Chapter 351: The Hardest Case (1)
Three months ago, Bai Ru spent six million to buy a pair of vases at the White Shrimp auction. It's a very powerful vase, and what makes it so powerful? It says it all because it can cost six million.
Bai Ru insured five million vases in the insurance company, and here is a little science popularization. For example, if you buy a car theft insurance and buy 200,000 yuan. But your car is 100,000 to buy. Once the car is stolen, your insurance limit is $100,000, not $200,000.
In summary, the sum insured is not allowed to exceed the value of the insured item. Bai Ru spent six million to buy a pair of vases, which means that Bai Ru cannot insure more than six million vases, and finally Bai Ru insured five million for theft.
This vase is a birthday gift that Bai Ru is going to give to her fifty-five father next month, and the vase has been kept in the safe of Bai Ru's team studio.
Last week, one of Bairu's classmates came back from Gaoyan, a cultural relics and antiques appraiser. Bai Ru entertained her classmates in the studio, chatted about antiques, and took out vases for her classmates to appreciate. The classmates could tell at a glance that it was a fake.
After the appraisal of the professors of archaeology and history of Dongtang University, it was determined that the vase was a modern craft vase, with a value of about 2,000 yuan. Bai Ru's lawyer approached White Shrimp Auction, which is a regular auction house. The vase was appraised by industry experts before the auction, and it is an antique vase from 600 years ago, and what is written on the auction appraisal is genuine.
The first possibility is that the auction house sold a fake.
The second possibility is that the vase was dropped.
In this case, Bai Ru chose to call the police. The police had a headache after receiving the police, there was no monitoring in Bai Ru's studio, and the worst thing was that they didn't know when the vase was stolen. Police technicians inspected the safe and confirmed that there were no signs of violent opening.
The key and password of the safe were in the hands of Bai Ru's agent, Bai Ru's personal assistant and Bai Ru, and the police conducted a comprehensive investigation of the three and found no clues. The police eventually concluded that there was no evidence that the vase had ever been stolen.
As Bai Ru, if the auction house sells a fake, the auction house will pay. If someone steals it, the insurance company pays for it. After the police came to a conclusion, Bai Ru found that she was unable to claim compensation from anyone. In a fit of rage, Bai Ru took the police, the auction house and the insurance company to court, and the court decided who was responsible.
Because the police could not determine whether the vase had been stolen, the insurance company would not pay for it. The white shrimp auction house was sure that it was selling the real thing, so the three parties agreed to meet in the afternoon to discuss the matter.
Haiyang said: "Cao Yun, the money in this case is not much, only five million." But the reputation of the insurance company is at stake. If you lose the lawsuit and are eventually compensated by the insurance company, it means that the insurance company has been defaulting on the debt, and the impact in the circle is very bad. We'd love to advertise five million alive, but we have regulations. If the police can't come to a conclusion, we can't pay compensation. ”
Cao Yun drank tea and thought for a while: "As far as Bai Ru is concerned, either the auction house will pay or the insurance company will pay." Auction houses can't afford to lose, and auction houses that sell fakes won't have customers. ”
Haiyang said: "The outside world has polarized comments on insurance companies, some say that insurance is important, and some say that insurance is a fraud of money. Bai Ru's traffic is terrible, and now most fans blame our insurance company. It is said that we are happy when we collect money, but we are so stingy when we lose money. ”
Cao Yun tasted it for a while: "From the case, it seems that all parties are more inclined to be compensated by the insurance company. ”
Haiyang nodded: "That's right, the white shrimp auction has a good reputation, and everyone has a high sense of trust in him." Since it is not the fault of the white shrimp, it must have been stolen and should be compensated by the insurance company. Turning back, there is no conclusion from the police on the theft insurance, and we cannot compensate. ”
Cao Yundao: "What if there is a court ruling?"
Ocean: "The court ruled that the insurance company should pay for it, and we will definitely pay it." The insurance company only paid compensation in court, which greatly damaged the credibility of the insurance company. The board of directors decided to die, and we had to win this lawsuit. But there is another condition, it can't be unfavorable to Bai Ru?"
Cao Yun was stunned: "What?"
Haiyang said: "Unconditionally support Bai Ru in the trial. ”
Cao Yundao: "Bai Ru's custody is unfavorable, he can't provide clues about the theft, and he can't provide the approximate time of the theft, these can't be questioned?"
Haiyang nodded: "Yes, you can't question Bai Ru." What Bai Ru said was right, and what was wrong was also right. In the end, the insurance company is not responsible for not paying compensation, or has no obligation to compensate. ”
Cao Yun: "How can this lawsuit be fought?" Malegobi, if he wants to win, he can't question the plaintiff. That means you can only bite the police and the auction house?
