Masayoshi Kishimoto's ears suddenly turned red, and his first reaction was to feel that someone was talking about him behind his back. However, he simply maintained an attitude of indifference.

He is not at home, and he is currently playing with his children at Natsui Makoto. really responded to that sentence, his own child is the cutest.

"Is it true that the Hard Gold Group will completely acquire the Literature and Art Spring and Autumn Publishing House?" said Natsui Makoto coldly.

"Why are you interested in this kind of thing?" asked Kishimoto with interest.

"I listened to Tomomi. She begged me to ask you. Natsui Makoto told the truth.

"You tell you a message for me, your best friend, cherish life and stay away from the stock market. The stock market wasn't something she could afford. Kishimoto said calmly.

"Now, Zhimei doesn't listen to persuasion. Her mind was full of thinking about getting rich, and she was saying that this was an opportunity. Natsui Makoto said bluntly.

"I'm afraid that I can't make money, but it is extremely possible that I will be desperate in the future. Not to mention your best friend, even if you are a business teacher at many universities, in my mind, she is just a primary school student in the field of finance.

One by one, they talked about the truth in class, but they may not have really entered the arena to play. Even if you have entered the market, the amount of funds controlled is quite small, that is, the category of small and medium-sized investors.

As long as you don't have the capital to sit in the bank, then it is tantamount to grabbing food. Whether it's gambling or stock trading, you generally hear others say they have made money, but it is rare to hear others say that they have lost money.

In fact, the vast majority of people lose more money than they earn. Kishimoto made a prediction.

"After listening to what you said, Zhimei is more than lucky nine times out of ten. Natsui Makoto suddenly said worried about her best friend.

"That's how I see it. No matter how much you persuade her, it won't work, and you will be blamed for blocking her way to get rich, and you can't see her well.

Once this person is obsessed, it will only end in tragedy that he will be sober. In the financial market, not to mention the small and medium-sized investors' money, even if it is a $100 million institutional investment, it is not enough.

If you trade $100 billion, that's a different story. The $100 billion is not simple.

There is no guarantee that it will not be a national sovereign fund that is set up in the form of an agent by a country. Even if this is not the case, if the private equity fund has such a large amount of funds, then there will be money in it that cannot be said to the outside world.

Black money, dirty money, money from certain politicians, money from certain officials, etc. "Kishimoto is the clearest in this.

In his own funds, he has the money of many people in the entire pachinko industry in Japan. The money can't speak, it's all the same, so you can't tell whose money they are and what the source is.

He has adopted and used various regulatory measures in the commercial banking industry, and the greatest thing he can do is to prevent the receipt of unclean money, black money and dirty money.

Since the acquisition of Shamrock Bank and its renaming as a hard bank, not only Nakano Ward, but also the entire pachinko industry in the greater Tokyo area have begun to flow in and out of hard gold banks.

After Ueji Ida took over, it was like a tiger with the help of such a huge cash flow, which not only quickly integrated the internal personnel of the past Shamrock Bank, but also accelerated the pace of expansion of the hard gold bank.

His goal is to have at least one branch of a hard bank in every independent ward in the Tokyo metropolitan area of 33.4 million people.

It is said that the nature of capital is profit-seeking, and the nature of human beings is also profit-seeking. It turned out that the staff of Shamrock Bank saw that they could live a better life in the future and have better room for growth, so they did not have any dissatisfaction.

They threw all the ideas of the past Shamrock bankers into the Sea of Japan, and instead took pride in being hard money bankers.

"I really didn't expect the stock market to be so dangerous. Natsui Makoto said with feelings.

"If the tragic lessons of the Asian financial crisis of 1997 are not profound enough, we can only mention the history of blood and tears brought about by the bursting of the economic bubble in Japan in the late 80s and early 90s.

Often, the beginning of an economic crisis begins with the stock market. Once the stock market takes a big dive, that is, it plummets, then it is as turbulent as a flood that bursts its banks.

The next thing will be the real estate market, and then the real economy. When Japan's economic bubble burst, real estate fell by as much as 85% in some places.

In other words, the house you originally owned was worth 10 million yen. Now, it's only worth 1.5 million yen, how do you feel? It's perfectly normal to have thoughts of death.

And that's not all. You still buy a house with a mortgage. Your down payment is 30%, which means that you have spent 3 million yen on your frugal money for many years to buy such a 10 million yen house.

Because the property market has plummeted, and your current house is only worth 150 yen. Because of the economic crisis, your company went bankrupt and you lost your job.

If you don't have a monthly source of income and can't afford to pay off the mortgage loan from the bank, it means that the bank will forcibly repossess your house.

Not only have you been kicked out of your home, but you have also become a negative asset, which is a personal bankruptcy. Your house is only worth 1.5 million yen at the current market price, and you still owe the bank a loan of 7 million yen.

Seven million yen minus 1.5 million yen, that is, a difference of 5.5 million yen. This is the debt you need to pay down in the future.

If an ordinary person is burdened with such a high level of debt, there is no guarantee of future quality of life. Many, many people simply can't pay it off.

I said that a down payment of 30% is a lot. Many people have a down payment of 10 percent, or the same 10 million yen, but they are saddled with a debt of 9 million yen.

9,000,000 yen minus 1,500,000 yen is equal to 7,500,000 yen, and it is even more impossible to make a single repayment.

And that's not even counting the interest on the loan. Actually, it's better to pay off the debt you need to pay a little higher than I said. Kishimoto said eloquently.

Natsui Makoto was dumbfounded. Although I didn't have a property at that time, I also experienced the events of the past ten years. Even if she is young, she has a memory.

What she still remembers is that there were various reports on the TV news at that time every day, and she once saw someone commit suicide by jumping off a building for this.

In a way, suicide is a relief. It's not like living with the rest of the people, it's better to die and be a hundred.