Niwa Arichi is quite good, a good car gave her the feeling of driving a spiral plane, but her driving skills are really good, standard old driver, upside down, scurrying, but nothing happened - according to her acute son, she can live to be thirty years old and has not died in a car accident, this driving skill should be a great credit, but the passenger experience is not very ideal, Yoko Takemura got out of the car and retched, it felt like she was pregnant directly in a car.

But she was like this, and Niwa still didn't pity the fragrance and pity, and drove her to contact the factory like a donkey.

Kitahara Shuji stood at the gate of the factory and looked around, and found that this was a medium-sized factory, covering a large area, and recalled the information, remembering that this factory seems to be mainly for the production of precision parts of machine tools, such as flange flange plates or something - that is, the information that Kitahara Shuji looked at in the elevator, the customer is as far away as Northern Europe, and many foreign contracts are suspected of fabricating factories.

This was a sudden visit, Yoko Takemura made a phone call at the factory gate before being let in, and although the factory was surprised, it still welcomed them warmly and sent the financial director to accompany them.

The financial director's name is Akashi Yunobu, in his fifties, slightly thankful, and even more enthusiastic, not only did he not dare to offend Niwa, but even Yoko Takemura did not dare to offend, and even bowed seriously to Kitahara Shuji, and asked for care in a loud voice.

After a long period of politeness, Akashi Yushin asked with a smile on his face, "Commissioner Niwa, is there something wrong with the sudden visit?"

Niwa Arika looked him up and down a few times, and asked casually, "Are you an expatriate employee of OUCP?"

Akashi Yuxin's face stiffened a little, but he immediately regained his smile, and nodded again and again: "Yes, yes, I was sent here by our store in the middle of the year before last." ”

The Bank of Japan can send employees to factories and companies that have borrowed money, and a small part of the reason is that the borrowed enterprises are not operating well, and they send people to assist in the operation, and by the way, they also look at a little, in case there is a precursor of bankruptcy, it is convenient to give priority to the seizure of assets to pay off debts, but the main reason is to reduce the burden of the bank itself, and kick out the employees who are useless and have exhausted their potential energy, so as not to do much work in the bank and receive high salaries.

Enterprises borrowed money, do not want to accept these old bank employees can not help, at the same time these employees are not completely for nothing, can help small and medium-sized enterprises to straighten out financial relations, at the same time there is a little connections, convenient for the future to continue to borrow, barely a win-win situation.

The only unhappy thing is the bank employees who have been kicked out, their salaries and benefits have been greatly reduced, and some will even be reduced by more than 80%, and the benefits are all over, which is basically equivalent to being stuffed by the army - it is difficult for this kind of person to return to the bank, even if he will not be fired, he will be kicked around among small and medium-sized enterprises in the future, until he receives the severance pay and goes home for retirement.

As long as he is kicked out, he has basically been proven to be a failure in the workplace.

"It's more convenient to be from OUC. Niwa Arika glanced at Akashi Yuxin, put a piece of paper on the table, pointed and asked, "I want to know about the loans I handled last quarter...... Do I need to show my ID?"

"You don't have to!" Akashi Yushin is also an old banker, and he knows what Niwa is when he smells it, so he directly turned on the computer, took out a lot of account book vouchers, and began to explain to Niwa.

His explanation is almost flawless, the delivery voucher is readily available, and he also pushed the time forward, and said seriously: "Our company (he is a dual identity) is the object of OUCC's long-term support, there have been three loans before this, all of which have been repaid, and it is OUCC's A-level credit customer, this is the qualification certificate, please ......"

Niwa glanced at it, this was what she had known for a long time, she didn't care, interrupted Akashi Yuxin's words and asked: "How to explain these contracts, from what I have investigated, these foreign companies can't digest the purchased parts in a short period of time." ”

She asked while observing Akashi Youxin's facial expression, and Akashi Youxin was not panicked, and responded calmly: "We are the producer, as long as the purchaser places an order and pays the advance payment, we will start production, as for how the purchaser digests these parts, we have no right to ask, but we have also speculated on this issue, it should be sold for a second time, or a joint purchase carried out by several factories in the name of one factory, after all, this customs declaration is relatively simple." ”

"And these are old customers who have cooperated before, and they have purchased a large number of parts before, which is equivalent to this time, and the payment is very fast, and the reputation is very good. Akashi Tomonobu showed Niwa the documents again, "This is the previous shipping documents and payment receipts, this is the tax form and tax refund records, this is the ......"

