Chapter 108 Branch Banking

At noon, Masayoshi Kishimoto led a ticket of his company to send 600 million cash to Sumitomo Bank, the closest to the hard gold capital company.

The branch manager of Sumitomo Bank in Ueno saw that a big customer had arrived, and he didn't even eat lunch, so he threw down his chopsticks and invited the other party to the VIP room with a smile on his face.

Masayoshi Kishimoto said truthfully: "I didn't eat it. ”

The branch manager picked up the phone directly and made a phone call to one of the best high-end Japanese restaurants in the neighborhood and ordered a high-end Japanese cuisine.

"You haven't had any business relationship with Sumitomo Bank before, right?" said the branch manager, who was happy when faced with so much cash, and who also needed to figure out where the money came from.

Masayoshi Kishimoto took out Mitsui Bank and sent the money to his company, and then the receipt he received was placed on the table.

The branch manager picked up the receipt and looked at it, and immediately understood in his heart. This money is very clean, that is, it is completely legal, not black money, stolen money or anything.

"Since you already have business dealings with Mitsui Bank, how did you think of developing a business relationship with Sumitomo Bank?" asked the branch manager in a targeted manner.

"I just want to see which of the two of you has better service? There is no comparison, and there is no choice?" said Masayoshi Kishimoto, leaning back on the chair and cocking Jiro's legs.

He knew that even if Mitsui Bank and Sumitomo Bank would merge in the future, it would not prevent him from making any choices at this time.

Nowadays, the two banks are rivals, which means that their peers are rivals. For banks, saving is the pressure of every outlet.

This pressure will be passed on to the head of each staff member of his own branch. They all have a task on their part.

For the front-line bank staff in the outlets, there are clear regulations within the bank on how much credit cards are issued and how much deposits are recovered.

If it is completed, you should get a commission and get a commission, and you should get a bonus and get a bonus. On the contrary, if the minimum amount of tasks cannot be completed, the salary will be deducted, and the performance will be dismissed if the performance is too poor.

The bank staff in the credit section did not have the pressure of credit cards and how much money to get back, but there was pressure to collect and release loans.

Once there is a dead account, their heads are big, after all, they will be held accountable by the above. If all the processes are in accordance with the bank's internal rules and regulations, as long as the loss is not too large, there is generally nothing to do.

After all, lending money is also a business. As long as you do business, it is difficult to guarantee that there is no time to lose money and lose money. If you find something wrong with it, you will let it not eat and walk around.

And that's not even counting all kinds of unsavory flies. When Kobayashi Kiyoshi was still in Mitsubishi Bank, it was not because his boss framed him and found him to carry the blame, and he was robbed of his credit, so he started beating people and went to prison for a year.

The pressure on branch managers comes from being responsible for the performance of the branches. If you fail to meet the annual standard, you will also suffer financial penalties and affect your future.

Either they are transferred out of their original jobs and assigned to unimportant departments or remote outlets, or they are demoted.

If the head office wants to cancel the branch, it is generally a final elimination system with unqualified performance. Regular employees are transferred back to await reassignment by the HR department, while non-regular employees are often dismissed.

As long as the bank branch staff can catch a big customer, even if you don't come to work, it doesn't matter, you will still be paid your salary and the bonus you deserve.

Not only that, but it is not negotiable for a major customer to propose who will be assigned to work in the bank. People like this are all related households with backgrounds in a certain area, especially in small and medium-sized local banks.

Of course, being defined as a big customer by the bank is not so easy to do. Kishimoto knows best that banks are specialized in the icing on the cake and umbrellas in the rain. From a business point of view, there is nothing to blame.

"You can rest assured that Sumitomo Bank is also an old bank. For big customers like you, we will definitely do one-to-one intimate service. ”

The branch manager thought that the other party could transfer 600 million yen in cash from Mitsui Bank at one time, which meant that the other party still had a larger amount of cash in Mitsui Bank. If you add in the cash flow of a year, the amount becomes even larger.

If he can transfer all the money deposited by the strange man in front of him to Sumitomo Bank, it will be greatly conducive to improving his performance and paving the way for future promotions and salary increases.

"If necessary, I would like you Sumitomo Bank to provide me with more lines of credit and guarantees. "Kishimoto made a temptation.

Not only is it as simple as accepting bills of exchange, but there are also additional services that banks can provide to themselves when necessary.

With his keen professional sense, the branch manager can smell that there is another meaning, but he said very officially and politely: "We will do our best for you depending on the specific situation." ”

"For example, if I have an investment in real estate in Seoul, South Korea, I can also apply for mortgages and loans, right?" Kishimoto cites as an example.

"There are no problems, as long as the formalities are complete and legal. Sumitomo Bank also has a branch in Seoul, South Korea, so we can also provide you with comprehensive services. ”

The branch president was keenly aware that the other party was not making small talk to him, but with a kind of temptation. It seems that the career of the young man in front of him is very large, and the funds that need to be mobilized will also be very large.

"Then I'll keep the money with you first!" Kishimoto didn't hope that the other party would open up to him for the first time.

The reason why he said this was to let the other party have such a thought in his head, and it would also be convenient for him to start the development of Gangnam District 3 in Seoul, South Korea in the future.

Time and money are not the most important things, but the most important thing is to find people, to be responsible for the overall situation in this area.

He wants Inoue Kazuhiko to find Katsuhei Yamaguchi for him, and then he will have the opportunity to personally try to persuade the other party to join the hard capital company and become his second partner.

"Okay. I'm afraid that the business processing time will be longer, so you need to wait for a long time. Naturally, the branch manager wanted to order someone to re-order the 600 million cash sent by the other party. Even if it's one less, it won't work.