004 Carrying a multi-million mortgage
Pei Qian looked at the ten yuan in his hand, and then glanced at the lottery shop not far away, and he felt his left eyelid jump.
The left eye jumps wealth, and the right eye jumps disaster.
Pei Qian blinked, confirming that his left eyelid had been jumping, and a gust of autumn wind blew, and Pei Qian couldn't help but yawn.
When he was just thinking about life here, he seemed to be caught by the wind.
The wind in the south is cold and damp, and this is especially true in Gyeongju.
In the summer it is a stove, and in the winter it is an ice storehouse.
"Buying or not buying?" Pei Qian asked himself in his heart.
He had also bought lottery tickets a few times before, and the biggest win was five yuan.
In the end, Pei Qian concluded that his name was not suitable for buying lottery tickets. However, this time, Pei Qian had an intuition that he would definitely win.
If you go and buy a bottle of Coca-Cola, you will have seven dollars left.
If he goes to buy lottery tickets, then he is really penniless.
It's been almost half a year since he graduated, and he really hasn't saved a penny, and today the company is still closed.
Thinking of this, Pei Qian felt a little colder again, and couldn't help but scold in a low voice: "Make you self-righteous." ”
Looking up at the surrounding high-rise buildings, Pei Qian let out a long sigh. "The house!"
Pei Qian chopped his hand once last year, and it was the biggest deal of his life so far.
I bought a hardcover river-view house with 119 in the suite, with a total price of 2.2 million.
Since the previous year, housing prices in Gyeongju began to rise wildly, and the car of Pei Qian's roommate Yuan Ling was also changed from a Corolla to a BMW X3.
He has five houses in his family, and selling one is enough to buy two.
"Our house was bought for 200,000 yuan, and it was sold for 900,000 yuan yesterday. Yuan Ling said very proudly.
After hearing Yuan Ling's words, Pei Qian was moved, and went to the Internet to search for news related to Gyeongju housing prices, and the more he looked at it, the more red he became.
Then he walked out of the dormitory and made a phone call home.
After Liu Hongping hung up her son's phone, she made another call to Pei Qian's father, Pei Youcai.
When the two of them were eating in the evening, Pei Youcai lit a cigarette, and after smoking, he said: "Son, my daughter will definitely not be able to work as hard as us for the rest of her life in the future, and it's good to buy a house in Gyeongju!"
Liu Hongping also said: "Wang Liqun, who is downstairs, bought a house in Gyeongju for 300,000 yuan the year before last, but now he doesn't buy it if someone else gives him 1 million, and he thinks that the house price will rise." ”
"It's decided, when the girl has a weekend holiday, we'll go up together. Pei Youcai made a decision.
"That girl is about to take the college entrance examination, and she ran up to her brother every week to play, what should I do?" Liu Hongping sighed when she thought of this.
Pei Youcai glared at Liu Hongping and said, "I said it was good to buy a bigger house, but it wasn't enough for you to nug the two of them to squeeze one room, and finally bought a two-room one." ”
Liu Hongping stopped talking, thinking that in case something really happened to the two of them, although they were not related by blood, they were also brothers and sisters in the household registration book. When the time comes, it is inevitable that you will be gossiped about by neighbors and relatives behind your back.
And then another sigh. "I don't know what the people around us will think of us at that time!"
"It's just poking the backbone anyway. Pei Youcai also sighed.
Re-lit a cigarette, took a long breath before saying: "It's good to buy a house on it as soon as possible, my son will definitely not be like us in the future, living in a small county for the rest of his life, and the news says that housing prices across the country are rising, I don't think it will fall anyway." ”
Pei Youcai and Liu Hongping have now accepted their fate, and after finding out that Pei Qingxue likes Pei Qianmiao, they immediately changed to a big house, one room for one person.
Liu Hongping also made a fuss in private, but every time she opened her mouth, Pei Qingxue burst into tears one after another, threw herself into her arms and said, "Mom, don't you like me?"
Liu Hongping had no choice, Pei Youcai had no way to take this little padded jacket, and later every time he drove her to the high-speed rail station, Pei Qingxue came back and picked her up.
Ye Chacha's matter still made them frightened, their daughters were more beautiful, they looked like fairies, and they seemed to be more careful.
Therefore, Pei Qian High School is crowded with buses, and Pei Qingxue's family bought a pickup truck for her, one is to pull goods, and the main reason is to pick her up and go to school.
is also in high school, and the gap is so big.
On the weekend of the week after Pei Qian made the call, his parents took Pei Qingxue to do the high-speed rail, and Pei Qian went to the high-speed rail station to pick them up.
As soon as Pei Qian saw them, he saw a white shadow running towards him like a rabbit, and then hung on his body.
Since it was April, Pei Qingxue wore an off-white turtleneck sweater.
She is seventeen years old, one meter six or eight tall, and her figure is much better than her peers, with a convex and backward curve.
Pei Qingxue pinched Pei Qian's ears with both hands, pouted and asked, "Do you miss me?"
Pei Qian glanced at the people around him who were looking at them, and quickly nodded in agreement. "Yes. ”
It's not coping, even though we only met last weekend, but I'm really starting to miss her.
After hearing Pei Qian's answer, Pei Qingxue chuckled a few times, and then kissed Pei Qian's left and right cheeks before getting off his body and saying, "Mom and Dad are behind." ”
Pei Qian saw that his parents were looking at them from a distance, looking up at the sky from time to time, and only came over after seeing Pei Qingxue standing beside him obediently.
Pei Youcai held a black briefcase in his hand, glanced at Pei Qingxue, and then patted Pei Qian's head with the briefcase, and said dissatisfiedly: "In the public, there is no appearance, are you like a boy?"
