Chapter 43 Loans
Chapter 43 Loans
Fang Renzheng went home again, this time he wanted to borrow money, and he wanted to increase investment and strive to make a big profit in the stock market. When he returned home, he first asked his parents for money, and when his parents asked him what he was doing, he said that he needed money to do business, and he would take out as much money as the family had.
When my parents heard this, they couldn't believe it, afraid that he would squander the money if he took it. Seeing that his parents didn't believe him, Fang Renzheng asked how much money the family had, but his father was unwilling to tell him, and his mother felt sorry for him, so he quietly told him that there were more than 20,000 yuan in the family.
When my mother said this, it was as if there were countless people around me eavesdropping, Fang Renzheng knew that his parents had accumulated more than 20,000 yuan, so he felt a lot, so he was so careful.
Fang Renzheng asked his mother if the money had been saved, and her mother said that it had been saved, and Fang Renzheng asked her again which bank she had deposited?
Fang Renzheng's nerves jumped suddenly, it was 1996, before 1998, the foundation was very good at absorbing savings in rural areas, but in 1998 the foundation went bankrupt, owed a lot of money to the villagers, and it took many years to pay back the money owed to the villagers, at this time it was less than two years, the foundation was about to go bankrupt, and his family still kept the money in the foundation is not stupid?
"Mom, you have to get the money out right away. Fang Ren said immediately.
"Taisho, what do you want this money for, this is the money left for you to marry your daughter-in-law!" said his mother, looking at him.
Fang Renzheng said: "Mom, don't tell your dad about this, I'll take 20,000 yuan now, and at the end of the year, I'll get you back 80,000 yuan, you just listen to me and give me the money." ”
Mother's eyes widened, 80,000 yuan was in her heart, what a huge amount of money, her son actually said that he would be able to earn 80,000 yuan by the end of the year, which made her feel shocked.
Maybe it was because of the 80,000 yuan that confused, or maybe it was to support her son to do business, the mother finally walked into the house and found two passbooks from under a box at the head of the bed.
The total was 25,000 yuan, Fang Renzheng looked at it, and it was really the money deposited in the foundation. He took the passbook and went to find Sun Fugui in the village.
Sun Fugui is the acting clerk of the foundation, and he belongs to the people who got rich first in the village, and everyone in the village looks for him for deposits and loans. On the way to find Sun Fugui, Fang Renzheng suddenly thought of an idea, how about lending a sum of money from the foundation?
At present, the management of the foundation is chaotic, and as long as the agent clerk is given certain benefits, he can find a way to lend a sum of money, and many people will not repay the loan after taking out the loan.
He didn't mean to pay it back after the loan was finished, but he also wanted to take the opportunity to borrow a sum of money. Thinking about it, he turned around and went to the shop at the head of the village, he wanted to buy something to go to Sun Fugui's house.
After going to the store, he bought a carton of milk and a carton of liquor, and took it to Sun Fugui. At this time, go through the back door, trust the relationship, and buy some things to come to the door, unlike the later generations, who want to send this card and that card.
When he arrived at Sun Fugui's house, as soon as he entered the door, he saw Sun Fugui watering the flowers in the yard.
When he turned his head and saw him coming with something, Sun Fugui's expression was stunned. Fang Renzheng saw it, and hurriedly stepped forward and said with a smile: "Uncle Cousin, I'm Taizheng, come and see you." ”
Sun Fugui stared at him several times before he recognized it and said, "You are a kid from the Guoqiang family, right?
Fang Renzheng walked over, put down his things, and said with a smile: "Uncle Cousin, the first time I came to your house, I didn't buy anything else, you're welcome." ”
Sun Fugui hurriedly gave in a few times, and knew in his heart that Fang Renzheng must have something to do when he came to find him. As the agent of the foundation, when others come to him, they either make a deposit or take out a loan, but if they make a deposit, they don't need to give him a gift, on the contrary, the foundation also gives a gift to the person who makes the deposit.
At this time, there was no one else in Sun Fugui's house, so Sun Fugui led him into the house. After entering the house, Sun Fugui asked, "Taizheng, have you finished school?"
Fang Renzheng immediately said, "I just graduated this year. ”
"Have you graduated?" asked Sun Fugui.
"After the distribution, I was assigned to the Food Bureau, but I haven't gone to work yet. Fang Ren said rightly.
"Ah, that's good, I'll be a person who eats public meals in the future, your father has suffered all his life, and now he's going to be happy." Sun Fugui was impressed by Fang Renzheng, and in his eyes, it was definitely a good job to be assigned to work in the Food Bureau.
"Generally, generally. Fang Renzheng said with a smile.
The two sat down, Fang Renzheng glanced at him, and then said, "Uncle Cousin, I'll ask you to help me do something." ”
Sun Fugui knew that he had something, so he said: "Taizheng, if you have anything, just say it." ”
Fang Renzheng listened, glanced at him and said, "Uncle Cousin, I want to borrow some money from you, do you think it's convenient?"
Sun Fugui looked up at him and said, "Is your father going to take out a loan, or are you going to take out a loan yourself?"
Fang Renzheng smiled and said, "Uncle Cousin, can my father and I still be able to separate each other?"
Sun Fugui also smiled when he heard this, and said, "That's not what you mean, you just graduated and will start working immediately, so you won't need to take out any loans, right?"
Fang Renzheng said: "Uncle Cousin, I want to take out a loan, I have partnered with my classmates to open a clothing store, and I need a sum of money, so I want to borrow some money, do you think it's okay?"
Sun Fugui was a little surprised and asked, "Where did you open a clothing store?"
Fang Renzheng said: "Linhai, I only take out a loan for half a year, and after half a year, I can repay it." ”
Looking at Fang Renzheng, Sun Fugui frowned and asked, "How much do you want to borrow?"
Fang Renzheng said: "I want to borrow 100,000." ”
Fang Renzheng deliberately said a relatively large number so that he could bargain with Sun Fugui.
"So many?" Sun Fugui couldn't help but say.
"Uncle Cousin, I opened a clothing store in Linhai, and I invested a lot, so you can help more, and I will give you two thousand yuan in interest first. Saying that, Fang Renzheng took out two thousand yuan from his pocket and put it on the sofa at Sun Fugui's house.
"Taisho, what are you doing here, hurry up and put it away. Sun Fugui hurriedly said.
Fang Renzheng didn't think about sending money to Sun Fugui at first, but as soon as he saw Sun Fugui's difficulty, he felt that he had to stimulate him with money. But if someone wants to take out a loan, they still have to give him another part of the benefits, which can be said to be eaten at both ends.
"Uncle Cousin, you can help, this is the interest money I gave first, and I will return it to you with interest at that time. Fang Renzheng said very sincerely.