718. Ming Road
If it is an ordinary person, or even an investor in the general industry and Wang Ke will say this kind of thing, Wang Ke will scoff at it, you must know that this is the conclusion that he and his entire investment team discussed, Wang Ke is very confident that this project will make money, which is also the main reason why he is crazy about investment, that is, to take advantage of this opportunity to make a big deal.
Originally, Wang Ke still suspected that Nie was the only one who resigned himself because he wanted to do this deal alone.
But the meaning of Nie Wei's words today was obviously not optimistic about his investment, which made Wang Ke involuntarily feel a sense of vigilance.
After all, Nie Wei's investment vision is well-known in the industry, and the two investments in iFLYTEK and Apple alone have proved how accurate Nie Wei's investment vision is.
For a while, Wang Ke, who had been taking the initiative to chat with Nie Wei, fell silent, just because of the information revealed by Nie Wei's last sentence.
Nie Wei looked at Wang Ke's expression on the side, thinking about the relationship between Shu Chang and Liu Tao, and felt that it was better to talk to him more.
"I have a statistic, do you want to hear it?"
"Huh?" Wang Ke was awakened by Nie Wei's words, stunned for a moment, immediately nodded, and said, "Of course." ”
"During the two years from 2004 to June 2006, the Federal Reserve Board of the United States raised interest rates 17 times in a row, raising the federal funds rate from 1 percent to 5.52 percent. ”
"The fund rate has more than fivefold, and it has also caused pressure on local people who want to buy a house to repay their loans, which is the main reason why the hot American real estate has suddenly cooled down in the past year. ”
"I think you must think that the cooling of U.S. real estate is just an illusion, and the Fed's continuous interest rate hikes itself is a signal of optimism about the U.S. housing market, so you think it's a good time to take advantage of this opportunity to buy related real estate stocks or invest in buying houses, and when the Fed makes another move in the future, it will be the day when the U.S. real estate market picks up or even soars, right?"
Every word of Nie Wei made Wang Ke's heart jump in his heart, and in the end, Wang Ke looked at Nie Wei with even a hint of jealousy in his eyes, because he felt as if there was no secret in front of Nie Wei.
But soon Wang Ke put this fear behind him, and turned to a fear from the heart.
Because he suddenly thought that since Nie Wei had already seen through his investment ideas, but still held opposing opinions, didn't he say that his investment purpose this time was wrong?
Could it be that he was really wrong, or was Nie Wei too cautious? Wang Ke's heart shook violently.
Looking at Wang Ke's expression, Nie Wei knew that the other party must have listened to his words, but he was unwilling to accept the reality, so the wavering he showed at this moment was probably still a glimmer of hope for his plan.
After all, this is a plan that Wang Ke's team has planned and analyzed for a long time, and even made sufficient preparations, even if he was poured cold water by Nie Wei when he was about to make a move, but so much data and news before was used as the basis, which still made Wang Ke unwilling to believe that he would make such a big mistake.
"Brother Wang, you should know that the loans of credit companies are graded, right?"
"I know, prime mortgage customers and subprime mortgage customers. Of course Wang Ke knows this, after all, he also has a credit business.
"Then you should also understand what these credit companies call so-called subprime mortgage customers, they are the kind of people who basically pay off the loans of credit companies every month except for living expenses, and there is almost nothing left. ”
"I know that. ”
"Then have you taken into account a situation, all the predictions you make now are the premise that house prices will rise, but have you done the forecast report that house prices will keep falling?" Nie Wei asked a key question, which made Wang Ke stunned for a moment.
"Can't you?" Wang Ke came back to his senses for a long time, with a trace of fear in his eyes, and asked Nie Wei suspiciously.
"Don't look at me like that, I don't know. Nie Wei shrugged his shoulders, still with a faint smile, but the words he said made Wang Ke feel frightened.