In the end, he felt puzzled, and patted Pei Qian's shoulder with his briefcase and said, "You are such a big person, pay attention in the future." ”
Pei Qian was very innocent and aggrieved, but he could only bear it, and he had to hurriedly nod and agree. "Got it. ”
As for Pei Qingxue, she looked at Pei Qian with a smile on her face, pretending not to understand Pei Youcai's finger and scolding, and even took the initiative to stand on tiptoe and pat Pei Youcai's shoulder and back.
"Dad, your clothes are wrinkled here. ”
Pei Youcai's face immediately smiled, and he glared at Pei Qian dissatisfied. "Learn more from your sister. ”
And Liu Hongping helped tidy up Pei Qingxue's clothes that had just been messed up, and whispered: "The meat on your waist was exposed just now, pay attention next time." ”
Pei Qingxue's face turned slightly red, and she nodded slightly. "Mom, got it. ”
Pei Qian looked at this scene and only felt that he was superfluous, but he was used to it.
In the taxi, Pei Youcai took a subway map and planning map of Gyeongju City and looked at it, pointed to a circle in the North Shore District and asked the driver: "Big brother, are there any new houses for sale here?"
When the driver heard Pei Youcai's accent, he asked with a smile, "Are you from the county below?"
"Nanping County," Pei Youcai replied.
"Fellow!" the driver's tone became warm, first talking about how he left his hometown and how he settled down in the urban area of Gyeongju, and finally said.
"There is a real estate called Tianhai International, which is very sought-after, and the location is also suitable, the surrounding second-hand clear water is sold for more than 20,000 yuan, and it is only sold for 18,000 yuan for fine decoration, and you can also see Yangjiang, I only accompanied my wife to see it yesterday. ”
The driver paused and asked, "Do you want to take you to see it now?"
"Thank you then. Pei Youcai loaded a Dahua cigarette for the driver.
Tianhai International This real estate does meet Pei Youcai's expectations, there is a subway station 100 meters out of the community, or a transfer station, and there are only 5 stations to Pei Qian's Gyeongju University.
After seeing the overcrowded sales department and the salespeople who love to buy or not, Pei Youcai and Liu Hongping both felt that this was a good market, but Pei Qian and Pei Qingxue didn't like the salesperson's dog eyes and looked down on people, and said that they wanted to go to other real estate projects to have a look.
Liu Hongping glared at the two of them. "What do you two know, have fun on the side. ”
Pei Qian realized that he couldn't be the master of this matter, he just wanted to "speculate" once, and looked at his parents' intention to be ready to live in peace.
After looking at the sand table and the planning plan, let the salesperson take them to see the actual house.
(Note: This article is an alternate world, and all properties in this world are for sale as existing homes.) )
Pei Qian and his family are looking at a house with an area of 119 square meters, with three bedrooms, two living rooms and two bathrooms, sitting north and facing south, and the horizontal hall is designed.
When they saw the large balcony with a length of 12 meters and a width of 1.8 meters, an open kitchen, an overall cabinet, a bathroom with dry and wet separation, and a long bay window with a room width of 0.8 meters in the three bedrooms, standing on their current twenty-fifth floor, the river view was very good, Pei Qian and Pei Qingxue were also moved.
"Brother, I kind of like it. Pei Qingxue took Pei Qian's hand and said.
When the sales lady heard this, she looked back at them in surprise, she always thought they were a couple.
It's rare to see brothers and sisters who have such a good relationship, and they have been holding hands since they entered the sales office.
Pei Youcai checked the decoration of the room, and as an old bricklayer, he sighed in his heart: "The decoration of a large company is different!"
The craftsmanship is not as fine as what he has done, but it looks more comfortable than the house he has installed, so he took out his mobile phone to take pictures.
Pei Youcai doesn't know how to design, and he does what the customer says he will do.
The sales lady didn't say anything despite her impatience.
After taking pictures of each room, Pei Youcai picked up the floor plan again and confirmed: "The bay window and the kitchen counter are all gifts, and the balcony is half a gift?"
"Yes!" replied the sales lady with a smile.
"How much does this house cost?" asked Liu Hongping.
"2.2 million. The sales lady replied.
"It's so expensive?" Pei Qian and Pei Qingxue sighed together, instantly feeling completely uninterested.
"Yes!" replied the sales lady with a straight face.
"Why don't we go and see the small apartment?" Pei Qian said loudly, and Pei Qingxue also nodded.
They know the level of their home, and it is still unrealistic to buy a house for two million.
Although I was satisfied, I had to give up.
Besides, Pei Qian's original intention was really just to buy a small two-bedroom apartment, like his roommate Yuan Ling's family, to rent it out, and then sell it after the house price doubled.
Liu Hongping glanced at Pei Qian and Pei Qingxue, and then went to look at the house again.
Pei Youcai lit a cigarette and smoked it, and after smoking a cigarette, he also glanced at Pei Qian and Pei Qingxue, and said to the sales lady with a long breath: "We want this house, with a down payment of 900,000 yuan and a loan of the remaining 1.3 million." ”
"I'm sorry, we only accept intention registration now, and then lottery, because there are too many people buying. The sales lady smiled and replied.
Pei Youcai lit another cigarette.
In the end, Pei Qian and they still bought this house, because the lottery number was shaken.
This is also the first time that Pei Qian knows that there are millions of savings in his family, but now he doesn't have them.
Poor him, his living expenses are 800 yuan a month.
The house is written in the names of Pei Qian and Pei Qingxue, with a down payment of 900,000 yuan and a loan of 1.3 million, Pei Qian is the main lender, and Pei Qian's parents are the guarantee.
After signing the contract again, Pei Qian couldn't help but sigh: "This is not the chopping hand I want!"
Because he knew that this house had wiped out the wealth accumulated by his parents for more than ten years.