Chapter 50: Loopholes

Saying that it seems like that, coupled with owning a fund company based on Wall Street at a young age, Malik Fasi naturally treats Ye Dongqing as a kind of person - a rich man.

In the eyes of the rich, $100 million is a hurdle, and the whole family has $100 million, and someone alone owns $100 million.

Don't think that you are at the top with so much money, not to mention the old families such as Rockefeller, DuPont, and Rothschild, who are bigger than horses, just ten years ago, Mr. Sam Walton, who founded the Wal-Mart supermarket chain, passed away, leaving a huge sum of money for his five children and his wife, which is currently worth more than 100 billion dollars.

The five children are currently among the top 10 richest people on the Forbes list, each with a public wealth of about $20 billion, and above them, there is also a Mr. Bill Gates, who still has more than $40 billion after losing a lot of money due to the stock market crash.

Flipping through the wealth list, there is a series of wonderful stories behind everyone's name, and Ye Dongqing also wants to write his name on it, even dreaming.

People always say enough money is enough, but who wouldn't want to have more?

In the previous life, when people reached middle age, they thought that a lifetime would be like that, but now the opportunity to change is in front of them, and they have to fight hard no matter what.

For this reason, in the past month, he has sacrificed the opportunity to enjoy life and revolve around money all day long, this is not just for fun, the opportunity is there, and it is better to seize it as soon as possible......

As the face of a company, whether the office building is good or bad has a great impact on the business, and the one rented by Tamsui Fund Company is not even qualified.

Bringing the owner Malik into his office, asking Laura, who plays the role of secretary, to help make two cups of tea, under the instructions of Ms. Vigo, the employees are looking for something to do, and they look very busy, in the final analysis, because the scale is too small, it is difficult to have the confidence to retain a large amount of money.

Wall Street is not like this, the big fish eat all, the small fish eat the small fish, and when it comes to the shrimps, there are some scraps left for a group of small shrimps to grab.

Freshwater Fund Company is still at the bottom, and if the peers have a little means and ability, it is not a big problem to attract some middle-class customers, and more than 10 million US dollars of funds cannot be put on the table, but it cannot be regarded as the bottom.

Finding a comfortable position to sit down, Ye Dongqing asked, "I heard Ms. Vigo Moore say that you met a long time ago?"

"Yes, she helped me take care of my grandfather's inheritance and invested in the Freshwater Fund. Two years ago, I was lucky enough to make some money, and two years ago I used it to buy an island, a small island in the Panama archipelago.

I heard that the company went bankrupt later, and thank God, since then no one has said that I only spend money, and I often tell my friends that I saw that there is a crisis in the Internet industry before I made up my mind to withdraw my capital and buy real estate, and they actually believed this nonsense!"

Malik's tone was humorous, and the woman next to him was just laughing.

I don't know if it's Ye Dongqing's illusion, but I always feel that after hearing about an island, this woman laughed even happier.

Fishing for a large sum of money is also a technical job, there are too many opportunities for the rich to choose, even if they are willing to hang themselves on a tree, they will always choose from a thousand choices, even if they are not too demanding, at least there should be some connotation, seeing her irrepressible expression of joy, it is estimated that the heat is still a little worse.

Ye Dongqing didn't care about her, and followed the topic and said: "Haha! Then you are really lucky, sometimes luck is also an important part of strength, after the bankruptcy of the Tamsui Fund, it was acquired by me, and it has almost nothing to do with before, we are launching another financial product." ”

"I've heard that it's an eight-percent dividend a year, are you sure it's not a joke?"

"Of course, they have designed a model to ensure that there is no loss by diversifying the hedge, and even if I lose, I can make up for the gap with my own money, and it will definitely be credited to your account with interest after maturity.

In addition, there is a new product, a quarterly rate of return of 2%, if you are not worried you can buy it first, after the expiration of the new agreement, compound interest to calculate dividends. Funds are mainly used for hedging, the rate of return is very high, even if the dividend is given according to eight points, I still make a small profit, nearly a year has just experienced a turbulent period, according to the original experience, the global economic market will soon pick up. ”

Avoid taking the initiative to talk about risks, similar words have been said countless times recently, and at this time, they blurted out from Ye Dongqing's mouth.

It is well known that the Wall Street gang takes money as their life.

At the same time, when faced with a situation that requires investment, most of them will eventually choose to believe them. Everyone wants their financial advisor to be smart and like money, because if they like money, they are more likely to help them make money, and the reason is as simple as that.

The U.S. financial and securities industry is well-regulated, with legal provisions to protect the rights and interests of both parties, financial fraud does occur from time to time, considering the size of the practitioner group, after all, it is only a very small number of examples.

Trust is built on legal documents, and at the same time there are regulators to help keep an eye on it, which makes investors often have a subconscious belief that they are quite unlikely to be scammed.

Malik was not as big as it seemed, and asked: "If, I mean if, after your company is in financial trouble, how can I guarantee that I will be able to get the money back, and what property do you have to use as collateral? My father has bought a capital preservation fund, it is difficult to achieve such a high rate of return, and it is relatively risky to invest in wealth management products, please forgive me for having to understand it clearly." ”

This question is to the point, and in the lies woven by Ye Dongqing, it is the biggest loophole.

The segregated fund needs to occupy a large amount of funds to purchase treasury bonds, bank deposits, virtual gold, etc., in order to avoid the loss of principal, and the investable funds are only about 10% of the principal calculated by the three-year segregated fund. If you only buy for a year, you have to protect the principal, which means that you have less money available, almost only 2 to 3 percent.

If you want to use such a small amount of money to earn a profit of more than eight points of principal, Malik thinks that it is not very likely, even if you bet all the money and do not consider the matter of protecting the principal, it is not easy to maintain more than eight points every year.

He didn't think deeply, he just wanted to find out.

The reason why he is not in a hurry to make a move on the rich is precisely because they understand this aspect better, and before earning enough margin for them to invest with confidence, Ye Dongqing does not want to expose his small business too early, and then attract the attention of regulators.

With a smile on his face, he tried to change the topic again and said: "The current size of the Tamsui Fund is only 16 million US dollars, and we have also bought a large number of treasury bonds to reduce the risk, you first tell me how much money you plan to invest, if the amount is not much, and when I go bankrupt, my car will be all given to you."

Don't be in a hurry to refuse, in addition to those Ferraris, which also include an order for a Bugatti Veil, it may take a few years to deliver, last year it was said that it would start to be built, but the factory has not been built yet, and I have already paid a deposit of 1.5 million US dollars, so OK?"

......