Smith and Dimon came to Morgan Manor at the same time in a surprisingly consistent manner, and after parking the car in a temporary parking space, the two walked side by side towards the main building, and when they entered the hall, they happened to meet John, who had returned from exercising outside.

"President Smith, President Damon, you're early, do you have breakfast, do you want to be together?" John was surprised to see the two of them appear in the hall, not knowing that the two would come so early.

"Thank you, boss! I've already had breakfast. ”

"I've already used it, boss! ”

Smith and Dimon bent down slightly as they spoke, asking them to have breakfast with John, don't be funny, they would rather go hungry than sit down with John to eat, the most unpalatable meal in the world is with the leader.

John didn't continue to persuade him, he knew that it would be a bit difficult for the two of them to dine with him, so after asking the servant to take them to the parlor to wait, he ordered the servant to prepare some tea and snacks for the two.

Half an hour later, John finished his breakfast and ordered the servant to bring Smith and Dimon into the study.

In the study, John sat behind his desk, and Dani sat on the couch next to him, listening as he recorded the conversation.

When Smith and Dimon entered the study, John pointed to the chair in front of his desk.

"Sit down. ”

The two were not polite this time, nodded, and gently pulled out their chairs and sat down.

Smith and Dimon have a very high status in the Morgan Group, and because they manage the original company of the Morgan Group, they are in the forefront even in the first echelon of the group's administrators.

In the Morgan Group, administrators are divided into many levels, such as Morgan Bank, Morgan Stanley, Mitsui, Sumitomo, and the administrators of these companies belong to the first echelon, and can directly come to Morgan Manor to meet the old Morgan, while the CEO of Universal Pictures belongs to the fifth echelon, which is not in the Morgan Group. Not only can an administrator of this level not be able to come to Morgan Manor, but he is not even qualified to call Morgan Sr.

After the two of them were seated, John took out the bank plan from the drawer and put it on the desk, and lightly tapped the plan book with his hand.

"The main reason for letting you come this time is because of the plan. ”

When they heard John say this, they immediately became focused.

"The expansion of this plan is too small, and the business changes are too small, far from meeting my requirements, you can take it back and revise it anew. ”

John didn't blame the two, any company will try its best to be big and strong at the beginning of its establishment, but once it becomes bigger and stronger, it will seek stability.

Just like a person, when he has no money and no power, he can fight for it with all his might, but once he has these, he has concerns, and he is afraid of losing, so he will not be desperate.

Smith and Dimon, who were on the side, were a little worried when they heard John's words, and Smith, as the president of Morgan Bank, felt the need to remind John. This plan is a plan tailored for JPMorgan Bank after we have investigated the market, customers, and competitors. ”

John pointed to the planning book. "The overinvestment is the result of your assessment based on the bank's operating conditions and the current market environment, but if you follow the business model of opening ordinary people's business, then the planning is far from enough. ”

As soon as John's words fell, the study fell silent, and Damon and Smith looked at John with their mouths long in surprise, while Dani held the pen in a dull manner and did not move.

"Boss, do you mean to let Morgan Bank open a business for ordinary people?" Dimon was the first of the three to come to his senses, but he still couldn't believe what he had just heard, mainly because John's words were too shocking.

JPMorgan Bank is not an ordinary commercial bank, it has never served ordinary people since its inception, and its customers have always been politicians, celebrities, and wealthy businessmen.

And now if John opens a business for ordinary people, then the concept that Morgan Bank has insisted on serving only politicians, celebrities, and wealthy businessmen for more than 100 years will be completely over.

"Yes!"

John nodded, confirming that what the trio had just heard was not an auditory hallucination.

John wants to open a business for ordinary people, which also means that in the future, people will not need to deposit three million dollars, but only need one dollar to open an account at Morgan Bank.

If this is done, the crown of Morgan Bank will fall, and more than a hundred years of honor will be dusted. Smith anxiously stood up and persuaded.

JPMorgan Bank is widely regarded as the king of the U.S. banking industry because it rejects ordinary people and only serves politicians, celebrities, and the rich. So many Americans are proud to be able to open an account with JPMorgan Bank.

"President Smith. John asked, looking up at Smith as he stood up. "Are there many politicians, celebrities, rich businessmen, or ordinary people in this world?"

"Ordinary people, of course. Smith thought back.

"Then why should we turn away ordinary people, shouldn't we serve more customers and get the most out of a company?" John said, and his voice grew louder. "The honor and status of JPMorgan Bank should not be based on the ethereal titles of celebrities, wealthy businessmen, and politicians, but on strength. Only if you reach the number of customers, the number of deposits, the total assets, and the interest rate, you are the real king of the bank, otherwise it is just a joke. ”

"But ......"

Smith was about to retort, but Daemon on the side quickly pulled his pants, he glanced at Dimon with his spare eyes, and saw that Dimon shook his head slightly at him, so he had to sit down with his breath.

Seeing Smith sit down, Dimon breathed a sigh of relief in his heart, and hurriedly looked at John respectfully. "Boss, we know your requirements, and I will definitely change the plan as soon as I get back with President Smith. ”

"Yes. ”

Hearing Dimon say this, the anger that John had just raised dissipated a little. If Smith was retorting, he wouldn't mind letting the old man change his working environment. For the reform of JPMorgan Bank to succeed, it must have an executor who embraces John's policies, not someone who goes against it.

"When you go back, you should correct the plan and send it as soon as possible. ”

John gave one last admonition, and Smith and Dimon nodded and left the study.

After leaving the Morgan main building and coming to the parking lot, Smith, who had been holding his breath, looked at Damon. "Why did you pull me just now?"

"If you keep talking, the miniboss is going to be angry. Dimon explained.

"I'm angry with him, and I said, are we keeping our mouths shut because we're afraid he's going to be angry?" Smith was upset.

"Smith. Dimon stopped and stood in front of Smith and reminded solemnly. "As the executor of the Morgan Group, our task is to carry out the orders of the big boss, and as for the policy matters, the big boss and the think tank and the elders will make it, so as not to be confused about their own position, so as not to bring trouble to themselves. ”

After Daemon finished speaking, he saw that Smith's face was a little unsightly, and when he thought that they were friends, he changed his tone to a milder tone. "Smith, even if the small boss policy is not good, it should be refuted by the big boss and the elders, we don't need to offend him, you are about to retire now, it is wise to maintain your status and retire safely. ”

Dimon patted Smith on the shoulder as he spoke, and walked towards his car.

Smith looked at his back and sighed helplessly.