay quickly with a savings card, which is subject to the limit displayed at the cashier.
The gold fund can be sold after the purchase share is successfully confirmed, whether it is a weekend or Monday to Friday, or whether it is day or night, it can be sold, but it is sold at different times, and the confirmation gold price and confirmation time may be different.
Buy today, complete the share confirmation before 24:00 tomorrow night, that is, the purchase at 11:00 on Monday (trading day) will complete the share confirmation before 24:00 on Tuesday (trading day), and you can sell after the share confirmation is successful.
Moreover, the gold market is global, and there is very little chance of human manipulation.
Xie Xiaoke directly used the money in the bank card to buy, after buying, because he had no money in Yue Bao, just transferred 10 yuan just now, and although there is no limit to buying gold with Yue Bao, there is an upper limit on the balance of Yue Bao, and there is a rush to buy every day, not that you can buy it if you want to.
Click "Buy Now", and then select the payment method "ICBC Card", and the interface will immediately prompt that the single limit is 10,000 yuan.
So he typed in "10000" and clicked confirm.
Immediately the screen shows "Account is currently only (grams): 34.24"
34.24 grams of gold, according to the density of gold at room temperature, is about less than 2 cubic centimeters of volume, it costs 10,000 yuan, this thing is really not touched by the poor.
The money in the bank card did not move at all, it was still the original 15,983,778.75 yuan, and it was confirmed that the balance would not be deducted, so Xie Xiaoke continued to buy boldly and with confidence.
I bought it 9 times in a row, and the previous one cost a total of 100,000 yuan, and it was capped on the same day.
Xie Xiaoke was a little uncomfortable, 100,000 a day was capped, and there was a hair, so he found the manual service in the background and asked: "Hello!"
Customer Service 3012: "Hello, how can I help you?"
Xie Xiaoke: "May I ask how much gold can I buy in a day with a savings card?"
Customer service 3012: "10,000 for a single transaction, 100,000 for a single day, 200,000 for a single month." ”
Xie Xiaoke: "It's so little, can you raise the amount?"
Customer service 3012: "No, if you are prompted with the upper limit of the bank card payment limit, you can exchange it for Yue Bao or other bank cards to pay!"
Xie Xiaoke: "Okay, got it, thank you!"
Return to the main interface of gold and sell all 342.46 grams of gold directly.
However, it is impossible to have money income for the time being, because according to the rules, after the gold is sold, no matter what method is used to buy it at that time, the funds are unified back to the user's balance treasure, and the money sold on the same day will not be received until 24:00 the next night, and the day will be counted before 15:00 every day, and the next day after 15:00, and it is already 16:47 in the afternoon, so I am afraid that I will not receive this money until the third day.
Even if it arrives, it's only 100,000, it's useless at all, a bank card fills in 100,000, 200,000 a month, that is, you can only buy 2 days a month, and the remaining 28 days to eat melons!
Xie Xiaoke felt that he could go and get a few more bank cards and distribute the tasks evenly to each day of the month, so that he would not be too tired, and buy gold and sell gold every day for 31 days (or 30 days or 29 days or 28 days) every month.
In this way, before the year-end dividends every year, Xie Xiaoke can be regarded as having a stable way to earn points to avoid embarrassment.
Well, yes, that's it.
In the evening, after Xie Xiaoke took Wang Xiaochen home from work, after eating the food cooked by Aunt Li, the nanny, Xie Xiaoke and Wang Xiaochen came to the room.
After the war, Xie Xiaoke smiled and touched some of the more important parts of Wang Xiaochen's body, and said: "In the past six months or so, your figure has been getting better and better, it seems that if a woman is willing to work hard, nothing is impossible!"
Wang Xiaochen's hand was also placed on Xie Xiaoke's chest, and he smiled breathlessly: "You are getting more and more powerful, I can't keep up with your rhythm!"