"I'm just giving Wang Ke an example of a situation, in case the house price does not rebound within a year, but continues to fall, then as a subprime mortgage user and mortgage to the credit company of the property will inevitably depreciate significantly, followed by the panic of the bank, although the bank has money, but there will also be a stop loss line, when because of the depreciation of the property, and more and more subprime mortgage users who have been unable to have the ability to repay, then the bank will inevitably take measures. ”
"Once the bank raises the standard of loans and tightens its own pockets, many subprime mortgage customers will also encounter a crisis because of the increase in the bank's standard, and they will not be able to repay the money of the credit company if they cannot get the bank's loan, and if they cannot repay the money of the credit company, the credit company's capital chain will have a crisis, which will affect the various investment banks it cooperates with, and the investment bank will not have income, and it will also affect his investment customers and corporate ......."
When Nie Wei said this, Wang Ke was already in a cold sweat, in fact, he was in a cold sweat all over his body at the moment, because if this situation really happened as Nie Wei said, it would be terrible.
"Let me tell you a little bit of information about Brother Wang, you should know that New Century Financial Corporation, the second largest subprime mortgage institution in the United States, I heard that the company's financial report last quarter showed that New Century Financial Company lost a full 500 million US dollars, and 70% of the losses were due to the loss of repayment ability of subprime mortgage customers and the depreciation of real estate, which did not meet the company's stop-loss standard. ”
"Of course, this is just gossip, you can just laugh at the Yankees after hearing it. When Nie Wei said this, it was really like an ordinary person chatting with Kan Dashan, but Wang Ke didn't dare to think so in his heart, Nie Wei gave him this news, no matter how he looked at it, it didn't look like a casual chat.
Seeing Wang Ke fall into thought, Nie Wei didn't say more, it was enough to make people understand this, the rest depends on Wang Ke's own choice, Nie Wei can't help him, and there is no way to help, if he intervenes more, it will not help, but revenge, as for which Wang Ke will choose in the end, it can only be said that it is his life.
Nie Wei didn't care about Wang Ke who was thinking about it, but came to the small kitchen at the back of the plane and instructed the casual stewardess to prepare juice for Shu Chang and the others in front.
The flight attendants who can serve commercial aircraft are the elite of the elite in this industry, and the small juice is naturally difficult for them, and soon a cup of juice will be made, with lemons, peaches, orange juice and pineapple juice, which is very complete, and without Nie Wei's instructions, they carefully prepared a small bucket of ice, and if anyone wants to drink ice, they can add it directly on the spot.
Not long after the stewardess pushed the juice out, Nie Wei heard a burst of excited shouts from the cabin, and said in his heart that these girls are really interesting, this is not a rare thing, as for that.
Boys and girls do think in different directions, Nie Wei only thinks of the juice itself, but what girls think of is not only the juice, but the more important thing that girls think of is the environment for drinking juice.
At least except for a very small number of two or three girls present, the rest of the female artists have never drunk juice on such a luxurious plane, and it seems that these juices are much more noble than those drunk on the ground.
Of course, this is not their delusion, the fruits prepared for juicing on the plane are indeed carefully selected, and they must be of higher quality than those in ordinary juice shops.
There is another advantage of taking a business jet, that is, it is more time-saving, the maximum cruise speed of the G450 can reach Mach 0.88, which is certainly faster than the usual civil airliner, plus there are no cumbersome boarding steps and waiting time, it often takes half a day to get from Kyoto to Jeju Island, but by business jet, from boarding to landing, it only takes two hours.
You can even settle lunch at the resort.
Named Yeoja, this resort is already one of the top three super resorts in Jeju Island under the careful management of Zhou Aiguo, and its biggest feature is that it has a private beach for people staying at the resort.
In addition, this resort also provides yacht fishing services, and there are galleries, libraries, tea rooms, cafes and other supporting facilities in the resort, which has been praised by many media as the most desirable resort for artists.
In addition to the beach, the hotel is equipped with two large swimming pools, both of which are new technology pools with temperature control, and there is an infinity pool on the top floor, both of which are free for residents.
In addition, there are some duty-free shops in the resort, and most hotel customers can basically buy whatever they want to buy at the resort, which is very convenient for customers.
