Chapter 480: The Bank Manager Is Amazing
"I want to see the manager of your savings department. ”
Tang Xue asked directly, restraining her temper and not getting angry at a small staff.
"Manager Zhang has something to do. ”
The staff member said without hesitation.
"Are you really going out?do you want me to go in and have a look?" Qin Lang couldn't get used to it, and walked directly to the counter, his eyes almost against the glass, and said word by word to the staff inside.
Qin Lang's voice was full of coldness, which made the staff can't help but shiver in the air-conditioned room.
This man knew that he had met a terrible person, at least the oppressive cold momentum made him feel very uncomfortable.
For a moment, the person who couldn't bear Qin Lang's origin hesitated.
Manager Zhang of the savings department did not go out, but stayed in the office, and specially explained to him before, saying that if Tang Xue came to the bank again, he would let him come and see him.
"I won't beat you, but you'd better be honest, it's most annoying to you public institution fools who treat themselves as gods and customers as fools!"
Qin Lang scolded angrily, his arm was bent, facing the bulletproof glass, and his elbow was an elbow!
Qin Lang was really angry.
There is a problem with the depositor's deposit in the bank, it is paralyzed, and the bank is still pushing around, what is the attitude of this?
If you are an honest person, you can only suffer a dumb loss, but why!
When instigating depositors to save money, these forced people laughed very hypocritically, and they wanted to treat the depositors as gods, but as soon as Tamar had an accident, he immediately turned his face and refused to admit it, which was really cheap and shameless!
Bang!
The loud and dull sound startled the entire bank hall.
Bulletproof glass, like a spider's web, cracked countless cracks!
The staff member behind the counter covered his ears with his hands, his face was terrified, and he looked at Qin Lang in fear, and he didn't dare to come out.
At this time, the bank security guards naturally came, four in total, and all the security guards on duty.
As soon as they saw Qin Lang "making trouble", these security guards didn't ask about it at all, waved the baton in their hands, and rushed directly at Qin Lang with a fierce face.
Qin Lang was reluctant to make a move against these security guards at first, and said loudly: "I will deal with the matter, put away your baton first, at least you should also ask how it happened, right?"
Who knows, not only did the four security guards not listen, but one of them even scolded: "Grass, you are paralyzed, believe it or not, I will treat you as a bank robber and robber and kill you directly?
Qin Lang was furious.
"Hold you paralyzed!"
Qin Lang shouted a dirty word, rushed back, divided five by two, and directly knocked the four security guards over and knocked them unconscious on the ground.
The whole hall was quiet.
"I love to call the police casually, I can also tell my name, my name is Qin Lang. ”
Qin Lang said arrogantly!
The people in the bank were silent, but those depositors who came to do business naturally saw that Qin Lang was not a robber, no one called the police, and the bank staff were stunned.
Qin Lang glared at the staff member before.
The man trembled and pointed upstairs and said, "Manager Zhang...... At...... On the second floor. ”
Qin Lang didn't look at the four evil security guards who were knocked unconscious by himself, pulled Tang Xue and went up to the second floor.
In the office of Zhang Tianfa of the savings department, Qin Lang met the stinky and shameless Manager Zhang.
"I'm coming with her to ask you to compensate for the loss of your deposit. Qin Lang entered the office and said coldly to Zhang Tianfa.
Zhang Tianfa frowned deeply, and said impatiently: "Ms. Tang, didn't I explain to you very clearly, the deposit on your card was stolen, it was done by external criminals, we Yunshang Commercial Bank, but we have always fulfilled the responsibility of protecting depositors' deposits, we are also sorry that such a thing happened, but we do not have any responsibility for this matter, and there is no question of compensating you for your losses." ”
"If you insist, our bank can only cooperate with you at most to seriously investigate this accident, but Ms. Tang must be mentally prepared that it is very difficult to recover deposits in an incident like this stolen by external criminals. ”
Zhang Tianfa's understatement of a few sentences completely brushed off the bank's responsibility.