Niwa didn't interrupt the other party in the middle of the matter, and listened patiently all the time, and after listening, I felt that it was not impossible - her authority was only to supervise the bank, and she didn't have the strength to chase them abroad to see what those parts were used for...... In fact, she doesn't care what she's doing, even building an atomic bomb is none of her business.

Indeed, as long as it is proved that the payment can be recovered, what does the buyer do?

Judging from the papers, she couldn't find fault with it, after all, she was a high-quality customer who had a history of trading before, and then asked: "Can your production capacity complete the contract? I don't think your production schedule is enough to support the completion of all the contracts." ”

"That's the production department, you can work overtime, recruit mechanics on a temporary basis, and outsource part of it. Akashi Yushin replied impeccably, and said with a smile: "There is money to be made, everyone is very motivated, after all, the economy is in a recession, and everyone is very happy to be able to do export business." ”

Niwa Liaka nodded slightly in approval, but continued to ask: "The loan was scattered and transferred away as soon as it was credited, what did you do?"

"Raw materials and equipment were purchased, and those raw materials were also part of the collateral for this loan, and OUCC has sent someone to see it. ”

Niwa had already dissipated most of his suspicions at this time, and he got up directly and said, "Can you take me to visit the workshop and see the storage situation?"

"Of course, Commissioner Niwa, please. ”

Akashi Yushin led the three of them to the workshop again, and Niwa Liaka didn't go in to disturb the normal production, but just carefully observed for a moment at the door, and found that the production was indeed hot - she came suddenly, and she felt that the temporary pretending would not be so similar, and her suspicions went a lot.

Akashi Youxin half-bent over, let her take a closer look, and said with a smile: "In addition to Commissioner Niwa, there was also a commissioner who came to visit last year, and I have similar questions as you, but we borrowed money according to the regulations and repaid the principal and interest on time, and there are no problems at all." ”

Niwa Liaka thought for a moment, turned her head and asked, "I'm going to take another look at the warehouse." ”

"This way, please. Akashi Yushin was fearless, led the three of them to the warehouse again, and said with a smile: "That's it, Commissioner Niwa." ”

The warehouse is huge, stuffed with things, Niwa Arika stepped forward to look, it was some metal products like steel ingots, and then asked him to come to the storage list, and asked about the purchase price in the warehouse, roughly counting the quantity, but after a circle, it seems to be about the same, not much in and out, and Akashi Yushin also introduced: "I have used a part, here, here originally had a bunch of each, and now it is a finished product, and the loan money was also used to buy two precision CNC machine tools and some auxiliary equipment." ”

Kitahara Shuji thinks that there may be no problem with this factory, it belongs to the kind of business that is in good condition, and the loan is normal - OUCC provides this factory with a low-interest support loan from the state, and it is very cost-effective to continue to borrow money to expand production.

Isn't there a saying, the richer you have, the more you borrow, and the bank's money doesn't have to be used in vain.

He felt that this trip had been in vain, and stood in the doorway and watched the neatly arranged metal ingots start the time.

He likes this kind of neat and geometrically beautiful scene, but when he looks at it, the name of the item is displayed in front of him, [ordinary zinc alloy ingot], [ordinary steel ingot], which suddenly makes him lose interest, and he is not interested in looking at the composition of the material, such as the amount of carbon and zinc, and he doesn't want to make parts, this kind of detail is none of his business.

He turned his head directly to look elsewhere, the unlucky system is not good at all, what a glance at it will mark you with a name, and it can also list a bunch of details, sometimes it is really disturbing.

But it's okay, if you don't have this function, you were beaten and thrown into the back alley by Chuncai Medicine at the beginning, and you can't tell you that you have already formed a big feud with the Fukuzawa family, where will you pick up two girlfriends.

But after he turned his head, he suddenly felt a little uncomfortable in his heart, but why he was uncomfortable couldn't say that he couldn't say it, so he couldn't help but turn his head back, stared at a pile of metal ingots and observed it carefully, thinking about what was wrong, and quickly reacted - the total number is 280 pieces, and the number 280 is not right, this number makes me feel uncomfortable.

This number is not neat, and it spoils the geometric beauty!

This metal ingot is a pile of piles, but they are all arranged one by one into a neat cube, the length, width and height are the same, and what natural number of the three is 280?

He suddenly became interested, approached and counted them without a trace, and was suddenly surprised. From the outside, it looks like there should be 512 pieces of metal ingots to be processed, but the system shows that there are only 280 pieces, so where did the other 232 pieces go?

This pile of metal ingots is a prototype, only the surface layer is metal ingots, and the inside is hollow or stuffed with something else? Is it just in the factory, or is it ...... Or did they not bring in so much raw material at all, and only put it like this just to prepare for inspections?