In addition to these supporting facilities, the room service of the resort is also very high-quality.
The biggest feature is that the hotel rooms here are larger than the average hotel, and although you will lose a little bit of the number of rooms by doing so, the large rooms undoubtedly give customers a better experience and are easier to retain customers' hearts.
And in addition to the standard rooms, the resort is also equipped with some children's rooms, such as teddy bear rooms, such as Hello Kitty rooms, etc., which are very thoughtful for families with children.
"Wow, it's really beautiful here. Nie Wei took Shu Chang and his party to the resort, and as soon as they entered the courtyard of the hotel, more than a dozen female artists were attracted by the scenery of the resort.
Fountains, coconut palms, blue swimming pools, and a comfortable breeze are just a great way to forget your worries.
"It will be prettier at night. Shu Chang, who is not the first time to come, said with a smile: "There will be a rainbow fountain at that time, and the lighting arrangement here will make people feel as if they are in the starry sky, which is really beautiful. ”
"Then let's go back to the room, you send us the picture. Jiang said anxiously.
"Got it, got it, don't pull me. A group of girls walked noisily towards the hotel building, Liu Tao was also following a group of people to make trouble, but suddenly found that something was wrong, and when he looked back, he found that he was walking alone behind him, looking depressed.
Liu Tao thought that her husband Wang Ke felt a little unaccustomed to a bunch of girls, so he walked over to comfort him: "Husband, these girls are making a little trouble, you can get used to it if you get used to it more, in fact, they have very good personalities." ”
"I know, I know. Wang Ke came back to his senses, squeezed out a smile at Liu Tao, and said, "Women who can make friends with my wife must also be good-tempered." ”
In a word, Liu Tao's heart was full of joy, and the one who laughed was called a sweet.
"Wife, you go back to the room to pack your luggage first, and I'll walk around this yard again. Wang Ke made an excuse and wanted to get rid of Liu Tao, Liu Tao didn't suspect it stupidly, and after a few words of advice to Wang Ke, he carried his luggage and chased after the group of girls in front of him.
Wang Ke looked at Liu Tao's back, but his mind was still Nie Wei's words just now.
Nie Wei gave him a thorough analysis, especially the information revealed at the end, which made Wang Ke cool from the tail vertebrae to the top of his head, coupled with the thinking along the way, the scale in Wang Ke's heart has begun to tilt.
It's like what he is thinking about now, it's not whether he should believe Nie Wei's words or not, but how to stop the loss, because before that, he had invested nearly 100 million Huaxia coins in this area, and if he wants to recover it now, he will inevitably have a loss.
After lunch at noon, everyone went back to the room to rest, recuperate, and prepare to participate in the bonfire dinner prepared by Nie Wei for Shu Chang's birthday in the evening, while Wang Ke followed Nie Wei and helped him with the things he needed to prepare for the dinner in the evening.
In fact, there is nothing to do, Nie Wei handed over most of the work to the staff, only some things that need to be expressed, such as blessings on the cake, Nie Wei wants to write it by hand, and Wang Ke is in a gang to help prepare some materials.
When Nie Wei was free, Wang Ke hurriedly found an opportunity to ask Nie Wei for advice.
"What will be popular in the economic crisis, of course, which cheap food, such as potatoes, by the way, have you heard of the lipstick effect, when girls have no money to spend luxuries, often some cheap but decent things will become their choice, such as lipstick, perfume, eyebrow pencil, mascara, etc., the makeup industry believes that there will be a wave of rise. In the face of Wang Ke's inquiry, Nie Wei expressed his opinion.
Of course, all of this is based on the fact that Nie Wei predicted that the subprime mortgage crisis would occur, and these industries would rise as Nie Wei expected.
Nie Wei is only responsible for analysis, but he will not help Wang Ke make any decisions.
However, Nie Wei himself has indeed put a lot of thought into these industries, after all, this subprime mortgage crisis is the only economic crisis in Nie Wei's memory that can determine the actual situation, and taking advantage of this crisis to make some money from Lao Mei is naturally not something that Nie Wei can not miss.