Chapter 1622: Be bold and do it
Li Mu's words to Wei Lan have his own practical grasp of future development, as well as some insights from his own entrepreneurship since his rebirth.
In Li Mu's heart, he can share all other secrets except for the secret of rebirth, which is not possible for anyone, not only his own judgment and prediction of future development, but even his innermost thoughts and his own private life, he will not defend Wei Lan.
Therefore, Li Mu can be said to be teaching Weilan.
Seeing that the meals had been served one after another, he concluded: "Weilan, you remember two points, first of all, the future Wanying, is not about profits, but about debts. ”
"In a fast-rising industry like real estate, you don't need to worry about debt for a long time, even if the debt ratio reaches 100%, even if it is insolvent, you don't have to worry, you can do it boldly. Inflation will lead to currency depreciation, so whether it is a business owner or an ordinary person, it is the most cost-effective to borrow money from the future, and rapid development will lead to a national rise in housing prices, which is equivalent to a double insurance. ”
"For example, if a business owner takes a loan to take three pieces of land this year, and sells one of them after five years, not only will the loan of the three pieces of land be paid off with interest, but there will even be a large amount of balance, and the people will do the same, borrowing money to buy three houses this year, and selling one of them after five years, you can cover all the costs. ”
"It's like borrowing money to buy gold, as long as the price of gold goes all the way up, I can sell the gold I have at any time, cash out at any time and have a lot of profits, what am I afraid of? Even if I mortgage all my organs to the owner, I am not afraid at all. ”
Li Mu recalled that in later generations, the people who eat melons for unknown reasons always feel that the debt ratio of some rich people and their enterprises is too high, especially real estate companies, but almost all of the real estate projects that these companies exchange their debts for are sure to make a profit, and no matter how much debt there is, there is no need to worry about it at all, the property market will be as strong as iron in the next ten years, and real estate, as a benign asset, can be sold in the market at any time for cash.
However, at present, the domestic real estate has not really begun to take off, and there is no giant real estate enterprise like Hengda with the highest debt of more than one trillion yuan, so even Weilan does not have the courage to throw off all the burdens and run forward desperately.
In Li Mu's view, at least in the next ten years, housing prices in first- and second-tier cities will continue to rise, as long as it is within this time and geographical range, how to do real estate business and how to make money.
Take ordinary people as an example, if anyone has the vision to smash the pot and sell iron, borrow money to buy a suite in Yanjing, and buy a suite in Yanjing in two or three years, they will be able to turn over in two or three years.
It's a pity that in this era, very few people have such a vision, and the vast majority of people are hindsight, including Li Mu himself.
After listening to this, Wei Lan was horrified in his heart, in Li Mu's eyes, even if he is insolvent, he doesn't have to worry, this logic is almost beyond the scope that all private entity entrepreneurs can understand, which is almost equivalent to completely exceeding the safety threshold of normal business.
However, she has a mysterious trust in Li Mu, and this trust has reached the point where she doesn't even need to scrutinize the reasonableness of Li Mu's words, as long as it is what Li Mu said, she will not hesitate to believe it.
Subsequently, Li Mu said: "The second point is never to run after the policy, but to run after the trend." ”
"If you run after the policy, the surface is too narrow, everything revolves around the government agencies, if you jump out of this and run after the trend, you will find all kinds of potential markets that you have not found before, because the ones who run at the forefront are always private entrepreneurs. ”
"If the country is compared to a big family, the private entrepreneur is the big boy in the family who is more than ten years old, energetic, adventurous, and always running at the front, while the government is more like a middle-aged head of the family, he can't run around like a teenager, because he still has an infant baby to take care of, a child of three or two years old to raise, a child of seven or eight years old to worry about, in addition to a lover to be with, an elderly parent to support, Seven aunts and eight aunts have all kinds of personal contacts to deal with, and even pets like cats and dogs have to be taken into account, which is a great responsibility, so every step must be carefully considered. ”
"In view of this situation, we, the private entrepreneurs, should play the role of scouts of this big family, see the trend clearly, look for the direction, and make every effort to break through, only in this way can we walk in the forefront of all private enterprises, such as the Internet industry, first see the general trend of global development, and then go all out to rush forward and take the lead, this is the trend; Promoting the development of the Internet will provide the Internet industry with all kinds of resources needed for development, which is a policy. ”
Wei Lan nodded thoughtfully and said, "I understand what you mean, but it still needs time and practice to digest it slowly." ”
Li Mu smiled slightly and said: "In the future, I will have less and less energy to take care of Wanying Real Estate, you are the real decision-maker of Wanying in the future, you must be at the helm, even Song Liang and Chen Ze will only be your assistant, not make decisions on your behalf." ”
Wei Lan pursed her lips and was silent for a long time before she spoke: "I will do my best." ”
Li Mu nodded and smiled, and said, "Okay, let's stop talking about work, eat." ”
……
The two had dinner, and after returning to Ziyun Villa, they tossed the entire first half of the night as a matter of course, and when they were hearty and exhausted, Li Mu hugged Wei Lan and fell asleep, but after he fell asleep, Wei Lan quietly got up again and helped him pack the luggage he was going to take when he went out the next day.
