In those days, bank interest rates were frighteningly high.

The current account is not high, according to the interest rate table of the Industrial and Commercial Bank of China, which has cooperated with Sumu for a long time, it is only 1.98%, and the whole deposit and withdrawal, after three months, it will be calculated according to 3.33%, and the interest rate of the deposit for half a year will reach 5.4%, 7.47% for one year, 8.28% for three years, and 9% for five years.

Judging from this interest rate, it is not a problem to outperform inflation in a normal year, that is to say, residents can really make money by depositing their money in the bank, which is the state for the benefit of the people, and the restructuring has not yet been completed, and the state-owned banks have not put profits first.

The regular interest rate is so high, and if you want to borrow from the bank, the cost is naturally extremely high, which is an important reason for Professor Song Nan's mouth to restrict the development of real estate.

Su Mu also thinks so, almost all of the people who went to buy a house in the real estate he accepted this time bought the house in full, and those who did not have enough money would rather borrow money from relatives and sell the old house than take a loan from the bank.

In addition, he also learned from the professor that the state is trying to concentrate the right to allocate land in his own hands, which reminds him of many things, such as the price will rise, such as the difficulty of obtaining land, and so on.

A loan, a possible land sale policy, made Su Mu feel that this conversation did not waste time, the topic of real estate has ended at the moment, Su Mu personally sent the other party out, tentatively asked: "Professor Song, my company is very short of people now, do you have the idea of changing jobs?"

"Me?"

After hesitating for a moment, Professor Song Nan still shook his head and said with a smile: "I won't go, I'm used to teaching life, I can't help you much, it's good to teach young people." But I have some graduate students under my staff, can I get them to do an internship with you for a while?

There are not many suitable large private companies, and I don't want them to go to a state-owned enterprise to learn an official tone before they graduate. ”

Hearing what the other party said, Su Mu also held back the next words back into his stomach.

Originally, I wanted to tell him a salary of three or four hundred thousand yuan a year and send him a house near the company, but I admired this kind of smart person who was dedicated to learning, and felt that Professor Song had some ideas, but it was not to the point where he was stalked.

said with a smile: "Students who graduated from Peking University, we are naturally willing to accept it, so let's take my business card, call me when the time comes, and I will help you arrange it......"

After sending Professor Song away, Su Mu planned to go around alone, and after coming to Yanjing, he took six pieces of land, but he always felt that it was a little less, and he stayed in a hotel that was not outstanding for several days, so he felt that coming here to run a top high-end hotel should be a bit of a market, and it could be put together with the shopping mall.

Relying on shopping plazas and redeveloping high-end residential buildings, similar models can be replicated in different areas of different cities, and a new real estate empire concept is gradually taking shape in his mind, and there are many places that need to be added.

The father of the old friend Li Zhekai has now also begun to engage in real estate development business in Huaxia, the market scale is very large, the two sides do not have much intersection, and there is no idea of contacting each other, the age difference between the two is too big, Lao Li's age is higher than Su Mu's father, and it is strange to really talk about going together.

When I was about to go out, I met Mr. Saguen, the French Minister of Finance, who had just returned, so there was one more person in the group, and there was nowhere to go anyway, so I listened to Minister Sagan's suggestion to visit the Great Wall.

It may be that there is no one to talk to in this unfamiliar place, and along the way, old Mr. Sagan is always talking endlessly, if it weren't for Su Mu's French, it would be difficult to understand his extremely fast speech.

Su Mu heard the phrase "not a hero if you don't go to the Great Wall" when he was very young, and he planned to come last time, but then he thought about bringing Lily with him, and delayed it for a while, but he didn't expect to play with an old French man this time, but Mr. Sagan has a good temper, with the romantic elegance of the French, plus the idea of looking at the problem is relatively good, but it is not torture.

The two sides tacitly avoided political topics and put aside the land under their feet, and only talked about some issues between the United States and France.

As an old European empire, France's industrial system is among the top in the world, and now its GDP is still above that of China, and it has long been a developed country, with excellent resident welfare and national welfare, high taxes, but there are many tax rebates and welfare programs, and even Americans envy them.

Su Mu just had an intention, his wealth was not only in the United States and China, but also in other countries, and he was pleasantly surprised to learn from the old minister that a new Jiaqugou affordable supermarket had opened near his home.

A few years ago, he and Boss Han co-founded the Qugou supermarket, which was acquired by the French Carrefour as a whole, and continued to develop as a wholly-owned subsidiary, mainly expanding in small and medium-sized cities.

Now I have money in my hand, but it is impossible to buy it back, there is no need for this, and it needs to cost a lot of money, the market in Europe and the United States will soon be saturated, but the number in China is very small, it seems that a new market has been discovered, from the perspective of the lifestyle of the residents of the old Chinatown in Los Angeles, as long as the price is slightly cheaper, it should be very marketable.

In Su Mu's eyes, today's Huaxia is a fertile ground for the development of gold, many industries that have long been saturated in Europe and the United States, but Huaxia has just developed, resulting in a large number of people who have gone out to see the world, taking advantage of this information to make a fortune, he is also one of them, and he is also the biggest winner.

……

To be honest, the Great Wall is quite boring, mainly because there is no entertainment other than looking at the Great Wall.

How to take the car over, and how to take the car back, Su Mu refused the idea of arranging a dinner for himself, and prepared to go to Quanjude Restaurant to try the roast duck, it is said that the roast duck needs to be blown before, he wants to know if the fame is also played by blowing, and he has great expectations.

I still remember the first time I came to China, Mr. Hu, who had been promoted, came to Shanghai and directly abducted Su Mu, and now he is in Yanjing, and made an appointment to meet in Quanjude, so far Su Mu has invested more than 4 billion yuan in Zhejiang, and created as many as tens of thousands of jobs.

As a result, this experience was rumored to be a good story, and today some people have copied it and tried to persuade Su Mu to invest in them......