As for what he said that the bank would cooperate with the investigation, Qin Lang knew with his ass that this was pure bullshit.
"You're pretty good at shirking responsibility. Qin Lang snorted coldly, pulled over a chair, and sat down opposite Zhang Tianfa.
Today, no matter what way he is used, he has to solve it.
Zhang Tianfa shook the fat on his face, and said with a smile: "Hehe, I'm doing things according to the rules and regulations, which is reasonable." ”
The fearless appearance seems to be clearly telling people that he is a small depositor just because he is a banker.
When people see him looking very bad, they all want to punch that ugly fat face and beat him to pieces.
"Okay, then be reasonable, let me ask you, did her deposits, totaling more than 185,000, be lost after being deposited in your bank?"
"Yes," Zhang Tianfa said slowly, "but we didn't lose this deposit, and our staff didn't make any mistakes." ”
"But the deposit was taken away by someone who took advantage of the loophole of the bank, can the bank shirk its responsibility? I deposited the money in your bank because I trusted your bank, and on the premise that I did not have any improper operation, this money was hacked away in the savings system of your bank, so why should I, the depositor, be responsible?"
"I feel that since the money was lost while it was in the custody of your bank, the bank should be fully responsible, and you should not only make up my deposit immediately and unconditionally, but also apologize to me. ”
Tang Xue said quickly and angrily.
Although the tone was a little rushed, what Tang Xue said was indeed reasonable.
Qin Lang felt that Tang Xue had said everything he wanted to say.
If the bank still has a little bit of face, it should take the initiative to take responsibility.
However, what Qin Lang saw was not this scene.
Zhang Tianfa tapped the keyboard a few times, opened a web page, marked a line of words in bold with the mouse, and then turned the computer screen and pointed to this line of words for Qin Lang and Tang Xue to see.
"As you can see for yourself, several provisions of the Regulations on the Administration of Savings clearly state that the Constitution protects the ownership of legitimate savings deposits of individuals from being violated. ”
However, although the contents of the certificates of deposit issued by all banks, including large state-owned banks, clearly stipulate the bank's responsibility for the custody of deposits, there are no specific provisions on how to deal with the fraudulent withdrawal and loss of deposits. ”
"That is to say, our bank can completely ignore the fraudulent withdrawal and loss of deposits, and ignore it if it is not good, because the law does not stipulate that we must do this, and our Yunshang Commercial Bank promised to help Ms. Tang investigate and follow up on this matter, which is already benevolent and righteous. ”
Zhang Tianfa put on the so-called law and shamelessly played tricks.
Qin Lang was furious, his fists were raised, and he wanted to beat this dog day first, but was stopped by Tang Xue.
Tang Xue opened her mobile phone, pointed to one of the lines, and said to Zhang Tianfa: "This is what I found on the Internet about the lawyer's opinion on this kind of incident. ”
"The depositor and the bank form a contractual relationship of savings. If a depositor deposits money in a bank is fraudulently claimed by criminals through a loophole in the system, the bank will at least be liable unless the depositor is involved. ”
"According to this lawyer, my deposit was hacked from the bank, and I, as a depositor, did not participate in it at all, even if the bank does not need to be fully responsible, but at least part of the responsibility, right? This is at least, in fact, according to the contract I signed with your bank, I have read the detailed rules, and there is a clause in it that says that if the depositor causes the loss or disappearance of the depositor's deposit due to reasons other than his own, the bank will be responsible. ”
"Let's take the contract as an example, Manager Zhang, how do you explain it?"
Tang Xue asked.
The reason why she was so bold and believed that this money should be compensated by Yunshang Commercial Bank was because Yunshang Bank had written this clause in the contract at the beginning.
Qin Lang looked at Tang Xue and felt that this matter was easier to handle. has a contract in his body, saying that the bank has to be responsible for the money, he is not messing around at all, he is just getting back the legitimate interests for Tang Xue!
"Hehe, Ms. Tang, then you must at least be able to prove that your money was taken by someone using the loophole of the bank, although our bank gave such an explanation, but the explanation is different from the evidence, and the law only believes the evidence. ”
Zhang Tianfa smiled unhurriedly.
