Fu Junlin was stunned when he heard this, and said with a smile: "How can you give money first in this matter, if you want to talk about borrowing, do you have any assets that can be used as collateral?"

Lu Yan shook his head, "Nothing!"

Jiang Xiaoya, who was called to accompany her, but didn't know how to answer, couldn't help but laugh when she heard it, lowered her head and shoulders and shrugged it.

Li Fuping asked on the side: "How much does Xiao Lu want to borrow?"

Lu Yan said: "Why do you want a million, it's a little interesting!"

Fu Junlin shook his head, "There is no collateral, let alone 1 million, even 100,000 may not be willing to borrow!"

Lu Yan said: "In this way, the friend who was willing to lend me 3 million without even using the collateral is really righteous!"

Fu Junlin was stunned when he heard this, and immediately asked: "That friend of yours is a woman!"

Seeing Lu Yan nodding, Fu Junlin smiled secretly, and said in his heart: "You didn't take the collateral, but if you can't pay back the money, you should pay it back if you can't get it!"

Li Fuping on the side said: "You just borrowed 3 million and fried more than 10 million?"

Lu Yan smiled: "Yes, otherwise, with my own capital, it would be interesting to earn three times or five times!"

Jiang Xiaoya, who was immersed in eating, listened to the words for a while, and couldn't help but look at Lu Yan several times.

When Fu Junlin heard this, he was also a little itchy. Although I know that this thing sounds strange, but with my old classmate Li Fuping as a guarantee, I don't think there will be a fake. In addition, after teaching Lu Yan just now, he did have some talents, and he instantly had an idea in his heart.

"That's it, Xiao Lu, my stock account is given to you, and there are more than 200,000 in it. I know the rules of valets, they are all divided into three or seven, and we are five or five. I'll get you 30,000 yuan first, do you think it's okay?"

Lu Yan said: "Fu is always Professor Li's classmate, and he is also equivalent to my teacher, so what can I believe in this." Five or five can be, the deposit is enough!"

After a pause, he said: "I know that Mr. Fu has a wide range of contacts and is capable, and if he can get a loan, the fee he should give will not be less at all." ”

Fu Junlin took a sip of wine, put down the cup and said, "Okay, I'll help you ask in the next two days!"

After eating, Li Fuping and Lu Yan walked to the school together, and the former said: "Borrowing money to speculate in stocks, isn't the risk too great?"

Lu Yan slowed down and said, "In a person's life, opportunities are rare. There are many outlets that can make people soar, once you miss it, I am afraid that it will take five or six years to meet the next one, and I don't know if I can seize the opportunity. I believed this was my chance, so I was bold!"

Li Fuping said: "Does Xiao Lu have the habit of playing cards?"

Lu Yan smiled: "I know what the teacher means, but I've really never gambled." Even if I am at home during the Chinese New Year, I have never played poker and mahjong for a few cents and a few dollars!"

Li Fuping said: "Then why?"

"Because I don't like that feeling of uncertainty, maybe it's a heart-pounding thrill for others, but I don't like it, I just like to win!"

On a summer afternoon, Lu Yan, who had drunk a little wine, was not drunk, and he felt dizzy just right. Walking in the picturesque and sunny campus, I was full of pride for a while, and I no longer tried to hide myself as before.

"In China's securities market, there has never been a real stock god!" Li Fuping persuaded again.

Lu Yan smiled, I know that my goal has never been to be a god, I just want to make as much money as possible!"

……

The next day, Fu Junlin called and invited Lu Yan to his company.

In an office building not far from the Central University, Lu Yan entered Fuzhuang Asset Management Company.

In other words, this kind of company mostly sells dog meat on the head of a sheep. On the surface, some fund wealth management products are issued, but in fact, a capital pool is created, and the money is brought out through various wealth management products, and then used to lend small loans, sit on loans and other businesses.

Once the money cannot be recovered, the capital chain is broken, and the boss will either run away or be caught, and then it will become a so-called investment fraud case.

And the money that investors lose is basically not returned.

At the front desk of the company, Jiang Xiaoya saw Lu Yan enter the door, and hurriedly got up and said, "Mr. Fu is on the third floor, I'll take you over!" Lu Yan said thank you and followed behind.

Anyway, this girl is not very old, and she is in her early 20s, and she is estimated to have just graduated from college.

The appearance is not bad, he is of moderate height, wears a pair of seven or eight centimeter high heels, and walks swaying.

"Do you really make so much money trading stocks?" the girl looked curious.

When she was eating yesterday, she couldn't interject when Lu Yan and the others spoke. Go back and ponder for half a night, now this will be met, but I don't want to miss it easily.

"yes!"

"Wow, you're amazing, can you teach me!"

"If you want to learn, okay, I'll teach you!"

"Then what is your QQ and mobile phone number?" The man hurriedly took out a mobile phone with a Suo Ai brand, stopped and asked Lu Yan's contact information.

After the change, Lu Yan entered Fu Junlin's office and saw this person wearing a light-colored T-shirt that was not very eye-catching, sitting in front of the tea table to make Pu'er.

To be honest, but in terms of dress, he really doesn't look like a rich man. The car he drove was also ordinary, just a Passat, not a luxury car.

"Sit, Xiao Lu, taste my Pu'er!"

Lu Yan sat down, took a sip of the small tea bowl, looked around again, and said with a smile: "Mr. Fu is quite free!"

Fu Junlin hurriedly waved his hand and said: "What's free, business is not good! It's you, casually, six or seven million in the account, which is enviable!"

Lu Yan smiled: "It's also risky!"

Fu Junlin was puzzled: "Then you still plan to borrow money to speculate?"

"I don't know if Mr. Fu has heard this, those who know the general trend make a lot of money, and when the storm comes, pigs can fly. When the tide goes out, you know who's swimming naked!"

When Lu Yan was a stockbroker in the past, he found a very interesting appearance, that is, in the big bull market from 05 to 07, most of the old shareholders went out early and couldn't make any money.

On the contrary, those who are bold enough to enter the stock market for the first time make a lot of money. Of course, when it fell from 6124 to the bottom, it was particularly bad.

This is an interesting analogy, but it is really difficult to borrow money! In recent years, those who dare to lend unsecured and guaranteed large amounts of loans have some forces and means, and the interest rate is very high. You are Lao Li's student, I can't pit you!

If you want me to say, help me fry for a while. If you really have three or five times the income, then take our stock and hand over a record to those people to see, but it is not you looking for funds, but funds looking for you!"

Lu Yanxin said: "You have made a good calculation, and you still want to increase 200,000 by three or five times!"

But he said: "Okay, but for the matter of fifty-fifty percent of the income, you have to write a note, and it has to be calculated on a monthly basis!"

Fu Junlin had an unhappy expression, "Xiao Lu can't trust me like that?"

Lu Yan said with a smile: "It's not that I can't believe it, but it's my brother and I settle accounts." Break it first, and then don't mess up!"

He had never done valet banking before, but a colleague had done it. During the 05 to 07 bull market, I helped a customer earn nearly 2 million first. Then in 08, I lost some, and the customer directly changed the transaction password, and there was nothing wrong with you.

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