Chapter 792: Born Rich

Masayoshi Kishimoto went to bed, and just wanted to lie down and sleep, but was directly stopped by Rie Sakai, who just didn't let him sleep comfortably and said: "It's messy, it's messy, I'm being led astray by you again."

I'm talking to you about Maki Iwasaki, why are you involved in all that messy thing? If you don't explain it to me tonight, you won't want to sleep. ”

Masayoshi Kishimoto had to sit cross-legged on his big bed, put his hands crossed on his chest, drooped his head and said: "I told you so much before, not to lead you astray, but to let you understand that an objective fact lies in class nature.

The capitalists in the United States look down on and despise the working class in the United States, and it is not at all whether they are white-skinned or black-skinned.

Although Iwasaki and I belong to the same class, there are differences. I was born to become a member of the ruling class, and she was born to be a member of the ruling class.

As soon as someone reaches the age of eighteen and is legally recognized as an adult, she will sign a lot of papers. Since then, even if she doesn't do anything, she can still ensure that she has an annual income of hundreds of millions of yen.

Katsuhei Yamaguchi, president of Hard Finance Construction, the second largest subsidiary of the Hard Gold Group, also has an annual revenue of more than 100 million yen. However, on weekdays, he still drank the cheapest wine.

If the price of wine had risen a little, and the poor people would not have scolded him, he would have gone first. Do you know why?"

Rie Sakai shook her head and said, "How would I know? ”

"Because Katsuhei Yamaguchi has been poor since he was a child, he started working on construction sites after graduating from junior high school. Every yen he earns, that's the real hard-earned money.

He has lived for so many decades, and he has long been accustomed to the thrifty days he cultivated in his early years. What's more, he fell again in the middle of his life, which made him more and more unforgettable.

Even if his current annual income is so high, it can't change his habit of saving. Just like you, you are not really and completely accustomed to the life of today's rich people in high society.

The reason why you are constantly able to adapt and change is not how much you like this way of life in your heart, but because you are young and more willing to try new things.

Not to mention the various media advertisements and promotions, especially in the university life in Tokyo, you are consciously or unconsciously received the information that drinking red wine and whisky is how high-end and elegant.

As a wonderful woman living in Tokyo, being able to be taken to a three-Michelin-starred restaurant for dinner by a man before the age of thirty is the best recognition, and so on. Masayoshi Kishimoto explained.

"There's some truth to what you're saying. No, I'm going to be led astray by you again. We're talking about Maki Iwasaki. Rie Sakai tried to keep it from rambling with him.

"Why do you always think that Maki Iwasaki and I have a different upbringing, which means it's hard for us to get together.

The money of the Iwasaki family went to her generation, and the source was basically clean. As for my Kishimoto's money, it's not so clean. However, I am much cleaner than the money that came up from the Iwasaki family.

A total of 722 Chinese laborers and 1,422 South Korean laborers were abused to death on gunkanjima. This is just a small microcosm of the many historical crimes committed by the Iwasaki family of the Mitsubishi Group. Kishimoto said calmly.

"If two people really love each other, what you said is a completely secondary existence. Even if it is a mountain of swords and a sea of fire, it can't stop the two from being together. Rie Sakai was unmoved.

"Why can't I tell you that I can't understand it? Someone like Iwasaki Maki is quite good in Japan, after all, the defeat in World War II caused a certain degree of disruption in Japan. If it goes to the United States, it will be completely continuous.

The kid of one of America's richest men asked his father, "What is my future job?" and his father replied, "You can do whatever you want, as long as you don't lie down."

By the way, I haven't worked outside in my life. When I was your age, I also asked my dad, who was your grandfather.

And so it was with what he told me. You can do whatever you want, as long as you don't lie down. Your grandfather also never worked outside in his life. "Kishimoto tried to tell a little story to enlighten her.

Rie Sakai winked at him twice, and said with feeling: "Rich people are too rich, even if they don't do anything for the rest of their lives, the family's wealth is still increasing rapidly every year, and they can't spend it all."

Even if you work hard for more than ten hours a day, you still can't get out of poverty and become rich, and you can't even pay off your past debts. ”

"It's not God's arrangement, it's that very small number of people who are extremely clever have designed it a long time ago. If you borrow money from someone else, is it only natural that you should repay the interest?

Whether you're borrowing money to buy a house or a car, or going to college, traveling abroad, and so on. No matter how low the annual interest rate is, it is often higher than the annual growth rate of your salary.

In many cases, it is not up to you to increase or reduce the interest rate, but the bank and other aspects have the final say. Once the interest rate is raised, the burden on the debtor will increase accordingly.

In order to justify themselves, they introduced a game called credit scoring. The reason why your interest rate is high is because of your low creditworthiness.

There are a lot of people who are trying to improve their creditworthiness, if nothing else, so that they can borrow more money in the future. And with that, they will pay more interest payments in the future.

Once there is a turbulence in the economic environment, especially when the economic environment is not good, it will be more and more difficult for them to live. Because this is accompanied by a series of situations such as unemployment, salary cuts and demotions.

Debts that need to be repaid when they are due, but are unable to do so, have to borrow new debts to pay off old debts, or still receive higher interest on the original debts after default.

In this way, a vicious circle is formed, life is not as good as day by day, and eventually it leads to personal bankruptcy and is completely drained.

Not only did the previous generation have no legacy, but they also had a lot of debt, and they lost money that could be invested in the next generation.

The lack of investment for the next generation means that they will not have a high level of education and will have difficulty finding decent and well-paid jobs in the future.

They tend to follow the same path of life as the previous generation and replicate the same lifestyle of the previous generation. This is how the intergenerational transmission of poverty was born.

On the contrary, it makes sense why some rich people can have children and grandchildren who don't have to do anything, and they still have endless money to spend, and they can live a good life with fine clothes and food.

Their source of income comes from all kinds of disguised and covert exploitation of the poor. "Kishimoto hit the nail on the head.