Chapter 46 Lu Yan talks about real estate
On stage, I talked about the things in front of and behind the scenes of the filming, what it felt like to receive an invitation, and what it felt like to play a rival role!
There are questions from the host, and the scope is also delineated in advance.
Lu Yan sat in a row with these people, talking and laughing. After a period of idle talk, I went to the nearby "Exiangqing" hotel for dinner.
Although the end of the year is approaching, the business in the store is very average, and there are not many customers.
During the banquet, Huang Fang asked Lu Yan what he thought about the future economic trend.
Although he is an actor, he has also done business, and opened a factory and toy store before he became famous.
Now he has become a star and has made a lot of money. There is more investment demand, and you can't put all the earned income in the bank to eat interest!
It is rare to meet a big man like Lu Yan who understands the economy, and he has also had the title of stock god, so he naturally wants to ask for advice, such as the stock market, real estate, and so on.
Lu Yan said that the real estate industry will be adjusted in the past two years, but the long-term general direction is still good.
As for the stock market, he said that he couldn't see that far, at least this year, it is not recommended to enter.
In fact, Lu Yan is also waiting for this wave of opportunities.
In the real estate sector, "deleveraging" began this year, and the real estate industry began to carry out strict purchase restriction policies.
Vanke's CEO believes that real estate has entered a "silver age", and some CEOs of large enterprises believe that this is the lowest point in the real estate industry.
A large real estate company in a star city in the south reduced the price and recouped funds due to too much financial pressure, but then learned that the local government had issued the news of a "restriction order". Under the disappointment, the CEO decided to sell the company to Sunac. But in November '14, he repented and finally recaptured the company.
Because the real economy is not in a good situation, the transformation is difficult, and the downward pressure is great.
By September 30, 14, the central bank and the China Securities Regulatory Commission began to loosen restrictions on the property market, most cities across the country canceled purchase restrictions, mortgage interest rates were discounted, and a new rising cycle arrived.
On November 21, 14, the central bank began to cut interest rates for the first time in 28 months, and the base interest rate on loans was lowered, the largest reduction since 2008.
It can be said that from the fourth quarter of 14 years, China's stock market and property market have entered a new boom period.
He bought the house late in his previous life, and every time he watched the news, he didn't know how many times he regretted it.
Why didn't you buy a house in 14 years, when the price was reduced. Why didn't I buy a house in 15 years, when the property market promotion went to inventory. That regret is really ......!
Although he doesn't worry about his livelihood and housing now, he still plans to buy some houses or real estate companies in the upcoming winter of the real estate industry.
Zhou Xingxing is also a master of property speculation, and in 96 he bought a four-storey mansion at "No. 7 Pule Road" for 83.8 million Hong Kong dollars, with a magnificent view of Hong Kong's Victoria Harbour and an extraordinary atmosphere.
But at that time, everyone laughed at him for being crazy and visionless, and he was once reduced to negative equity during the financial turmoil. However, in March 04, "Seven Pule Road" was sold and cashed out 200 million Hong Kong dollars.
And this is only part of the operation of his many house speculations.
On Hong Kong Island, some people regard him as the king of property speculation, and it is said that Zhou Xingxing has earned nearly 2 billion yuan in it.
Of course, this will not be as profitable.
And he has a low-key personality and doesn't say anything. is to listen to Lu Yan quietly and talk about his views on the future economy.
After eating, everyone dispersed.
Ruan Xiaoxiao, who was driving, looked preoccupied. Asked: "You say, will the property market in the past two years really be so difficult?"
Lu Yan contributed the bulk of the start-up capital, Xiao and Ruan were responsible for the management, and they also got a small real estate company to develop real estate in Bincheng. It can be regarded as a partnership in business, but in fact, it is Lu Yan who is just bringing his relatives to make a fortune.
So Lu Yan has never paid attention to that small real estate company.
But Ruan Xiaoxiao was more concerned, listening to her husband's judgment at the banquet just now, she was really worried about her family.
It's not that I'm afraid of losing money, but I'm afraid that because of the loss of money, I will hurt the harmony of my relatives.
In her mind, a harmonious family is the best.
"Basically, there shouldn't be any big deviations!" Lu Yan sat in the passenger seat, leaning on the back of the seat and said.
When Ruan Xiaoxiao heard this, her brows furrowed more and more, and she said, "Then when you go back, give your dad a call!"
Lu Yan said: "Okay, you can talk to them!"
In his mind, most real estate developers can't lose. It's also difficult to sell at a discount.
The biggest risk lies in the capital chain and the pressure of debt repayment, but with Lu Yan, that small real estate company, the money borrowed from the bank is not a problem at all.
Not to mention anything else, Guang Luyan put it in the stock market and pressed the funds on "Kweichow Moutai", so that he could deal with the risk of debt repayment.
Of course, he will not sell the stock until it is absolutely necessary, or when there is a significant gain.
is still waiting to rise into a "thousand-yuan stock", and when it is exposed, more than 90 shares will be bought, and long-term holdings will rise to more than 1,000 shares.
What is the concept, Warren Buffett in the mainland, the name of the god of stocks is even louder!
When she got home not long after, Ruan Xiaoxiao called her father Ruan Qinghe without mentioning it, Lu Yan thought about it, and her father-in-law informed her, if her father didn't know, she couldn't help it!
If you know this later, the reason is certain, and you will immediately call Daddy's phone.
"Hey, Dad!"
"What's the matter, son, what's wrong with calling so late?"
"Oh, it's okay, it's just a little bit of a chat with you!"
"Hey, in the middle of the night, I thought something big was going on over there! I'm still giggling, it's okay in the future, don't call me at night!"
When Lu Yan heard this, he said in his heart: "Do you have something to do, or do I have something?"
Dad's middle-aged handsome uncle is no longer what it used to be, and Lu Yan didn't bother to ask.
only said: "It's nothing, I just want to tell you, starting this year, almost two years, the real estate industry will not be too good, you, don't be too aggressive!"
Lu Zhenshan sneered, "Call at night, that's it?"
"Ahh
"Alright, I got it!"
"No, your tone is not appropriate at all!"
"Hey, I said you, you've been in a big city for a long time, and you don't know anything about the county below! Isn't it just that the policy has been tightened and the loan is difficult? Let you say it, as if they were able to pay the mortgage before.
In that county, there are 100,200,000 houses in the county, you can buy them if you can afford them, and if you can't afford them, you won't buy them, and there are a few loans!"
Lu Yan was stunned by what his father said, he really stayed in the big city for a long time, and he knew less and less about the situation in his hometown.
Even Lu Zhenshan returned to Fu'an County to develop real estate, and he heard about it from his mother by chance.
muttered, "Let you say it as if they don't make up the farm loan!"
"Oh, it's not the same thing, I'm here, you don't have to worry about it. As long as the industry over there is bigger and bigger, you and I will live more freely here!"