Clothes, underwear, toiletries, razors, and even food bowls and small kettles for the dogs, as well as dog food, snacks and toys are all well organized.
After doing this, Wei Lan returned to the bedroom and slept with Li Mu in his arms.
The next day, Li Mu was woken up by the alarm clock early, Wei Lan was no longer in the bedroom, he walked to the first floor sleepily, only to find that Wei Lan was preparing breakfast in the kitchen.
Seeing Li Mu get up, Wei Lan asked him, "Get up, have you washed up?"
Li Mu shook his head and said, "I didn't see you when I got up, so I wanted to see what you were doing first." ”
Wei Lan smiled sweetly and said to him in a sisterly tone: "You go and wash up obediently, it's almost an omelette, and it will be fine right away." ”
Li Mu nodded, stretched and said, "Why did you get up so early." ”
Wei Lan said: "Prepare breakfast for you, aren't you a little more than a plane? It's almost time to leave at ten o'clock, and the road to the airport is relatively congested during the day, so you have to plan according to an hour." ”
Li Mu said with a smile: "Yes, even if it is an afternoon flight, the time is a little rushed, I will wash up, eat, and pack my luggage, and it is almost time to leave." ”
Wei Lan said: "I have packed the luggage for you, in the living room, I used a 28-inch box, you will go to see if there is anything that needs to be added or deleted." ”
Li Mu asked in surprise, "You packed your luggage, when did you pack it?"
Wei Lan said: "Last night, I got up and collected it after you slept. ”
Li Mu asked in surprise: "You still get up to pack up at twelve o'clock?"
Wei Lanqiao blushed slightly and said, "I'm afraid that you will be in a hurry after you get up today, so I'll help you clean up first." ”
Li Mu hurriedly asked her, "What time did you sleep last night?"
Wei Lan said, "It's about two o'clock." ”
Li Mu looked at the time, it was eight o'clock in the morning, and Wei Lan had almost made a breakfast, which meant that she might have gotten up at seven o'clock.
Li Mu walked behind her, gently hugged her from behind, and said distressedly: "How can your body stand it if you sleep so little, don't go to the company in the morning, go back and sleep for a while after eating." ”
Wei Lan turned his face sideways, kissed Li Mu lightly on the cheek, and said with a smile: "It's okay, I usually don't snooze much, it's almost enough to squint in the office for a while at noon, I have to go to the company first after dinner, so I won't send you, you are obedient, give me a call before taking off." ”
Li Mu asked her: "So anxious to go to the company?"
"yes. Wei Lan said: "There is a meeting at ten o'clock in the morning, it was scheduled yesterday, I lead, everyone is so busy, there is no reason for everyone to wait for me." ”
When Li Mu heard this, he didn't insist on persuading her anymore, and it was the same for himself, and he didn't want to waste other people's time because of his own problems.
After washing, Li Mu and Wei Lan had breakfast together, Wei Lan looked at the time, and said to Li Mu: "Honey, I have to go, don't forget to check your luggage later, see if there is anything missing." ”
Li Mu said: "Don't worry, I'll check it out right away, but I'm sure you've helped me clean it up properly." ”
Wei Lan blinked and smiled, and said: "By the way, the dog is going to take a plane, before you take it to the airport, walk it in the yard first, if it goes to the toilet in the yard, don't give it food, if it is thirsty, you can feed it a little water, lest it want to go to the toilet on the plane, then it will be troublesome." ”
Li Mu nodded and said, "I know, I'll go for a walk after cleaning up." ”
Wei Lan instructed: "When you take the dog out, you must remember to tie the leash, the little guy at this age is very happy, in case you accidentally let it run away, it will be difficult to find it back." ”
After speaking, Wei Lan said again: "By the way, you have to pay more attention to yourself, I have put antidiarrheal medicine in your box, I'm afraid that you won't be used to eating over there." ”
Li Mu smiled and said, "You are more careful than my mother, don't worry, I will take care of myself and the dog." ”
Wei Lan nodded, smiled, and said, "Next time I have the opportunity to take the dog out, try to bring me with me, forget it this time......"