Hearing this, Zhou Xiaoqing tilted her head slightly, looked at Lu Yan, and said with a smile: "You haven't thought about it, if you accidentally lose everything, how can you pay me back?"

Lu Yan smiled: "It's a big deal to go out and sell it...... Art, you can't lose it to Sister Xiaoqing!"

Zhou Xiaoqing smiled, "It's a pity that you don't want to be a star with such a body!"

Lu Yan said: "Yes, it's a pity that my acting skills are not good, I always like to tell the truth!"

Zhou Xiaoqing smiled, "Flim tongue!"

However, she still plans to open a stock account, transfer one or two million to it, and Lu Yan will help her operate.

At this moment, there are three stock accounts of Zhou Xiaoqing, Jiang Hongxue, and Fu Junlin, which are entrusted to Lu Yan.

However, the stock market has recently corrected, and the Shanghai Composite Index has not yet surpassed the previous high of 1,757 points.

The next day, Lu Yan went to Fu Junlin's Fuzhuang Asset Management Company, who was idle and had nothing to do, and also sat in the boss's chair to stock stocks.

Seeing Lu Yan enter the door, he asked, "The market hasn't been very good recently, won't it be the top?"

"Small fluctuations, the general trend is still upward!" Lu Yan said, and went straight to the tea table to make tea by himself.

"It's said that stocks come quickly, but it's not very fast!" Fu Junlin got up from the boss's chair and sighed.

Lu Yan smiled: "Then, compared with Mr. Fu's earning ability, it is slower!"

There are a lot of people who come and go, and Lu Yan also knows some of the ways to make money.

For example, two days ago, I just made an order. It was a 4S store in another county that wanted to take out a loan, and he introduced it to others, and the business was directly an intermediary fee of 300,000 yuan.

Of course, compared with the kind of big brokers who make millions of dollars in a single order, Lao Fu makes a little money, but he doesn't look down on the speed of making money in the stock market.

"Can you help me get a loan?" Lu Yan took a sip of tea and said directly.

Fu Junlin smiled and said, "You don't have a mortgage here, but it's not easy to get it?"

"Is this a success?" Lu Yan took out a contract from his bag and handed it over.

Fu Junlin took a look, flipped through it carefully, and said in surprise: "No, you sang the song that has been playing all over the street recently?"

"That's right!" Lu Yan took a sip of the small tea bowl and smiled indifferently.

Fu Junlin's eyes lit up, and he said: "CRBT download, although I don't know how much income you can have, but it is easier to do it with a mortgage, how much do you want to borrow?"

"Ten million!"

Fu Junlin's expression was a little confused, "I said Xiao Lu, this song, you can't earn these, right?"

Lu Yan smiled, "Mr. Fu has heard of "Mice Love Rice" and "Ten Thousand Reasons"!"

Fu Junlin touched his hair and said, "I'm the only one who calls, and the ringtones are all this kind of stuff!"

Lu Yan said: ""Mice Love Rice" is downloaded in a single month, six million times, two yuan a song, which is 12 million sales. "10,000 Reasons Why", last year's downloads, 15 million times!"

Fu Junlin's eyes were solemn, "That singer can't share much money, and besides, you may not be able to be so popular!"

"It's not much worse, and when it comes to loans, it's all operable!"

Fu Junlin nodded, anyway, he didn't plan to lend his money, just find a manager who believed in this matter and get an intermediary fee.

The financial industry supports the bold and starves the faint-hearted. Because capital pursues profits and holds resources in hand, it is too testing of human nature.

"Okay, I'll ask you, but you have an expected return, and you can't get money with a normal bank loan, so I'll find you a small loan company!"

"The interest rate is too high, I can't afford it!"

"How much can you give?"

"Two points at most!"

Fu Junlin put down Lu Yan's contract, looked surprised, and said: "Two points can't be lowered, you are expected to earn, and it is uncertain how much you can earn in the end, this is really unattainable!"

Lu Yan put away the contract and said, "Okay, I'll just ask casually!"

"How long are you going to use it!"

"One year!"

"That's really not going down!" Fu Junlin waved his hand again and again.

Lu Yan sighed: "Then I'll take another look!"

The water in the small loan industry is too deep, and the interest rate, depending on the amount of borrowing, time, and collateral, can be a monthly interest of one and a half cents, two cents, or even three and a half cents, or even a dime.

Fu Junlin said: "Xiao Lu, let me tell you this, although you can be regarded as a mortgage, it can only be regarded as a credit loan, which is similar to a salary loan." And ordinary lenders will not allow loans to flow into the stock market at all. ”

Of course, Lu Yan knew this truth, but said: "That's not necessarily, when the stock market improves, there will be a lot of capital to speculate in stocks or something!"

Fu Junlin smiled: "I want to see that day, and I can have more business!"

Having said that, I don't really believe it in my heart.

The main reason is that the current market situation has not yet shown the power of making money in a big bull market. The Shanghai Stock Exchange is currently only more than 1,600 points, and it has not even surpassed the peak of 2,245 points in 2001.

Out of Fu Junlin's company, Lu Yan thought about it and dialed the phone number of the agent Qu Meining.

"Hello Mr. Lu, do you want me to help with anything?"

"In the sales department, apply for a large room for me!"

"No problem, in fact, your assets have long met the standards!"

"In addition, do you have any capital allocation business in your sales department?"

"Mr. Lu, on our side, there is no related business for the time being, and margin financing and securities lending have not been opened for the time being!"

Lu Yan smiled, "Xiaoqu, it doesn't matter if you don't understand, don't answer me in such a hurry." Ask your team manager!"

In fact, the fight started in 93 and 94 and ended until the end of the last round of bull market. It is a secret that securities companies provide "overdraft" services for large accounts opened in the business department.

The market has been too bad in the past two years, and Qu Meining has not been a newcomer for a long time, so I guess I haven't heard of it.

But she heard Lu Yan's "threatening" tone, if she couldn't satisfy her, there was a chance that she would switch to another company!

Thinking of this, he hurriedly called his team manager Li Jingchuan. This thirty-six or seventeen-year-old man is not married, he looks dry and thin, wears glasses, and looks a little treacherous when he laughs.

"Your customer is very knowledgeable, and you know that you have an overdraft with us? Okay, you let him go to the sales department, I'll talk to him!"

"Can our company provide financing to customers?" Qu Meining was surprised, she had not been in the industry for a long time, and she was really surprised that Lu Yan was a big customer at present.

Li Jingchuan said: "Don't blame me for scolding you all day long, even if our company can't do it, won't it be over if you change your name?"

But in his heart, he said, "I can still earn some fees!"

Qu Meining listened, hung up the phone hurriedly, and called Lu Yan again, saying that he was invited to the sales department for a detailed discussion.

Lu Yan's side was also chatting with Fu Junlin, saying that he was allocating capital and speculating in stocks, and only then did he think of margin financing and securities lending and its non-standard business predecessor "overdraft".

But he was not in a hurry to go over, but planned to go to a few brokerages near the school to chat. After all, there is a market value of tens of millions, and which sales department is a big account that is valued!

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