Almost an hour later, several store managers pulled up the flow of public money cards.

Ye Zixiao frowned, reached out and grabbed the thick list in the hands of several people, and after looking through it, he said deflatedly: "I really don't know what to say about you." How many orders do you open a year?

Ye Chun said embarrassedly: "Isn't this thinking, rushing more water." After all, it's a card in your name, and if you want to buy a house one day, you can use it......"

"Enough. You remember, if Chen Jin is investigated, he will insist that the pressure caused by Tiankun Company is too great, and he has to do it as a last resort. It's a miserable seller, understand?" Ye Zixiao admonished.

Several people nodded seriously and agreed.

Then Ye Zixiao led a few people back to the Yunfan store and came to Chen Jin.

Chen Jin looked at the thick slip in their hands and knew that they were holding on to it. Once he found evidence of their embezzlement, none of them could escape.

However, he didn't rush to look at it, but threw it on the table casually, and said with a smile: "It seems that you have a lot of lists in the past year?

As he spoke, he deliberately pulled out Ye Zixiao's, pretending to be surprised: "Ye Zixiao, your performance is the best." Why is there less turnover than theirs?

While he was talking, a person hurried in from outside the door.

I saw Yu Sen hand over two thin pieces of paper and explained: "Chen District, I have been accompanying the agent to see the house just now. I didn't have time to go to the bank, so I printed it out from the online banking and went to the bank to stamp it. ”

However, it was these two thin sheets of paper that made the faces of the other three people look ugly.

The difference is so stark!

You must know that the bank's flow will be printed on both sides of the front. In other words, two pages already have four sides of the content.

And the few of them handed over, at least a dozen pieces of paper. The most Ye Chun, at least twenty or so.

Ye Zixiao raised his hand and looked at his watch, and said, "Chen District, it's time for lunch." Your first day to Division 4, shall we treat you to a meal?"

"What, are you hungry?" Chen Jin said without raising his head: "Since I joined the company, I have never eaten on time." ”

As he spoke, Chen Jin picked up his laptop and said to a few people: "Let's go to the conference room." I thought there was nothing going on today, but I didn't expect ...... wow."

Hearing him say this, Ye Zixiao breathed a sigh of relief in his heart, Chen Jin at least saved a little face for them.

Otherwise, the work area on this floor is full of agents, and if Chen Jinzhen asks for a while, a few store managers will be embarrassed!

Zheng Canjie, who was sitting on the second floor of the office, heard a sound of footsteps, turned her head to see Chen Jin being the first to go upstairs with a stack of running orders, and smiled at her and nodded.

After everyone was done in the conference room, Chen Jin locked the door with a "click", threw the information on the table with a "snap", and just stood and looked down at everyone, exhaling heavily.

In an instant, the atmosphere in the conference room fell to a freezing point, and everyone was a little breathless.

Chen Jin was silent for a long time before he said seriously: "I won't look at these things first." Let's talk about it yourself, why is there such a big gap in the turnover list alone?"

Seeing that everyone was holding back and not speaking, Chen Jin snorted and directly named: "Ye Chun, your list is the thickest, you say it first." ”

Ye Chun was stunned for a moment, secretly glanced at Ye Zixiao, and saw that the latter nodded slightly to him, so he said embarrassedly: "Chen District, in fact, we are all forced to do this." ”

"Forced to do so?" Chen Jinyi raised his eyebrows: "Go on." ”

"Chen District, the headquarters of Tiankun Company is in our 4th Division, you know this, it is only a few hundred meters away from here. It's too stressful for us to do business here, but we always have to eat. So...... So...... It will help the surrounding residents to cash out their credit cards and earn a handling fee. ”

After Ye Chun finished speaking, he lowered his head and was silent, looking like a dead pig was not afraid of boiling water.

Chen Jin was stunned, cashing out his credit card? Is it not embezzlement of customer deposits?

He immediately sat down, checked Ye Chun's transaction records and flow slips, and crossed a few more lines on the list with a pen, then took out the computer and pressed it crackling......

And a group of store managers saw that he was more serious, and they were a little panicked.

Only Lunsen's heart is getting more and more excited!

What is the situation in the 4th Division, of course, only the Lunsen who is in the 4th Division knows best. He's different from the others. They were basically brought up by Ye Zixiao, so they naturally obeyed him.

But Tsusen started as a broker in the 2nd Division. Yao Da was his store manager back then. So when the new Tingtao Book City store was opened in District 4, Yao Da did everything possible to bring him across the region, and the purpose was naturally to cultivate his own people.

However, with Yao Da and Lu Sen, they still failed to restore the decay in the bones of Division 4, and they were powerless to return to the sky.

So when he saw Chen Jin behaving like this, how could he not be happy? Now, it is no longer a question of whether he is not up to Yao Da, but whether he can fight against the deep-rooted store managers of the 4th Division and the Tiankun Company.