Haiyang said: "You can't offend Bai Ru, but also show that our insurance company has a completely trusting attitude towards customers, and the most important thing is not to lose." Not only our insurance company, but also the auction house probably did not dare to offend Bai Ru. ”
Cao Yun: "Bai Ru has two views, one point of view, and he bought a fake. A point of view itself was stolen. The former point of view is the death of the auction house, the latter point of view is the death of the insurance company. You can't offend Bai Ru, that means, I'm going to let the auction house take responsibility? But you don't have a direct relationship. "Cao Yun is a little crazy, what the hell is this?
Haiyang sighed: "We know that this lawsuit is difficult, otherwise we wouldn't have invited Brother Cao to come out." ”
Cao Yundao: "Hai Dong, judging from the current materials, the most likely situation is that it is impossible to determine whether the auction house sells a fake or not. It is not possible to determine whether the vase has been stolen. In the end, neither the auction house nor the insurance company had to pay for it. ”
Haiyang said: "No, you must pay for it, but it can't be paid by the insurance company." Otherwise, it is equivalent to the auction house and the insurance company jointly defrauding the customer. ”
Cao Yun scratched his head and crooked his mouth, thinking in a very painful way: "Hai Dong, as a lawyer, you can't guarantee victory. ”
Ocean said seriously: "You must win." ”
Cao Yun was about to cry: "I can't take this case." ”
Ocean: "I have to take it, because I think you have the highest chance of winning the case." ”
Cao Yun: "Hai Dong, you also said the winning rate. ”
Ocean: "Yes, I'm not being reasonable. Cao Yun, if you promise me, you will be weak-hearted. To be honest, if the insurance company is finally awarded, it will hit us very hard. 20% of people have 80% of the spending power, and 20% of the people are the customers we actively strive for. Bairu is not only 20%, but also 2%. If we lose, we lose a big market. In addition to vase insurance, Bai Ru spends more than four million on insurance in our company every year. She is a big customer, and she also represents 2% of this part of the customer. It's really not good, if you lose, you lose, we can apologize and remedy it afterwards, Bai Ru is also a reasonable person. The first principle: never offend Bai Ru. ”
Haiyang: "Brother Cao, if you lose this lawsuit, our company will suffer losses, and your losses will not be small." I'm sure you'll give it your all, but you can't violate the first principle anyway. ”
When the ocean talked about this, Cao Yun could only smile weakly: "This case is also quite interesting, who is my opponent?"
Haiyang said: "Nangong takes off." ”
"Oh, it's finally time to fight him. Cao Yunwen's opponent was definitely not Bai Ru's lawyer, but the lawyer of the auction house. Cao Yun has known Nangong Tengfei for so long, he is not very familiar with it, and he is not a friend. There is no official record of the two fighting each other at the moment. Cao Yun asked, "At three o'clock in the afternoon, the tripartite symposium?"
Ocean Ocean: "Of course it would be best if I could settle the matter without going to court." ”
Cao Yun said: "Hai Dong, in view of the difficulty of this case, I will accept ......"
Haiyang stretched out a slap: "Five million, the indicators given by the board of directors, I will not deduct a cent, all for you." ”
, this pressure made it a little difficult for Cao Yun to breathe. If you lose the lawsuit, you won't take a penny, but people spend so much money, not only the trust of the insurance company, but also the trust of the ocean. This loss, I finally got mixed into the upper class business, and I had to start all over again. Even if you lose, you must lose beautifully.
I go, I can't lose, I must win.
Nangong Tengfei is not easy to deal with, so he can only find the police to go under the knife.
……
After saying goodbye to Haiyang, Cao Yun took the elevator to the underground parking lot. Get in the car, start the car, turn on the air conditioner, don't drive. Cao Yun called: "Yunyin, there is a very important matter that needs your help. ”
"Say it. Yun Yin said very simply.
Cao Yun said: "The white shrimp auction has sold a lot of things in the past five years, and I hope you can find these things through the identity of the rich second generation, and find a way to find one or two fakes." ”
Yun Yin said: "How can white shrimp sell fakes? Every antique sold by people has been appraised by at least three experts. It's an expert, not a brick family, it's a master-level figure in the antique world. ”
Cao Yun: "So let you go and find it." ”
Yun Yin pondered for a while: "You don't mean to let me create, do you?"
Cao Yun said: "Create your size, look for it, find it as much as possible." There are records of previous auctions on the white shrimp website, you can find out from a friend to see who bought these things. Find an expert to identify ......"
Yun Yin: "I'm an expert. ”
Cao Yun: "You?"
Yun Yin said: "I have a cultural relics personnel qualification certificate. ”
Cao Yun asked, "Is it amazing?"
Yun Yin said: "Entry-level." I originally wanted to take the cultural relics appraisal appraiser exam, but the teacher was a man, so I didn't report it. ”
Cao Yun: "Are you okay?"
Yun Yin: "Definitely not, I usually get this kind of certificate through cheating." Ghosts go to school. But I have a certificate!"
Cao Yun couldn't cry or laugh: "Brother, please, this matter is very important." OK?”
