This new program under the Galaxy Group has not yet been officially put into use, the bank is optimistic about its development, and there are banks to cooperate with him one after another, and after the market grows bigger, these banks that carry out "electronic banking" business can also get a share of the user fee, and the company founded by Su Mu takes 80%, and the rest is given to the bank.

No one could have predicted how big the business would be, but it was certain that it wouldn't have too much of an impact on the banks, as money would still flow between the two banks and there would be no high outflows.

The user uses a credit card to recharge into the virtual account, and then carries out remittance transactions, the other party who receives the money can withdraw the money, and the money is transferred to their bank account, and the withdrawal needs to pay about five thousandths of a fee, the bank not only does not lose anything, but increases the number of people and uses the credit card, plus the commission from the fee, which makes so many banks willing to cooperate with him.

Win-win cooperation can be stable and long-lasting, if it is not for those banks to bring income, they will be full of eggs and pain will be more than one move, with Su Mu to play what "e-wallet", so that everyone has money to make, the entire online payment platform construction process is quite smooth.

With the rise of the Internet industry, many traditional industries have suffered an impact, the Internet instant chat is the impact of the telephone and letter industry, the search engine is the impact of the traditional library, and the Maple Leaf shopping network has affected the physical retail field, the impact is not big at present, but I don't know what will happen in the future, most of the traditional industries will die out, which is the inevitable pain of human civilization during the development of the future.

British Prime Minister John Major is not young, which means that there is a difference in thinking between him and those young people who were born around the 80s and have been exposed to the Internet since childhood, because the world he knew when he was young did not have these strange things.

Silicon Valley is the birthplace of modern Internet technology, and today when he visited these companies in Sumu, Prime Minister Major was a little frightened, all kinds of technologies had an impact on his concept, and one of the most common words blurted out was "unbelievable"!

Next, they have to go to Oracle to investigate, and Ellison, the stinky and shameless man, has already come over, ready to pick up people to show off.

The high-tech industry in the United States is in full swing, but on the British side, the old-fashioned British people are not as receptive to new products as the United States, and the official department is always a few beats slower, so that it lags behind a lot.

On the way out of the house, Prime Minister Major finally said his intention to visit Silicon Valley: "I plan to set aside a piece of land around London specifically for the development of high-tech industries, I heard that you have experience in this area and have established a very good industrial park, do you think it is possible for us to develop smoothly?"

This is digging the foot of the wall in public, with the relationship between Britain and the United States, President Bush Sr. is not only not angry, but a little proud, the Internet industry has made great progress in his hands, this is an indelible achievement, on the day the election results were announced, promised to increase 3 million jobs, and now it has almost been reached, at least the official data is written, the authenticity is unknown.

Su Mu was not optimistic, and only said a polite word after pondering: "The level of science and technology in the UK is very high, as long as there is sufficient policy support, I believe that in a few years, a large number of high-tech industries will be born in the UK." ”

Prime Minister Major immediately smiled, out of the arrogance of being a British, he also felt that the United States could develop, and Britain could too, and suddenly remembered something and told him: "Before going out this time, I went to Buckingham Palace to talk to the Queen and talked about you, and she decided to award you the Order of the Order of the Commander of the Knighthood, and it is estimated that someone will inform you soon." ”

In Western countries, it is a very decent thing to be awarded a medal by the Queen of England, Su Mu was pleasantly surprised, but he was not surprised, he once heard that he could spend money to buy counts, barons and other aristocratic titles from Europe, so that their importance was greatly reduced in his heart, the knight commander medal is one level higher than the commander medal that Li Zhekai and his son now have, not bad, and said with a smile:

"It's such an honor, please thank the Queen for me......"

Agreeing to go to the party in the evening, Su Mu returned to his office, and Qian Helberg followed, unceremoniously taking a cigar from Su Mu's desk.

Su Mu looked at him and said, "Have you been very idle lately, I should consider giving you less salary, every time I see you, you are like this." ”

"I like to work at night, and there are a lot of things to do during the day, but the company has formed a sound management now, and everyone handles it very well, and there is not much that I really need to do, mainly to communicate with other companies. ”

Herberg lit a cigar with a lighter, went to the window and opened it, spat out the smoke in his mouth, looked at the time on his watch, and then said: "I'm going to New York in the afternoon, going to Wall Street to talk to the guys at Sequoia Capital, don't you want to sell more shares? They took a fancy to Maple Leaf Shopping and tried to buy 10 percent of the shares, worth about $500 million, and more on that." ”

Obviously, he was saying that he was also quite busy, Su Mu rolled his eyes speechlessly, "Didn't you say yesterday that someone came to me, what did you want to do with me?"

"The owner of a small hedge fund, who has never heard its name, told me that he knows that you are not optimistic about the IT industry, so he has reduced his holdings and cashed out sharply, and he wants to help you manage your assets, and hedge bets that the Nasdaq index will fall in the near future. ”

It would be good to have this vision, Su Mu was a little interested, tapped the table with his hand, and asked, "How small is the scale?"

"Lone Pine Capital, headquartered in Greenwich, Connecticut, now manages four or five million dollars. Herberg told him.

Hearing this, Su Mu shook his head decisively: "That's really too small, even if you go to bet on the collapse of the index,. Sha and others, I heard that the founder is a Ph.D. who is proficient in mathematics, and there are dozens of Ph.D. employees under him, and he has established some mathematical models for rational allocation of funds, which is very stable, but this means that the rate of return is too low, and may not even reach 10%.

Don't talk about him, if one day I really have a premonition that a crisis is coming, I will ask my private investment advisors to help, it is much better to do it myself than to pin my hopes on others, in case there is a real crisis, and the stock price falls at the same time, I make money by shorting, this is not also a hedging ......"