Chapter 49 Stock Account Opening
At noon, Xu Jiaqing invited him, and Hu Xiaoxian also came to the small restaurant outside the school!
This is an atmospheric master, and he didn't feel bad because he lost to Lu Yan in the election of the squad leader, but wanted to have a good relationship with Lu Yan for the first time.
The class president in the university still has some small rights, and the class president in his previous life was a brother in the upper bunk of the dormitory, and one day he directly gave him a bursary application form, which was 1,000 yuan a semester.
In fact, his family's conditions are okay, but the squad leader is a fellow bedfellow, and if there are benefits, he must give priority to taking care of a good relationship.
Hu Xiaoxian obviously knows this, since he didn't become a leader, let's get closer to the squad leader first.
In the blink of an eye, a few more days passed, and the hard military training for most students finally passed. On the 5th, there will be a day off, and the opening ceremony on the 6th. Then there was a two-day holiday, and the class did not officially start until the 9th, and then there was another holiday on September 10th!
In other words, this week after the end of the military training, the holiday is not too cool, it is estimated that I want the students to slow down, and I am afraid that everyone will run away, and a good little long vacation will be sparse!
The 5th day coincided with Monday, and Lu Yan planned to go to a securities company to open an account while there was nothing to do in the morning.
China's stock market is actually quite bearish, and the trend after 2000 in another time and space is that it fell from 2,245 points in 2001 to 998 points on June 6, 2005. From here, it rose to 6,124 points in October 2007. After that, there were two small bull markets, but nearly two decades after 2019, the Shanghai Composite Index is still hovering at 3,000 points.
In other words, the best time for China's stock market in the first two decades since 2019 was in the bull market that rose from 998 to 6124.
Lu Yan just caught up, if he didn't make some money, he would lose a lot of money, this is a crazy era known as pigs can fly!
At that time, the 08 Olympic Games were about to be held, the 30th anniversary of reform and opening up, and when it was officially about to be noticed by the world, many experts shouted that they would break the ...... of 10,000 points!
At about eight o'clock in the morning, Lu Yan went out of school and went to Xinjiekou. Last time I accompanied Ruan Xiaoxiao to buy clothes, I remember that there were several securities companies there.
After walking a short time, I walked to the business district, but I entered a branch of CCB. I didn't take any money, I looked at the financial management area, and there were two people from securities companies, a man and a woman chatting there, and they all looked relatively ordinary.
Lu Yan didn't ask anything, turned around and went out. I went to the branch of China Merchants Bank next to it, and it turned out that when I entered the financial management area, there was a woman in a bank uniform, who looked pretty, but the badge was hung with the badge of CITIC Securities.
Lu Yan pulled out a chair and sat down, and said to the woman, "Beauty, can you open a securities account here?"
The woman obviously didn't expect business to come to her door so early, but when she looked up and saw that Lu Yan was not very old, she was a little disappointed, and she didn't expect to have too much money. After that, I noticed that he looked quite handsome, and then he became enthusiastic again.
"Yes, does Mr. have a card from China Merchants Bank? If you don't get one first, it will be fine soon!" the woman hurriedly tore up an application form and smiled professionally.
Lu Yan worked as a securities broker in his previous life, and he knew the routine, so he didn't say much, just sat down and filled out the form. After a short time, the bank card was done, and the woman said: "That, you have to go to our company to open an account, and you have to take a photo and pass it to the Securities Regulatory Commission, it's very close, let's walk a few steps and pass!"
Lu Yan smiled and said okay, and went out of the bank branch with this one. On the way, the woman handed over a business card and said, "I'm Qu Meining from CITIC Securities, if you have any questions in the future, you can call me on the phone number." ”
Then he asked, "What is the gentleman doing now?"
"Oh, it's still school!"
Qu Meining was surprised, "Speculating in stocks at such a young age?
Lu Yan smiled, "I know that the stock market is risky, and you must be cautious in investing!"
Qu Meining smiled, revealing an intellectual beauty, but she didn't say anything more. After all, opening an account is the first thing at the moment, and what can be said after the account is opened.
Lu Yan asked, "By the way, what is the commission now?"
Qu Meining said: "The regulations of our sales department are unified Qiansan!"
Lu Yan hurriedly shook his head and said, "It's too expensive!"
He now has almost 60,000 yuan to invest in the stock market, and the commission of Qiansan, the commission of a full position purchase alone is nearly 200 yuan, which is enough for a few dinners for the dormitory brothers.
Qu Meining was surprised again, because most of the investors who come to the stock market to open an account don't understand anything, let alone know about commission bargaining.
Busy said: "For ordinary customers, they are all unified Wansan." If there are more funds, I can apply with the head of the sales department to give you the rate of 1,000, which is the lowest, I don't know what your amount of funds is?"
"Fifty or sixty thousand!" Lu Yan said casually.
Qu Meining looked surprised, fifty or sixty thousand, don't you shake her. Her monthly basic salary is only 800, plus the commission is more than 2,000, 50,000 or 60,000 is enough for her to save for many years!
This person doesn't look very old, can there be so many?
"If you have these funds, I can apply for the rate to be adjusted to 1001. However, it is necessary to complete the three-party depository today, and transfer the money to the account!"
Lu Yan knew that what she said was half-true, but he had to finish it quickly. In addition, the rate of Qianyi is also okay, although in the next few years, it can be as low as 18, 50,000, and 10,000, but because the stock market is extremely sluggish, and he basically doesn't have to think about the amount of funds at this stage.
Saying hello, the two walked quickly to the Xinjiekou Film Department of CITIC Securities, and the staff who opened an account at the counter greeted them with a smile, "I've brought someone to open an account again, Xiaoqu!"
"Well, Sister Liu, you help him open the shareholder card and account first, and I'll go find the manager!"
"Well, let's go!" Sister Liu, who is in charge of opening an account, is actually not very old, twenty-eight or nineteen years old, not amazing at first glance, but the more you look at it, the more attractive it becomes.
This person took Lu Yan's ID card, took a closer look at the age date on it, and said with a smile: "Speculating in stocks at such a young age!"
"Well, use pocket money to practice your hands!"
This one didn't say more, the corners of his mouth pursed a smile, it is estimated that he is used to seeing people who come here to practice with pocket money, vegetable money, and pension money, and finally lose nothing.
After a while, Qu Meining came back and said to Sister Liu at the counter: "The commission is transferred to Qianyi, I told the manager!"
The one in the counter was stunned, and lowered the commission, it seems that this young boy has a lot of pocket money!
But he didn't ask much, and opened the shareholder card and capital account neatly. Qu Meining looked at her watch, it was not yet eleven o'clock. I'm afraid that the night will be long and I will dream a lot, and I'm also afraid that once Lu Yan leaves, he will forget to go to the bank and even the third-party depository.
He said, "Let's take a taxi, go to the outlets and connect the three parties, and then you can transfer the funds to buy stocks!"
Lu Yan smiled and said: "It's okay, don't worry, it's gone if you have ten points, and you can always finish the business in twenty points, right?"
Qu Meining nodded, bit her lip, and said in her heart: "If you don't have time, you can only plug in the team!"