Yun Yin said: "I know that La, wrap it on me." As long as the white shrimp has sold fakes, I will definitely find it for you. ”
Cao Yun hung up the phone and contacted Wei Jun: "Wei Jun, I need all the information about the K137 safe produced in Germany." There is certainly no one on the Internet, and it is not comprehensive. Is there a way to get information from the manufacturer or agent by deception?"
Wei Jun: "Leave it to me, it will take some time." ”
Cao Yun: "No hurry, thank you." ”
Cao Yun hung up the phone and contacted Lu Yihang: "Are you busy?" I need help...... I need a program for a white shrimp auction house. Purchasing, appraisal, issuing appraisals, auctions and other processes...... Thank you. ”
Nervous! I actually went to tear up the white shrimp for auction? The auction house has a bullshit logical relationship with the insurance company. This is the first time to fight such a illogical lawsuit. Every time Cao Yun takes on a case, he has some ideas, or some ideas for entry points. So far in this case, Cao Yun still doesn't know how to start.
Cao Yun went to the hotel to open a room, had lunch in the guest room, and sorted out the materials for the afternoon tripartite talks.
……
The tripartite talks were between the police, the white shrimp auction and the shrimp insurance. The police did not hire a lawyer and sent two agents to the interview, but one of them had a lawyer's license.
That's right, the police representative is Sonny. The third section of the search is responsible for theft and robbery cases, and there is only one lawyer's certificate in all three sections.
Cao Yun pushed the door in and saw the triumphant Sonny, and felt the urge to throw him off the twentieth floor.
Sonny: "Everyone is here, tell me about it...... What to look at? Sit. ”
I'm going to go! so arrogant, so unpleasant.
Accompanying Sonny is an intern girl, wearing a very neat uniform, standing upright next to Sonny, very powerful.
Cao Yun: Sister, his qualifications may not be higher than yours, don't bird him.
Girl: He's better than me.
Sonny: "I'll talk about the situation, we can't find any traces of the theft, and it's basically certain that Bai Ru is a false policeman." I'm thinking about whether to arrest Bai Ru. There were three court outcomes. First, the judge ruled that the white shrimp was sold at auction as a fake, and the white shrimp compensated. Second, if the judge rules that the vase is stolen, I will take the judge to court and accuse him of dereliction of duty. Third, if the judge finds the police derelict in their duties, and the police confirm that there is no clue that Bai Ru was stolen, we will arrest Bai Ru and accuse her of obstructing official business. That's the way it is, so you can simply admit that you sell fakes, and that's the end of it. ”
Sonny changed his name to arrogance, he has a certificate on his body, a gun in his waist, and he is the only one who goes to heaven and earth.
Nangong Tengfei said slowly: "I will also talk about the situation here, in the first case, the judge ruled that the white shrimp auction was a fake, and I sued the judge for falsehood." In the second case, the judge ruled that it was stolen, which is a reasonable ruling, and I raise my hands in favor of it. In the third case, if the police are asked to re-investigate the case, I will seek out the media to publicize the incompetence of the police and ask the media to supervise the police investigation process. ”
Cao Yun said: "Nangong, let's cooperate to kill the police." ”
Nangong Tengfei: "You can consider it." ”
Sonny hurriedly said, "Don't be kidding, you guys call it conspiracy." Besides, our police officers will bear the title of incompetent at most, and we will not offend Bairu's big customers. Bai Ru didn't get a penny, and he was played like a fool, if I sow discord again, you will definitely not have good fruit to eat. "Sonny is really scared, these two defendants bite the police, and the neutral police will be very uncomfortable. If they prove that the police did not do their best to investigate, it would be a dereliction of duty at least a dereliction of duty at the worst.
Sunny said: "Everyone is embarrassed now, and the money will definitely be lost." Whether it's white shrimp or shrimp shrimp comes out, it depends on your ability. "Woe to the East.
Nangong Tengfei said: "Why don't you admit it?" Anyway, the insurance company is not short of five million. ”
Cao Yundao: "There are basic rules in the game, the vase was not stolen but had to be compensated by the insurance company, can't it be said?"
Sunny said: "I support Cao Yun, there is no theft at all. ”
Nangong Tengfei: "The police's conclusion does not deny the possibility of theft, and I suggest that the search section intervene in the investigation." Three-lesson technology is not good. ”
Sonny: "Do you know that the three lessons are now hanging and beating one lesson? Li Mo is a bird's egg." Yes, you can cooperate to let us take the blame for the three lessons. After going to court, I detained the three suspects first. The actress is amazing, and Dongfang is an egg in front of me. "I have a certificate in hand, and I have it in the world.
The court found that the police investigation was insufficient? There were three suspects in total, Bai Ru, Bai Ru's agent, and Bai Ru's personal assistant, and I arrested these three people and let them cool for 48 hours. I do what I do, I don't care. When I pass the hall, I will naturally pull the white shrimp and shrimp to cushion my back.
Fight with me, the world is big, I'm the biggest!
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