Brothers who have a car know that the insurance of this car is divided into two types: compulsory traffic insurance and commercial insurance.

Most luxury cars like Rolls-Royce are casually paid for compulsory traffic insurance and hit the road, and generally few are insured with commercial insurance.

Because this kind of luxury car, which is worth several millions, belongs to the risk area of high payouts. Unless the annual insurance premium is set to be high, there will be a regular insurance company to take the order.

However, for businessmen like middle-aged car owners who are worth more than 100 million yuan, it is their nature to be careful. This kind of commercial insurance investment of hundreds of thousands of dollars per year is not cost-effective, and it is enough to buy a new car after several years of continuous insurance.

In addition, once you drive a car like the Rolls-Royce Phantom on the road, it is like putting on an almost invincible aura wherever you go.

When other drivers see you, it's too late to avoid you, how can anyone dare to come up and scratch you and rub you?

Unless this person is a stunned young man like Chen Hao, otherwise how many real estate certificates at home are pressed to the bottom of the box, it is not enough for you to hit a god-level luxury car of the level of Rolls-Royce a few times!

Therefore, as soon as I heard that the middle-aged car owner did not have commercial insurance, many onlookers and other new car owners who were waiting for the license plate all showed a look of enlightenment.

"Holy!"

"The owner of this phantom is also a cow, and he didn't buy commercial insurance. This repair costs millions of dollars at a time, and it is estimated that he will have to bear it himself. ”

"That is, if someone keeps one car, it's enough for dozens of compact cars for us. It must be a dozen or two hundred thousand a year, right? If I were replaced, I would definitely not be insured. Several onlookers commented.

As for the restless Phantom car owner, he had already discussed the claim with Chen Hao at this time.

"That's it, little brother, since it's the two of them, why do they each bear 50% of the responsibility. How much to lose, I will never lose a point from you. ”

"No matter how I say Wen Gongquan in Ruicheng, I am also a figure with a head and a face, and these millions are still taken out of the land. The Phantom owner said with some pain.

Especially when he learned that Chen Hao's two fish were actually sent to the store of [The World's First Fresh], Wen Gongquan's face was particularly exciting.

No way!

Recently, the name of [the world's freshest] is really hot on one acre and three points of land in Ruicheng!

Even several entrepreneurs worth more than 100 million yuan whose strength far exceeds that of Wen Gongquan have mentioned the name of this seafood restaurant several times at the dinner that invited him.

Wen Gongquan also visited [The World's First Fresh], and when he saw the priceless seafood, he learned that the main entrance of this restaurant was actually opened in the landmark cultural relics protection station of "Jade Building".

Wen Gongquan understands how terrifying this seemingly low-key seafood restaurant is!

Therefore, when I thought that arguing with Chen Hao like this might offend the big man behind the scenes of [No. 1 Fresh in the World], Wen Gongquan's aggressive tone before him was slightly restrained.

Although he has to bear the cost of repairing the car, after all, he is a person who can afford to drive a Rolls-Royce Phantom, and he still bears the millions of maintenance costs.

"This old brother actually confessed?"

Chen Hao looked up at the other party and found that although the other party was angry just now, he had changed his face at this time and began to be polite.

This made him admire the Phantom owner's qi cultivation kung fu a little.

This kind of unlucky thing of being hit by someone as soon as the new car is listed, if it is put on a young rich second generation, it is estimated that it can be stumbling with Chen Hao all the way to the end.

"Wouldn't it have been like this earlier?"

"You don't have to be watched like gorillas here. Chen Hao glanced at the other party angrily, and then called his Wuling Hongguang's insurance company and began to determine the damage at the accident scene.

It's just that when the claims adjuster sent by Ping An Insurance was stunned when he saw Wuling Hongguang hitting a Rolls-Royce, he was also stunned.

"It's over!"

"If this single compensation is paid, it is estimated that half a month's insured income in the business hall will be put in. The Ping An claims adjuster thought with a shudder.

Nonsense!

Can you not tremble?

When someone else has an accident of lying down and scratching, they will spray paint and repair a bumper or something. Millions of luxury cars, even if they hit the ground a little bit, as long as they are not forcibly scrapped, they will only pay tens of thousands of yuan in compensation costs.

It's good now, Chen Hao's collision, although he only has to bear 50% of the responsibility, but the compensation alone is as high as more than 1.6 million.

Especially after learning that there were two priceless wild yellow croakers in Chen Hao's car, the 30-year-old claims adjuster almost rolled his eyes without being frightened.

Chen ...... Mr. Chan...... This is the preliminary damage assessment of the two cars just given by the head office, and the claim amount is about 1.6 million. ”

"The three liability insurance you have here is 2 million, which is just enough to pay. ”

"It's these two fish in your car...... Because it belongs to the ranks of other living creatures, it is beyond the scope of the claim on our policy...... Therefore, the compensation for this fish has to be settled by the owner of the other party privately. The claims adjuster brother held an electronic tablet and pointed at the complicated calculation formula above it.

Looking at the results of such a loss assessment, Wen Gongquan on the side also shook his head and sighed, and said quite painfully: "Okay! I will lose these two fish, and when the time comes, I will come to the financial office of my factory to receive the money." ”

In fact, he was not distressed about the more than 1.8 million fish money, but because it was approaching the end of the year, and many of the payments in his factory had not yet been returned. This time he took out more than 1.8 million yuan to pay Chen Hao, which is really a lot of pressure on the cash flow in the factory.

Don't look at Wen Gongquan's worth of more than 100 million, the company under his name is also in full swing. But those who have really run large enterprises and large companies understand that the money in hand is only valuable when it is liquid.

The value of most entrepreneurs is stacked through fixed assets such as plants, equipment, real estate, and production raw materials.

As for the cash on hand, most of it is also pledged to the bank and operated with low-interest loans. In addition, I just spent more than 6 million yuan to buy a new car, and I took out so much cash at once, but it was a little difficult to get a literary power.

"If it doesn't work, I'll find Lao Li and them to turn around, and there are still millions of salaries to be opened at the end of the year...... It's a piece of grass that crushes a camel......"

"Otherwise, you can sell the new car. Wen Gongquan glanced at the new Phantom car that was hit to the ground and deflated his head a little helplessly, and thought so in his heart.

It's just that Chen Hao, who was on the side, noticed the other party's embarrassment, and suddenly proposed in a twist of his mind: "Dude, why don't we take a compromise solution." ”

"I don't want you to lose me cash, how about selling me your car directly at the depreciated price?"

(End of chapter)