The next morning, after breakfast, John took the warrants that had not yet been warmed up and went to the bank to take out a mortgage, and since the bet had been made, no matter what the final outcome was, he needed to face it positively.

When he came to the garage, John looked at the huge garage and saw more than a dozen cars parked in the huge garage, Cadillac, Buick, Chevrolet, GMC, all of which were car brands under General Motors.

Among them, Cadillac, Chevrolet, and Buick are more famous, especially Cadillac, which is known as the luxury car of the United States, and is the special car of the White House in the United States.

Looking at these cars, John held his mouth and reluctantly chose a Buick GNX, this GNX was very good in the era of 1990, and it was a production car, but John didn't have a cold, Buick's car was too stingy in terms of shape. In terms of exterior design, the only thing that can make John look up to John is the 2012 Buick Regal GS model.

But compared to Cadillac's fierce appearance, John is still willing to choose Buick, which is also the tallest among the short!

To be honest, the appearance of these American cars, really not pleasing to him, for a Virgo person, is absolutely unbearable to the appearance of unsightly, although he did not have much money in his previous life, but for the love of cars, he is the same as every man, and he will pay attention to various car brands in his spare time.

John was fond of the German Mercedes-Benz, BMW, Porsche, or the British Bentley, which were designed to his liking, but because he didn't have much money in his pocket, he generally looked at them from a distance rather than played closely.

And although John in this life has some money in his pocket and can buy a Mercedes-Benz, BMW, or Bentley, the key is that John can't buy it! As the future boss of General Motors, he will pay for other cars, which makes people think about it, and it will be embarrassing.

However, in this life, John can use BMW, Mercedes-Benz, Audi and other classic models of cars on Cadillac, Buick and Chevrolet, so that he can drive his favorite car, which is definitely the best of both worlds.

John drove the GNX towards the headquarters of the Morgan Bank in Manhattan, which has not yet merged with Chase Manhattan Bank, so it is not yet called JPMorgan Chase.

After more than an hour's drive, John finally arrived at the headquarters of Morgan Bank, and as soon as he entered the bank's door, the lobby manager walked towards John with a professional smile.

"Hello sir, how can I help you?" The lobby manager looked at John and asked sincerely.

"My name is JK, and I've made an appointment with President Smith!" John replied with a smile as he looked at the lobby manager in front of him.

"Please come with me?" The lobby manager heard that John had made an appointment with the president, and hurriedly led the way.

"Knock Knock Knock ......"

"Please come in ......"

After knocking on the door three times, and hearing the sound of invitation to enter the house, the lobby manager walked in with John.

"Mr. JK has arrived, President. The lobby manager looked at Smith and said.

"Oh...... Okay, thanks, you're going out. After Smith sent the lobby manager away, he quickly stood up and greeted John: "Hello JK!"

"Hello, Mr. Smith, I'm here today to do an equity mortgage!" John handed the share certificate to Smith.

"Okay! JY telegraphed me yesterday, but I didn't expect you to come so quickly. Smith received a call from Morgan Sr. last night, and he was shocked at the time, Morgan's shares have never been mortgaged, but he didn't dare to go against Morgan Sr., after all, he was just a part-time worker.

Smith took the share certificate, apologized to John, and quickly got up to handle the loan business, and it was not until everything was completed in ten minutes that he came to John again.

"JK! your loan is ready, according to Mr. JY, I will lend you $500 million, all this money is in this card, the password is your birthday," Smith said and handed John a black bank card in his hand.

"Thank you, Mr. Smith. John took the card and thanked him.

Just as John was about to leave, he suddenly stopped.

Morgan Bank will merge with the Rockefeller family's Chase Manhattan Bank in 2000 to become the Morgan Chase Bank jointly held by the Morgan and the Rockefeller family.

If you want to have more shares in the time of the merger, you have to increase your assets, whether it is fixed assets or dollars lying in your account.

John is not afraid of large investments, anyway, these investments will be counted as shares in the end, and the Morgan family will not suffer losses, which can be regarded as a little advantage of rebirth!

Thinking of this, John sat back on the sofa, looked at Smith in front of him and said, "Mr. Smith, what are the plans for JPMorgan Bank in the last five years?"

"Oh...... The general plan of JPMorgan Bank in the last five years is ......"

After a short pause, Smith hurriedly told John about the business plan of Morgan Bank, Smith didn't know why John asked this, but as a qualified worker, the boss wanted to know, so he was obliged to tell him.

After more than half an hour of narration, Smith explained all the business plans of Morgan Bank for the next five years, and then sat on the sofa and waited for John's reply.

John on the other side heard Smith's narration, his brows were tightly furrowed, and John did not hear some big plans from Smith's narration, that is to say, there will be no major moves in Morgan Bank in the next few years, at most small fights.

As a result, when the merger took place in 2000, Morgan Bank did not have much of a stake at all, and the Rockefeller family's Chase Manhattan Bank was also very strong.

"Mr. Smith, don't you think this plan is very stingy? In the five-year plan, there have been no big moves, you must know that if you are backward, you will be beaten, and the Morgan consortium has been the financial tycoon of the United States since JP Morgan, and the creditor of the world, but now this crown has been taken off, and the position of the consortium in finance is weakening day by day, and it has been eating the old money all these years, how long do you think these old books are enough to eat? As the president of the Morgan Bank, don't you think the Morgan Bank needs to be angry and strong?"

John spoke his opinion calmly, and he didn't want to embarrass President Smith, because the plan was made by Morgan Sr.'s team of thinkers, and Smith's only job was to execute it.

"JK! This is a mistake in my work!" Smith looked at John, and quickly admitted his shortcomings, as a professional manager, he still has the work ethic that he should have.

"Well, I'm not blaming you when I say this, I just hope you can take a long-term view and be bolder, the people of the Morgan consortium have never been afraid of danger, and they have never been afraid to bear failure, but they can never bear to do nothing, I hope you can lead Morgan Bank to become strong. John looked at the uneasy Smith and hurriedly spoke words of comfort.

"It's JK. Smith heard that John didn't blame him, and the uneasiness in his heart gradually relaxed.

"President Smith, now I'll give you one thing, cooperate with Morgan Stanley Investment Bank, share information resources, and make a new five-year strategic plan for Morgan Bank, this plan I want to see is an expansion plan, Morgan Bank must go out of the North, out of New York, march into the Midwest, become a regional bank, and send it to Long Island after the plan is done. ”

"Yes sir!" Hearing John's words, President Smith was taken aback, this plan is too huge, this means to expand to the whole United States, and the amount of money that needs to be invested in this is not 120 million! It may take tens of billions of dollars to complete.

Smith looked at John's somewhat immature face, and couldn't help but think to himself, "Isn't it rumored that JK graduate school chose to become a director at the American Film Academy......?

John didn't care about Smith around him, and walked out of the office directly after speaking, he still needed to go to Morgan Stanley Investment Bank, but he didn't have time to talk to Smith here.