He didn't move, he changed a bunch and looked at it carefully, and found that it was still 280 yuan, and then turned his head to look, and found that several custodians in the warehouse had slightly unnatural faces, and they didn't dare to come over at all from a distance - there was something wrong with this!

He quickly circled around the warehouse, glanced at the warehousing list, and basically determined that the raw materials were nearly 50% less than they seemed, just using people's psychological inertia to make people think that there were enough quantities here.

Niwa Arika finished the rough inspection, was silent for a while, and bowed deeply to Akashi Yushin: "Akashi-san, I'm really sorry for the trouble I caused you." ”

This is what she has to do, this factory suddenly looks quite suspicious, but when she came to the field to check, the materials are complete, the procedures are complete, the accounts are clear, what do you want, that is, she judged it wrong - if there is a problem with the loan, then naturally there is nothing to say, and she will go to clean up the East Union Union, let the East Union clean up the factory again, but now the loan is no problem, people are operating and producing normally, then she is a waste of other people's time, and she should naturally apologize.

When she lowered her head, Akashi Youxin showed an expression on his face that seemed to be smiling and enjoying it, but it disappeared in a flash, and he immediately bowed in fear and returned the salute: "Commissioner Niwa, please don't do this, you are also fulfilling your duties, I fully understand!"

Niwa Arika straightened up and bowed her head and said, "Thank you for your understanding, Akashi-san, I'm ready to take my leave, please come on." ”

For her, there is a little flaw in the procedures or documents, it doesn't matter, after all, people will make mistakes as long as they do things, and only if they don't do things will they not commit crimes, she can understand, and she just wants to complete her duties, not to take the opportunity to rectify people, then according to the current situation, this factory seems to have done a good job with the state's low-interest loan, and she doesn't want to dig into it, and is ready to leave directly.

Akashi Yushin hurriedly said, "Are you going to leave? Please stay for a light meal at noon!"

"No, we have somewhere else to go. Niwa Arika beckoned and motioned for the two attendants to leave together, and Kitahara Shuji followed behind her, and glanced at Akashi Yushin saying goodbye to Yoko Takemura, and said softly: "Commissioner Niwa, the number of raw materials is wrong, and it is empty." ”

Niwa Arika slowed her steps, but didn't stop, and asked softly, "Are you sure?"

"If all the raw materials are in this warehouse, it is more than 40% less. Kitahara Shuji wasn't nervous, just calmly replied. At best, this kind of behavior is misappropriation of low-interest loans, and if it is not done, it is just a violation, and even if it is dismantled in person, the factory will not think of going crazy enough to do anything to them - unless they are really crazy to have the idea of killing people or illegally detaining them.

If he really has him, he is not afraid, and he can fight out with Niwa.

Niwa Arika frowned, hesitated for a moment and then made a decision: "Go first, turn around." ”

Kitahara Shuji didn't quite understand what she meant, but when it came to knowing the banking industry, of course, it was Niwa Shen, and he was not strong, so he followed Niwa and left.

Leaving was Yoko Takemura driving, she was very happy, and drove slowly towards the second target. First, he was glad that Niwa had not found anything, and his bank did not have to be slapped in the face; second, he was happy that he did not have to take a "plane", which was really scary to death, and his chest was strangled.

But the car didn't go far, Niwa said that he was hungry, and took out the money and said that he wanted to invite everyone to eat lunch, and Yoko Takemura immediately rushed to treat her, but after Niwa's face sank, he immediately changed his mind and let her buy it, and Niwa naturally agreed.

Yoko Takemura parked the car and went to the convenience store, and Niwa took out a pack of cigarettes with some distraction, and only reacted after smoking one, and then took out another one and handed it to Kitahara Shuji: "Smoke?"

Kitahara Shuji was speechless, and Niwa was stunned for a while, hesitated for a moment and put the cigarette back on. Kitahara Shuji opened the window and said with a smile: "I don't mind, Commissioner Niwa can smoke it if he wants!"

"Oh, thanks. Niwa really wanted to smoke one, so he took it in his mouth and lit a fire, and took a sharp puff, and suddenly the thin and long lady's cigarette was directly reduced by half.

Kitahara Shuji looked at the slender cigarette ash and was even more speechless, are you in such a hurry to smoke a cigarette?

Niwa turned the cigarette into a cigarette butt in two sips, and then puffed out the smoke and asked Kitahara Shuji, "Aren't you curious why I'm leaving?"

"Curious. ”

Niwa snuffed out the butt of the cigarette, lit another one, and hesitated: "If you're not mistaken, we seem to have run into a nest case, what a big fish." ”