Tang Xue was almost stunned!
"I lost money in your bank, and you want me to look for evidence? Shouldn't the burden of proof be reversed and your bank will find the evidence?"
Tang Xue said angrily.
Qin Lang sighed. At this time, Tang Xue was still reasoning with the other party's stinky and shameless bastard and talking about the law.
This bastard, others reason with him, he talks to others about the law, others talk to him about the law, he plays scoundrels with others, he is really underwhelmed!
"Ms. Tang, it's not that you want our bank to provide evidence, our bank has to provide evidence, to put it mildly, who do you think you are?"
"I've wasted a lot of saliva here with you, and I really saw that you were pitiful, so I just said a few words to you, but you blindly messed around, which made me disappointed and angry. ”
Zhang Tianfa simply put his feet on the desk, put his hands behind his head, and looked at Tang Xue with interest, looking like what can you do to me.
"What do you mean?"
Qin Lang asked coldly!
The fists are already clenched!
This is forced, and there is still a face to frame them for messing around, and I don't look at which one is messing around from beginning to end, relying on the executives of the bank, they are playing depositors as monkeys, and they are talking nonsense in broad daylight!
Zhang Tianfa didn't notice that Qin Lang clenched his fists, and still said indifferently and shamelessly: "Then don't you need to ask, I'm very annoyed that you two are making trouble, and I don't plan to deal with this matter, what's wrong with you? As for the loss of 180,000 yuan, hehe, you still think you're unlucky, we Yunshang Bank, we won't pay you a dime!"
"Really?" Qin Lang stood up suddenly, "Then I will beat you up for this dog's day, and you will consider yourself unlucky!"
Qin Lang directly grabbed the computer monitor, slammed it on Zhang Tianfa's head, and then skipped over the desk, pressed this bastard, and beat this stinky and shameless dog with an old punch.
After more than a dozen punches, Zhang Tianfa's face was swollen, the bridge of his nose was broken, his ribs were broken, most of his teeth were lost, and his face was even more bloody and blurry.
Qin Lang took advantage of this force not to be knocked unconscious by himself, and said coldly: "Stupid, do you think that you are a bank executive is amazing? The bank is a tama is not a thing, but you are not a thing!"
Zhang Tianfa raised his bloody face and shouted angrily: "You wait, you beat me, wait to go to jail!"
"I'm sorry, I won't, on the contrary, I'll punish you. ”
After Qin Lang finished speaking, he grabbed Zhang Tianfa's hair and slammed Zhang Tianfa's head towards the desk.
Zhang Tianfa's head was knocked out, and the person fainted.
"Let's go, go outside, I believe the police should be coming. Qin Lang said to Tang Xue very easily.
There were indeed police officers in the hall, not only from the street police station, but also from the municipal economic investigation detachment.
When someone called the police, but learned that the person who came to Yunshang Bank to "make trouble" was actually Qin Lang, the director of the street police station was directly frightened, and he did not dare to call the decision at all, and immediately reported the matter to the city bureau.
Qin Lang said some words to the commander, and soon, the bank unconditionally made up for the more than 185,000 yuan of deposits that Tang Xue had lost for no reason in cash.
The economic investigation detachment announced on the spot that because it had already obtained evidence of Zhang Tianfa's duty crimes, it was now decided to take Zhang Tianfa back to the police station and file a case for investigation!
The staff of the bank were directly dumbfounded, glad that they had not offended Qin Lang's big Buddha.
The staff member with a rude attitude before ran out of the counter directly, knelt down towards Qin Lang with a puff, kowtowed and begged for mercy!
Lord Qin Lang had a lot, and he didn't care about this trivial matter, but just watched Zhang Tianfa being taken away by the people of the economic investigation detachment.
He said that he wanted the whole Tianfa to do it, and he would naturally do it.
The people of the entire bank watched Qin Lang leave with Tang Xue in awe, even if Qin Lang walked away, the fear in their hearts still existed!