(The second shift, asking for a monthly pass)

Mr. and Mrs. Yan have officially retired.

Because he took the initiative to give 15% of his shares to the technical staff, after Yan Dabang sold the company, he did not immediately make his savings rise to a nine-figure step.

Normally, a company can be sold at least three times its annual profit.

If the price is set in this way, the person who buys the company will be able to recoup the cost after three years, and he will make money from the fourth year onwards.

But now is the cold winter of the manufacturing industry, and a large part of the profits of Yanlu Machinery are still in the stage of accounts receivable.

When Yan Dabang and his wife sold their company, they only set a valuation of 100 million yuan for Yan Lu shoe machine.

This valuation is the profit of Yanlu Machinery for one year after counting the accounts receivable, and it does not mean in accordance with the "industry rules" at all.

If the company's valuation is put to 300 million according to the "industry rules", first, no one may buy it in a short period of time, and second, if people buy it, it is very likely that they will be cheated in the end.

The thinking mode of Yan Dabang and his wife is completely different from that of many people who have just started their business and have not yet made a profit, and they will mark a valuation of hundreds of millions of dollars for their company at every turn.

The valuation of a company needs to be determined according to the actual situation, if there is a "business rule" that is used as a reason not to give an inch, it can only be a bad hand or find a big wrong.

Yan Dabang and his wife did not consider the "industry rules" when they sold the company, and after properly arranging the technical personnel who followed them, the couple found a balance between their own psychological price, the future development of the company and not letting the buyers suffer.

After the company was sold, Yan Yun's account was still only tens of millions, and there was still a little distance from the title of billionaire.

In the first two months, after Yan Dabang and his wife sold the original piece of land in the center of the city, the wealth of the Yan family increased dramatically.

Even on a per capita basis, Yan Yun's family is already billionaires.

Yan Dabang and his wife have not seen money, nor have they not taken care of money, in addition to bank management, they were also very keen on buying a house.

But compared to today's wealth, what they had before was small money.

As soon as there is a lot of money, there will be a problem of how to make money make money.

Before that, Yan Yun's family's money was either running water or accounts receivable, and when they saved a little money, they all used it to buy a house, and the funds in the bank account were always quite limited.

The question of how to deal with the money placed in the bank has not been encountered by Mr. and Mrs. Yan before.

Keeping money in a bank is something that only people who don't have a lot of money do.

Bank interest is a thing that is the same for the growth of wealth.

If you keep your money in the bank, you will get poorer and poorer, and how can the "small point" of interest catch up with the "big man" like inflation?

If a person thinks all day long about how to increase the value of his deposit in the bank, or thinks about what kind of capital-guaranteed wealth management products he should buy to get more returns, it means that the person's savings are not enough.

When you put a deposit of millions in the bank and do not move, there may be various wealth managers of the bank who call you to ask if you want to buy wealth management products.

When you put tens of millions of deposits in the bank, there will be a senior wealth manager of the bank to help you match the most suitable wealth management product combination plan, and at the same time, more high-end private banks will also begin to extend an olive branch to you.

When you put hundreds of millions of deposits in the bank without moving, a number of private banks will arrange special personnel to help you find ways to make money all over the world and design the best plan for you, for fear that if you are not careful, you will lose a "heavyweight" customer.

This last category is very rare, even for banks.

The economy has taken off for decades, and in China, there are hundreds of millions of people who can no longer be said to be rare.

But normally speaking, even a person with tens of billions of assets may not have so much cash in his private account.

Mr. and Mrs. Yan Tapong are now in this particularly rare category.

Suddenly became such a rich person, Yan Dabang and his wife really didn't know what to do with the money for a while.

More importantly, when the money from the land sale arrived, Yan Dabang and his wife were already in Melbourne, and the objective reasons also caused the couple to have no time to deal with their new wealth.

It wasn't until several private banks came calling one after another that Mr. and Mrs. Yan realized that they were now on the list of the richest people that private banks were chasing.

Industrialists are like this, many of them only know how to create value through productive labor diligently, and are not keen on playing the game of money.

Those glamorous real estate developers have a lot of debt behind their butts.

People who do real estate need to be glamorous the most, and they spend the money of the bank and the money of the shareholders, how can there be no reason not to be extravagant?

Industry is where the invisible rich are truly abundant.

Maybe it's because it's too invisible, many "factory directors" have maintained a consistent style of thrift and thrift for many years, and they don't look like what a rich person should be.

There are many "factory directors" who have not changed a car for ten years, and after a long time, they may not even feel that they are rich.

…………………………

How do wealthy people who don't run businesses grow their wealth?

Such a question, Yan Dabang and his wife, who have never really stepped into the ranks of the rich before, have really never had the opportunity to think about it carefully.

Yan Yun, a designer who studied design, has never been exposed to this kind of thing.

Every private bank that comes to the door says that the asset allocation plan it offers is the best.

But what do the real rich do with their "idle" money?

Such a question should be asked by a person who is accustomed to seeing rich people.

So, who is the person the Yan family has seen the most rich?

Of course, Yan Ling, who graduated from Wharton MBA.

Those who can enter the Wharton School for MBA, except for a few "children from poor families" who rely on their own real skills, most of the students are either rich or expensive.

The words "children of poor families" are also completely applicable to Yan Yun's cousin.

Compared with people with real family backgrounds, the current volume of Yan Ling's Lingyan shoe industry is simply not enough.

But as long as it is the matter of Yan Yun's family, it is absolutely impossible for Yan Ling not to care.

After the "poor classmate" Yan Ling received the "instruction", he found a Trust Fund Baby (Trust Fund Baby) who was born with a "diamond key" to understand the situation. (Note 1)

…………………………

Note 1:

In the Trust Fund Baby portfolio, Trust Fund is a trust fund, and the meaning of adding a Baby baby is that this person was born in a wealthy family and was born with a family trust fund.

Trust Fund Baby and China's rich second generation are a relatively similar title.

Most of the time, it is a little derogatory, somewhat saying that a person is a loser or does not want to make progress.

Trust Fund Baby is often said to be the second or third generation who do nothing and live on the family trust fund.

But the rich second generation is not all the masters who sit on the empty side, and Trust Fund Baby also works very hard.