It was still 1973.

At this time, more than $3 million is deposited in the bank account, and the effect is almost the same as the 15 million dollars in the 21st century, and the purchase loan can be approved at any time.

Han Chudong has little cash in his name, and he does not pay his salary.

Taking out a loan to buy a house in the name of a company can not only avoid taxes, but also reduce the loan interest rate, which has more benefits at the moment.

Anyway, it was his sole proprietorship, so there was no problem, and the real estate agent suggested that he do it.

Doing business in the United States, taxation has always been a big problem, the current corporate income tax is still relatively high, Han Chudong's group of accountants can only deal with simple company accounts, when it comes to legal tax avoidance, it is still necessary to rely on the help of independent certified public accountants and large accounting firms.

Wait until there will be a tax return date at the beginning of next year, and just deal with this year's taxes clearly before then, and there is no need to rush for the time being.

Banks have just started to use computers to operate, enterprise-level mainframe computers.

If you want to evade taxes, in fact, as long as you insist on doing cash trading, the probability of success is relatively high, but Han Chudong doesn't want to toss himself into prison for that money, and he will face punitive fines.

No one in the U.S. wants to go against the IRS.

The FBI under Hoover was terrifying, and the IRS was hated to the point of gnashing teeth, after all, no one likes "legitimate robbers" who keep reaching out and taking money out of their pockets.

Even if it is contradictory, the tax that should be paid still has to be paid obediently, and all that can be done is to minimize the loss, it is necessary to ask a professional and tailor a set of tax avoidance plans according to your own situation.

Asking someone from an accounting firm to help is another expense.

Thinking that his wallet might shrink with it, Han Chudong sighed.

The purchase of a house has not yet been finalized, and all variables may happen before the contract is signed.

He doesn't plan to tell his family the news for the time being, and plans to wait until the simple renovation is completed and the furniture is bought and moved in, which can be regarded as a surprise for them.

Continue to follow the real estate agent to see the shops.

Mango Toys can make money, and it is a cash transaction that is settled on the spot, and there is no problem of arrears, so there is no need to leave too much money.

Han Chudong's plan is to open five to ten Baofeng electrical appliance branches in the surrounding area in the short term, train a group of salesmen and delivery people, and hire store managers to manage them on their behalf.

Counting the rent, it is expected to invest more than one million US dollars to get lower wholesale prices from suppliers, so as to make a name for themselves and attract more consumers by lowering the selling price.

He plans to handle these things himself, and he is always not at ease when he hands them over to others, and it is not too late to hand them over to professional managers to help manage them after he has developed a fixed pattern.

Business is difficult to do, and the number of closed stores is quite large.

Two stores were finalized on the same day, and the next day we continued to inspect and signed stores in six places at one time.

The rent can be paid quarterly, and if it cannot be paid quarterly, it will be paid annually, and at most it is only willing to pay for one year, and the lease has been signed for ten years, and the liquidated damages range from two years to three years.

For the time being, I haven't taken a fancy to the capital that I bought from any store, so renting a store is more suitable for the initial expansion stage.

spent more than 300,000 US dollars, followed by finding advertising companies to measure signs, arrange to paint walls, install shelves, etc., and also took the time to meet those electrical agents who were working with them to come out for a meal and talk about prices.

They are all small suppliers, and the scale is larger, maybe you can get the goods directly from the manufacturer, the temporary strength is not enough, and there is no energy and access, so spend more money for convenience......

Four or five days have passed in the blink of an eye.

Han Chudong got the keys to the new house, with a down payment of 10% and a mortgage interest rate of 11%, which is still the discounted interest rate.

At present, the US federal funds rate is more than 10 percent, and it has been rising in recent months, and the so-called US federal funds rate refers to the interest rate of the US interbank lending market, and the interest on deposits and Treasury bonds is also frighteningly high.

Rich people buy money into treasury bonds and deposit them in banks for financial management, and easily get seven to ten points of income, while the poor have exhausted all their efforts just to cope with life.

The gap between rich and poor is widening at an alarming rate.

The amount of the mortgage can be partially deducted from the tax, and the tax policy is inclined to business owners and the wealthy, which seems to be quite a lot at first glance, but it is still more cost-effective than buying a house in full.

While busy preparing for the opening of the new store and training the new employees of the two companies, Han Chudong took the time to find a decoration company to help with the decoration.

Mango Toy Company suddenly had three more white employees, he was much more relaxed, and Baofeng Electric also arranged a temporary vice president, Han Chudong personally served as the president.

Five invitations were sent, but one Disney employee turned down the new job because it was too far away.

There are more small troubles, but there are no big messes for the time being.

After the factory's production capacity increased slightly, two more batches of goods were sent out through the transportation company, and the hand warmer pillows were officially put into production, and it was not complicated to spend money to buy a bubble water production and sales right.

As the founder, Han Chudong often goes out during the day and is busy until about 8 o'clock in the evening, and if he makes an appointment for dinner, he may also delay until 11 or 12 o'clock.

While earning money, I also feel physically and mentally exhausted, and in such a situation, I still make some small things.

At this moment.

Los Angeles City Hall's Patent Office.

A middle-aged patent examiner with a small square in his hand.

Han Chudong came with the people from the intermediary company, and he applied for it himself in the United States, and the patents of other countries were handed over to the intermediary company, which cost a lot but gave more returns.

It was obviously a six-sided Rubik's cube, the pattern on it was disrupted, and the censor named Sherman, who had never seen it, asked curiously, "Are you sure it's a toy?" ”

"No, no, no, it's not a toy for little children, you have to be at least seven or eight years old to play, you can exercise your intellect and put it back together in six different colored facets. Han Chudong said.

Mr. Sherman was curious, and tried to play with it for a while, but the pattern was still messy.

Shaking his head categorically, he said: "I can't even spell it back, and it's even more impossible for a seven- or eight-year-old child, no one can spell it like you say." What is its name...... The magic cube is your invention, right, can you? If you can't, maybe I'll just reject your application. ”

When he was in junior high school, Han Chudong studied frantically for a while, and after finding someone to make it yesterday, he also tried to play with it.

It was a little unfamiliar, but he still took the Rubik's Cube and turned it with both hands.

The scene here attracted the attention of others, and even the black man who was sweeping the floor stopped, or he may have taken the opportunity to be lazy.

Soon put together a side, Mr. Sherman finished reading it, and felt that it was impossible to put together six sides at the same time, only to see Han Chudong stop from time to time to look at each side, and then keep turning.

The workmanship was a little rough, and it was just a sample of goods, making a creaking sound, which was much more convenient than the kind of magnet cube I had seen earlier in Chicago.

Selling this kind of toy may not make much money, but it is very helpful to the fame of mango toys, and the toys produced today have a mango-shaped logo.

There were more and more people around, and Han Chudong was already able to fight hard in one go, but he stopped.

Holding the Rubik's Cube in his hand, he said, "Sir, only the smartest person, someone like Albert Einstein, can put it together, I am obviously not smart enough, I believe someone must be able to put it together." You said that no one can spell it, I don't agree with this idea, since it can be broken up from six sides, there must be a way to spell it back again, the same as the movie played upside down, understand?"

Mr. Sherman understood, shrugged his shoulders indifferently and said, "OK, give me another try, I was also very smart when I was in school......"