Chen Jin's appearance made him feel a glimmer of light......

Ye Chun's flow list has more than 20 sheets of paper, almost 40 faces. Chen Jin just buried his head in the calculation, there was only the sound of the calculator in the conference room, and it took nearly 20 minutes before Chen Jin wrote down a number on the paper, and then snorted, secretly saying in his heart that it was really wrong.

He then asked, "Ye Chun, you said that you helped people cash out and earn fees because you couldn't make money doing business?"

Ye Chun stiffly responded: "Yes." I'm from the countryside, and my family of four or five is waiting for me to raise them, and I really can't do it. Chen District ......"

"Then how much do you charge for the handling fee?" Chen Jin asked again: "According to the market situation, 5%?"

Ye Chun nodded honestly, not knowing what was going on.

Chen Jin spoke again: "You have been the store manager for more than two years, right?"

"This is only a year, and you have collected at least 200,000 yuan in handling fees alone! Tsk tsk, should I praise you for making money in a good way? Or are you bold enough to be bold? It's 200,000 yuan a year, but what about two years? Should it be doubled?"

Ye Chun was taken aback, and hurriedly defended: "Chen District, it's impossible. How can there be so many?"

"Your own slip is here, do you still want to deny it?" Chen Jin suddenly shouted.

At the same time, he couldn't help but admire the brains of this group of people.

Credit card cashing is actually very widespread in society. Among them, young people who have just entered the society and some gamblers are the mainstay. Basically, they are people who do not have a stable livelihood but are in urgent need of money.

Some young people fall into the abyss after cashing out their credit cards, and continue to apply for credit cards, tearing down the east wall to make up for the west wall to raise cards, and finally incurring huge debts, and it is not uncommon for parents to force them to sell their houses to pay off their debts.

Therefore, banks and financial institutions are becoming more and more strict in this regard. Especially now that almost every merchant has a POS machine, the bank will focus on supervising these merchants.

However, there is one type of merchant that is not in the ranks of this regulation, that is, securities institutions and ...... Real estate agents.

Because for small merchants, large and integer card swiping records will be suspected of cashing out by the regulatory system, and then traced.

However, in the daily operation of securities institutions and real estate intermediary companies, such an amount is very normal. After all, if a customer swipes a deposit, it can't be a fraction of 18888 or 36666, right?

Ye Chun: This is exactly what they are taking advantage of. If the amount is not large, then you only need to let the cash-out person swipe the card, and then remit it to their personal account through the company's finance, from which a fee will be charged.

Even if it is a large amount of cash such as 100,000, 200,000, or even 500,000, there is a way. It's nothing more than forging a house purchase agreement, and then using the excuse that the buyer and seller agree to terminate the contract without responsibility, so that the finance will not care what happens to you. As long as the formalities are complete, everything will be done.

However, the money used as cash in the early stage has been swiped out of the credit card.

This method is similar to Wu Demin's routine of borrowing money from the mortgage account to launder money.

Ye Chun was already panicked at this time, and still tried to explain: "Chen District ......"

"Shut up. Chen Jin shouted: "Ye Chun, you are so powerful! 200,000 a year, calculated according to 5%, you have helped people cash out at least 4 million in cash in just one year?"

"Do you know what the consequences are of such a number?"

"Ahh

He hurriedly looked at Ye Zixiao, who was also frowning and thinking quickly.

He knows all about these people helping people set up credit cards. But he didn't expect that they would be so bold. So far, what else can be done?

I saw Chen Jin press it on the computer, and then said with a smile: "The crime of illegal business operation, less than 5 million, a fine of 1-5 times the illegal gains, and a fixed-term imprisonment of less than 5 years." 5 million to 10 million yuan, if the circumstances are particularly serious, a fine of 1-5 times the illegal gains or confiscation of property shall be imposed, and fixed-term imprisonment of more than 5 years shall be imposed. Ye Chun, if you really check it out...... I don't know which gear you're in?"

As he spoke, he turned the computer screen to face the crowd, which read "Article 225 of the Criminal Law."

"Bang dang!"

Ye Chun was so frightened that he smashed over the stool and sat down on the ground, then got up with difficulty and said: "Chen District, Chen District! I know it's wrong, you must not report it! I will listen to you for everything in the future, and listen to you for everything!"

Chen Jin glanced at him in disgust, then picked up the running notes of the other two, and asked lightly: "What about you? Do you also feel that the business pressure is too great and you need to subsidize your family?"

With Ye Chun's experience, how can Jin Xin and Bao Zehai have any resistance mentality?

No matter how much money they earn, they have to have a life to spend, right? Although the amount of cash they cashed out was not as much as Ye Chun, it was definitely more than 5 million.

More than 5 years in prison?

When they helped people cash out and happily collected fees, they never imagined that there would be such a day......