In fact, Chen Hao used this log pen underwriting contract as collateral, and according to the pledge rate of 90%, he should be able to approve a total loan of 3.24 billion yuan at most.

But for the sake of insurance, the scheming President Gu still underreported, and just persuaded Chen Hao to raise the loan amount to 3 billion.

After all, how can this loan be 100% risk-free?

Even the signatories to this underwriting contract are mostly a few well-known local enterprises in Wenshi.

But who would have predicted that in a few years, these companies would fail and go bankrupt?

If you really encounter this kind of unlucky urging, then Gu Chengye, who handled this loan, will be in trouble!

Not to mention anything else, these billions of bad debts alone are definitely enough to make Gu Chengye's position as branch president to the end.

"3 billion?"

"Can you approve so much?" Chen Haohu was suspicious for a moment, and when he saw that the other party looked confident, he simply dared to be bigger, and directly signed the loan amount of 3 billion on the application form brought by Zhao Ying.

Seeing this scene, President Gu's face was naturally happy.

Although there is a certain risk in this loan, as long as it is approved, this generous interest commission alone will be seven figures.

Although the president of a branch like Gu Chengye gets the salary of a 10-level member within ICBC, he only receives 4 or 500,000 yuan a year.

Once this 7-figure commission is in hand, it will almost catch up with his salary for 1 quarter, and anyone will be overjoyed.

As for Zhao Ying's side, after confirming that Chen Hao temporarily raised the loan amount to 3 billion, she was naturally secretly relieved.

"Good guys! This loan is the total amount of my business in the past six months. ”

"No wonder President Gu wants me to get closer to a rich man like Chen Hao. ”

"If I come to such a large amount of business every day, it is estimated that the salesmen downstairs who love to stumble behind my back will be impressed by me. Zhao Ying couldn't help but feel a little emotional.

……

After confirming the loan amount and having no doubts about the collateral, the next loan procedure became extremely easy.

Under Zhao Ying's guidance, Chen Hao signed several loan agreements provided by ICBC.

As for the underwriting contract he brought, it was locked in the archives of the Ruicheng branch in the form of a scanned copy. The rest of Chen Hao, like what ID card, corporate seal, etc., are provided one by one.

By the time all the formalities were completed and a loan of 3 billion yuan was disbursed to Chen Hao's ICBC account, a full 15 working days had passed.

After all, the amount of money involved in this loan is large, although there is no big problem with the lender and the collateral. For the sake of insurance, ICBC still sent additional manpower, carefully and cautiously conducted many evaluations and audits, and only after confirming that it was correct did the loan be disbursed.

You must know that such a loan involving more than 100 million yuan is a big business even if it is placed in a provincial branch, not to mention a county-level branch like the Ruicheng branch.

As soon as the 3 billion loan was disbursed, the entire Ruicheng branch was shaken!

You must know that this one-time loan of 3 billion yuan is about to catch up with the total business amount of 2 or 3,000 housing loans. Even if everyone in the loan department is dispatched, it will take a month to be busy.

Moreover, this loan is still a pledge loan with high interest, and the business achievements alone are enough to make people blush.

Such a large-scale business was quietly completed by Zhao Ying, a loan supervisor whose ass has not yet been imprisoned.

How can this not make the salesmen below not secretly frightened?

"If you don't make a hit, it's a blockbuster!"

"I didn't expect this little girl surnamed Zhao to have this ability, and she brought in a loan business of 3 billion yuan at one time. ”

"Tut, listen to the old man in charge of the salary in the finance department. This loan is a 7-figure increase just because of the achievement, which is enough for Lao Tzu to work in the industry for 1 or 2 years. ”

"Alas! It's really more popular than people, no wonder such a girl suddenly came over, it turns out that they are all characters with big backers behind them. ”

There is a lot of discussion in the Ruicheng branch, and it is said that Zhao Ying was taken by the boss of which group, and directly sold 3 billion business to replace her.

It is also said that behind Zhao Ying is actually a big leader of the Jiang Provincial Branch, otherwise how could she so easily pull in a loan business of more than 30 for her?

In short, there are all kinds of rumors within the branch, but no one has ever mentioned the words of letting Zhao Ying get out of the position of business director.

……

Chen Hao didn't care too much about the movements in the Ruicheng branch.

For him, even if he took out a loan of 3 billion, he just did a trivial thing of "repaying the favor".

On the contrary, Zhao Ying was a little excited, and invited Chen Hao to dinner on the phone for three days, saying that he wanted to thank Chen Hao, an old colleague in the past, at the dinner table.

Regarding the invitation to dinner, Chen Hao naturally did not refuse.

On the contrary, on the night of the loan disbursement, Chen Hao also deliberately called Gu Chengye, the president of the branch, and rubbed it hard in the [First Fresh] he opened.

Needless to say, blue crabs, lobsters, sea cucumbers, and yellow croakers are just picked from the big ones.

As for the recipes of these raw seafood, they are also varied, under the helm of the chef Zhou Wan, steamed, braised seafood, Sichuan spicy, shallots, more than 10 sumptuous seafood dishes can make Zhao Ying and Gu Chengye stunned.

"Dong Chen, this meal is not cheap, is it?"

"Look at this big yellow croaker, I've eaten all the restaurants in Wenshi, and I've never seen such a big one. Gu Chengye swallowed his saliva and said with some emotion.

As for Zhao Ying, she is a chubby girl who loves to eat, and at this time, she has already broken the big crab claws of a blue crab and compared them with her fleshy palm.

"Chen Hao, didn't you say that I had a treat?"

"Such an expensive meal, my little salary is not enough to see!" Zhao Ying raised a pair of large crab claws and said with a hint of depression on her face.

"How can I get you a treat?"

"Getting this 3 billion can be regarded as solving my urgent need. ”

"Without your and President Gu's help, I don't know how long this loan will last. Chen Hao laughed while privately asking the employees of [First Fresh] to prepare 2 7% off membership cards.

When he put these two membership cards on the table, Zhao Ying and Gu Chengye's faces naturally became more exciting.

"What?"

"This [First Fresh] is also your industry Dong Chen?"

"No wonder when I entered the door just now, the black-clothed bodyguards at the door didn't even stop them. Gu Chengye said with a shocked face.

As a well-known figure in the Ruicheng banking industry, he has naturally heard of the origin of this [First Fresh].

In addition to the large size of the seafood sold in this shop, each of them is a wild and rare product that cannot be found in the restaurant outside. According to several entrepreneur friends who Gu Chengye knows, just the reservation table in this store is almost one year later.

That's it, there are many well-known wealthy businessmen from other places, who are desperately inserting themselves into the predetermined line!

"Isn't the pledge contract provided by this kid before linked to the log business?"

"Why is it related to the seafood restaurant again?"

"This cross-line ability is too strong!" Gu Chengye was secretly frightened, but with a smile on his face, he accepted the gilded membership card.

On the other hand, Zhao Ying, after learning that this [No. 1 Xian] was Chen Hao's industry, she buried her head in gnaw.

You must know that such a seafood meal is enough for her salary for 2 or 3 years. Since there is a local tyrant to treat her, as a foodie, she is naturally unkind.

However, Chen Hao's house, after accompanying Zhao Ying and the two of them to exchange money for a while, received a call from a private customer from the bank, and then his face changed greatly.

"Mr. Chen, according to the background monitoring of our bank, your tail number 7788 centurion black card is being overdrawn and withdrawn 1 minute ago. ”

"The amount of cash withdrawn this time is 20.68 million yuan. ”

"May I ask if you are copying this expense?"

Tonight, the first two changes, tomorrow's double 11 explosion more preparation~

(End of chapter)